Media & news

When Investments can Yield More Than Just Financial Gains

21st March 2024

'Climate change involves all of us' - ACC defends fossil fuel investment

28th Feb. 2024

ACC is still investing too much in fossil fuels

Not with my money: Avoiding investments in Russia

26th Feb. 2024

Press Release: Accelerating Mainstream Investment for Positive Impact

15th Feb. 2024

Two thirds (66%) of New Zealanders say that it is important that their KiwiSaver or investment fund delivers positive impacts in the world and informs investors.

What are our KiwiSavers invested in? Sept 2023 Data

5th Feb. 2024

What’s your money doing in Palestine?

12th Dec. 2023

Your KiwiSaver could be helping to fuel the cycle of violence. Barry Coates, CEO of responsible investing charity Mindful Money, explains how to check.

The Exxon shareholder revolt made worldwide news. Here’s what happened next

24th Nov. 2023

Ethical Investment Guide - Your Values, Your Investment

5th Oct. 2023

More KiwiSaver enters sin stocks through passive investing

25th Sept. 2023

Passive investment and index funds are partly to blame for more KiwiSaver money being funnelled into businesses that harm the environment, animals or people, says Mindful Money CEO Barry Coates.

KiwiSaver funds invested in 'harmful' companies hits record high

31st Aug. 2023

KiwiSaver investments in companies supporting deforestation on the rise

19th May 2023

New Choices to Invest Mindfully

15th March 2023

Tackling greenwashing: Doing what It says on the tin

12th Dec. 2022

MEDIA RELEASE: Kiwis investing in the companies supporting the Myanmar military

9th Feb. 2023

Monday Thoughts: Fossil fuels, palm oil and animal testing in your Kiwisaver?

8th Feb. 2021

Last week C16 Biosciences (a private US company) raised almost $30 million of capital to convert food waste into synthetic palm oil, highlighting how investors enable ground-breaking technologies.

NZ Super Fund: Links to Myanmar military

9th April 2021

The Green and National parties are calling for NZ Super to face a government inquiry over its links to a company supplying aid to the Myanmar military.

Mindful Money awards entries delight organisers

13th May 2021

Modern slavery: Government slow to act on needed legislation

13th May 2021

There are estimated to be more than 40 million people living in various forms of slavery today.

Fossil fuel investment drops 'but not fast enough'

21st Aug. 2021

KiwiSaver funds invested in fossil fuel-producing companies fell by $331 million in the six months to the end of March, according to new data released by Mindful Money.

New KiwiSaver Data: Funds Are Divesting From Fossil Fuels, But Not Fast Enough

25th Aug. 2021

Barry Coates: Investing smart, investing ethically

21st Aug. 2021

Climate change disclosure rules pass final hurdle

21st Oct. 2021

Bernard Hickey: Is a kinder, gentler sort of capitalism possible?

17th Sept. 2021

It’s a cliche, but it’s mostly true: culture eats strategy for breakfast.

More Kiwi fund managers make RIAA 'Responsible Leaders' list

17th Sept. 2021

Does your KiwiSaver contain alcohol?

5th Sept. 2021

The contents of your wine bottle may be banned from your KiwiSaver account, if you are invested in an ethical fund.

Mindful Money launches impact investment directory

10th Dec. 2021

Kiwi investors are missing out on opportunities to make a positive difference with their money due to the lack of impact investment funds available to them in New Zealand.

ACC fossil fuel investments criticised by climate action group

14th Dec. 2021

Climate action group 350 Aotearoa says ACC has work to do if its investment portfolio is to match the Government’s climate commitments.

How to pick the best KiwiSaver fund for your retirement, and the planet

15th Dec. 2021

How to use your money for good

16th Dec. 2021

New Report Exposes ACC’s Fossil Fuel Investments And Calls For Divestment Commitment

14th Dec. 2021

Your KiwiSaver, your values

9th Dec. 2021

Advisers can take on the climate change challenge

23rd Nov. 2021

Financial advisers have a crucial role in helping their clients and the companies they invest in avoid climate risk after a disappointing result at the recent COP26 Climate Summit.

Responsible investors take stand against vaping

19th Nov. 2021

Andy Wilkinson​ believes that if you think smoking is an addictive poison, then you should feel the same about vaping.

NowNext survey: KiwiSaver managers plan for carbon 'net zero' futures

15th Dec. 2021

Investing in the future

8th Nov. 2021

People are increasingly turning their minds to the implications finance has for a sustainable future.

Ethical Investment Awards: Combining Ethical With Great Returns

30th June 2022

Ethical fund manager Pathfinder won three categories at Tuesday’s Mindful Money Awards:

US firm contracted for national transport ticketing system involved in weapons manufacturing

26th Oct. 2022

The government is partnering with an American transport and military contractor that promotes its weapons-training systems by showing the targeting of men dressed in robes.

Could this be the end of home loan interest rate increases?

21st Oct. 2022

Retiring MP Trevor Mallard has suggested the Reserve Bank Te Pūtea Matua be given the power to use KiwiSaver as a monetary policy tool in its efforts to tackle inflation.

Can your investments make money while also doing good for the world?

6th Oct. 2022

Investing is often defined as putting money into schemes or ventures “with the expectation of achieving a profit”. But are financial returns the only way we can profit from investments?

Fund managers owning more in so-called, bad companies

17th Aug. 2022

Mindful Money’s latest analysis of investment funds shows more money is being invested in companies of public concern, particularly fossil fuels.

Continuous Disclosure: How green finance actually works

10th Aug. 2022

"Green finance" has become something of a corporate buzz phrase in recent years, as banks and governments increasingly link debt products to sustainability initiatives.

Study finds fund managers have increased investments in unethical companies

8th Aug. 2022

Local investors wanting ethical investment are being misled by fund managers who have increased their stakes in companies involved in undesirable businesses.

Find out if you're accidentally investing in weapons (and other scary stuff)

26th July 2022

Businesses required to prepare for worst eventuality of ‘hot house’ climate

28th July 2022

Fund managers failing to provide accurate or high-quality information for ethical funds, FMA says

28th July 2022

Investment managers are not doing enough to make it easy for Kiwi investors to compare and choose ethical funds, research by the Financial Markets Authority has revealed.

FMA calls out industry over ethical claims

28th July 2022

Of this 68%, only 26% have actually chosen a fund manager based on its ethical credentials; 51% have not and 23% have looked into it but done nothing.

6 ways you can help with climate change

17th July 2022

Billions of dollars of KiwiSaver to shift onto lower-carbon investments

17th July 2022

Rebecca Roberts​ has just switched her KiwiSaver from her bank ASB to Pathfinder after deciding she needed a fund manager that more closely matched her ethical aspirations.

Explained: Why The Warehouse will have to reveal its climate position but Farmers won't

9th July 2022

Big businesses will have to reveal their climate situations beginning in 2023. But many of our most popular companies aren’t covered. Eloise Gibson explains.

FMA ratchets up its campaign for better ESG disclosure from fund managers

16th Aug. 2022

The FMA won’t be giving much leeway to fund managers who are promoting and selling ESG products but dragging their feet in bringing their disclosure documents up to scratch.

Get woke, go broke: Is it possible to make money from investing ethically?

12th Sept. 2022

Pension pot sceptical of fossil fuel companies' green pledges

22nd Sept. 2022

Two-fifths of the $57 billion pot is minimally managed, or passively invested, in an index fund. But that became harder to do when managers wanted to invest responsibly.

Is it time to change your KiwiSaver?

27th Sept. 2022

It’s worth finding out if your savings are being invested in the right way, says one local provider.

Talk is cheap: Kiwi investors aren’t as ethical as they claim

28th Aug. 2022

New survey data shows Kiwis want their money put into responsible or ethical investments, but the most popular stocks on the share market might tell a different story

Survey finds demand outweighs ethical outperformance doubts

1st May 2022

Less than half of New Zealanders expect responsible investments to outperform, according to a new survey, but that hasn’t dampened cross-generational demand for products playing to the theme.

Majority of investors expect KiwiSaver, funds to be ethical

28th April 2022

Investment fund managers are under pressure to deliver as investors expect their money to make the world a better place.

Ethical investing: survey reveals key messages for advisers and fund managers

28th April 2022

Time For Kiwisaver To Quit Lockheed Martin

26th April 2022

More ethical funds land on platform

7th April 2022

New Ethical Investment Funds Launching On The Mindful Money Platform

5th April 2022

Responsible and Ethical investing is taking a huge leap forward with a new wave of innovative funds now available to New Zealand investors.

Māori fund added to Mindful platform

6th April 2022

A fund that integrates te Ao Māori principles has been added to the Mindful Money ethical investing platform.

Barry Coates on investing ethically and founding Mindful Money

23rd May 2022

Invest Ethically

31st Oct. 2022

Ethical Investment conference and awards details

10th May 2022

Ethical and Impact Investment Awards are back again

4th April 2022

Mindful Money now invites fund managers, financial advisers and journalists to submit entries for the Mindful Money 2022 Ethical Investment Awards.

NZ tested as world’s biggest asset manager back-pedals on environment

13th April 2022

Is property investment ethical?

9th May 2022

‘It’s fantastic’: How Australia’s new government could benefit NZ business

25th May 2022

Investing Your KiwiSaver Ethically Is A Powerful Way To Create A Better World, Finance Experts Say

6th June 2022

The biggest impact an individual can make for climate and social change is just a click of a button away.

How to keep your investments ethical when markets fall

16th June 2022

$190m of KiwiSaver funds invested in weapons, figures show

16th June 2022

Figures from Mindful Money show $190 million of KiwiSaver funds are invested in companies involved in the manufacture of weapons like firearms, missiles and ammunition.

Investing your dollar to vote for the future you want

28th March 2022

We make heaps of sustainable choices as we buy everyday products these days, whether it be for fair-trade coffee and chocolate, local produce, or ethically made clothing.

Your questions answered: How do I know what I'm investing in?

19th May 2022

Uncertain times present the perfect moment to open up about personal finances, but many people are too embarrassed, ANZ survey suggests

15th March 2022

A new ANZ campaign is seeking to encourage the financial shrinking violets among us to open up a bit when it comes to talking about our personal finances.

Generate KiwiSaver Scheme Helps Fight The NZ Housing Crisis With A $13.7 Million Impact Investment Into Te Puna Hapori

3rd March 2022

Barry Coates: Being mindful about the impact of our money

27th Jan. 2022

Investing ethically in KiwiSaver in wake of Russian invasion

14th March 2022

Millions of Kiwis are part of the KiwiSaver retirement scheme, where money is invested each paycheck, and more of them are interested in exactly where their money is going.

KiwiSaver funds invested in companies linked to Putin's regime

11th March 2022

Greenwashing remains rampant among KiwiSaver fund managers, as investors grow more conscious about where their money goes to.

HOW UKRAINE CRISIS AFFECTS YOUR KIWISAVER

11th March 2022

The Russia-Ukraine conflict has had its impact on the entire world in one way or the other. But it has also affected New Zealanders, who are Kiwisaver account holders.

Russia's aggression was a 'litmus test' for KiwiSaver funds' responsible investing claims - they failed

4th March 2022

Russia’s invasion of Ukraine has provided a litmus test for New Zealand funds' responsible investment credentials, and they’ve been found wanting.

Super Fund & ACC dump some Russian investments, as MSCI removes Russian shares from its widely-tracked emerging markets index

3rd March 2022

Government-related investment funds are pledging to sell their minute holdings of Russian sovereign bonds and shares in majority Russian state-owned enterprises.

As Ukraine hurts, who profits?

3rd March 2022

NZ Defence Force KiwiSaver urgently pulls Russians investments

1st March 2022

The New Zealand Defence Force has asked for the urgent withdrawal of any of its KiwiSaver scheme funds that are invested in Russian and Belarusian markets.

ANZ rids its KiwiSaver scheme of Russian investments, BNZ to follow

1st March 2022

ANZ has dumped all investments in Russia from its KiwiSaver scheme.

Kiwisaver research charity calls for fund managers to divest from Russian companies, meanwhile West Auckland licensing Trust 'divests' from Russian vodka

1st March 2022

Mindful Money On Investments In Russian Companies And Government Bonds

1st March 2022

Ukrainians in NZ urge Govt to seize Russian financial interests

28th Feb. 2022

Hundreds of KiwiSaver, investment funds in Russian companies

28th Feb. 2022

Hundreds of KiwiSaver and investment funds are invested in Russian companies, including major state-backed institutions.

Green Money and Greenwashing

20th Sept. 2022

KiwiSaver Funds Are Investing Billions Of Dollars In Companies That Most Of The Public Want To Avoid

29th Aug. 2022

Most KiwiSaver funds and other investment funds claim to be investing ethically. However, as the FMA pointed out in its report on 27 July, very few funds provide evidence.

'Empty promises' as firms move away from ethical investments - Study

18th Aug. 2022

Local investors wanting ethical investment are being misled by fund managers who have increased their stakes in companies involved in undesirable businesses.

KiwiSaver providers failing to back sustainability claims

31st July 2022

New Zealanders aiming to put KiwiSaver funds towards green investments are being kept in the dark according to authorities, with providers doing little to back their claims of sustainability

KiwiSaver funds touting themselves as ethical are falling short of their claims, FMA says

30th July 2022

Every KiwiSaver and investment fund that labels itself green, climate friendly or ethical is falling short on its promises, the Financial Markets Authority says.

Mindful Money Ethical and Impact Investment Awards 2022

29th June 2022

There was a packed room of 200 people at the Mindful Money Ethical and Impact Investment awards yesterday afternoon, coming together to celebrate leaders in the transition towards ethical investment.

Finalists Announced for Mindful Money Ethical and Impact Investment Awards

26th May 2022

Mindful Money Awards

11th May 2022

Hon. David Clark will be the keynote speaker at the Mindful Money Awards and Ethical Investment conference to be held in Auckland at 3.30 – 7.30pm on Tuesday 28th June.

Ethical Investing comes of age: Innovative new Mindful Funds announced

6th April 2022

We are excited to announce the designation of 17 additional funds in the category of "Mindful Funds".

KiwiSaver crawls towards its nuclear-free moment

28th March 2022

Prime minister David Lange famously told a questioner at a debate at Oxford University on nuclear weapons: “I can smell the uranium on (your breath) as you lean towards me.”

Divestment from Russia: List of Articles

17th March 2022

Mindful Money kicked off an important public discussion over KiwiSaver and investment fund investments in Putin’s regime. Here's a summary of the articles generated.

NZ Govt-backed investment funds to exclude some Russian investments

3rd March 2022

Originally published by Tamsyn Parker on The NZ Herald:
Four New Zealand government-backed investment funds are to exclude Russian Federation sovereign debt and the securities of majority Russian state-owned enterprises.

Did your KiwiSaver help finance Putin’s invasion?

14th March 2022

The global financial backlash to Russia’s war in Ukraine demonstrates the power of every investor to use their money as a force for good, writes Barry Coates.

Press Release: Which funds are walking the talk?

11th March 2022

Ethical investment is on the rise in New Zealand. Most funds claim to be responsible, but billions of dollars are still invested in companies that the public wants to avoid.

Media Release: Russian Investment

1st March 2022

NZ investment funds had more than $100 million invested in Russia

28th Feb. 2022

KiwiSaver research charity Mindful Money says New Zealand investment funds including KiwiSaver, ACC and the NZ Super Fund had more than $100 million invested in Russian government bonds and companies.

Ramping up Impact Investment in Aotearoa

8th Dec. 2021

Impact investment is an exciting category of investment that allows investors to earn returns as well as contributing to social and environmental benefits.

The fossil fuel era won’t end until we stop investing in it

23rd Nov. 2021

Beyond COP26: It’s up to citizens and markets to kiss fossil fuels goodbye

17th Nov. 2021

Governments made some progress during COP26, but not enough. Now the mantle passes to citizens and markets to decarbonise our economy.

Good Policy and Policy for Good: Public Investment Funds Are Going Net Zero

28th Oct. 2021

Mindful Money welcomes the announcement today by the Government and the Crown Financial Institutions (CFIs) to reflect the goal of a carbon neutral New Zealand by 2050.

New climate-focused KiwiSaver scheme allows Kiwis to invest money where it makes a difference

28th Oct. 2021

A new KiwiSaver scheme aims to give Kiwis the option to avoid environmentally risky investments and instead put their money into areas where it can make a difference.

Rod Oram: The hot debate over responsible investing

14th Sept. 2021

One of the hottest investment pitches around the world– you can earn superior returns while doing good for the planet and society – is becoming one of the most controversial.

KiwiSaver funds dump $331 million of fossil fuel investments

24th Aug. 2021

KiwiSaver funds have sold out of $331 million​ of their fossil fuel company investments in just six months, data from Mindful Money show.

Your biggest climate impact might be your Kiwisaver

9th Aug. 2021

Investor 'horrified' to discover surprise lurking in KiwiSaver

16th Aug. 2021

When Andrew Jenkins​ decided it was time to check where his KiwiSaver money was invested, he was horrified at what he discovered.

Pathfinder joins the $100 million club

10th Aug. 2021

Reserve Bank urges investors to green up their portfolios

8th July 2021

Examine your investments and see how you can incorporate climate risk, says the Reserve Bank Governor.

Mindful Money Awards Winners 2021

1st July 2021

Best practice just got far better: Winners at the Mindful Money Ethical and Impact Investment awards

New Ethical Funds on Mindful Money

18th June 2021

Finalists Announced for Mindful Money Awards

29th May 2021

Barry Coates and Good Returns Talking Ethical Investment

4th May 2021

Investing for good - the new moves to take the nasties out of your KiwiSaver

4th May 2021

Five years ago, KiwiSaver investors were shocked to find their retirement savings were propping up companies involved in cluster bombs, landmines and tobacco.

Orr and Shaw headline Mindful Money awards and conference

4th May 2021

RBNZ chief Adrian Orr will be the keynote speaker at the inaugural Mindful Money Awards and Ethical Investment conference to be held in Auckland late next month.

NZX-owned KiwiSaver provider is the biggest nuclear investor

19th March 2021

KiwiSaver funds had $210m invested in companies that made weapons, accounting for 0.28 per cent of total KiwiSaver funds.

Nukes in your KiwiSaver fund?

19th March 2021

Mindful Money’s analysis shows that 88 KiwiSaver funds are invested in nuclear weapons. Their investments totalled $52 million at end September 2020.

KiwiSaver: 88 providers investing in making of nuclear weapons - Mindful Money

18th March 2021

PM Jacinda Ardern’s KiwiSaver investments show we've passed the point of peak greenwashing

22nd Feb. 2021

Last week Jacinda Ardern’s bank KiwiSaver was found to invest in weapons companies supplying the Saudi Arabian military.

Jacinda Ardern 'not aware' her KiwiSaver scheme profited from Saudi military deals

22nd Feb. 2021

Prime Minister Jacinda Ardern said she was not aware her KiwiSaver scheme was invested in companies which supplied weapons to the Saudi military.

How to go weapons-free in KiwiSaver

19th Feb. 2021

There are now more than a dozen weapons-free KiwiSaver schemes and funds meaning anybody who wishes to keep their retirement savings clear of the arms industry can easily do so.

Highlights from the IoD breakfast event on climate-related disclosures

14th Dec. 2020

In January 2020, when the IoD published its annual list of ‘top of mind’ issues for directors, climate change was firmly in pole position.

FMA sets expectations for issuers of ‘green’ and ‘responsible’ funds

15th Dec. 2020

The “Disclosure framework for integrated financial products” guidance shows the FMA is ready to take into account a wider scope of investor outcomes than just financial returns.

Ethical funds perform well through Covid economic crisis

24th Oct. 2020

When oil shares tanked during the Covid-19 pandemic cut, ethical fund managers who had excluded fossil fuels from their funds could have been forgiven for saying, “I told you so”.

Inside the Black Box of New Zealand Investment Funds

27th Sept. 2020

Seminar Series: Managing Climate Risk, Enhancing Climate Action

15th Sept. 2020

Behind the ball on the Environmental Social and Governance (ESG) front

1st Sept. 2020

The revolution sweeping the world of finance and investment stems primarily from the realisation that Environmental Social and Governance (ESG) factors affect the financial performance of companies.

If you want a future, vote climate.

6th Sept. 2020

Despite the ongoing challenge of Covid-19, it is climate change that should be at the forefront of New Zealanders' minds when they go to vote, says Rod Oram

Responsible Investing: Explained

31st Aug. 2020

Article written by InvestNow

What is ‘Responsible Investing’?

Why are billions still being invested in places Kiwis want to avoid?

25th Aug. 2020

Radio New Zealand's Kathryn Ryan talks to Barry Coates of Mindful Money, which has conducted new research into New Zealand's investment funds.

Fossil fuel share of KiwiSaver money drops as oil company shares tank

19th Aug. 2020

The Budget - Does It Deliver A Better Future?

12th May 2020

An early analysis of whether the Budget will put us on track towards a just and sustainable economy.

Mindful Money funds outperform the average

9th April 2020

Ethical investing shows better performance during COVID-19. Funds on the Mindful Money platform have outperformed the average.

What you need to know about the share market

26th March 2020

Is there greenwashing in your KiwiSaver?

10th March 2020

NZ bans fossil fuels from default funds

3rd March 2020

Money Management Australia: The New Zealand government has decided fossil fuels will be banned from KiwiSaver funds in line with the desires of its citizens.

Default funds to go fossil free

2nd March 2020

Default KiwiSaver fossil fuel ban

2nd March 2020

Barry discusses the government announcement with Hayley Holt on TVNZ Breakfast

Govt tweaks KiwiSaver settings to put more money in investor accounts and excludes fossil fuels

1st March 2020

By Susan Edmonds, Stuff.co.nz

1 March, 2020

How to tell an ethical KiwiSaver from a greenwashed one

7th Feb. 2020

Retirement commissioner rejects raising superannuation age

4th Feb. 2020

When will the business elite walk the talk?

4th Feb. 2020

The elite attendees at the Davos forum can talk a good talk on sustainability but, with other business leaders and investors, many are happy to leave actual change to others.

Is KiwiSaver still important in the age of lifelong renters

31st Dec. 2019

'One and done' attitude stalling women's advance in the boardroom

19th Nov. 2019

Growing popularity of ethical and responsible investing

30th Oct. 2019

The growing popularity of ethical and responsible investing appears to be being felt in investment fund decisions and company behaviour.

Eight in 10 KiwiSavers expect no human rights abusers or tax-dodgers in their funds

28th Oct. 2019

Survey finds New Zealanders demanding ethical Kiwisaver investments

30th Oct. 2019

New Zealanders are prepared to switch KiwiFund providers if they find their investments don't match their values, a new survey has revealed.

Global investment funds driving increased fossil fuel investment

29th Oct. 2019

From Nine to Noon, Radio NZ 29 October 2019

The KiwiSaver scheme 'controversy-rating' all its investments

28th Oct. 2019

By Rob Stock in Stuff 28 October 2019

Is your KiwiSaver fund fueling climate change?

25th Oct. 2019

By Tamsyn Parker in NZ Herald 25 October 2019

KiwiSaver funds still have exposure to nuclear weapons industry

24th Oct. 2019

KiwiSaver is changing to match Kiwis' moral values, but needs to go further

9th Oct. 2019

KiwiSaver fund providers still lag the government-run NZ Super Fund's ethical lead, and there's growing pressure on KiwiSaver providers to go further in cleaning up their funds.

Taking a more ethical stand with your KiwiSaver

17th Sept. 2019

Baby Boomers just as interested in ethical investing as Millennials

20th Sept. 2019

Mary Holm's Q&A NZ Herald Column

21st Sept. 2019

Women are more likely to invest responsibly

29th Sept. 2019

Funds label system needed to avoid KiwiSaver 'greenwashing'

30th Sept. 2019

The taxpayer-funded Commission for Financial Capability finds KiwiSaver funds’ claims to be socially and environmentally responsible are not clearly matched by their documentation.

RNZ Radio 27 June 2019 | Mary Holm

27th June 2019

Finance guru Mary Holm talks to Jesse Mulligan about new developments in ethical investing, including Mindful Money's new website.

RNZ Radio 5 Sept 2019 | Mary Holm

5th Sept. 2019

Finance guru Mary Holm talks to Jesse Mulligan about Mindful Money's conference and website, and how to make sure your KiwiSaver is invested responsibly.

A return to values

22nd Oct. 2018

Investors are looking to align their investments with their values, writes Tom McKinlay in the Otago Daily Times.

New KiwiSaver tool to help investors avoid animal cruelty, gambling and porn

18th Sept. 2018

Use your Money for Good: news round-up

16th Dec. 2018

An update on some of the latest news on responsible investment: Climate talks in Poland, the government's Green Investment Fund, and Pure Advantage's roadmap for impact investing.

How to go weapons-free in your KiwiSaver portfolio

24th March 2019

Kiwisaver: Are you investing in guns?

25th March 2019

Ethical (or responsible) investings

20th Sept. 2018

Finance guru Mary Holm talks about ethical investment and Mindful Money's survey.