Funds

SuperLife Age Steps - Age 20

Total Ethical Concerns: 14.07%

The average total concerns of all managed aggressive funds is 12.02%.

Companies of Concern

  • Animal Cruelty 1.74%

    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • Air Liquide
      0.10%
      0.10%
    • L'Oréal SA
      0.08%
      0.08%
    • 3M
      0.07%
      0.07%
    • Hermès International Sca
      0.07%
      0.07%
    • The Sherwin-Williams Co.
      0.07%
      0.07%
    • Ecolab, Inc.
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Shin-Etsu Chemical Co., Ltd.
      0.05%
      0.05%
    • Givaudan SA
      0.04%
      0.04%
    • Kimberly-Clark Corp.
      0.04%
      0.04%
    • Dupont De Nemours
      0.03%
      0.03%
    • Eni Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Koninklijke Ahold Delhaize Nv
      0.03%
      0.03%
    • Orica Ltd.
      0.03%
      0.03%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Dow, Inc.
      0.02%
      0.02%
    • Henkel AG & Co. Kgaa
      0.02%
      0.02%
    • International Flavors & Fragrances, Inc.
      0.02%
      0.02%
    • Kao Corp.
      0.02%
      0.02%
    • Novozymes A/S
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Otsuka Holdings Co., Ltd.
      0.02%
      0.02%
    • PPG Industries, Inc.
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Tyson Foods Inc
      0.02%
      0.02%
    • Unilever PLC
      0.02%
      0.02%
    • Akzo Nobel Nv
      0.01%
      0.01%
    • Albemarle Corp.
      0.01%
      0.01%
    • Beiersdorf AG
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Covestro AG
      0.01%
      0.01%
    • Dcc PLC
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Evonik Industries AG
      0.01%
      0.01%
    • Exxon Mobil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Groupe Bruxelles Lambert SA
      0.01%
      0.01%
    • Hormel Foods Corp
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Kikkoman Corp.
      0.01%
      0.01%
    • Mitsubishi Gas Chemical Co., Inc.
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Nippon Paint Holdings Co., Ltd.
      0.01%
      0.01%
    • Rentokil Initial
      0.01%
      0.01%
    • Ricoh Co., Ltd.
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Sabic
      0.01%
      0.01%
    • Shiseido Co., Ltd.
      0.01%
      0.01%
    • Symrise AG
      0.01%
      0.01%
    • Unicharm Corp.
      0.01%
      0.01%
  • Human Rights Violations 3.06%

    • 1.15%
    • 0.36%
    • Wells Fargo
      0.22%
      0.22%
    • Rio Tinto
      0.20%
      0.20%
    • 0.16%
    • Caterpillar
      0.14%
      0.14%
    • UBS
      0.09%
      0.09%
    • General Motors
      0.05%
      0.05%
    • Holcim
      0.05%
      0.05%
    • Petrobras
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Saudi Aramco
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • 0.02%
    • Alstom S.A
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • 0.01%
    • Grupo México S.A.B. De C.V.
      0.01%
      0.01%
    • Pan American Silver Corp.
      0.01%
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Social Harm 0.93%

  • Fossil Fuels 7.84%

    • Contact Energy Ltd.
      0.99%
      1.5°C
      This company is on a 1.5°C pathway
      0.99%
    • BHP
      0.63%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.63%
    • Nextera Energy, Inc.
      0.37%
      0.37%
    • Enbridge, Inc.
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Rio Tinto
      0.20%
      0.20%
    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • 0.19%
    • National Grid PLC
      0.18%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.18%
    • The Southern Co.
      0.18%
      0.18%
    • Duke Energy Corp
      0.17%
      0.17%
    • The Williams Cos., Inc.
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • Oneok, Inc.
      0.14%
      0.14%
    • Cheniere Energy, Inc.
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Dominion Energy, Inc.
      0.13%
      0.13%
    • Sempra Energy
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Tc Energy Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Totalenergies Se
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • American Electric Power Co., Inc.
      0.11%
      0.11%
    • Targa Resources Corp.
      0.11%
      0.11%
    • Consolidated Edison, Inc.
      0.10%
      0.10%
    • Entergy Corp.
      0.10%
      0.10%
    • Pg&E Corp
      0.10%
      0.10%
    • Channel Infrastructure
      0.09%
      0.09%
    • Ampol Ltd.
      0.08%
      0.08%
    • BP
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Kinder Morgan, Inc.
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Xcel Energy, Inc.
      0.07%
      0.07%
    • Apa Group
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Atmos Energy Corp.
      0.06%
      0.06%
    • CMS Energy Corp.
      0.06%
      0.06%
    • Constellation Energy Corp.
      0.06%
      0.06%
    • Enel
      0.06%
      1.5°C
      This company is on a 1.5°C pathway
      0.06%
    • Fortis, Inc.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Mitsubishi Corp.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Wec Energy Group, Inc.
      0.06%
      0.06%
    • Ameren Corp.
      0.05%
      0.05%
    • Itochu Corp.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Mitsui & Co., Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Nisource, Inc.
      0.05%
      0.05%
    • Pembina Pipeline Corp.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Ppl Corp.
      0.05%
      0.05%
    • South32 Ltd.
      0.05%
      0.05%
    • Agl Energy Ltd.
      0.04%
      0.04%
    • Centerpoint Energy, Inc.
      0.04%
      0.04%
    • Firstenergy Corp.
      0.04%
      0.04%
    • Marathon Petroleum Corp.
      0.04%
      0.04%
    • Petrobras
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Phillips 66
      0.04%
      0.04%
    • Royal Vopak Nv
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Viva Energy Group Ltd.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.04%
      0.04%
    • Alliant Energy Corp.
      0.03%
      0.03%
    • Centrica PLC
      0.03%
      0.03%
    • E.On Se
      0.03%
      0.03%
    • Engie SA
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Eni Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Evergy, Inc.
      0.03%
      0.03%
    • Hong Kong & China Gas Co. Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Orica Ltd.
      0.03%
      0.03%
    • Osaka Gas
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Saudi Aramco
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Snam Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Tokyo Gas Co., Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Clp Holdings Ltd.
      0.02%
      0.02%
    • Dassault Systèmes Se
      0.02%
      0.02%
    • Emera, Inc.
      0.02%
      0.02%
    • Equinor Asa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Fairfax Financial Holdings Ltd.
      0.02%
      0.02%
    • Halliburton Co.
      0.02%
      0.02%
    • Loews Corp.
      0.02%
      0.02%
    • Marubeni Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nippon Steel Corp.
      0.02%
      0.02%
    • Nrg Energy, Inc.
      0.02%
      0.02%
    • Oge Energy Corp.
      0.02%
      0.02%
    • Pinnacle West Capital Corp.
      0.02%
      0.02%
    • Santos Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Teck Resources Limited
      0.02%
      0.02%
    • The Kansai Electric Power Co., Inc.
      0.02%
      0.02%
    • Vale SA
      0.02%
      0.02%
    • Woodside Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Acwa Power
      0.01%
      0.01%
    • Altagas Ltd.
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • Brickworks Ltd.
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Chubu Electric Power Co., Inc.
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Delta Air Lines, Inc.
      0.01%
      0.01%
    • Edp-Energias De Portugal SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Endesa SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Exxon Mobil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fortum Oyj
      0.01%
      0.01%
    • Galp Energia Sgps SA
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Grupo México S.A.B. De C.V.
      0.01%
      0.01%
    • Idacorp, Inc.
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Inpex Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Intertek Group PLC
      0.01%
      0.01%
    • Keyera Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Mitsui O.S.K. Lines, Ltd.
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • OMV AG
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Origin Energy
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Power Assets Holdings Ltd.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Tata Steel Ltd.
      0.01%
      0.01%
    • Whitehaven Coal Ltd.
      0.01%
      0.01%
  • Weapons 0.9%

    • 0.34%
    • Rolls-Royce Holdings PLC
      0.08%
      0.08%
    • Amphenol Corp.
      0.07%
      0.07%
    • Transdigm Group, Inc.
      0.07%
      0.07%
    • Rheinmetall AG
      0.05%
      0.05%
    • Howmet Aerospace, Inc.
      0.04%
      0.04%
    • Daikin Industries Ltd.
      0.03%
      0.03%
    • Heico Corp.
      0.02%
      0.02%
    • Mtu Aero Engines AG
      0.02%
      0.02%
    • Saab Ab
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • 0.01%
    • Kongsberg Gruppen Asa
      0.01%
      0.01%
    • Larsen & Toubro Ltd.
      0.01%
      0.01%
    • Melrose Industries PLC
      0.01%
      0.01%
    • Singapore Technologies Engineering Ltd.
      0.01%
      0.01%
  • Environmental Harm 1.69%

    • BHP
      0.63%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.63%
    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • Duke Energy Corp
      0.17%
      0.17%
    • Fonterra
      0.16%
      0.16%
    • Pg&E Corp
      0.10%
      0.10%
    • 3M
      0.07%
      0.07%
    • Mitsubishi Corp.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • 0.05%
    • 0.04%
    • Archer-Daniels Midland
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Unilever PLC
      0.02%
      0.02%
    • Vale SA
      0.02%
      0.02%
    • Mowi Asa
      0.01%
      0.01%
    • Wh Group
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period. Your SuperLife Age Steps - Age 20 investment will be allocated 5% to income assets and 95% to growth assets.

    Value $52.8k NZD
    Period of data report 31st March 2025
    Fund started 28th Oct. 2016
    Total annual fund fees 0.53%
    Total performance based fees 0.0%
    Manager's basic fee 0.51%
    Other management and administration charges 0.02%
    Total other charges 12.0
    Total other charges currency NZD

    Guy Roulston Elliffe

    Currently: Director (9 years, 4 months)
    Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

    Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

    Anna Lennie Scott

    Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
    Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

    Alister John Williams

    Currently: Director (9 years, 4 months)
    Previously: Investment Manager - Trust Management (5 years, 4 months)

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 4.07% 5.21%
    2024 15.78% 16.35%
    2023 -4.85% -4.79%
    2022 3.53% 4.8%
    2021 35.55% 36.4%
    2020 -7.06% -11.55%
    2019 10.17% 8.01%
    2018 7.53% 5.03%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Blackrock Inv Mngt Ishares Core FTSE Global In

      Australia Australasian Equities

      4.91%
    • Vanguard FTSE Emerging Markets ETF

      United States International Equities

      4.0%
    • Ishares FTSE Gbl Prp AUD Hedged ETF

      Australia Australasian Equities

      3.29%
    • Apple Inc

      United States International Equities

      2.91%
    • Fisher & Paykel Healthcare Corp Ltd

      New Zealand Australasian Equities

      2.48%
    • Nvidia Corp

      United States International Equities

      2.39%
    • Microsoft Corp

      United States International Equities

      2.38%
    • Ishares Msci Em Imi ESG Screened Ucits ETF USD

      Ireland International Equities

      1.95%
    • Auckland International Airport Ltd

      New Zealand Australasian Equities

      1.75%
    • Amazon Com Inc

      United States International Equities

      1.62%
    Type Target Actual
    Cash and Cash Equivalents 1.76% 1.34%
    New Zealand Fixed Interest 1.2% 1.21%
    International Fixed Interest 2.0% 2.02%
    Australasian Equities 24.0% 17.64%
    International Equities 61.44% 76.33%
    Listed Properties 4.8% 1.23%
    Unlisted Properties 0.0% 0.0%
    Other 4.8% 0.23%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 1.74% Animal Cruelty
  • 3.06% Human Rights Violations
  • 0.93% Social Harm
  • 7.84% Fossil Fuels
  • 0.9% Weapons
  • 1.69% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • Air Liquide
      0.10%
      0.10%
    • L'Oréal SA
      0.08%
      0.08%
    • 3M
      0.07%
      0.07%
    • Hermès International Sca
      0.07%
      0.07%
    • The Sherwin-Williams Co.
      0.07%
      0.07%
    • Ecolab, Inc.
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Shin-Etsu Chemical Co., Ltd.
      0.05%
      0.05%
    • Givaudan SA
      0.04%
      0.04%
    • Kimberly-Clark Corp.
      0.04%
      0.04%
    • Dupont De Nemours
      0.03%
      0.03%
    • Eni Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Koninklijke Ahold Delhaize Nv
      0.03%
      0.03%
    • Orica Ltd.
      0.03%
      0.03%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Dow, Inc.
      0.02%
      0.02%
    • Henkel AG & Co. Kgaa
      0.02%
      0.02%
    • International Flavors & Fragrances, Inc.
      0.02%
      0.02%
    • Kao Corp.
      0.02%
      0.02%
    • Novozymes A/S
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Otsuka Holdings Co., Ltd.
      0.02%
      0.02%
    • PPG Industries, Inc.
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Tyson Foods Inc
      0.02%
      0.02%
    • Unilever PLC
      0.02%
      0.02%
    • Akzo Nobel Nv
      0.01%
      0.01%
    • Albemarle Corp.
      0.01%
      0.01%
    • Beiersdorf AG
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Covestro AG
      0.01%
      0.01%
    • Dcc PLC
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Evonik Industries AG
      0.01%
      0.01%
    • Exxon Mobil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Groupe Bruxelles Lambert SA
      0.01%
      0.01%
    • Hormel Foods Corp
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Kikkoman Corp.
      0.01%
      0.01%
    • Mitsubishi Gas Chemical Co., Inc.
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Nippon Paint Holdings Co., Ltd.
      0.01%
      0.01%
    • Rentokil Initial
      0.01%
      0.01%
    • Ricoh Co., Ltd.
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Sabic
      0.01%
      0.01%
    • Shiseido Co., Ltd.
      0.01%
      0.01%
    • Symrise AG
      0.01%
      0.01%
    • Unicharm Corp.
      0.01%
      0.01%
  • Human Rights Violations

    • 1.15%
    • 0.36%
    • Wells Fargo
      0.22%
      0.22%
    • Rio Tinto
      0.20%
      0.20%
    • 0.16%
    • Caterpillar
      0.14%
      0.14%
    • UBS
      0.09%
      0.09%
    • General Motors
      0.05%
      0.05%
    • Holcim
      0.05%
      0.05%
    • Petrobras
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Saudi Aramco
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • 0.02%
    • Alstom S.A
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • 0.01%
    • Grupo México S.A.B. De C.V.
      0.01%
      0.01%
    • Pan American Silver Corp.
      0.01%
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Fossil Fuels

    • Contact Energy Ltd.
      0.99%
      1.5°C
      This company is on a 1.5°C pathway
      0.99%
    • BHP
      0.63%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.63%
    • Nextera Energy, Inc.
      0.37%
      0.37%
    • Enbridge, Inc.
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Rio Tinto
      0.20%
      0.20%
    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • 0.19%
    • National Grid PLC
      0.18%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.18%
    • The Southern Co.
      0.18%
      0.18%
    • Duke Energy Corp
      0.17%
      0.17%
    • The Williams Cos., Inc.
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • Oneok, Inc.
      0.14%
      0.14%
    • Cheniere Energy, Inc.
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Dominion Energy, Inc.
      0.13%
      0.13%
    • Sempra Energy
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Tc Energy Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Totalenergies Se
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • American Electric Power Co., Inc.
      0.11%
      0.11%
    • Targa Resources Corp.
      0.11%
      0.11%
    • Consolidated Edison, Inc.
      0.10%
      0.10%
    • Entergy Corp.
      0.10%
      0.10%
    • Pg&E Corp
      0.10%
      0.10%
    • Channel Infrastructure
      0.09%
      0.09%
    • Ampol Ltd.
      0.08%
      0.08%
    • BP
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Kinder Morgan, Inc.
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Xcel Energy, Inc.
      0.07%
      0.07%
    • Apa Group
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Atmos Energy Corp.
      0.06%
      0.06%
    • CMS Energy Corp.
      0.06%
      0.06%
    • Constellation Energy Corp.
      0.06%
      0.06%
    • Enel
      0.06%
      1.5°C
      This company is on a 1.5°C pathway
      0.06%
    • Fortis, Inc.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Mitsubishi Corp.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Wec Energy Group, Inc.
      0.06%
      0.06%
    • Ameren Corp.
      0.05%
      0.05%
    • Itochu Corp.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Mitsui & Co., Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Nisource, Inc.
      0.05%
      0.05%
    • Pembina Pipeline Corp.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Ppl Corp.
      0.05%
      0.05%
    • South32 Ltd.
      0.05%
      0.05%
    • Agl Energy Ltd.
      0.04%
      0.04%
    • Centerpoint Energy, Inc.
      0.04%
      0.04%
    • Firstenergy Corp.
      0.04%
      0.04%
    • Marathon Petroleum Corp.
      0.04%
      0.04%
    • Petrobras
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Phillips 66
      0.04%
      0.04%
    • Royal Vopak Nv
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Viva Energy Group Ltd.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.04%
      0.04%
    • Alliant Energy Corp.
      0.03%
      0.03%
    • Centrica PLC
      0.03%
      0.03%
    • E.On Se
      0.03%
      0.03%
    • Engie SA
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Eni Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Evergy, Inc.
      0.03%
      0.03%
    • Hong Kong & China Gas Co. Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Orica Ltd.
      0.03%
      0.03%
    • Osaka Gas
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Saudi Aramco
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Snam Spa
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Tokyo Gas Co., Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Clp Holdings Ltd.
      0.02%
      0.02%
    • Dassault Systèmes Se
      0.02%
      0.02%
    • Emera, Inc.
      0.02%
      0.02%
    • Equinor Asa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Fairfax Financial Holdings Ltd.
      0.02%
      0.02%
    • Halliburton Co.
      0.02%
      0.02%
    • Loews Corp.
      0.02%
      0.02%
    • Marubeni Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nippon Steel Corp.
      0.02%
      0.02%
    • Nrg Energy, Inc.
      0.02%
      0.02%
    • Oge Energy Corp.
      0.02%
      0.02%
    • Pinnacle West Capital Corp.
      0.02%
      0.02%
    • Santos Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Teck Resources Limited
      0.02%
      0.02%
    • The Kansai Electric Power Co., Inc.
      0.02%
      0.02%
    • Vale SA
      0.02%
      0.02%
    • Woodside Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Acwa Power
      0.01%
      0.01%
    • Altagas Ltd.
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • Brickworks Ltd.
      0.01%
      0.01%
    • China Petroleum & Chemical Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Chubu Electric Power Co., Inc.
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Delta Air Lines, Inc.
      0.01%
      0.01%
    • Edp-Energias De Portugal SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Endesa SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Exxon Mobil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fortum Oyj
      0.01%
      0.01%
    • Galp Energia Sgps SA
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Grupo México S.A.B. De C.V.
      0.01%
      0.01%
    • Idacorp, Inc.
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Inpex Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Intertek Group PLC
      0.01%
      0.01%
    • Keyera Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Mitsui O.S.K. Lines, Ltd.
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • OMV AG
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Origin Energy
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Power Assets Holdings Ltd.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Tata Steel Ltd.
      0.01%
      0.01%
    • Whitehaven Coal Ltd.
      0.01%
      0.01%
  • Weapons

    • 0.34%
    • Rolls-Royce Holdings PLC
      0.08%
      0.08%
    • Amphenol Corp.
      0.07%
      0.07%
    • Transdigm Group, Inc.
      0.07%
      0.07%
    • Rheinmetall AG
      0.05%
      0.05%
    • Howmet Aerospace, Inc.
      0.04%
      0.04%
    • Daikin Industries Ltd.
      0.03%
      0.03%
    • Heico Corp.
      0.02%
      0.02%
    • Mtu Aero Engines AG
      0.02%
      0.02%
    • Saab Ab
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • 0.01%
    • Kongsberg Gruppen Asa
      0.01%
      0.01%
    • Larsen & Toubro Ltd.
      0.01%
      0.01%
    • Melrose Industries PLC
      0.01%
      0.01%
    • Singapore Technologies Engineering Ltd.
      0.01%
      0.01%
  • Environmental Harm

    • BHP
      0.63%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.63%
    • Shell
      0.20%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.20%
    • Duke Energy Corp
      0.17%
      0.17%
    • Fonterra
      0.16%
      0.16%
    • Pg&E Corp
      0.10%
      0.10%
    • 3M
      0.07%
      0.07%
    • Mitsubishi Corp.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • 0.05%
    • 0.04%
    • Archer-Daniels Midland
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Unilever PLC
      0.02%
      0.02%
    • Vale SA
      0.02%
      0.02%
    • Mowi Asa
      0.01%
      0.01%
    • Wh Group
      0.01%
      0.01%

About this Fund

SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period. Your SuperLife Age Steps - Age 20 investment will be allocated 5% to income assets and 95% to growth assets.

Value $52.8k NZD
Period of data report 31st March 2025
Fund started 28th Oct. 2016
Total annual fund fees 0.53%
Total performance based fees 0.0%
Manager's basic fee 0.51%
Other management and administration charges 0.02%
Total other charges 12.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (9 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (9 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 4.07% 5.21%
2024 15.78% 16.35%
2023 -4.85% -4.79%
2022 3.53% 4.8%
2021 35.55% 36.4%
2020 -7.06% -11.55%
2019 10.17% 8.01%
2018 7.53% 5.03%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Blackrock Inv Mngt Ishares Core FTSE Global In

    Australia Australasian Equities

    4.91%
  • Vanguard FTSE Emerging Markets ETF

    United States International Equities

    4.0%
  • Ishares FTSE Gbl Prp AUD Hedged ETF

    Australia Australasian Equities

    3.29%
  • Apple Inc

    United States International Equities

    2.91%
  • Fisher & Paykel Healthcare Corp Ltd

    New Zealand Australasian Equities

    2.48%
  • Nvidia Corp

    United States International Equities

    2.39%
  • Microsoft Corp

    United States International Equities

    2.38%
  • Ishares Msci Em Imi ESG Screened Ucits ETF USD

    Ireland International Equities

    1.95%
  • Auckland International Airport Ltd

    New Zealand Australasian Equities

    1.75%
  • Amazon Com Inc

    United States International Equities

    1.62%
Type Target Actual
Cash and Cash Equivalents 1.76% 1.34%
New Zealand Fixed Interest 1.2% 1.21%
International Fixed Interest 2.0% 2.02%
Australasian Equities 24.0% 17.64%
International Equities 61.44% 76.33%
Listed Properties 4.8% 1.23%
Unlisted Properties 0.0% 0.0%
Other 4.8% 0.23%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.