SuperLife Balanced

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Type: Balanced fund
Past Returns: 7.98%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.5%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Agl Energy Ltd 0.01%
Ameren Corporation 0.01%
American Electric Power Company, Inc. 0.01%
Anglo American PLC 0.02%
BHP Group Ltd 0.25%
BHP Group PLC 0.02%
BP P.L.C. 0.03%
BP PLC 0.02%
Basf N 0.01%
Basf Se 0.03%
Beach Energy Ltd 0.01%
Chevron Corp 0.01%
Chevron Corporation 0.06%
Cms Energy Corporation 0.01%
Coca-Cola 0.01%
Coca-Cola Amatil Ltd 0.03%
Coca-Cola Company 0.09%
Diamondback Energy Inc 011224 2.875% Cb 0.02%
Dominion Energy Gas Holdings Llc 150621 Frn 0.01%
Dominion Energy Inc 0.04%
Dte Energy Company 0.02%
Electricite De France SA 131020 2.35% Cb 0.01%
Enbridge Inc 180222 Frn 0.02%
Enbw Energie Baden-Wuerttemberg AG 0.01%
Enel 0.02%
Enel Finance International Nv 170624 0.0% Cb 0.01%
Enel Spa 0.04%
Energy Transfer Partner Lp 150424 4.50% Cb 0.01%
Eni S.P.A. 0.01%
Exxon Mobil Corp 0.01%
Exxon Mobil Corporation 0.07%
Firstenergy Corp. 0.01%
Gazprom PJSC 0.01%
Genesis Energy Ltd 0.18%
Genesis Energy Ltd 03/04/25 5.00% Cb 0.25%
Genesis Energy Ltd 08/03/23 5.81% Gb 0.12%
Genesis Energy Ltd 20/07/22 1.32% Gb 0.06%
Glencore PLC 0.01%
Iberdrola SA 0.06%
Itochu Corporation 0.02%
Mitsubishi Corporation 0.01%
Mitsui & Co.,Ltd 0.01%
Neste Corporation 0.01%
Nextera Energy Capital Holdings Inc 250222 Frn 0.02%
Nextera Energy, Inc. 0.07%
Occidental Petroleum Corp 150822 Frn 0.01%
Oil Company Lukoil PJSC 0.01%
Origin Energy Ltd 0.01%
Orsted 0.02%
Petrobras Global Finance Bv 150130 5.093% Cb 0.03%
Petrobras Global Finance Bv 170344 7.25% Cb 0.01%
Reliance Industries Limited 0.06%
Reliance Industries Ltd 0.03%
Rio Tinto Limited 0.01%
Rio Tinto Ltd 0.07%
Rio Tinto PLC 0.06%
Royal Dutch Shell PLC Class A 0.03%
Royal Dutch Shell PLC Class B 0.03%
Rwe AG 0.01%
Saudi Arabian Oil Co 160422 2.75% Cb 0.01%
Saudi Arabian Oil Company (Saudi Aramco) 0.02%
Southern Power Co 201220 Frn 0.01%
Sse PLC 0.01%
Total 0.02%
Total Se 0.04%
Washington H Soul Pattinson & Co Ltd 0.02%
Wec Energy Group Inc 0.02%
Woodside Petroleum Ltd 0.03%

Weapons

Airbus Se 0.03%
Amphenol Corporation Class A 0.02%
Bae Systems PLC 0.01%
Boeing Company 0.02%
Honeywell International Inc. 0.06%
Lockheed Martin Corporation 0.02%
Northrop Grumman Corporation 0.02%
Raytheon Technologies Corporation 0.04%
Safran S.A. 0.02%
Transdigm Group Incorporated 0.02%

Tobacco

Altria Group Inc 0.04%
British American Tobacco P.L.C. 0.04%
Japan Tobacco Inc. 0.01%
Philip Morris International Inc. 0.05%
Seven & I Holdings Co., Ltd. 0.01%

Gambling

Aristocrat Leisure Ltd 0.03%
Crown Resorts Ltd 0.02%
Las Vegas Sands Corp 250625 2.90% Cb 0.02%
Sands China Ltd 080828 5.4% Cb 0.01%
Skycity Entertainment Group Ltd 0.27%
Star Entertainment Grp Ltd 0.02%
Tabcorp Holdings Ltd 0.05%

Adult Entertainment/Pornography

Alcohol

Anheuser Busch Inbev Nv 0.01%
Anheuser-Busch Inbev SA/Nv 0.03%
Bacardi Ltd 150121 4.5% Cb 0.01%
Coca-Cola Amatil Ltd 0.03%
Diageo PLC 0.07%
Heineken Nv 0.01%
Kweichow Moutai Co., Ltd. Class A 0.01%
LVMH 0.04%
LVMH Moet Hennessy Louis Vuitton Se 0.07%
Pernod Ricard SA 0.02%

Palm Oil

GMOs

Corteva Inc 0.02%

Human Rights & Environmental Violations

BHP Group Ltd 0.25%
BHP Group PLC 0.02%
Chevron Corp 0.01%
Chevron Corporation 0.06%
Duke Energy Corporation 0.04%
Freeport-Mcmoran, Inc. 0.01%
Glencore PLC 0.01%
Johnson & Johnson 0.19%
Nestle S.A. 0.19%
Nestle SA 0.07%
Petroleo Brasileiro SA 0.01%
Rio Tinto Limited 0.01%
Rio Tinto Ltd 0.07%
Rio Tinto PLC 0.06%
Royal Dutch Shell PLC Class A 0.03%
Royal Dutch Shell PLC Class B 0.03%
Vale S.A. 0.02%

Animal Testing

Air Liquide SA Temp 0.030%
Air Products and Chemicals, Inc. 0.030%
Akzo Nobel N.V. 0.010%
Altria Group Inc 0.040%
Basf N 0.010%
Basf Se 0.030%
Bayer AG 0.030%
Bayer US Finance Ii Llc 151228 4.375% Cb 0.010%
British American Tobacco P.L.C. 0.040%
Chevron Corp 0.010%
Chevron Corporation 0.060%
Church & Dwight Co., Inc. 0.010%
Clorox Company 0.020%
Coca-Cola 0.010%
Coca-Cola Amatil Ltd 0.030%
Coca-Cola Company 0.090%
Colgate-Palmolive Company 0.020%
Corteva Inc 0.020%
Danone SA 0.020%
Dupont De Nemours, Inc. 0.010%
Ecolab Inc. 0.010%
Estee Lauder Companies Inc. Class A 0.010%
General Mills Inc 160421 Frn 0.010%
Givaudan SA 0.020%
Glaxosmithkline PLC 0.070%
Henkel AG & Co. Kgaa Pref 0.010%
Hermes International Sca 0.020%
Hindustan Unilever Limited 0.020%
Honeywell International Inc. 0.060%
Johnson & Johnson 0.190%
Kao Corp. 0.020%
Kellogg Company 0.010%
Kerry Group PLC Class A 0.010%
Kimberly-Clark Corporation 0.020%
Koninklijke Dsm N.V. 0.020%
L'Oreal SA 0.020%
L'Oreal SA Temp 0.030%
LVMH 0.040%
LVMH Moet Hennessy Louis Vuitton Se 0.070%
Lair Liquide Societe Anonyme Pour 0.020%
Linde PLC 0.030%
Loreal SA 0.020%
Mondelez International, Inc. Class A 0.040%
Nestle S.A. 0.190%
Nestle SA 0.070%
Pepsico Inc 0.010%
Pepsico, Inc. 0.090%
Philip Morris International Inc. 0.060%
Procter & Gamble 0.020%
Procter & Gamble Company 0.170%
Reckitt Benckiser Group PLC 0.040%
Reckitt Benckiser Treasury Services PLC 24/06/22 2.375% Cb 0.040%
Reliance Industries Limited 0.060%
Reliance Industries Ltd 0.020%
Royal Dutch Shell PLC Class A 0.030%
Royal Dutch Shell PLC Class B 0.030%
Seven & I Holdings Co., Ltd. 0.010%
Sherwin-Williams Company 0.010%
Shin-Etsu Chemical Co Ltd 0.030%
Shiseido Company,Limited 0.010%
Tesco PLC 0.020%
Tesco Property Finance PLC 13/07/44 Sf 0.040%
Unilever Nv 0.070%
Unilever PLC 0.060%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2021 17.44% 23.29%
2020 -2.28% -6.12%
2019 4.43% 6.78%
2018 4.41% 4.01%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Showing the top 10 investments for this fund:

  • Vanguard International Credit Securities Index Fund Hedged
    Australia Int Fixed Interest
    12.38%
  • Vanguard S&P 500 ETF
    United States International Equities
    5.8806%
  • Vanguard FTSE Europe ETF
    United States International Equities
    5.3026%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    4.4529%
  • Ishares Global Aggregate Bond Ucits ETF
    Ireland Int Fixed Interest
    4.1857%
  • Vanguard International Property Securities Index Fund Hedged
    Australia Listed Property
    3.92%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    3.4823%
  • Vanguard Total World Stock ETF
    United States International Equities
    3.0867%
  • Vanguard Value ETF
    United States International Equities
    3.0203%
  • Vanguard Mid-Cap ETF
    United States International Equities
    3.007%

This information has been sourced from the quarterly data that each fund has filed with Disclose register Wed March 31st 2021.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 2.91%
New Zealand Fixed Interest 13.0% 11.09%
International Fixed Interest 26.0% 25.27%
Australasian Equities 14.5% 16.17%
International Equities 38.0% 38.48%
Listed Properties 7.5% 6.08%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.01%
  • Alcohol:
    0.61%
  • Animal Testing:
    3.89%
  • Fossil Fuels:
    4.50%
  • Gambling:
    0.56%
  • GMOs:
    0.03%
  • Human Rights & Environmental Violations:
    1.48%
  • Palm Oil:
    0.07%
  • Tobacco:
    0.28%
  • Weapons:
    0.57%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"Invests in a mix of income and growth assets and designed for investors that want a balanced investment option. Negative annual returns may occur once in every 5-7 years on average."

Value $450M NZD
Period of data report Wed March 31st 2021
Fund started Fri Oct. 28th 2016
Total annual fund fees 0.5%
Total performance based fees 0.0%
Manager's basic fee 0.49%
Administration charges 0.01%
Total other charges 12.0
Total other charges currency NZD

Key Personnel

Guy Roulston Elliffe

Currently: Director (5 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (5 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (1 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Hugh Duncan Stevens

Currently: Chief Executive Officer - Smartshares (3 years, 1 months)
Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

Alister John Williams

Currently: Director (5 years, 4 months)
Previously: Investment Manager - Trust Management (6 years, 2 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Latest news

You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Advisers Act 2008 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.