Funds

SuperLife Balanced Fund

Total Ethical Concerns: 10.31%

The average total concerns of all managed balanced funds is 8.32%.

Companies of Concern

  • Animal Cruelty 1.13%

    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Air Liquide
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • Hermès International Sca
      0.05%
      0.05%
    • L'Oréal SA
      0.05%
      0.05%
    • Reliance Industries Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • The Sherwin-Williams Co.
      0.05%
      0.05%
    • Ecolab, Inc.
      0.04%
      0.04%
    • Kimberly-Clark Corp.
      0.03%
      0.03%
    • Shin-Etsu Chemical Co., Ltd.
      0.03%
      0.03%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Dupont De Nemours
      0.02%
      0.02%
    • Eni Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Givaudan SA
      0.02%
      0.02%
    • Koninklijke Ahold Delhaize Nv
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • PPG Industries, Inc.
      0.02%
      0.02%
    • Akzo Nobel Nv
      0.01%
      0.01%
    • Albemarle Corp.
      0.01%
      0.01%
    • Beiersdorf AG
      0.01%
      0.01%
    • Covestro AG
      0.01%
      0.01%
    • Dow, Inc.
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Henkel AG & Co. Kgaa
      0.01%
      0.01%
    • Hormel Foods Corp
      0.01%
      0.01%
    • International Flavors & Fragrances, Inc.
      0.01%
      0.01%
    • Kao Corp.
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Kikkoman Corp.
      0.01%
      0.01%
    • Mitsubishi Gas Chemical Co., Inc.
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Novozymes A/S
      0.01%
      0.01%
    • Orica Ltd.
      0.01%
      0.01%
    • Otsuka Holdings Co., Ltd.
      0.01%
      0.01%
    • Rentokil Initial
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Symrise AG
      0.01%
      0.01%
    • The Clorox Co.
      0.01%
      0.01%
    • Tyson Foods Inc
      0.01%
      0.01%
    • Unicharm Corp.
      0.01%
      0.01%
    • Unilever PLC
      0.01%
      0.01%
  • Human Rights Violations 2.01%

    • 0.74%
    • 0.23%
    • Wells Fargo
      0.16%
      0.16%
    • 0.11%
    • Rio Tinto
      0.11%
      0.11%
    • Caterpillar
      0.09%
      0.09%
    • Ubs
      0.07%
      0.07%
    • General Motors
      0.03%
      0.03%
    • Holcim
      0.03%
      0.03%
    • Petrobras
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Saudi Aramco
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Alstom S.A
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • 0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • 0.01%
    • Pan American Silver Corp.
      0.01%
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Social Harm 0.62%

  • Fossil Fuels 5.41%

    • Contact Energy Ltd.
      0.88%
      1.5°C
      This company is on a 1.5°C pathway
      0.88%
    • 0.55%
    • BHP
      0.31%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.31%
    • Nextera Energy, Inc.
      0.23%
      0.23%
    • Enbridge, Inc.
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • National Grid PLC
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Rio Tinto
      0.11%
      0.11%
    • The Southern Co.
      0.11%
      0.11%
    • Duke Energy Corp
      0.10%
      0.10%
    • The Williams Cos., Inc.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Oneok, Inc.
      0.09%
      0.09%
    • Dominion Energy, Inc.
      0.08%
      0.08%
    • Sempra Energy
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Totalenergies Se
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Cheniere Energy, Inc.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Tc Energy Corp.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • American Electric Power Co., Inc.
      0.06%
      0.06%
    • Consolidated Edison, Inc.
      0.06%
      0.06%
    • Entergy Corp.
      0.06%
      0.06%
    • Pg&E Corp
      0.06%
      0.06%
    • Targa Resources Corp.
      0.06%
      0.06%
    • Ampol Ltd.
      0.05%
      0.05%
    • BP
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Channel Infrastructure
      0.05%
      0.05%
    • Kinder Morgan, Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Reliance Industries Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Apa Group
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Atmos Energy Corp.
      0.04%
      0.04%
    • Constellation Energy Corp.
      0.04%
      0.04%
    • Enel
      0.04%
      1.5°C
      This company is on a 1.5°C pathway
      0.04%
    • Mitsubishi Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Wec Energy Group, Inc.
      0.04%
      0.04%
    • Xcel Energy, Inc.
      0.04%
      0.04%
    • Ameren Corp.
      0.03%
      0.03%
    • Cms Energy Corp.
      0.03%
      0.03%
    • Fortis, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Itochu Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Marathon Petroleum Corp.
      0.03%
      0.03%
    • Mitsui & Co., Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Nisource, Inc.
      0.03%
      0.03%
    • Pembina Pipeline Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Petrobras
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Phillips 66
      0.03%
      0.03%
    • Ppl Corp.
      0.03%
      0.03%
    • Agl Energy Ltd.
      0.02%
      0.02%
    • Alliant Energy Corp.
      0.02%
      0.02%
    • Centerpoint Energy, Inc.
      0.02%
      0.02%
    • Dassault Systèmes Se
      0.02%
      0.02%
    • E.On Se
      0.02%
      0.02%
    • Engie SA
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eni Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Evergy, Inc.
      0.02%
      0.02%
    • Fairfax Financial Holdings Ltd.
      0.02%
      0.02%
    • Firstenergy Corp.
      0.02%
      0.02%
    • Hong Kong & China Gas Co. Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Osaka Gas
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Royal Vopak Nv
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Saudi Aramco
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Snam Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • South32 Ltd.
      0.02%
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Tokyo Gas Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Viva Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Arcelormittal SA
      0.01%
      0.01%
    • Centrica PLC
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Clp Holdings Ltd.
      0.01%
      0.01%
    • Edp-Energias De Portugal SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Emera, Inc.
      0.01%
      0.01%
    • Endesa SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Equinor Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fortum Oyj
      0.01%
      0.01%
    • Halliburton Co.
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Inpex Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Intertek Group PLC
      0.01%
      0.01%
    • Keyera Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Loews Corp.
      0.01%
      0.01%
    • Marubeni Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Mitsui O.S.K. Lines, Ltd.
      0.01%
      0.01%
    • Nippon Steel Corp.
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • Nrg Energy, Inc.
      0.01%
      0.01%
    • Orica Ltd.
      0.01%
      0.01%
    • Pinnacle West Capital Corp.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teck Resources Limited
      0.01%
      0.01%
    • The Kansai Electric Power Co., Inc.
      0.01%
      0.01%
    • Vale SA
      0.01%
      0.01%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.01%
      0.01%
  • Weapons 0.6%

    • 0.22%
    • Amphenol Corp.
      0.05%
      0.05%
    • Rolls-Royce Holdings PLC
      0.05%
      0.05%
    • Transdigm Group, Inc.
      0.05%
      0.05%
    • Rheinmetall AG
      0.04%
      0.04%
    • Howmet Aerospace, Inc.
      0.03%
      0.03%
    • Daikin Industries Ltd.
      0.02%
      0.02%
    • Heico Corp.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • 0.01%
    • Kongsberg Gruppen Asa
      0.01%
      0.01%
    • Mtu Aero Engines AG
      0.01%
      0.01%
    • Saab Ab
      0.01%
      0.01%
    • Teledyne Technologies, Inc.
      0.01%
      0.01%
  • Environmental Harm 1.81%

    • Fonterra
      0.92%
      0.92%
    • BHP
      0.31%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.31%
    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Duke Energy Corp
      0.10%
      0.10%
    • Pg&E Corp
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • Mitsubishi Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • 0.03%
    • 0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Unilever PLC
      0.01%
      0.01%
    • Vale SA
      0.01%
      0.01%
    • Wh Group
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    Invests in a mix of income and growth assets and is designed for investors that want a balanced investment option. Negative annual returns may occur once in every 5-7 years on average.

    Value $517M NZD
    Period of data report 31st March 2025
    Fund started 28th Oct. 2016
    Total annual fund fees 0.5%
    Total performance based fees 0.0%
    Manager's basic fee 0.48%
    Other management and administration charges 0.02%
    Total other charges 12.0
    Total other charges currency NZD

    Guy Roulston Elliffe

    Currently: Director (9 years, 4 months)
    Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

    Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

    Anna Lennie Scott

    Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
    Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

    Alister John Williams

    Currently: Director (9 years, 4 months)
    Previously: Investment Manager - Trust Management (5 years, 4 months)

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 4.02% 4.64%
    2024 9.97% 11.24%
    2023 -2.59% -4.19%
    2022 1.06% 2.55%
    2021 18.16% 23.29%
    2020 -1.83% -6.12%
    2019 4.49% 6.78%
    2018 4.41% 4.01%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Ishares Core Global Aggregate Bond Ucits ETF

      Ireland Int Fixed Interest

      11.48%
    • Vanguard FTSE Emerging Markets ETF

      United States International Equities

      3.24%
    • Blackrock Inv Mngt Ishares Core FTSE Global In

      Australia Australasian Equities

      2.87%
    • Ishares FTSE Gbl Prp AUD Hedged ETF

      Australia Australasian Equities

      1.93%
    • Apple Inc

      United States International Equities

      1.92%
    • Nvidia Corp

      United States International Equities

      1.57%
    • Microsoft Corp

      United States International Equities

      1.57%
    • Fisher & Paykel Healthcare Corp Ltd

      New Zealand Australasian Equities

      1.51%
    • Ishares Msci Em Imi ESG Screened Ucits ETF USD

      Ireland International Equities

      1.08%
    • Amazon Com Inc

      United States International Equities

      1.07%
    Type Target Actual
    Cash and Cash Equivalents 8.0% 7.72%
    New Zealand Fixed Interest 12.0% 12.41%
    International Fixed Interest 20.0% 20.68%
    Australasian Equities 14.0% 9.54%
    International Equities 40.0% 48.71%
    Listed Properties 3.0% 0.94%
    Unlisted Properties 0.0% 0.0%
    Other 3.0% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 1.13% Animal Cruelty
  • 2.01% Human Rights Violations
  • 0.62% Social Harm
  • 5.41% Fossil Fuels
  • 0.6% Weapons
  • 1.81% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Air Liquide
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • Hermès International Sca
      0.05%
      0.05%
    • L'Oréal SA
      0.05%
      0.05%
    • Reliance Industries Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • The Sherwin-Williams Co.
      0.05%
      0.05%
    • Ecolab, Inc.
      0.04%
      0.04%
    • Kimberly-Clark Corp.
      0.03%
      0.03%
    • Shin-Etsu Chemical Co., Ltd.
      0.03%
      0.03%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Dupont De Nemours
      0.02%
      0.02%
    • Eni Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Givaudan SA
      0.02%
      0.02%
    • Koninklijke Ahold Delhaize Nv
      0.02%
      0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • PPG Industries, Inc.
      0.02%
      0.02%
    • Akzo Nobel Nv
      0.01%
      0.01%
    • Albemarle Corp.
      0.01%
      0.01%
    • Beiersdorf AG
      0.01%
      0.01%
    • Covestro AG
      0.01%
      0.01%
    • Dow, Inc.
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Henkel AG & Co. Kgaa
      0.01%
      0.01%
    • Hormel Foods Corp
      0.01%
      0.01%
    • International Flavors & Fragrances, Inc.
      0.01%
      0.01%
    • Kao Corp.
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Kikkoman Corp.
      0.01%
      0.01%
    • Mitsubishi Gas Chemical Co., Inc.
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Novozymes A/S
      0.01%
      0.01%
    • Orica Ltd.
      0.01%
      0.01%
    • Otsuka Holdings Co., Ltd.
      0.01%
      0.01%
    • Rentokil Initial
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Symrise AG
      0.01%
      0.01%
    • The Clorox Co.
      0.01%
      0.01%
    • Tyson Foods Inc
      0.01%
      0.01%
    • Unicharm Corp.
      0.01%
      0.01%
    • Unilever PLC
      0.01%
      0.01%
  • Human Rights Violations

    • 0.74%
    • 0.23%
    • Wells Fargo
      0.16%
      0.16%
    • 0.11%
    • Rio Tinto
      0.11%
      0.11%
    • Caterpillar
      0.09%
      0.09%
    • Ubs
      0.07%
      0.07%
    • General Motors
      0.03%
      0.03%
    • Holcim
      0.03%
      0.03%
    • Petrobras
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Saudi Aramco
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Alstom S.A
      0.01%
      0.01%
    • Arcelormittal SA
      0.01%
      0.01%
    • 0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • 0.01%
    • Pan American Silver Corp.
      0.01%
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Fossil Fuels

    • Contact Energy Ltd.
      0.88%
      1.5°C
      This company is on a 1.5°C pathway
      0.88%
    • 0.55%
    • BHP
      0.31%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.31%
    • Nextera Energy, Inc.
      0.23%
      0.23%
    • Enbridge, Inc.
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • National Grid PLC
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Rio Tinto
      0.11%
      0.11%
    • The Southern Co.
      0.11%
      0.11%
    • Duke Energy Corp
      0.10%
      0.10%
    • The Williams Cos., Inc.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Oneok, Inc.
      0.09%
      0.09%
    • Dominion Energy, Inc.
      0.08%
      0.08%
    • Sempra Energy
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Totalenergies Se
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Cheniere Energy, Inc.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Tc Energy Corp.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • American Electric Power Co., Inc.
      0.06%
      0.06%
    • Consolidated Edison, Inc.
      0.06%
      0.06%
    • Entergy Corp.
      0.06%
      0.06%
    • Pg&E Corp
      0.06%
      0.06%
    • Targa Resources Corp.
      0.06%
      0.06%
    • Ampol Ltd.
      0.05%
      0.05%
    • BP
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Channel Infrastructure
      0.05%
      0.05%
    • Kinder Morgan, Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Reliance Industries Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Apa Group
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Atmos Energy Corp.
      0.04%
      0.04%
    • Constellation Energy Corp.
      0.04%
      0.04%
    • Enel
      0.04%
      1.5°C
      This company is on a 1.5°C pathway
      0.04%
    • Mitsubishi Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Wec Energy Group, Inc.
      0.04%
      0.04%
    • Xcel Energy, Inc.
      0.04%
      0.04%
    • Ameren Corp.
      0.03%
      0.03%
    • Cms Energy Corp.
      0.03%
      0.03%
    • Fortis, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Itochu Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Marathon Petroleum Corp.
      0.03%
      0.03%
    • Mitsui & Co., Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Nisource, Inc.
      0.03%
      0.03%
    • Pembina Pipeline Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Petrobras
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Phillips 66
      0.03%
      0.03%
    • Ppl Corp.
      0.03%
      0.03%
    • Agl Energy Ltd.
      0.02%
      0.02%
    • Alliant Energy Corp.
      0.02%
      0.02%
    • Centerpoint Energy, Inc.
      0.02%
      0.02%
    • Dassault Systèmes Se
      0.02%
      0.02%
    • E.On Se
      0.02%
      0.02%
    • Engie SA
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eni Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Evergy, Inc.
      0.02%
      0.02%
    • Fairfax Financial Holdings Ltd.
      0.02%
      0.02%
    • Firstenergy Corp.
      0.02%
      0.02%
    • Hong Kong & China Gas Co. Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Osaka Gas
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Royal Vopak Nv
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Saudi Aramco
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Snam Spa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • South32 Ltd.
      0.02%
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Tokyo Gas Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Viva Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Arcelormittal SA
      0.01%
      0.01%
    • Centrica PLC
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Clp Holdings Ltd.
      0.01%
      0.01%
    • Edp-Energias De Portugal SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Emera, Inc.
      0.01%
      0.01%
    • Endesa SA
      0.01%
      1.5°C
      This company is on a 1.5°C pathway
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Equinor Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fortum Oyj
      0.01%
      0.01%
    • Halliburton Co.
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Inpex Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Intertek Group PLC
      0.01%
      0.01%
    • Keyera Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Loews Corp.
      0.01%
      0.01%
    • Marubeni Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Mitsui O.S.K. Lines, Ltd.
      0.01%
      0.01%
    • Nippon Steel Corp.
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • Nrg Energy, Inc.
      0.01%
      0.01%
    • Orica Ltd.
      0.01%
      0.01%
    • Pinnacle West Capital Corp.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teck Resources Limited
      0.01%
      0.01%
    • The Kansai Electric Power Co., Inc.
      0.01%
      0.01%
    • Vale SA
      0.01%
      0.01%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.01%
      0.01%
  • Weapons

    • 0.22%
    • Amphenol Corp.
      0.05%
      0.05%
    • Rolls-Royce Holdings PLC
      0.05%
      0.05%
    • Transdigm Group, Inc.
      0.05%
      0.05%
    • Rheinmetall AG
      0.04%
      0.04%
    • Howmet Aerospace, Inc.
      0.03%
      0.03%
    • Daikin Industries Ltd.
      0.02%
      0.02%
    • Heico Corp.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • 0.01%
    • Kongsberg Gruppen Asa
      0.01%
      0.01%
    • Mtu Aero Engines AG
      0.01%
      0.01%
    • Saab Ab
      0.01%
      0.01%
    • Teledyne Technologies, Inc.
      0.01%
      0.01%
  • Environmental Harm

    • Fonterra
      0.92%
      0.92%
    • BHP
      0.31%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.31%
    • Shell
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Duke Energy Corp
      0.10%
      0.10%
    • Pg&E Corp
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • Mitsubishi Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • 0.03%
    • 0.02%
    • Nutrien Ltd.
      0.02%
      0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • Mowi Asa
      0.01%
      0.01%
    • Unilever PLC
      0.01%
      0.01%
    • Vale SA
      0.01%
      0.01%
    • Wh Group
      0.01%
      0.01%

About this Fund

Invests in a mix of income and growth assets and is designed for investors that want a balanced investment option. Negative annual returns may occur once in every 5-7 years on average.

Value $517M NZD
Period of data report 31st March 2025
Fund started 28th Oct. 2016
Total annual fund fees 0.5%
Total performance based fees 0.0%
Manager's basic fee 0.48%
Other management and administration charges 0.02%
Total other charges 12.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (9 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (9 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 4.02% 4.64%
2024 9.97% 11.24%
2023 -2.59% -4.19%
2022 1.06% 2.55%
2021 18.16% 23.29%
2020 -1.83% -6.12%
2019 4.49% 6.78%
2018 4.41% 4.01%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Ishares Core Global Aggregate Bond Ucits ETF

    Ireland Int Fixed Interest

    11.48%
  • Vanguard FTSE Emerging Markets ETF

    United States International Equities

    3.24%
  • Blackrock Inv Mngt Ishares Core FTSE Global In

    Australia Australasian Equities

    2.87%
  • Ishares FTSE Gbl Prp AUD Hedged ETF

    Australia Australasian Equities

    1.93%
  • Apple Inc

    United States International Equities

    1.92%
  • Nvidia Corp

    United States International Equities

    1.57%
  • Microsoft Corp

    United States International Equities

    1.57%
  • Fisher & Paykel Healthcare Corp Ltd

    New Zealand Australasian Equities

    1.51%
  • Ishares Msci Em Imi ESG Screened Ucits ETF USD

    Ireland International Equities

    1.08%
  • Amazon Com Inc

    United States International Equities

    1.07%
Type Target Actual
Cash and Cash Equivalents 8.0% 7.72%
New Zealand Fixed Interest 12.0% 12.41%
International Fixed Interest 20.0% 20.68%
Australasian Equities 14.0% 9.54%
International Equities 40.0% 48.71%
Listed Properties 3.0% 0.94%
Unlisted Properties 0.0% 0.0%
Other 3.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.