Funds

SuperLife Ethica Fund

Total Ethical Concerns: 8.08%

The average total concerns of all managed balanced funds is 8.32%.

Companies of Concern

  • Animal Cruelty 1.39%

    • 0.15%
    • Unilever PLC
      0.11%
      0.11%
    • The Sherwin-Williams Co.
      0.09%
      0.09%
    • Hermès International Sca
      0.06%
      0.06%
    • Jab Holding Company
      0.06%
      0.06%
    • Colgate-Palmolive Co.
      0.05%
      0.05%
    • Orica Ltd.
      0.05%
      0.05%
    • Church & Dwight Co., Inc.
      0.04%
      0.04%
    • Ecolab, Inc.
      0.04%
      0.04%
    • L'Oréal SA
      0.04%
      0.04%
    • Ralph Lauren Corp.
      0.04%
      0.04%
    • Rpm International, Inc.
      0.04%
      0.04%
    • Tapestry, Inc.
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Corteva, Inc.
      0.03%
      0.03%
    • Dupont De Nemours
      0.03%
      0.03%
    • Koninklijke Ahold Delhaize Nv
      0.03%
      0.03%
    • PPG Industries, Inc.
      0.03%
      0.03%
    • Akzo Nobel Nv
      0.02%
      0.02%
    • Givaudan SA
      0.02%
      0.02%
    • Henkel AG & Co. Kgaa
      0.02%
      0.02%
    • International Flavors & Fragrances, Inc.
      0.02%
      0.02%
    • Nufarm Ltd.
      0.02%
      0.02%
    • Symrise AG
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Dcc PLC
      0.01%
      0.01%
    • Element Solutions, Inc.
      0.01%
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
    • Shin-Etsu Chemical Co., Ltd.
      0.01%
      0.01%
  • Human Rights Violations 1.98%

    • 0.89%
    • 0.31%
    • General Motors
      0.16%
      0.16%
    • Caterpillar
      0.15%
      0.15%
    • Ubs
      0.12%
      0.12%
    • Wells Fargo
      0.06%
      0.06%
    • 0.04%
    • Rio Tinto
      0.04%
      0.04%
    • Kbr, Inc.
      0.02%
      0.02%
    • Pan American Silver Corp.
      0.01%
      0.01%
  • Social Harm 0.23%

  • Fossil Fuels 2.51%

    • Contact Energy Ltd.
      0.87%
      1.5°C
      This company is on a 1.5°C pathway
      0.87%
    • 0.61%
    • Fairfax Financial Holdings Ltd.
      0.12%
      0.12%
    • Channel Infrastructure
      0.08%
      0.08%
    • Valero Energy Corp.
      0.06%
      0.06%
    • Ampol Ltd.
      0.05%
      0.05%
    • Loews Corp.
      0.05%
      0.05%
    • Orica Ltd.
      0.05%
      0.05%
    • Texas Pacific Land Corp.
      0.05%
      0.05%
    • Consolidated Edison, Inc.
      0.04%
      0.04%
    • Halliburton Co.
      0.04%
      0.04%
    • Rio Tinto
      0.04%
      0.04%
    • E.On Se
      0.03%
      0.03%
    • Atmos Energy Corp.
      0.02%
      0.02%
    • Constellation Energy Corp.
      0.02%
      0.02%
    • Enbridge, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Enel
      0.02%
      1.5°C
      This company is on a 1.5°C pathway
      0.02%
    • Jefferies
      0.02%
      0.02%
    • Marathon Petroleum Corp.
      0.02%
      0.02%
    • National Grid PLC
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Perenti Ltd.
      0.02%
      0.02%
    • Phillips 66
      0.02%
      0.02%
    • Viva Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Dalrymple Bay Infrastructure Ltd.
      0.01%
      0.01%
    • Ftai Aviation Ltd.
      0.01%
      0.01%
    • Oneok, Inc.
      0.01%
      0.01%
    • Ugi Corp.
      0.01%
      0.01%
  • Weapons 0.8%

    • 0.24%
    • Transdigm Group, Inc.
      0.05%
      0.05%
    • Rheinmetall AG
      0.04%
      0.04%
    • Booz Allen Hamilton Holding Corp.
      0.03%
      0.03%
    • Heico Corp.
      0.03%
      0.03%
    • Amphenol Corp.
      0.02%
      0.02%
    • Caci International, Inc.
      0.02%
      0.02%
    • Curtiss-Wright Corp.
      0.02%
      0.02%
    • Howmet Aerospace, Inc.
      0.02%
      0.02%
    • Kbr, Inc.
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Austal Ltd.
      0.01%
      0.01%
    • Crane Co.
      0.01%
      0.01%
    • Daikin Industries Ltd.
      0.01%
      0.01%
    • Itt, Inc.
      0.01%
      0.01%
    • Mueller Industries, Inc.
      0.01%
      0.01%
    • Oshkosh Corp.
      0.01%
      0.01%
    • Rbc Bearings, Inc.
      0.01%
      0.01%
    • Science Applications International Corp.
      0.01%
      0.01%
    • Woodward, Inc.
      0.01%
      0.01%
  • Environmental Harm 1.51%

    • Fonterra
      0.96%
      0.96%
    • Coca-Cola
      0.16%
      0.16%
    • Unilever PLC
      0.11%
      0.11%
    • Pepsico
      0.08%
      0.08%
    • 3M
      0.03%
      0.03%
    • 0.03%
    • Corteva, Inc.
      0.03%
      0.03%
    • Danone
      0.03%
      0.03%
    • 0.03%
    • Nufarm Ltd.
      0.02%
      0.02%
    • Nutrien Ltd.
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    Designed for investors that want a balance between stability of returns and growth of their investment over the long term. Provides exposure to a diverse selection of global companies and income assets that align with our Responsible Investment Policy. We exclude assets that do not meet our socially responsible investment standards, and increase or decrease exposure to companies based on their environmental, social and governance (ESG) factors.

    Value $125M NZD
    Period of data report 31st March 2025
    Fund started 28th Oct. 2016
    Total annual fund fees 0.6%
    Total performance based fees 0.0%
    Manager's basic fee 0.57%
    Other management and administration charges 0.03%
    Total other charges 12.0
    Total other charges currency NZD

    Guy Roulston Elliffe

    Currently: Director (9 years, 4 months)
    Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

    Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

    Anna Lennie Scott

    Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
    Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

    Alister John Williams

    Currently: Director (9 years, 4 months)
    Previously: Investment Manager - Trust Management (5 years, 4 months)

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 4.02% 4.57%
    2024 9.97% 12.7%
    2023 -2.59% -5.36%
    2022 1.06% 2.99%
    2021 18.16% 27.74%
    2020 -1.83% -3.68%
    2019 4.49% 6.49%
    2018 4.41% 2.65%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Dimensional Global Sustainability Trust NZD Hedged Class

      Australia International Equities

      20.83%
    • Dimensional Global Bond Sustainability Trust NZD Class

      Australia Int Fixed Interest

      20.49%
    • Dimensional Global Sustainability Trust Unhedged Class

      Australia International Equities

      19.41%
    • Dimensional Australian Sustainability Trust

      Australia Australasian Equities

      4.22%
    • Ishares FTSE Gbl Prp AUD Hedged ETF

      Australia Australasian Equities

      3.81%
    • Vanguard International Property Securities Index Fund

      Australia Listed Property

      1.96%
    • New Zealand Government 3.50% 14/04/2033

      New Zealand NZ Fixed Interest AAA

      0.62%
    • New Zealand Government 4.50% 15/05/2030

      New Zealand NZ Fixed Interest AAA

      0.56%
    • New Zealand Government 0.25% 15/05/2028

      New Zealand NZ Fixed Interest AAA

      0.56%
    • Contact Energy Ltd

      New Zealand Australasian Equities

      0.54%
    Type Target Actual
    Cash and Cash Equivalents 8.0% 7.11%
    New Zealand Fixed Interest 12.0% 12.1%
    International Fixed Interest 20.0% 20.49%
    Australasian Equities 14.0% 14.24%
    International Equities 40.0% 44.09%
    Listed Properties 6.0% 1.96%
    Unlisted Properties 0.0% 0.0%
    Other 0.0% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 1.39% Animal Cruelty
  • 1.98% Human Rights Violations
  • 0.23% Social Harm
  • 2.51% Fossil Fuels
  • 0.8% Weapons
  • 1.51% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • 0.15%
    • Unilever PLC
      0.11%
      0.11%
    • The Sherwin-Williams Co.
      0.09%
      0.09%
    • Hermès International Sca
      0.06%
      0.06%
    • Jab Holding Company
      0.06%
      0.06%
    • Colgate-Palmolive Co.
      0.05%
      0.05%
    • Orica Ltd.
      0.05%
      0.05%
    • Church & Dwight Co., Inc.
      0.04%
      0.04%
    • Ecolab, Inc.
      0.04%
      0.04%
    • L'Oréal SA
      0.04%
      0.04%
    • Ralph Lauren Corp.
      0.04%
      0.04%
    • Rpm International, Inc.
      0.04%
      0.04%
    • Tapestry, Inc.
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Corteva, Inc.
      0.03%
      0.03%
    • Dupont De Nemours
      0.03%
      0.03%
    • Koninklijke Ahold Delhaize Nv
      0.03%
      0.03%
    • PPG Industries, Inc.
      0.03%
      0.03%
    • Akzo Nobel Nv
      0.02%
      0.02%
    • Givaudan SA
      0.02%
      0.02%
    • Henkel AG & Co. Kgaa
      0.02%
      0.02%
    • International Flavors & Fragrances, Inc.
      0.02%
      0.02%
    • Nufarm Ltd.
      0.02%
      0.02%
    • Symrise AG
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Dcc PLC
      0.01%
      0.01%
    • Element Solutions, Inc.
      0.01%
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
    • Shin-Etsu Chemical Co., Ltd.
      0.01%
      0.01%
  • Human Rights Violations

    • 0.89%
    • 0.31%
    • General Motors
      0.16%
      0.16%
    • Caterpillar
      0.15%
      0.15%
    • Ubs
      0.12%
      0.12%
    • Wells Fargo
      0.06%
      0.06%
    • 0.04%
    • Rio Tinto
      0.04%
      0.04%
    • Kbr, Inc.
      0.02%
      0.02%
    • Pan American Silver Corp.
      0.01%
      0.01%
  • Fossil Fuels

    • Contact Energy Ltd.
      0.87%
      1.5°C
      This company is on a 1.5°C pathway
      0.87%
    • 0.61%
    • Fairfax Financial Holdings Ltd.
      0.12%
      0.12%
    • Channel Infrastructure
      0.08%
      0.08%
    • Valero Energy Corp.
      0.06%
      0.06%
    • Ampol Ltd.
      0.05%
      0.05%
    • Loews Corp.
      0.05%
      0.05%
    • Orica Ltd.
      0.05%
      0.05%
    • Texas Pacific Land Corp.
      0.05%
      0.05%
    • Consolidated Edison, Inc.
      0.04%
      0.04%
    • Halliburton Co.
      0.04%
      0.04%
    • Rio Tinto
      0.04%
      0.04%
    • E.On Se
      0.03%
      0.03%
    • Atmos Energy Corp.
      0.02%
      0.02%
    • Constellation Energy Corp.
      0.02%
      0.02%
    • Enbridge, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Enel
      0.02%
      1.5°C
      This company is on a 1.5°C pathway
      0.02%
    • Jefferies
      0.02%
      0.02%
    • Marathon Petroleum Corp.
      0.02%
      0.02%
    • National Grid PLC
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Perenti Ltd.
      0.02%
      0.02%
    • Phillips 66
      0.02%
      0.02%
    • Viva Energy Group Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Dalrymple Bay Infrastructure Ltd.
      0.01%
      0.01%
    • Ftai Aviation Ltd.
      0.01%
      0.01%
    • Oneok, Inc.
      0.01%
      0.01%
    • Ugi Corp.
      0.01%
      0.01%
  • Weapons

    • 0.24%
    • Transdigm Group, Inc.
      0.05%
      0.05%
    • Rheinmetall AG
      0.04%
      0.04%
    • Booz Allen Hamilton Holding Corp.
      0.03%
      0.03%
    • Heico Corp.
      0.03%
      0.03%
    • Amphenol Corp.
      0.02%
      0.02%
    • Caci International, Inc.
      0.02%
      0.02%
    • Curtiss-Wright Corp.
      0.02%
      0.02%
    • Howmet Aerospace, Inc.
      0.02%
      0.02%
    • Kbr, Inc.
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Austal Ltd.
      0.01%
      0.01%
    • Crane Co.
      0.01%
      0.01%
    • Daikin Industries Ltd.
      0.01%
      0.01%
    • Itt, Inc.
      0.01%
      0.01%
    • Mueller Industries, Inc.
      0.01%
      0.01%
    • Oshkosh Corp.
      0.01%
      0.01%
    • Rbc Bearings, Inc.
      0.01%
      0.01%
    • Science Applications International Corp.
      0.01%
      0.01%
    • Woodward, Inc.
      0.01%
      0.01%
  • Environmental Harm

    • Fonterra
      0.96%
      0.96%
    • Coca-Cola
      0.16%
      0.16%
    • Unilever PLC
      0.11%
      0.11%
    • Pepsico
      0.08%
      0.08%
    • 3M
      0.03%
      0.03%
    • 0.03%
    • Corteva, Inc.
      0.03%
      0.03%
    • Danone
      0.03%
      0.03%
    • 0.03%
    • Nufarm Ltd.
      0.02%
      0.02%
    • Nutrien Ltd.
      0.01%
      0.01%

About this Fund

Designed for investors that want a balance between stability of returns and growth of their investment over the long term. Provides exposure to a diverse selection of global companies and income assets that align with our Responsible Investment Policy. We exclude assets that do not meet our socially responsible investment standards, and increase or decrease exposure to companies based on their environmental, social and governance (ESG) factors.

Value $125M NZD
Period of data report 31st March 2025
Fund started 28th Oct. 2016
Total annual fund fees 0.6%
Total performance based fees 0.0%
Manager's basic fee 0.57%
Other management and administration charges 0.03%
Total other charges 12.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (9 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (9 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 4.02% 4.57%
2024 9.97% 12.7%
2023 -2.59% -5.36%
2022 1.06% 2.99%
2021 18.16% 27.74%
2020 -1.83% -3.68%
2019 4.49% 6.49%
2018 4.41% 2.65%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Dimensional Global Sustainability Trust NZD Hedged Class

    Australia International Equities

    20.83%
  • Dimensional Global Bond Sustainability Trust NZD Class

    Australia Int Fixed Interest

    20.49%
  • Dimensional Global Sustainability Trust Unhedged Class

    Australia International Equities

    19.41%
  • Dimensional Australian Sustainability Trust

    Australia Australasian Equities

    4.22%
  • Ishares FTSE Gbl Prp AUD Hedged ETF

    Australia Australasian Equities

    3.81%
  • Vanguard International Property Securities Index Fund

    Australia Listed Property

    1.96%
  • New Zealand Government 3.50% 14/04/2033

    New Zealand NZ Fixed Interest AAA

    0.62%
  • New Zealand Government 4.50% 15/05/2030

    New Zealand NZ Fixed Interest AAA

    0.56%
  • New Zealand Government 0.25% 15/05/2028

    New Zealand NZ Fixed Interest AAA

    0.56%
  • Contact Energy Ltd

    New Zealand Australasian Equities

    0.54%
Type Target Actual
Cash and Cash Equivalents 8.0% 7.11%
New Zealand Fixed Interest 12.0% 12.1%
International Fixed Interest 20.0% 20.49%
Australasian Equities 14.0% 14.24%
International Equities 40.0% 44.09%
Listed Properties 6.0% 1.96%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.