OneAnswer Sac International Fixed Interest Fund

Not Mindful

Type: Defensive fund

Past Returns: 3.18%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.93%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Aes Corp/The Callable Notes Fixed 3.95% 15/Jul/2030 USD 1000 0.01%
Basf Se Bond Fixed .875% 22/May/2025 EUR 1000 0.01%
Basf Se Callable Medium Term Note Fixed .875% 15/Nov/2027 EUR 1000 0.01%
Bg Energy Capital PLC Medium Term Note Fixed 5% 04/Nov/2036 Gbp 1000 0.01%
BHP Billiton Finance Ltd Callable Medium Term Note Fixed 1.5% 29/Apr/2030 EUR 10 0.01%
BHP Billiton Finance Ltd Medium Term Note Fixed 3.125% 29/Apr/2033 EUR 1000 0.01%
BHP Billiton Finance Ltd Medium Term Note Fixed 4.3% 25/Sep/2042 Gbp 1000 0.01%
BHP Billiton Finance Usa Ltd Callable Notes Fixed 5% 30/Sep/2043 USD 1000 0.04%
BHP Billiton Finance Usa Ltd Callable Notes Variable 19/Oct/2075 USD 1000 0.01%
BHP Billiton Finance Usa Ltd Notes Fixed 4.125% 24/Feb/2042 USD 1000 0.01%
BP Capital Markets America Inc Callable Notes Fixed 3% 24/Feb/2050 USD 1000 0.01%
BP Capital Markets America Inc Callable Notes Fixed 3.79% 06/Feb/2024 USD 1000 0.03%
BP Capital Markets America Inc Callable Notes Fixed 4.234% 06/Nov/2028 USD 1000 0.06%
BP Capital Markets PLC Callable Bond Variable EUR 1000 Xs2193661324 0.02%
BP Capital Markets PLC Callable Bond Variable EUR 1000 Xs2193662728 0.02%
BP Capital Markets PLC Callable Bond Variable Gbp 1000 0.01%
BP Capital Markets PLC Medium Term Note Fixed 2.519% 07/Apr/2028 EUR 1000 0.01%
BP Capital Markets PLC Notes Fixed 1.104% 15/Nov/2034 EUR 1000 0.01%
BP Capital Markets PLC Notes Fixed 1.876% 07/Apr/2024 EUR 1000 0.03%
BP Capital Markets PLC Notes Fixed 2.822% 07/Apr/2032 EUR 1000 0.01%
Canadian National Railway Co Callable Notes Fixed 2.45% 01/May/2050 USD 1000 0.01%
Canadian Pacific Railway Co Callable Notes Fixed 2.05% 05/Mar/2030 USD 1000 0.01%
Chevron Corp Callable Notes Fixed 1.141% 11/May/2023 USD 1000 0.02%
Chevron Corp Callable Notes Fixed 1.554% 11/May/2025 USD 1000 0.02%
Chevron Corp Callable Notes Fixed 2.236% 11/May/2030 USD 1000 0.02%
Chevron Corp Callable Notes Fixed 2.355% 05/Dec/2022 USD 1000 0.01%
Chevron Corp Callable Notes Fixed 3.326% 17/Nov/2025 USD 1000 0.02%
Ck Hutchison Europe Finance 18 Ltd Bond Fixed 1.25% 13/Apr/2025 EUR 1000 0.02%
Ck Hutchison International 17 Ltd Notes Fixed 3.5% 05/Apr/2027 USD 1000 0.02%
Ck Hutchison International 19 Ii Ltd Callable Bond Fixed 2.75% 06/Sep/2029 USD 1 0.01%
Ck Hutchison International 20 Ltd Callable Notes Fixed 2.5% 08/May/2030 USD 1000 0.02%
Ck Hutchison International 20 Ltd Callable Notes Fixed 3.375% 08/May/2050 USD 10 0.02%
Coca-Cola Co/The Callable Bond Fixed 0.75% 22/Sep/2026 EUR 1000 0.01%
Coca-Cola Co/The Callable Notes Fixed 1.45% 01/Jun/2027 USD 1000 0.01%
Coca-Cola Co/The Callable Notes Fixed 2.25% 01/Sep/2026 USD 1000 0.01%
Coca-Cola Co/The Callable Notes Fixed 2.5% 01/Jun/2040 USD 1000 0.02%
Coca-Cola Co/The Callable Notes Fixed 2.55% 01/Jun/2026 USD 1000 0.01%
Coca-Cola Co/The Callable Notes Fixed 2.95% 25/Mar/2025 USD 1000 0.01%
Dominion Energy Inc Notes Step Cpn 15/Aug/2024 USD 1000 0.01%
E.On Se Callable Medium Term Note Fixed .375% 20/Apr/2023 EUR 1000 0.02%
Edp - Energias De Portugal SA Callable Medium Term Note Fixed 1.625% 15/Apr/2027 0.01%
Enagas Financiaciones SA Medium Term Note Fixed 2.5% 11/Apr/2022 EUR 100000 0.01%
Enbridge Energy Partners Lp Callable Notes Fixed 7.375% 15/Oct/2045 USD 1000 0.01%
Enbridge Inc Callable Notes Fixed 3.125% 15/Nov/2029 USD 1000 0.01%
Enbridge Inc Callable Notes Fixed 3.7% 15/Jul/2027 USD 1000 0.01%
Enel Finance International Nv Callable Medium Term Note Fixed 0% 17/Jun/2024 EUR 0.01%
Enel Finance International Nv Callable Medium Term Note Fixed 1.125% 16/Sep/2026 0.01%
Enel Finance International Nv Callable Medium Term Note Fixed 1.125% 17/Oct/2034 0.01%
Enel Finance International Nv Callable Medium Term Note Fixed 1.5% 21/Jul/2025 E 0.01%
Enel Finance International Nv Callable Notes Fixed 2.75% 06/Apr/2023 USD 1000 0.01%
Enel Finance International Nv Callable Notes Fixed 2.875% 25/May/2022 USD 1000 0.01%
Enel Finance International Nv Callable Notes Fixed 4.75% 25/May/2047 USD 1000 0.01%
Enel Finance International Nv Callable Notes Fixed 4.875% 14/Jun/2029 USD 1000 0.02%
Enel Finance International Nv Medium Term Note Fixed 5.75% 14/Sep/2040 Gbp 1000 0.02%
Engie SA Callable Bond Variable Fr0013310505 0.06%
Engie SA Callable Medium Term Note Fixed .5% 24/Oct/2030 EUR 100000 0.01%
Engie SA Callable Medium Term Note Fixed 1% 13/Mar/2026 EUR 100000 0.02%
Engie SA Callable Medium Term Note Fixed 1.5% 13/Mar/2035 EUR 100000 0.01%
Engie SA Callable Medium Term Note Fixed 1.75% 27/Mar/2028 EUR 100000 0.04%
Eni Spa Medium Term Note Fixed .625% 19/Sep/2024 EUR 1000 0.02%
Eni Spa Medium Term Note Fixed 1.25% 18/May/2026 EUR 1000 0.03%
Eni Spa Medium Term Note Fixed 1.625% 17/May/2028 EUR 1000 0.01%
Exxon Mobil Corp Callable Notes Fixed 1.571% 15/Apr/2023 USD 1000 0.03%
Exxon Mobil Corp Callable Notes Fixed 2.61% 15/Oct/2030 USD 1000 0.01%
Exxon Mobil Corp Callable Notes Fixed 2.992% 19/Mar/2025 USD 1000 0.07%
Exxon Mobil Corp Callable Notes Fixed 3.095% 16/Aug/2049 USD 1000 0.01%
Exxon Mobil Corp Callable Notes Fixed 3.452% 15/Apr/2051 USD 1000 0.02%
Exxon Mobil Corp Callable Notes Fixed 4.227% 19/Mar/2040 USD 1000 0.02%
Exxon Mobil Corp Callable Notes Fixed 4.327% 19/Mar/2050 USD 1000 0.02%
Glencore Funding Llc Callable Notes Fixed 3.875% 27/Oct/2027 USD 1000 0.01%
Glencore Funding Llc Callable Notes Fixed 4.125% 30/May/2023 USD 1000 0.01%
Iberdrola Finanzas SA Callable Medium Term Note Fixed .875% 16/Jun/2025 EUR 1000 0.01%
Iberdrola Finanzas SA Callable Medium Term Note Fixed 1.25% 28/Oct/2026 EUR 1000 0.01%
Kinder Morgan Energy Partners Lp Callable Notes Fixed 3.5% 01/Sep/2023 USD 1000 0.01%
Kinder Morgan Energy Partners Lp Callable Notes Fixed 4.25% 01/Sep/2024 USD 1000 0.02%
Kinder Morgan Inc Callable Notes Fixed 1.5% 16/Mar/2022 EUR 1000 0.02%
Kinder Morgan Inc Callable Notes Fixed 5.55% 01/Jun/2045 USD 1000 0.01%
Lyb International Finance Ii Bv Callable Notes Fixed .875% 17/Sep/2026 EUR 1000 0.01%
Lyb International Finance Ii Bv Callable Notes Fixed 1.875% 02/Mar/2022 EUR 1000 0.01%
Lyb International Finance Iii Llc Callable Notes Fixed 4.2% 01/May/2050 USD 1000 0.02%
Mplx Lp Callable Notes Fixed 4.125% 01/Mar/2027 USD 1000 0.01%
Mplx Lp Callable Notes Fixed 4.5% 15/Apr/2038 USD 1000 0.02%
Mplx Lp Callable Notes Fixed 4.8% 15/Feb/2029 USD 1000 0.02%
Mplx Lp Callable Notes Fixed 5.2% 01/Dec/2047 USD 1000 0.02%
Naturgy Finance Bv Callable Medium Term Note Fixed .75% 28/Nov/2029 EUR 100000 0.01%
Nextera Energy Capital Holdings Inc Callable Bond Fixed 2.75% 01/May/2025 USD 10 0.01%
OMV AG Medium Term Note Fixed 0% 16/Jun/2023 EUR 1000 0.01%
OMV AG Medium Term Note Fixed 2% 09/Apr/2028 EUR 1000 0.01%
Oneok Inc Callable Notes Fixed 2.75% 01/Sep/2024 USD 1000 0.01%
Oneok Inc Callable Notes Fixed 3.1% 15/Mar/2030 USD 1000 0.02%
Oneok Inc Callable Notes Fixed 5.85% 15/Jan/2026 USD 1000 0.02%
Oneok Partners Lp Callable Notes Fixed 3.375% 01/Oct/2022 USD 1000 0.01%
Pacificorp Callable Bond Fixed 3.3% 15/Mar/2051 USD 1000 0.01%
Phillips 66 Callable Notes Fixed 4.3% 01/Apr/2022 USD 1000 0.01%
Phillips 66 Callable Notes Fixed 4.875% 15/Nov/2044 USD 1000 0.01%
Reliance Industries Ltd Callable Notes Fixed 3.667% 30/Nov/2027 USD 1000 0.02%
Rio Tinto Finance Usa Ltd Callable Notes Fixed 5.2% 02/Nov/2040 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 2.375% 06/Apr/2025 USD 1000 0.02%
Shell International Finance Bv Callable Notes Fixed 3.125% 07/Nov/2049 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 3.25% 06/Apr/2050 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 3.25% 11/May/2025 USD 1000 0.03%
Shell International Finance Bv Callable Notes Fixed 3.4% 12/Aug/2023 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 4% 10/May/2046 USD 1000 0.02%
Shell International Finance Bv Callable Notes Fixed 4.375% 11/May/2045 USD 1000 0.04%
Shell International Finance Bv Callable Notes Fixed 6.375% 15/Dec/2038 USD 1000 0.01%
Shell International Finance Bv Medium Term Note Fixed 1.125% 07/Apr/2024 EUR 10 0.04%
Shell International Finance Bv Medium Term Note Fixed 1.25% 11/Nov/2032 EUR 100 0.02%
Shell International Finance Bv Medium Term Note Fixed 1.5% 07/Apr/2028 EUR 1000 0.02%
Shell International Finance Bv Medium Term Note Fixed 1.875% 15/Sep/2025 EUR 10 0.01%
Snam Spa Medium Term Note Fixed .875% 25/Oct/2026 EUR 1000 0.01%
Sse PLC Callable Medium Term Note Fixed 1.25% 16/Apr/2025 EUR 1000 0.02%
Tengizchevroil Finance Co International Ltd Bond Fixed 4% 15/Aug/2026 USD 1000 0.02%
Total Capital International SA Callable Medium Term Note Fixed 1.491% 08/Apr/2027 0.02%
Total Capital International SA Callable Medium Term Note Fixed 1.618% 18/May/2040 0.01%
Total Capital International SA Callable Medium Term Note Fixed 1.994% 08/Apr/2032 0.01%
Total Capital International SA Callable Notes Fixed 2.434% 10/Jan/2025 USD 1000 0.03%
Total Capital International SA Callable Notes Fixed 3.455% 19/Feb/2029 USD 1000 0.02%
Total Capital SA Medium Term Note Fixed 5.125% 26/Mar/2024 EUR 1000 0.01%
Total Se Callable Medium Term Note Variable Xs1974787480 0.07%
Valero Energy Corp Callable Notes Fixed 4.35% 01/Jun/2028 USD 1000 0.01%
Valero Energy Corp Callable Notes Fixed 4.9% 15/Mar/2045 USD 1000 0.02%
Valero Energy Corp Callable Notes Fixed 6.625% 15/Jun/2037 USD 1000 0.02%
Williams Cos Inc/The Callable Notes Fixed 3.6% 15/Mar/2022 USD 1000 0.02%
Williams Cos Inc/The Callable Notes Fixed 3.75% 15/Jun/2027 USD 1000 0.02%
Wintershall Dea Finance Bv Callable Bond Fixed .84% 25/Sep/2025 EUR 100000 0.02%

Weapons

Airbus Se Callable Medium Term Note Fixed 1.625% 09/Jun/2030 EUR 1000 0.02%
Airbus Se Callable Notes Fixed 1.625% 07/Apr/2025 EUR 1000 0.01%
Airbus Se Callable Notes Fixed 2% 07/Apr/2028 EUR 1000 0.01%
Bae Systems PLC Callable Notes Fixed 3.4% 15/Apr/2030 USD 1000 0.02%
Boeing Co/The Callable Notes Fixed 4.508% 01/May/2023 USD 1000 0.01%
Boeing Co/The Callable Notes Fixed 4.875% 01/May/2025 USD 1000 0.04%
Boeing Co/The Callable Notes Fixed 5.15% 01/May/2030 USD 1000 0.02%
Boeing Co/The Callable Notes Fixed 5.705% 01/May/2040 USD 1000 0.03%
Boeing Co/The Callable Notes Fixed 5.805% 01/May/2050 USD 1000 0.04%
Boeing Co/The Callable Notes Fixed 5.93% 01/May/2060 USD 1000 0.03%
L3Harris Technologies Inc Callable Notes Fixed 4.4% 15/Jun/2028 USD 1000 0.04%
L3Harris Technologies Inc Callable Notes Fixed 5.054% 27/Apr/2045 USD 1000 0.04%
Precision Castparts Corp Callable Notes Fixed 3.25% 15/Jun/2025 USD 1000 0.01%
Raytheon Technologies Corp Callable Bond Fixed 2.15% 18/May/2030 EUR 1000 0.04%
Raytheon Technologies Corp Callable Bond Fixed 6.125% 15/Jul/2038 USD 1000 0.01%
Raytheon Technologies Corp Callable Notes Fixed 2.5% 15/Dec/2022 USD 1000 0.01%
Raytheon Technologies Corp Callable Notes Fixed 3.2% 15/Mar/2024 USD 1000 0.03%
Raytheon Technologies Corp Callable Notes Fixed 3.75% 01/Nov/2046 USD 1000 0.01%
Raytheon Technologies Corp Callable Notes Fixed 4.125% 16/Nov/2028 USD 1000 0.02%
Raytheon Technologies Corp Callable Notes Fixed 4.35% 15/Apr/2047 USD 1000 0.01%
Raytheon Technologies Corp Callable Notes Fixed 4.625% 16/Nov/2048 USD 1000 0.01%
United Technologies Corp Notes Fixed 4.5% 01/Jun/2042 USD 1000 0.02%

Tobacco

Alimentation Couche-Tard Inc Callable Notes Fixed 2.7% 26/Jul/2022 USD 1000 0.01%

Gambling

Las Vegas Sands Corp Callable Notes Fixed 3.9% 08/Aug/2029 USD 1000 0.01%
Sands China Ltd Callable Bond Fixed 5.125% 08/Aug/2025 USD 1000 0.01%
Sands China Ltd Callable Notes Fixed 5.4% 08/Aug/2028 USD 1000 0.02%

Alcohol

Anheuser-Busch Cos Llc / Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 3.65% 01Feb26 0.02%
Anheuser-Busch Cos Llc / Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 4.90% 01Feb46 0.06%
Anheuser-Busch Inbev Finance Inc Callable Notes Fixed 3.65% 01/Feb/2026 USD 1000 0.02%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed .875% 17/Mar/2022 EUR 0.01%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed 1.15% 22/Jan/2027 EUR 0.01%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed 2% 17/Mar/2028 EUR 10 0.01%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed 2.125% 02/Dec/2027 Eu 0.03%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed 2.75% 17/Mar/2036 EUR 0.02%
Anheuser-Busch Inbev SA/Nv Callable Medium Term Note Fixed 2.875% 02/Apr/2032 Eu 0.02%
Anheuser-Busch Inbev SA/Nv Callable Notes Fixed 3.7% 02/Apr/2040 EUR 1000 0.02%
Anheuser-Busch Inbev Worldwide Inc Bond Fixed 4.75% 15/Apr/2058 USD 1000 0.01%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 3.5% 01/Jun/2030 USD 100 0.01%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 3.75% 15/Jul/2042 USD 10 0.01%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 4.5% 01/Jun/2050 USD 100 0.02%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 4.75% 23/Jan/2029 USD 10 0.02%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 4.9% 23/Jan/2031 USD 100 0.01%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 4.95% 15/Jan/2042 USD 10 0.02%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 5.55% 23/Jan/2049 USD 10 0.04%
Anheuser-Busch Inbev Worldwide Inc Notes Fixed 8.2% 15/Jan/2039 USD 1000 0.01%
Constellation Brands Inc Callable Notes Fixed 2.875% 01/May/2030 USD 1000 0.03%
Constellation Brands Inc Callable Notes Fixed 3.15% 01/Aug/2029 USD 1000 0.01%
Constellation Brands Inc Callable Notes Fixed 3.2% 15/Feb/2023 USD 1000 0.02%
Constellation Brands Inc Callable Notes Fixed 3.5% 09/May/2027 USD 1000 0.02%
Constellation Brands Inc Callable Notes Fixed 3.7% 06/Dec/2026 USD 1000 0.02%
Constellation Brands Inc Callable Notes Fixed 3.75% 01/May/2050 USD 1000 0.02%
Constellation Brands Inc Callable Notes Fixed 4.4% 15/Nov/2025 USD 1000 0.02%
Diageo Capital PLC Callable Notes Fixed 1.375% 29/Sep/2025 USD 1000 0.01%
Diageo Capital PLC Notes 2.12% 29Apr32 0.02%
Heineken Nv Callable Medium Term Note Fixed 1.75% 07/May/2040 EUR 1000 0.01%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.375% 26/May/2022 0.02%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 1% 11/Feb/2023 0.01%
Pernod Ricard SA Callable Notes Fixed 1.125% 07/Apr/2025 EUR 100000 0.05%
Pernod Ricard SA Callable Notes Fixed 1.75% 08/Apr/2030 EUR 100000 0.01%
Pernod Ricard SA Callable Notes Fixed 4.25% 15/Jul/2022 USD 1000 0.01%

Palm Oil

Human Rights & Environmental Violations

Bg Energy Capital PLC Medium Term Note Fixed 5% 04/Nov/2036 Gbp 1000 0.01%
BHP Billiton Finance Ltd Callable Medium Term Note Fixed 1.5% 29/Apr/2030 EUR 10 0.01%
BHP Billiton Finance Ltd Medium Term Note Fixed 3.125% 29/Apr/2033 EUR 1000 0.01%
BHP Billiton Finance Ltd Medium Term Note Fixed 4.3% 25/Sep/2042 Gbp 1000 0.01%
BHP Billiton Finance Usa Ltd Callable Notes Fixed 5% 30/Sep/2043 USD 1000 0.04%
BHP Billiton Finance Usa Ltd Callable Notes Variable 19/Oct/2075 USD 1000 0.01%
BHP Billiton Finance Usa Ltd Notes Fixed 4.125% 24/Feb/2042 USD 1000 0.01%
Duke Energy Corp Callable Notes Fixed 2.65% 01/Sep/2026 USD 1000 0.01%
Duke Energy Corp Callable Notes Fixed 3.15% 15/Aug/2027 USD 1000 0.01%
Duke Energy Corp Callable Notes Fixed 3.75% 01/Sep/2046 USD 1000 0.01%
Duke Energy Corp Callable Notes Fixed 3.75% 15/Apr/2024 USD 1000 0.02%
Glencore Funding Llc Callable Notes Fixed 3.875% 27/Oct/2027 USD 1000 0.01%
Glencore Funding Llc Callable Notes Fixed 4.125% 30/May/2023 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed .65% 20/May/2024 EUR 1000 0.02%
Johnson & Johnson Callable Notes Fixed 1.3% 01/Sep/2030 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.25% 01/Sep/2050 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.625% 15/Jan/2025 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.9% 15/Jan/2028 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 3.375% 05/Dec/2023 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.625% 03/Mar/2037 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.7% 01/Mar/2046 USD 1000 0.01%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 12/Nov/2024 0.05%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.125% 01/Apr/2026 0.01%
Nestle Finance International Ltd Medium Term Note Fixed 1.75% 12/Sep/2022 EUR 1 0.02%
Nestle Holdings Inc Callable Notes Fixed 3.35% 24/Sep/2023 USD 1000 0.02%
Nestle Holdings Inc Callable Notes Fixed 3.625% 24/Sep/2028 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 3.9% 24/Sep/2038 USD 1000 0.02%
Rio Tinto Finance Usa Ltd Callable Notes Fixed 5.2% 02/Nov/2040 USD 1000 0.01%
Sempra Energy Callable Notes Fixed 2.875% 01/Oct/2022 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 2.375% 06/Apr/2025 USD 1000 0.02%
Shell International Finance Bv Callable Notes Fixed 3.125% 07/Nov/2049 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 3.25% 06/Apr/2050 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 3.25% 11/May/2025 USD 1000 0.03%
Shell International Finance Bv Callable Notes Fixed 3.4% 12/Aug/2023 USD 1000 0.01%
Shell International Finance Bv Callable Notes Fixed 4% 10/May/2046 USD 1000 0.02%
Shell International Finance Bv Callable Notes Fixed 4.375% 11/May/2045 USD 1000 0.04%
Shell International Finance Bv Callable Notes Fixed 6.375% 15/Dec/2038 USD 1000 0.01%
Shell International Finance Bv Medium Term Note Fixed 1.125% 07/Apr/2024 EUR 10 0.04%
Shell International Finance Bv Medium Term Note Fixed 1.25% 11/Nov/2032 EUR 100 0.02%
Shell International Finance Bv Medium Term Note Fixed 1.5% 07/Apr/2028 EUR 1000 0.02%
Shell International Finance Bv Medium Term Note Fixed 1.875% 15/Sep/2025 EUR 10 0.01%
Tengizchevroil Finance Co International Ltd Bond Fixed 4% 15/Aug/2026 USD 1000 0.02%
Vale Overseas Ltd Callable Notes Fixed 3.75% 08/Jul/2030 USD 1000 0.01%
Vale Overseas Ltd Callable Notes Fixed 6.25% 10/Aug/2026 USD 1000 0.01%
Vale Overseas Ltd Callable Notes Fixed 6.875% 10/Nov/2039 USD 1000 0.01%
Vale Overseas Ltd Callable Notes Fixed 6.875% 21/Nov/2036 USD 1000 0.01%

Animal Testing

Air Liquide Finance SA Callable Medium Term Note Fixed 1.25% 13/Jun/2028 EUR 100 0.010%
Argentum Netherlands Bv For Zurich Insurance Co Ltd Callable Medium Term Note Var 0.010%
Basf Se Bond Fixed .875% 22/May/2025 EUR 1000 0.010%
Basf Se Callable Medium Term Note Fixed .875% 15/Nov/2027 EUR 1000 0.010%
Bayer AG Callable Bond Variable 12/Nov/2079 EUR 100000 0.010%
Bayer AG Callable Notes Fixed .75% 06/Jan/2027 EUR 100000 0.010%
Bayer AG Callable Notes Fixed 1.125% 06/Jan/2030 EUR 100000 0.010%
Bayer Capital Corp Bv Callable Notes Fixed 1.5% 26/Jun/2026 EUR 100000 0.020%
Bayer Capital Corp Bv Callable Notes Fixed 2.125% 15/Dec/2029 EUR 100000 0.010%
Bayer US Finance Ii Llc Callable Notes Fixed 3.375% 15/Jul/2024 USD 1000 0.030%
Bayer US Finance Ii Llc Callable Notes Fixed 4.2% 15/Jul/2034 USD 1000 0.010%
Bayer US Finance Ii Llc Callable Notes Fixed 4.625% 25/Jun/2038 USD 1000 0.010%
Bayer US Finance Ii Llc Callable Notes Fixed 4.875% 25/Jun/2048 USD 1000 0.010%
Bg Energy Capital PLC Medium Term Note Fixed 5% 04/Nov/2036 Gbp 1000 0.010%
Coca-Cola Co/The Callable Bond Fixed 0.75% 22/Sep/2026 EUR 1000 0.010%
Coca-Cola Co/The Callable Notes Fixed 1.45% 01/Jun/2027 USD 1000 0.010%
Coca-Cola Co/The Callable Notes Fixed 2.25% 01/Sep/2026 USD 1000 0.010%
Coca-Cola Co/The Callable Notes Fixed 2.5% 01/Jun/2040 USD 1000 0.020%
Coca-Cola Co/The Callable Notes Fixed 2.55% 01/Jun/2026 USD 1000 0.010%
Coca-Cola Co/The Callable Notes Fixed 2.95% 25/Mar/2025 USD 1000 0.010%
Colgate-Palmolive Co Callable Medium Term Note Fixed 3.25% 15/Mar/2024 USD 1000 0.010%
Danone SA Callable Medium Term Note Fixed .571% 17/Mar/2027 EUR 100000 0.020%
Danone SA Callable Medium Term Note Fixed .709% 03/Nov/2024 EUR 100000 0.010%
Danone SA Callable Medium Term Note Variable EUR 100000 0.030%
Danone SA Callable Notes Fixed 2.947% 02/Nov/2026 USD 1000 0.020%
Dupont De Nemours Inc Callable Notes Fixed 2.169% 01/May/2023 USD 1000 0.010%
Dupont De Nemours Inc Callable Notes Fixed 4.205% 15/Nov/2023 USD 1000 0.010%
Dupont De Nemours Inc Callable Notes Fixed 4.725% 15/Nov/2028 USD 1000 0.020%
Dupont De Nemours Inc Callable Notes Fixed 5.319% 15/Nov/2038 USD 1000 0.010%
Dupont De Nemours Inc Callable Notes Fixed 5.419% 15/Nov/2048 USD 1000 0.010%
Eastman Chemical Co Callable Notes Fixed 4.5% 01/Dec/2028 USD 1000 0.010%
Ecolab Inc Callable Bond Fixed 1% 15/Jan/2024 EUR 1000 0.050%
Ecolab Inc Callable Notes Fixed 3.25% 01/Dec/2027 USD 1000 0.020%
Ecolab Inc Callable Notes Fixed 4.8% 24/Mar/2030 USD 1000 0.020%
Estee Lauder Cos Inc/The Callable Notes Fixed 2.6% 15/Apr/2030 USD 1000 0.020%
General Mills Inc Callable Notes Fixed 1% 27/Apr/2023 EUR 1000 0.020%
General Mills Inc Callable Notes Fixed 2.875% 15/Apr/2030 USD 1000 0.020%
General Mills Inc Callable Notes Fixed 3.7% 17/Oct/2023 USD 1000 0.010%
General Mills Inc Callable Notes Fixed 4.55% 17/Apr/2038 USD 1000 0.010%
Givaudan Finance Europe Bv Callable Notes Fixed 1% 22/Apr/2027 EUR 1000 0.010%
Glaxosmithkline Capital Inc Callable Notes Fixed 3.375% 15/May/2023 USD 1000 0.030%
Glaxosmithkline Capital Inc Callable Notes Fixed 3.625% 15/May/2025 USD 1000 0.010%
Glaxosmithkline Capital PLC Callable Medium Term Note Fixed .125% 12/May/2023 Eu 0.010%
Glaxosmithkline Capital PLC Callable Medium Term Note Fixed 1.25% 12/Oct/2028 Gb 0.020%
Glaxosmithkline Capital PLC Callable Medium Term Note Fixed 1.25% 21/May/2026 Eu 0.020%
Glaxosmithkline Capital PLC Callable Medium Term Note Fixed 1.625% 12/May/2035 G 0.010%
Glaxosmithkline Capital PLC Medium Term Note Fixed 3.375% 20/Dec/2027 Gbp 1000 0.020%
Hp Inc Callable Notes Fixed 2.2% 17/Jun/2025 USD 1000 0.040%
Hp Inc Callable Notes Fixed 3.4% 17/Jun/2030 USD 1000 0.040%
Johnson & Johnson Callable Notes Fixed .65% 20/May/2024 EUR 1000 0.020%
Johnson & Johnson Callable Notes Fixed 1.3% 01/Sep/2030 USD 1000 0.010%
Johnson & Johnson Callable Notes Fixed 2.25% 01/Sep/2050 USD 1000 0.010%
Johnson & Johnson Callable Notes Fixed 2.625% 15/Jan/2025 USD 1000 0.010%
Johnson & Johnson Callable Notes Fixed 2.9% 15/Jan/2028 USD 1000 0.010%
Johnson & Johnson Callable Notes Fixed 3.375% 05/Dec/2023 USD 1000 0.020%
Johnson & Johnson Callable Notes Fixed 3.625% 03/Mar/2037 USD 1000 0.020%
Johnson & Johnson Callable Notes Fixed 3.7% 01/Mar/2046 USD 1000 0.010%
Kellogg Co Callable Notes Fixed 3.25% 01/Apr/2026 USD 1000 0.010%
Keurig Dr Pepper Inc Callable Notes Fixed 3.8% 01/May/2050 USD 1000 0.010%
Keurig Dr Pepper Inc Callable Notes Fixed 4.057% 25/May/2023 USD 1000 0.010%
Keurig Dr Pepper Inc Callable Notes Fixed 4.597% 25/May/2028 USD 1000 0.020%
Kkr Group Finance Co Iii Llc Callable Bond Fixed 5.125% 01/Jun/2044 USD 1000 0.010%
Linde Finance Bv Medium Term Note Fixed 1% 20/Apr/2028 EUR 1000 0.010%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.375% 26/May/2022 0.020%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 1% 11/Feb/2023 0.010%
Lyb International Finance Ii Bv Callable Notes Fixed .875% 17/Sep/2026 EUR 1000 0.010%
Lyb International Finance Ii Bv Callable Notes Fixed 1.875% 02/Mar/2022 EUR 1000 0.010%
Lyb International Finance Iii Llc Callable Notes Fixed 4.2% 01/May/2050 USD 1000 0.020%
Mondelez International Inc Callable Bond Fixed 1.625% 08/Mar/2027 EUR 1000 0.020%
Mondelez International Inc Callable Notes Fixed 2.125% 13/Apr/2023 USD 1000 0.010%
Mondelez International Inc Callable Notes Fixed 2.75% 13/Apr/2030 USD 1000 0.010%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 12/Nov/2024 0.050%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.125% 01/Apr/2026 0.010%
Nestle Finance International Ltd Medium Term Note Fixed 1.75% 12/Sep/2022 EUR 1 0.020%
Nestle Holdings Inc Callable Notes Fixed 3.35% 24/Sep/2023 USD 1000 0.020%
Nestle Holdings Inc Callable Notes Fixed 3.625% 24/Sep/2028 USD 1000 0.030%
Nestle Holdings Inc Callable Notes Fixed 3.9% 24/Sep/2038 USD 1000 0.020%
Pepsico Inc Callable Bond Fixed 0.75% 18/Mar/2027 EUR 1000 0.040%
Pepsico Inc Callable Notes Fixed 1.125% 18/Mar/2031 EUR 1000 0.010%
Pepsico Inc Callable Notes Fixed 2.25% 19/Mar/2025 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 2.375% 06/Oct/2026 USD 1000 0.010%
Pepsico Inc Callable Notes Fixed 2.75% 30/Apr/2025 USD 1000 0.010%
Pepsico Inc Callable Notes Fixed 3% 15/Oct/2027 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 3.1% 17/Jul/2022 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 3.5% 19/Mar/2040 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 3.6% 01/Mar/2024 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 3.625% 19/Mar/2050 USD 1000 0.030%
Pepsico Inc Callable Notes Fixed 4.45% 14/Apr/2046 USD 1000 0.020%
Pepsico Inc Callable Notes Fixed 5.5% 15/Jan/2040 USD 1000 0.010%
Procter & Gamble Co/The Callable Bond Fixed 1.125% 02/Nov/2023 EUR 1000 0.030%
Procter & Gamble Co/The Callable Notes Fixed 1.2% 30/Oct/2028 EUR 1000 0.010%
Procter & Gamble Co/The Callable Notes Fixed 2.45% 03/Nov/2026 USD 1000 0.010%
Procter & Gamble Co/The Callable Notes Fixed 2.45% 25/Mar/2025 USD 1000 0.030%
Procter & Gamble Co/The Callable Notes Fixed 2.8% 25/Mar/2027 USD 1000 0.020%
Procter & Gamble Co/The Callable Notes Fixed 3% 25/Mar/2030 USD 1000 0.020%
Procter & Gamble Co/The Callable Notes Fixed 3.55% 25/Mar/2040 USD 1000 0.010%
Procter & Gamble Co/The Callable Notes Fixed 3.6% 25/Mar/2050 USD 1000 0.020%
Procter & Gamble Co/The Notes Fixed 2% 16/Aug/2022 EUR 1000 0.030%
Reckitt Benckiser Treasury Services Nederland Bv Callable Notes Fixed 0.375% 19/May/2026 0.030%
Reckitt Benckiser Treasury Services PLC Callable Notes Fixed 2.375% 24/Jun/2022 0.020%
Reckitt Benckiser Treasury Services PLC Callable Notes Fixed 2.75% 26/Jun/2024 U 0.010%
Reckitt Benckiser Treasury Services PLC Callable Notes Fixed 3% 26/Jun/2027 USD 0.020%
Reliance Industries Ltd Callable Notes Fixed 3.667% 30/Nov/2027 USD 1000 0.020%
Shell International Finance Bv Callable Notes Fixed 2.375% 06/Apr/2025 USD 1000 0.020%
Shell International Finance Bv Callable Notes Fixed 3.125% 07/Nov/2049 USD 1000 0.010%
Shell International Finance Bv Callable Notes Fixed 3.25% 06/Apr/2050 USD 1000 0.010%
Shell International Finance Bv Callable Notes Fixed 3.25% 11/May/2025 USD 1000 0.030%
Shell International Finance Bv Callable Notes Fixed 3.4% 12/Aug/2023 USD 1000 0.010%
Shell International Finance Bv Callable Notes Fixed 4% 10/May/2046 USD 1000 0.020%
Shell International Finance Bv Callable Notes Fixed 4.375% 11/May/2045 USD 1000 0.040%
Shell International Finance Bv Callable Notes Fixed 6.375% 15/Dec/2038 USD 1000 0.010%
Shell International Finance Bv Medium Term Note Fixed 1.125% 07/Apr/2024 EUR 10 0.040%
Shell International Finance Bv Medium Term Note Fixed 1.25% 11/Nov/2032 EUR 100 0.020%
Shell International Finance Bv Medium Term Note Fixed 1.5% 07/Apr/2028 EUR 1000 0.020%
Shell International Finance Bv Medium Term Note Fixed 1.875% 15/Sep/2025 EUR 10 0.010%
Sherwin-Williams Co/The Callable Notes Fixed 2.3% 15/May/2030 USD 1000 0.030%
Sherwin-Williams Co/The Callable Notes Fixed 3.3% 15/May/2050 USD 1000 0.010%
Solvay SA Callable Bond Fixed 1.625% 02/Dec/2022 EUR 100000 0.020%
Tengizchevroil Finance Co International Ltd Bond Fixed 4% 15/Aug/2026 USD 1000 0.020%
Unilever Nv Callable Medium Term Note Fixed 1.25% 25/Mar/2025 EUR 1000 0.020%
Unilever Nv Callable Notes Fixed 1.75% 25/Mar/2030 EUR 1000 0.010%
Unilever PLC Notes Fixed 1.5% 22/Jul/2026 Gbp 1000 0.010%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year	Market Average	Fund Annual Return
2020	1.67%	5.56%
2019	2.69%	2.85%
2018	2.37%	1.13%
2017	1.63%	0.38%
2016	2.91%	2.96%
2015	5.21%	7.51%
2014	1.36%	0.0%
2013	4.22%	0.0%
2012	3.86%	0.0%
2011	3.79%	0.0%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Showing the top 10 investments for this fund:

Gbp Current Account
United Kingdom Cash and Equivalents

1.55%
NZD Current Account
New Zealand Cash and Equivalents

0.98%
United States Treasury .125% 31 May 2022
United States Int Fixed Interest AA+

0.61%
Cash Deposit (J.P. Morgan USD)
United States Cash and Equivalents A-1

0.54%
EUR Current Account
Germany Cash and Equivalents

0.51%
Denmark Government Bond 4.5% 15 Nov 2039
Denmark Int Fixed Interest AAA

0.51%
United States Treasury 2.375% 15 Aug 2024
United States Int Fixed Interest AA+

0.45%
United States Treasury 2.25% 30 Apr 2024
United States Int Fixed Interest AA+

0.41%
United States Treasury 1.375% 31 Jan 2022
United States Int Fixed Interest AA+

0.34%
United States Treasury 2.75% 15 Feb 2028
United States Int Fixed Interest AA+

0.32%

This information has been sourced from the quarterly data that each fund has filed with Disclose register Wed Sept. 30th 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual

Type	Target	Actual
Cash and Cash Equivalents	0.0%	0.17%
New Zealand Fixed Interest	0.0%	0.0%
International Fixed Interest	100.0%	99.83%
Australasian Equities	0.0%	0.0%
International Equities	0.0%	0.0%
Listed Properties	0.0%	0.0%
Unlisted Properties	0.0%	0.0%
Other	0.0%	0.0%
Commodities	0.0%	0.0%

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

Issue of concern

Does this fund say it excludes this?

Actual holdings
Adult Entertainment/Pornography:

0.00%
Alcohol:

0.88%
Animal Testing:

3.08%
Fossil Fuels:

3.73%
Gambling:

0.07%
GMOs:

0.00%
Human Rights & Environmental Violations:

1.10%
Palm Oil:

0.02%
Tobacco:

0.02%
Weapons:

0.59%

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"The International Fixed Interest Fund invests mainly in international fixed interest assets. Investments may include: fixed interest assets issued by governments or international companies and cash and cash equivalents.The fund aims to achieve a positive yearly return (after the fund charge and before tax) that over the long-term is in line with the relevant market index."

Value	$1.5M NZD
Period of data report	Wed Sept. 30th 2020
Members	Not provided
Fund started	Thu Sept. 19th 2013
Total annual fund fees	0.93%
Total performance based fees	0.0%
Manager's basic fee	0.75%
Administration charges	0.18%
Total other charges	0.0
Total other charges currency	NZD

Key Personnel

Paul Huxford	Currently: Chief Investment Officer New Zealand (2 years, 3 months) Previously: Acting Chief Investment Officer ANZ Bank New Zealand Limited (0 years, 3 months)
Maaike Van Tol	Currently: Co-Head of Diversified Portfolio Management (1 years, 7 months) Previously: Senior Asset Allocation Manager ANZ Bank New Zealand Limited (1 years, 8 months)
Iain Cox	Currently: Head of Australasian Fixed Interest and Cash (6 years, 7 months) Previously: Senior Fixed Interest Analyst ANZ Bank New Zealand Limited (2 years, 10 months)
Alan Clarke3	Currently: Co-Head of Diversified Portfolio Management (1 years, 7 months) Previously: Senior Mandate Research Manager ANZ Bank New Zealand Limited (3 years, 7 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Portfolio holdings v