Booster Investment Moderate Fund

Not Mindful

Type: Balanced fund

Past Returns: 2.29%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 2.41%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Agl Energy Limited 0.02%
Apa Group 0.03%
BHP Billiton Adr 0.10%
BHP Group Limited 0.30%
Canadian National Railway Company 0.17%
Chevron Corp. 0.01%
Coca-Cola Co. 0.02%
Equinor Asa 0.06%
Exxon Mobil Corp. 0.01%
Franco-Nevada Corp 0.03%
Gazprom PJSC 0.01%
Genesis Energy 5.81% 8/03/2023 0.67%
Genesis Energy Limited 0.09%
Lyondellbasell Industries Nv 0.02%
Nextera Energy Inc. 0.01%
Origin Energy Limited 0.04%
Reliance Industries Ltd. 0.03%
Rio Tinto Limited 0.15%
Total Se 0.16%
Vale SA 0.02%
Wec Energy Group Inc 0.07%
Woodside Petroleum Limited 0.06%
Xcel Energy Inc 0.07%

Weapons

Safran SA 0.07%

Tobacco

Gambling

Aristocrat Leisure Limited 0.04%
Gaming and Leisure Properties Inc. 0.01%
Sky City Entertainment Group Ltd 0.21%
Tabcorp Holdings Ltd 0.02%
Vici Properties Inc. 0.02%

Alcohol

Coca-Cola Amatil Ltd 0.01%
LVMH Moet Hennessy Louis Vuitton 0.02%
LVMH Moet Hennessy Louis Vuitton SA 0.24%
LVMH Moet Hennessy Louis Vuitton Se 0.01%
Waimea Estates (Nelson) Limited 0.27%

Palm Oil

GMOs

Corteva Inc 0.03%

Human Rights & Environmental Violations

Barrick Gold Corp 0.04%
BHP Billiton Adr 0.10%
BHP Group Limited 0.30%
Freeport-Mcmoran Inc. 0.03%
Johnson & Johnson 0.03%
Nestle SA 0.10%
Rio Tinto Limited 0.15%
Vale SA 0.02%

Animal Testing

Air Products and Chemicals Inc. 0.050%
Albemarle Corporation 0.010%
Celanese Corporation 0.010%
Coca-Cola Amatil Ltd 0.010%
Coca-Cola Co. 0.020%
Corteva Inc 0.030%
Dow Inc. 0.030%
Dupont De Nemours Inc. 0.030%
Eastman Chemical Company 0.010%
Ecolab Inc. 0.050%
Estee Lauder - Class A Shares 0.030%
Fmc Corporation 0.010%
Givaudan SA 0.130%
Hindustan Unilever Ltd. 0.010%
International Flavors & Fragrances Inc. 0.010%
Johnson & Johnson 0.030%
L'Oreal SA 0.090%
Linde PLC 0.330%
LVMH Moet Hennessy Louis Vuitton 0.020%
LVMH Moet Hennessy Louis Vuitton SA 0.240%
LVMH Moet Hennessy Louis Vuitton Se 0.010%
Lyondellbasell Industries Nv 0.020%
Nestle SA 0.100%
Orica Limited 0.010%
Pepsico Inc 0.050%
Pepsico Inc. 0.020%
PPG Industries Inc. 0.030%
Procter & Gamble Co. 0.030%
Reckitt Benckiser Group 0.090%
Reliance Industries Ltd. 0.030%
Sherwin-Williams Company 0.050%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year	Market Average	Fund Annual Return
2020	-2.86%	-0.65%
2019	4.44%	4.42%
2018	4.90%	3.1%
2017	5.60%	4.11%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Showing the top 10 investments for this fund:

Vanguard Ethically Conscious Gbl Agg Bond Index Fund NZD Hgd
Australia Fund

15.82%
NZ Cash (BNZ Bank Trust Account)
New Zealand Cash and Equivalents AA-

5.27%
Vanguard Int'L Shares Select Exclusions Fund - NZD Hgd
Australia Fund

3.84%
Vanguard Emerging Markets Share Index Fund
Australia Fund

2.82%
BNZ Bank Bill 24/11/2020
New Zealand NZ Fixed Interest AA-

1.96%
Magellan Global Fund
Australia Fund

1.89%
Vanguard Int'L Prop Sec. Index Fund (AUD Hgd)
Australia Fund

1.67%
Secured Loan To The Booster KiwiSaver Scheme Geared Growth Fund
New Zealand NZ Fixed Interest

1.61%
ANZ Bank - Td 10 Nov 2020 @ 1.350%
New Zealand Cash and Equivalents AA-

1.23%
BNZ Bank Bill 1/12/2020
New Zealand NZ Fixed Interest AA-

1.23%

This information has been sourced from the quarterly data that each fund has filed with Disclose register Wed Sept. 30th 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual

Type	Target	Actual
Cash and Cash Equivalents	20.0%	23.44%
New Zealand Fixed Interest	25.0%	25.13%
International Fixed Interest	15.0%	15.84%
Australasian Equities	14.0%	11.62%
International Equities	19.0%	18.67%
Listed Properties	3.0%	3.3%
Unlisted Properties	4.0%	2.0%
Other	0.0%	0.0%
Commodities	0.0%	0.0%

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

Issue of concern

Does this fund say it excludes this?

Actual holdings
Adult Entertainment/Pornography:

0.00%
Alcohol:

0.63%
Animal Testing:

2.14%
Fossil Fuels:

2.59%
Gambling:

0.32%
GMOs:

0.03%
Human Rights & Environmental Violations:

0.90%
Palm Oil:

0.02%
Tobacco:

0.02%
Weapons:

0.11%

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"The Moderate Fund is part of the Investment Series range of funds. The fund invests mainly in income assets but includes some growth assets. It is suited to investors looking for a low to medium level of risk and are willing to accept a moderate level of returns."

Value	$31M NZD
Period of data report	Wed Sept. 30th 2020
Members	247
Fund started	Sun May 31st 2015
Total annual fund fees	2.41%
Total performance based fees	0.0%
Manager's basic fee	2.29%
Administration charges	0.12%
Total other charges	0.0
Total other charges currency	NZD

Key Personnel

David Beattie	Currently: Principal Booster Financial Services Limited (2 years, 4 months) Previously: CIO Booster Financial Services Limited (17 years, 6 months)
Nic Craven	Currently: Senior Manager - Research Booster Financial Services Limited (2 years, 4 months) Previously: Research Manager Booster Financial Services Limited (4 years, 2 months)
Allan Yeo	Currently: Managing Director Booster Financial Services Limited (22 years, 4 months) Previously: Associate Director Barclays Bank plc (2 years, 0 months)
Rowan Calvert	Currently: Portfolio Manager - Global Equities Booster Financial Services Limited (2 years, 11 months) Previously: Senior Equity Analyst Booster Financial Services Limited (7 years, 4 months)
Aaron Usher	Currently: Portfolio Manager - Australasian Equities Booster Financial Services Limited (2 years, 11 months) Previously: Equity Analyst Booster Financial Services Limited (5 years, 9 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed Sept. 30th 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Portfolio holdings v