Funds

SuperLife KiwiSaver Overseas Non-Government Bonds Fund

Total Ethical Concerns: 13.57%

The average total concerns of all KiwiSaver defensive funds is 0.86%.

Companies of Concern

  • Animal Cruelty 2.7%

    • British American Tobacco
      0.21%
      0.21%
    • Philip Morris International (Pmi)
      0.16%
      0.16%
    • 0.16%
    • Eni Spa
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Unilever PLC
      0.13%
      0.13%
    • Altria Group, Inc.
      0.10%
      0.10%
    • Exxon Mobil Corp.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Jab Holding Company
      0.10%
      0.10%
    • Nutrien Ltd.
      0.10%
      0.10%
    • Jbs S.A.
      0.09%
      0.09%
    • Bayer
      0.07%
      0.07%
    • Arkema SA
      0.06%
      0.06%
    • Eastman Chemical Co.
      0.06%
      0.06%
    • Kering SA
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Basf Se
      0.05%
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Imperial Brands
      0.05%
      0.05%
    • The Dow Chemical Co.
      0.05%
      0.05%
    • Koninklijke Ahold Delhaize Nv
      0.04%
      0.04%
    • Tyson Foods Inc
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Air Liquide
      0.03%
      0.03%
    • Akzo Nobel Nv
      0.03%
      0.03%
    • Argentum Netherlands Bv
      0.03%
      0.03%
    • Essity
      0.03%
      0.03%
    • International Flavors & Fragrances, Inc.
      0.03%
      0.03%
    • Kimberly-Clark Corp.
      0.03%
      0.03%
    • L'Oréal SA
      0.03%
      0.03%
    • Lanxess AG
      0.03%
      0.03%
    • Pilgrim's Pride Corp.
      0.03%
      0.03%
    • Richemont International Holding S.A.
      0.03%
      0.03%
    • Solvay SA
      0.03%
      0.03%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Fmc Corp.
      0.02%
      0.02%
    • Hormel Foods Corp
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Dupont De Nemours
      0.01%
      0.01%
    • Ecolab, Inc.
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Lyondellbasell Industries Nv
      0.01%
      0.01%
    • Orbia Advance Corp. Sab De Cv
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Westlake Corp.
      0.01%
      0.01%
    • Yara International Asa
      0.01%
      0.01%
  • Human Rights Violations 2.68%

    • Wells Fargo
      0.64%
      0.64%
    • Ubs
      0.45%
      0.45%
    • General Motors
      0.32%
      0.32%
    • 0.20%
    • 0.18%
    • 0.14%
    • Nestlé
      0.13%
      0.13%
    • Saudi Aramco
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Caterpillar
      0.08%
      0.08%
    • Ck Hutchison
      0.07%
      0.07%
    • Rio Tinto
      0.06%
      0.06%
    • Saint-Gobain
      0.06%
      0.06%
    • Holcim
      0.04%
      0.04%
    • Glencore
      0.03%
      0.03%
    • Arcelormittal SA
      0.02%
      0.02%
  • Social Harm 1.2%

  • Fossil Fuels 6.77%

    • Duke Energy Corp
      0.27%
      0.27%
    • Energy Transfer Lp
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Enbridge, Inc.
      0.22%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.22%
    • Électricité De France SA
      0.22%
      0.22%
    • Enel
      0.21%
      1.5°C
      This company is on a 1.5°C pathway
      0.21%
    • Totalenergies Se
      0.18%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.18%
    • BP
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • E.On Se
      0.17%
      0.17%
    • Eni Spa
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Engie SA
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Enterprise Products Partners Lp
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Nextera Energy, Inc.
      0.12%
      0.12%
    • Oneok, Inc.
      0.12%
      0.12%
    • Consolidated Edison, Inc.
      0.11%
      0.11%
    • Exxon Mobil Corp.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Conocophillips
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Dominion Energy, Inc.
      0.09%
      0.09%
    • Equinor Asa
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Saudi Aramco
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • The Southern Co.
      0.09%
      0.09%
    • The Williams Cos., Inc.
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Cassa Depositi E Prestiti Spa
      0.07%
      0.07%
    • China National Offshore Oil Corporation (Cnooc)
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Ck Hutchison
      0.07%
      0.07%
    • Kinder Morgan, Inc.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Occidental Petroleum Corp.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Targa Resources Corp.
      0.07%
      0.07%
    • Vale Overseas Ltd
      0.07%
      0.07%
    • Enbw International Finance Bv
      0.06%
      1.5°C
      This company is on a 1.5°C pathway
      0.06%
    • Jefferies
      0.06%
      0.06%
    • Nisource, Inc.
      0.06%
      0.06%
    • Pacificorp.
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Rio Tinto
      0.06%
      0.06%
    • Snam Spa
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Abu Dhabi National Energy Company (Taqa)
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Apa Infrastructure Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Diamondback Energy, Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Entergy Corp.
      0.05%
      0.05%
    • Galaxy Pipeline Assets Bidco Ltd.
      0.05%
      0.05%
    • Kazmunaygas Nc Jsc
      0.05%
      0.05%
    • Korea National Oil Corp
      0.05%
      0.05%
    • Mplx Lp
      0.05%
      0.05%
    • Pt Perusahaan Listrik Negara (Persero)
      0.05%
      0.05%
    • Rwe AG
      0.05%
      0.05%
    • Saudi Electricity Company (Sec)
      0.05%
      0.05%
    • Thaioil Treasury Center Co., Ltd.
      0.05%
      0.05%
    • Berkshire Hathaway Energy Co.
      0.04%
      0.04%
    • Canadian Natural Resources Ltd.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Centrica PLC
      0.04%
      0.04%
    • Delta Air Lines, Inc.
      0.04%
      0.04%
    • Fairfax Financial Holdings Ltd.
      0.04%
      0.04%
    • Midamerican Energy Co.
      0.04%
      0.04%
    • Minejesa Capital Bv
      0.04%
      0.04%
    • National Grid PLC
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Pt Pertamina (Persero)
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Pembina Pipeline Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Qatarenergy
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Sempra Energy
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • A2A Spa
      0.03%
      0.03%
    • American Electric Power Co., Inc.
      0.03%
      0.03%
    • Atmos Energy Corp.
      0.03%
      0.03%
    • Cms Energy Corp.
      0.03%
      0.03%
    • Cez As
      0.03%
      0.03%
    • Cheniere Energy Partners Lp
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Constellation Energy Corp.
      0.03%
      0.03%
    • Devon Energy Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Dte Energy Co.
      0.03%
      0.03%
    • Enbw Energie Baden Württemberg AG
      0.03%
      1.5°C
      This company is on a 1.5°C pathway
      0.03%
    • Esb Finance Dac
      0.03%
      0.03%
    • Glencore
      0.03%
      0.03%
    • Halliburton Co.
      0.03%
      0.03%
    • Hera Spa
      0.03%
      0.03%
    • Inter Pipeline Ltd.
      0.03%
      0.03%
    • Marathon Petroleum Corp.
      0.03%
      0.03%
    • National Grid North America, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Naturgy Finance Bv
      0.03%
      0.03%
    • OMV AG
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Phillips 66
      0.03%
      0.03%
    • Repsol
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • The Kansai Electric Power Co., Inc.
      0.03%
      0.03%
    • Valero Energy Corp.
      0.03%
      0.03%
    • Vier Gas Transport Gmbh
      0.03%
      0.03%
    • Western Midstream Partners Lp
      0.03%
      0.03%
    • Wintershall Dea
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Woodside Energy Group Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Xcel Energy, Inc.
      0.03%
      0.03%
    • Aker BP Asa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Ameren Corp.
      0.02%
      0.02%
    • Arcelormittal SA
      0.02%
      0.02%
    • Cenovus Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Cheniere Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Colbún SA
      0.02%
      0.02%
    • Continental Resources, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Coterra Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eog Resources, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eqt Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Evergy, Inc.
      0.02%
      0.02%
    • Fortis, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Hess Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nrg Energy, Inc.
      0.02%
      0.02%
    • Oglethorpe Power Corp
      0.02%
      0.02%
    • Ovintiv, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Suncor Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Vattenfall Ab
      0.02%
      0.02%
    • Aes Corporation
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Apache Corp
      0.01%
      0.01%
    • Appalachian Power Co.
      0.01%
      0.01%
    • Black Hills Corp.
      0.01%
      0.01%
    • Dcp Midstream
      0.01%
      0.01%
    • Engie Energia Chile SA
      0.01%
      0.01%
    • Firstenergy Corp.
      0.01%
      0.01%
    • Infraestructura Energetica Nova Sab De Cv
      0.01%
      0.01%
    • Lyondellbasell Industries Nv
      0.01%
      0.01%
    • Pioneer Natural Resources Co.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Santos Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Vår Energi Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Wec Energy Group, Inc.
      0.01%
      0.01%
  • Weapons 1.12%

    • 0.20%
    • 0.15%
    • Honeywell International, Inc.
      0.13%
      0.13%
    • Rtx Corp.
      0.12%
      0.12%
    • 0.09%
    • Huntington Ingalls Industries, Inc.
      0.07%
      0.07%
    • Airbus
      0.06%
      0.06%
    • L3Harris Technologies, Inc.
      0.05%
      0.05%
    • Northrop Grumman Corp.
      0.05%
      0.05%
    • Amphenol Corp.
      0.03%
      0.03%
    • General Dynamics Corp.
      0.03%
      0.03%
    • Leidos
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Textron, Inc.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • Heico Corp.
      0.01%
      0.01%
    • Howmet Aerospace, Inc.
      0.01%
      0.01%
  • Environmental Harm 2.09%

    • Duke Energy Corp
      0.27%
      0.27%
    • Energy Transfer Lp
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Honeywell International, Inc.
      0.13%
      0.13%
    • Unilever PLC
      0.13%
      0.13%
    • Coca-Cola
      0.12%
      0.12%
    • Pepsico
      0.12%
      0.12%
    • Nutrien Ltd.
      0.10%
      0.10%
    • Jbs S.A.
      0.09%
      0.09%
    • Mondelez
      0.08%
      0.08%
    • Bayer
      0.07%
      0.07%
    • 0.07%
    • Vale Overseas Ltd
      0.07%
      0.07%
    • Minerva
      0.06%
      0.06%
    • Basf Se
      0.05%
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Southern Copper Corporation
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • 0.03%
    • Danone
      0.03%
      0.03%
    • Glencore
      0.03%
      0.03%
    • Newcrest Mining
      0.03%
      0.03%
    • Bunge
      0.02%
      0.02%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Fmc Corp.
      0.02%
      0.02%
    • 0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • Saputo
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    Invests in international bonds and is designed to reflect the return (before tax, fees and other expenses) on international non-government bond markets of developed economies.

    Value $17.9M NZD
    Period of data report 31st March 2025
    Members 1,601
    Fund started 24th Oct. 2007
    Total annual fund fees 0.54%
    Total performance based fees 0.0%
    Manager's basic fee 0.54%
    Other management and administration charges 0.0%
    Total other charges 30.0
    Total other charges currency NZD

    Guy Roulston Elliffe

    Currently: Director (9 years, 4 months)
    Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

    Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

    Anna Lennie Scott

    Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
    Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

    Alister John Williams

    Currently: Director (9 years, 4 months)
    Previously: Investment Manager - Trust Management (5 years, 4 months)

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 3.81% 2.98%
    2024 3.51% 3.5%
    2023 -0.13% -4.72%
    2022 -1.68% -3.55%
    2021 1.56% 4.92%
    2020 1.64% 0.71%
    2019 2.37% 3.09%
    2018 2.05% 1.45%
    2017 1.53% 2.82%
    2016 2.72% 0.06%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Vanguard International Credit Securities Index Fund (Hedged)

      Australia Int Fixed Interest

      98.95%
    • NZD Cash Account (ANZ Bank)

      New Zealand Cash and Equivalents AA-

      0.12%
    Type Target Actual
    Cash and Cash Equivalents 0.0% 1.05%
    New Zealand Fixed Interest 0.0% 0.0%
    International Fixed Interest 100.0% 98.95%
    Australasian Equities 0.0% 0.0%
    International Equities 0.0% 0.0%
    Listed Properties 0.0% 0.0%
    Unlisted Properties 0.0% 0.0%
    Other 0.0% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 2.7% Animal Cruelty
  • 2.68% Human Rights Violations
  • 1.2% Social Harm
  • 6.77% Fossil Fuels
  • 1.12% Weapons
  • 2.09% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • British American Tobacco
      0.21%
      0.21%
    • Philip Morris International (Pmi)
      0.16%
      0.16%
    • 0.16%
    • Eni Spa
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Unilever PLC
      0.13%
      0.13%
    • Altria Group, Inc.
      0.10%
      0.10%
    • Exxon Mobil Corp.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Jab Holding Company
      0.10%
      0.10%
    • Nutrien Ltd.
      0.10%
      0.10%
    • Jbs S.A.
      0.09%
      0.09%
    • Bayer
      0.07%
      0.07%
    • Arkema SA
      0.06%
      0.06%
    • Eastman Chemical Co.
      0.06%
      0.06%
    • Kering SA
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Basf Se
      0.05%
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Imperial Brands
      0.05%
      0.05%
    • The Dow Chemical Co.
      0.05%
      0.05%
    • Koninklijke Ahold Delhaize Nv
      0.04%
      0.04%
    • Tyson Foods Inc
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Air Liquide
      0.03%
      0.03%
    • Akzo Nobel Nv
      0.03%
      0.03%
    • Argentum Netherlands Bv
      0.03%
      0.03%
    • Essity
      0.03%
      0.03%
    • International Flavors & Fragrances, Inc.
      0.03%
      0.03%
    • Kimberly-Clark Corp.
      0.03%
      0.03%
    • L'Oréal SA
      0.03%
      0.03%
    • Lanxess AG
      0.03%
      0.03%
    • Pilgrim's Pride Corp.
      0.03%
      0.03%
    • Richemont International Holding S.A.
      0.03%
      0.03%
    • Solvay SA
      0.03%
      0.03%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Church & Dwight Co., Inc.
      0.02%
      0.02%
    • Fmc Corp.
      0.02%
      0.02%
    • Hormel Foods Corp
      0.02%
      0.02%
    • The Clorox Co.
      0.02%
      0.02%
    • Dupont De Nemours
      0.01%
      0.01%
    • Ecolab, Inc.
      0.01%
      0.01%
    • Entegris, Inc.
      0.01%
      0.01%
    • Lyondellbasell Industries Nv
      0.01%
      0.01%
    • Orbia Advance Corp. Sab De Cv
      0.01%
      0.01%
    • Rpm International, Inc.
      0.01%
      0.01%
    • Westlake Corp.
      0.01%
      0.01%
    • Yara International Asa
      0.01%
      0.01%
  • Human Rights Violations

    • Wells Fargo
      0.64%
      0.64%
    • Ubs
      0.45%
      0.45%
    • General Motors
      0.32%
      0.32%
    • 0.20%
    • 0.18%
    • 0.14%
    • Nestlé
      0.13%
      0.13%
    • Saudi Aramco
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Caterpillar
      0.08%
      0.08%
    • Ck Hutchison
      0.07%
      0.07%
    • Rio Tinto
      0.06%
      0.06%
    • Saint-Gobain
      0.06%
      0.06%
    • Holcim
      0.04%
      0.04%
    • Glencore
      0.03%
      0.03%
    • Arcelormittal SA
      0.02%
      0.02%
  • Fossil Fuels

    • Duke Energy Corp
      0.27%
      0.27%
    • Energy Transfer Lp
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Enbridge, Inc.
      0.22%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.22%
    • Électricité De France SA
      0.22%
      0.22%
    • Enel
      0.21%
      1.5°C
      This company is on a 1.5°C pathway
      0.21%
    • Totalenergies Se
      0.18%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.18%
    • BP
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • E.On Se
      0.17%
      0.17%
    • Eni Spa
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Engie SA
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Enterprise Products Partners Lp
      0.13%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.13%
    • Nextera Energy, Inc.
      0.12%
      0.12%
    • Oneok, Inc.
      0.12%
      0.12%
    • Consolidated Edison, Inc.
      0.11%
      0.11%
    • Exxon Mobil Corp.
      0.10%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.10%
    • Conocophillips
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Dominion Energy, Inc.
      0.09%
      0.09%
    • Equinor Asa
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Saudi Aramco
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • The Southern Co.
      0.09%
      0.09%
    • The Williams Cos., Inc.
      0.09%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.09%
    • Cassa Depositi E Prestiti Spa
      0.07%
      0.07%
    • China National Offshore Oil Corporation (Cnooc)
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Ck Hutchison
      0.07%
      0.07%
    • Kinder Morgan, Inc.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Occidental Petroleum Corp.
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Targa Resources Corp.
      0.07%
      0.07%
    • Vale Overseas Ltd
      0.07%
      0.07%
    • Enbw International Finance Bv
      0.06%
      1.5°C
      This company is on a 1.5°C pathway
      0.06%
    • Jefferies
      0.06%
      0.06%
    • Nisource, Inc.
      0.06%
      0.06%
    • Pacificorp.
      0.06%
      0.06%
    • Reliance Industries Ltd.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Rio Tinto
      0.06%
      0.06%
    • Snam Spa
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Abu Dhabi National Energy Company (Taqa)
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Apa Infrastructure Ltd.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Diamondback Energy, Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Entergy Corp.
      0.05%
      0.05%
    • Galaxy Pipeline Assets Bidco Ltd.
      0.05%
      0.05%
    • Kazmunaygas Nc Jsc
      0.05%
      0.05%
    • Korea National Oil Corp
      0.05%
      0.05%
    • Mplx Lp
      0.05%
      0.05%
    • Pt Perusahaan Listrik Negara (Persero)
      0.05%
      0.05%
    • Rwe AG
      0.05%
      0.05%
    • Saudi Electricity Company (Sec)
      0.05%
      0.05%
    • Thaioil Treasury Center Co., Ltd.
      0.05%
      0.05%
    • Berkshire Hathaway Energy Co.
      0.04%
      0.04%
    • Canadian Natural Resources Ltd.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Centrica PLC
      0.04%
      0.04%
    • Delta Air Lines, Inc.
      0.04%
      0.04%
    • Fairfax Financial Holdings Ltd.
      0.04%
      0.04%
    • Midamerican Energy Co.
      0.04%
      0.04%
    • Minejesa Capital Bv
      0.04%
      0.04%
    • National Grid PLC
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Pt Pertamina (Persero)
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Pembina Pipeline Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Qatarenergy
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Sempra Energy
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • A2A Spa
      0.03%
      0.03%
    • American Electric Power Co., Inc.
      0.03%
      0.03%
    • Atmos Energy Corp.
      0.03%
      0.03%
    • Cms Energy Corp.
      0.03%
      0.03%
    • Cez As
      0.03%
      0.03%
    • Cheniere Energy Partners Lp
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Constellation Energy Corp.
      0.03%
      0.03%
    • Devon Energy Corp.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Dte Energy Co.
      0.03%
      0.03%
    • Enbw Energie Baden Württemberg AG
      0.03%
      1.5°C
      This company is on a 1.5°C pathway
      0.03%
    • Esb Finance Dac
      0.03%
      0.03%
    • Glencore
      0.03%
      0.03%
    • Halliburton Co.
      0.03%
      0.03%
    • Hera Spa
      0.03%
      0.03%
    • Inter Pipeline Ltd.
      0.03%
      0.03%
    • Marathon Petroleum Corp.
      0.03%
      0.03%
    • National Grid North America, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Naturgy Finance Bv
      0.03%
      0.03%
    • OMV AG
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Phillips 66
      0.03%
      0.03%
    • Repsol
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • The Kansai Electric Power Co., Inc.
      0.03%
      0.03%
    • Valero Energy Corp.
      0.03%
      0.03%
    • Vier Gas Transport Gmbh
      0.03%
      0.03%
    • Western Midstream Partners Lp
      0.03%
      0.03%
    • Wintershall Dea
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Woodside Energy Group Ltd.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Xcel Energy, Inc.
      0.03%
      0.03%
    • Aker BP Asa
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Ameren Corp.
      0.02%
      0.02%
    • Arcelormittal SA
      0.02%
      0.02%
    • Cenovus Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Cheniere Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Colbún SA
      0.02%
      0.02%
    • Continental Resources, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Coterra Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eog Resources, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Eqt Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Evergy, Inc.
      0.02%
      0.02%
    • Fortis, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Hess Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nrg Energy, Inc.
      0.02%
      0.02%
    • Oglethorpe Power Corp
      0.02%
      0.02%
    • Ovintiv, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Suncor Energy, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Vattenfall Ab
      0.02%
      0.02%
    • Aes Corporation
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Apache Corp
      0.01%
      0.01%
    • Appalachian Power Co.
      0.01%
      0.01%
    • Black Hills Corp.
      0.01%
      0.01%
    • Dcp Midstream
      0.01%
      0.01%
    • Engie Energia Chile SA
      0.01%
      0.01%
    • Firstenergy Corp.
      0.01%
      0.01%
    • Infraestructura Energetica Nova Sab De Cv
      0.01%
      0.01%
    • Lyondellbasell Industries Nv
      0.01%
      0.01%
    • Pioneer Natural Resources Co.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Santos Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Vår Energi Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Wec Energy Group, Inc.
      0.01%
      0.01%
  • Weapons

    • 0.20%
    • 0.15%
    • Honeywell International, Inc.
      0.13%
      0.13%
    • Rtx Corp.
      0.12%
      0.12%
    • 0.09%
    • Huntington Ingalls Industries, Inc.
      0.07%
      0.07%
    • Airbus
      0.06%
      0.06%
    • L3Harris Technologies, Inc.
      0.05%
      0.05%
    • Northrop Grumman Corp.
      0.05%
      0.05%
    • Amphenol Corp.
      0.03%
      0.03%
    • General Dynamics Corp.
      0.03%
      0.03%
    • Leidos
      0.02%
      0.02%
    • Teledyne Technologies, Inc.
      0.02%
      0.02%
    • Textron, Inc.
      0.02%
      0.02%
    • Booz Allen Hamilton Holding Corp.
      0.01%
      0.01%
    • Heico Corp.
      0.01%
      0.01%
    • Howmet Aerospace, Inc.
      0.01%
      0.01%
  • Environmental Harm

    • Duke Energy Corp
      0.27%
      0.27%
    • Energy Transfer Lp
      0.23%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.23%
    • Shell
      0.15%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.15%
    • Honeywell International, Inc.
      0.13%
      0.13%
    • Unilever PLC
      0.13%
      0.13%
    • Coca-Cola
      0.12%
      0.12%
    • Pepsico
      0.12%
      0.12%
    • Nutrien Ltd.
      0.10%
      0.10%
    • Jbs S.A.
      0.09%
      0.09%
    • Mondelez
      0.08%
      0.08%
    • Bayer
      0.07%
      0.07%
    • 0.07%
    • Vale Overseas Ltd
      0.07%
      0.07%
    • Minerva
      0.06%
      0.06%
    • Basf Se
      0.05%
      0.05%
    • Cnac (Hk) Finbridge Co. Ltd.
      0.05%
      0.05%
    • Southern Copper Corporation
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • 0.03%
    • Danone
      0.03%
      0.03%
    • Glencore
      0.03%
      0.03%
    • Newcrest Mining
      0.03%
      0.03%
    • Bunge
      0.02%
      0.02%
    • Chevron Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Fmc Corp.
      0.02%
      0.02%
    • 0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • Saputo
      0.01%
      0.01%

About this Fund

Invests in international bonds and is designed to reflect the return (before tax, fees and other expenses) on international non-government bond markets of developed economies.

Value $17.9M NZD
Period of data report 31st March 2025
Members 1,601
Fund started 24th Oct. 2007
Total annual fund fees 0.54%
Total performance based fees 0.0%
Manager's basic fee 0.54%
Other management and administration charges 0.0%
Total other charges 30.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (9 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (9 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 3.81% 2.98%
2024 3.51% 3.5%
2023 -0.13% -4.72%
2022 -1.68% -3.55%
2021 1.56% 4.92%
2020 1.64% 0.71%
2019 2.37% 3.09%
2018 2.05% 1.45%
2017 1.53% 2.82%
2016 2.72% 0.06%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Vanguard International Credit Securities Index Fund (Hedged)

    Australia Int Fixed Interest

    98.95%
  • NZD Cash Account (ANZ Bank)

    New Zealand Cash and Equivalents AA-

    0.12%
Type Target Actual
Cash and Cash Equivalents 0.0% 1.05%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 100.0% 98.95%
Australasian Equities 0.0% 0.0%
International Equities 0.0% 0.0%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.