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Koura KiwiSaver Rest Of World Equities Fund

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Not Mindful
Type: Aggressive fund
Past Returns: No 3 year data yet

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.63%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Bp Plc 0.77%
Total Sa 0.24%
Eni 0.28%
Equinor 0.22%
Woodside Petroleum Ltd 0.03%
Snam 0.17%
Omv Ag 0.01%
Neste 0.15%
Repsol Sa 0.03%
Galp Energia Sgps Sa 0.14%
Engie Sa 0.14%
Glencore Plc 0.13%
Apa Group Units 0.12%
Marubeni Corp 0.02%
Koninklijke Vopak Nv 0.07%
Inpex Corp 0.02%
Nippon Yusen 0.07%
Enagas Sa 0.03%
Neste Oyj 0.04%
Equinor Asa 0.04%
Clp Holdings Ltd 0.04%
Apa Group 0.02%
Origin Energy Ltd 0.02%
Galp Energia Sgps Sa-B 0.01%

Weapons

Airbus Group 0.24%
Safran Sa 0.20%
Bae Systems Plc 0.14%
Mitsubishi Heavy Industries Ltd 0.10%
Thales Sa 0.08%
Kawasaki Heavy Industries Ltd 0.07%

Gambling

Sands China Ltd 0.17%
Evolution Gaming Group 0.10%
Melco Resorts Entertainment Adr Lt 0.08%
Aristocrat Leisure Ltd 0.08%
Tabcorp Holdings Ltd 0.08%

Alcohol

Lvmh 0.70%
Diageo Plc 0.67%
Anheuser Busch Inbev Nv 0.30%
Pernod Ricard Sa 0.25%
Heineken Nv 0.15%
Kirin Holdings Ltd 0.13%
Carlsberg As Cl B 0.10%
Asahi Group Holdings Ltd 0.07%

GMOs

Basf N 0.38%
Basf Se 0.13%
Novozymes A/S-B Shares 0.03%
Stora Enso Oyj-R Shs 0.02%

Human Rights & Environmental Violations

Nestle Sa 2.14%
Rio Tinto Plc 0.46%
Rio Tinto Ltd 0.21%
Glencore Plc 0.13%

Animal Testing

Nestle Sa 2.140%
Lvmh 0.700%
Glaxosmithkline Plc 0.250%
Unilever Nv 0.190%
Reckitt Benckiser Group Plc 0.170%
Basf N 0.380%
Unilever Plc 0.150%
Danone Sa 0.100%
Givaudan Sa 0.310%
Air Liquide Sa 0.180%
Sumitomo Chemical Ltd 0.210%
Koninkilijke Dsm Nv 0.180%
Akzo Nobel Nv 0.170%
Tesco Plc 0.060%
Shiseido Ltd 0.140%
Croda International Plc 0.020%
Henkel Ag 0.110%
Beiersdorf Ag 0.030%
Henkel & Kgaa Pref Ag 0.090%
Svenska Cellulosa B 0.090%
Symrise Ag 0.040%
Johnson Matthey Plc 0.010%
Associated British Foods Plc 0.020%
Coca Cola European Partners Plc 0.090%
Coca Cola Hbc Ag 0.080%
Solvay Sa 0.020%
Chr Hansen Holding 0.080%
Burberry Group Plc 0.020%
Jeronimo Martins Sa 0.080%
Sainsbury(J) Plc 0.080%
Kikkoman Corp 0.010%
L'Oreal Sa 0.200%
Basf Se 0.130%
Givaudan Sa-Reg 0.090%
Koninklijke Dsm Nv 0.060%
Shiseido Co Ltd 0.060%
Akzo Nobel N V EUR 0.5 0.050%
Henkel Ag & Co Kgaa 0.020%
Novozymes A/S-B Shares 0.030%
Chr Hansen Holding A/S 0.030%
Coca-Cola European Partners 0.020%
Svenska Cellulosa Ab Sca-B Shs 0.020%
Coca-Cola Hbc Ag-Cdi 0.010%
Sumitomo Chemical Co Ltd 0.010%
Jeronimo Martins Sgps Sa 0.010%
Mitsui Chemicals Inc 0.010%
J Sainsbury Plc 0.010%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue June 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

A summary of this fund and its details.

Number FND15957
Name Koura KiwiSaver Rest Of World Equities Fund
Risk profile Aggressive fund
Description This Fund provides exposure to the share markets of Europe, Australasia, Singapore, Hong Kong, Japan and Israel. The Fund will invest in underlying funds to provide this desired exposure. The Fund expects to deliver a negative return once in every 3-4 years
Value $1.2M NZD
Members 171
Market index description Morningstar Developed Markets ex North America GR (30% Converted to NZ Dollars and 70% Hedged to NZ Dollars).
Period of data report Tue June 30th 2020
Fund started Wed Oct. 23rd 2019
Three-year average return No 3 year data yet
Market index past year return -3.19%
Past year return net of charges and tax None%
Past year return net of charges gross of tax None%
Market index return since fund started -5.99%
Return since fund started net -7.93%
Total annual fund fees 0.63%
Total performance based fees 0.0%
Manager's basic fee 0.45%
Administration charges 0.18%
Total other charges 30.0
Total other charges currency NZD

Key Personnel

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 3 months)

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 3 months)

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 3 months)

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 0 months)

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 3 months)

  • Anna Scott

    Currently: Director (0 years, 11 months)
    Previously: COO, Hobson Wealth  (Current) (2 years, 3 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • David Moore

    Currently: Independent Director, Investment Committee member (0 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (1 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

  • Warren Couillault

    Currently: Chairman, Investment Committee Member (0 years, 11 months)
    Previously: CEO, Hobson Wealth (Current) (2 years, 5 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Showing the top 10 investments for this fund:

  • Ishares Esg Msci Eafe ETF
    United States International Equities
    56.32%
  • Xtrackers Msci Eafe Esg Leaders Equity ETF
    United States International Equities
    35.35%
  • BNZ NZD Account
    New Zealand Cash and Equivalents AA-
    6.53%
  • Gains/Losses From Currency Hedging
    United States International Equities
    1.3%
  • BNZ USD Account
    New Zealand Cash and Equivalents AA-
    0.5%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register 30 June 2020 .

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 6.53%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 0.0% 0.0%
Australasian Equities 0.0% 0.0%
International Equities 99.0% 93.47%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2020 .

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    2.37%
  • Animal Testing:
    10.33%
  • Fossil Fuels:
    4.10%
  • Gambling:
    0.51%
  • GMOs:
    0.56%
  • Human Rights & Environmental Violations:
    2.94%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.83%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue June 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words: "This Fund provides exposure to the share markets of Europe, Australasia, Singapore, Hong Kong, Japan and Israel. The Fund will invest in underlying funds to provide this desired exposure. The Fund expects to deliver a negative return once in every 3-4 years"

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.