Koura KiwiSaver Rest Of World Equities Fund

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Not Mindful
Type: Aggressive fund
Past Returns: No 3 year data yet

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.63%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Apa Group 0.05%
Apa Group Units 0.07%
Basf N 0.30%
Basf Se 0.38%
BP PLC 0.42%
Coca-Cola Amatil Ltd 0.11%
Electricite De France SA 0.08%
Enagas SA 0.02%
Enel 0.35%
Enel Spa 0.46%
Eneos Holdings Inc 0.07%
Engie SA 0.10%
Eni 0.16%
Equinor 0.14%
Galp Energia Sgps SA 0.08%
Galp Energia Sgps SA-B 0.03%
Glencore PLC 0.12%
Hong Kong & China Gas Co Ltd 0.09%
Hong Kong and China Gas Ltd 0.06%
Iberdrola SA 0.78%
Inpex Corp 0.08%
Itochu Corp 0.19%
Jxtg Holdings Inc 0.06%
Koninklijke Vopak Nv 0.07%
Marubeni Corp 0.13%
Mitsubishi Corp 0.11%
Neste 0.14%
Neste Oyj 0.16%
Nippon Steel Corp 0.07%
Nippon Yusen 0.07%
Nippon Yusen Kk 0.01%
OMV AG 0.13%
Orix Corp 0.21%
Orsted 0.16%
Osaka Gas Co Ltd 0.04%
Osaka Gas Ltd 0.07%
Repsol SA 0.19%
Rio Tinto Ltd 0.13%
Rio Tinto PLC 0.32%
Santos Ltd 0.06%
Snam 0.07%
Sse PLC 0.19%
Sumitomo Chemical Co Ltd 0.03%
Sumitomo Chemical Ltd 0.14%
Sumitomo Corp 0.06%
Total 0.45%
Total SA 0.62%
Upm-Kymmene 0.12%
Upm-Kymmene Oyj 0.10%
Woodside Petroleum Ltd 0.22%

Weapons

Airbus Group 0.22%
Bae Systems PLC 0.09%
Jfe Holdings Inc 0.10%
Kawasaki Heavy Industries Ltd 0.06%
Mitsubishi Heavy Industries Ltd 0.06%
Safran SA 0.17%
Thales SA 0.06%

Tobacco

Lawson Inc 0.01%
Seven & I Holdings Co Ltd 0.15%
Seven & I Holdings Ltd 0.07%

Gambling

Aristocrat Leisure Ltd 0.07%
Evolution Gaming Group 0.06%
Flutter Entertainment PLC 0.11%
Melco Resorts Entertainment Adr Lt 0.05%
Sands China Ltd 0.11%
Sega Sammy Holdings Inc 0.02%
Tabcorp Holdings Ltd 0.06%

Alcohol

Anheuser Busch Inbev Nv 0.22%
Asahi Group Holdings Ltd 0.06%
Carlsberg As Cl B 0.12%
Coca-Cola Amatil Ltd 0.10%
Diageo PLC 0.43%
Heineken Nv 0.11%
Kirin Holdings Ltd 0.08%
LVMH 0.55%
Pernod Ricard SA 0.17%

Human Rights & Environmental Violations

Glencore PLC 0.12%
Nestle SA 1.30%
Rio Tinto Ltd 0.13%
Rio Tinto PLC 0.32%

Animal Testing

Air Liquide SA 0.440%
Akzo Nobel N V EUR 0.5 0.120%
Akzo Nobel Nv 0.110%
Asahi Group Holdings Ltd 0.060%
Associated British Foods PLC 0.120%
Basf N 0.300%
Basf Se 0.380%
Beiersdorf AG 0.130%
Burberry Group PLC 0.110%
Chr Hansen Holding 0.040%
Chr Hansen Holding A/S 0.060%
Clariant AG 0.020%
Coca-Cola Amatil Ltd 0.110%
Colruyt SA 0.020%
Croda International PLC 0.140%
Danone SA 0.380%
Fujifilm Holdings Corp 0.070%
Givaudan SA 0.200%
Givaudan SA-Reg 0.210%
Glaxosmithkline PLC 0.890%
Henkel & Kgaa Pref AG 0.050%
Henkel AG 0.070%
Henkel AG & Co Kgaa 0.160%
Hermes International 0.060%
J Sainsbury PLC 0.030%
Jeronimo Martins SA 0.050%
Jeronimo Martins Sgps SA 0.020%
Johnson Matthey PLC 0.090%
Kansai Paint Co Ltd 0.030%
Kansai Paint Ltd 0.070%
Kao Corp 0.370%
Kerry Group PLC 0.220%
Kikkoman Corp 0.110%
Kirin Holdings Ltd 0.080%
Koninkilijke Dsm Nv 0.120%
Koninklijke Dsm Nv 0.170%
L'Oreal SA 0.520%
Lair Liquide Societe Anonyme Pour 0.210%
Loreal SA 0.420%
LVMH 0.550%
Marubeni Corp 0.130%
Mitsui Chemicals Inc 0.030%
Nestle SA 1.290%
Nippon Paint Holdings Co Ltd 0.080%
Nippon Paint Holdings Ltd 0.080%
Novozymes A/S-B Shares 0.070%
Orkla 0.060%
Orkla Asa 0.040%
Puma 0.060%
Reckitt Benckiser Group PLC 0.550%
Sainsbury(J) PLC 0.060%
Seven & I Holdings Co Ltd 0.150%
Seven & I Holdings Ltd 0.070%
Shin Etsu Chemical Ltd 0.180%
Shin-Etsu Chemical Co Ltd 0.350%
Shiseido Co Ltd 0.170%
Shiseido Ltd 0.100%
Solvay SA 0.120%
Sumitomo Chemical Co Ltd 0.030%
Sumitomo Chemical Ltd 0.140%
Svenska Cellulosa Ab Sca-B Shs 0.050%
Svenska Cellulosa B 0.060%
Symrise AG 0.150%
Tesco PLC 0.280%
Umicore SA 0.110%
Unicharm Corp 0.170%
Unilever Nv 0.300%
Unilever PLC 1.100%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu Dec. 31st 2020.

Showing the top 10 investments for this fund:

  • Xtrackers Msci Eafe Esg Leaders Equity ETF
    United States International Equities
    67.39%
  • Ishares Esg Msci Eafe ETF
    United States International Equities
    31.97%
  • BNZ NZD Account
    New Zealand Cash and Equivalents AA-
    0.61%
  • BNZ USD Account
    New Zealand Cash and Equivalents AA-
    0.03%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Thu Dec. 31st 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 0.64%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 0.0% 0.0%
Australasian Equities 0.0% 0.0%
International Equities 99.0% 99.36%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu Dec. 31st 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    1.85%
  • Animal Testing:
    13.29%
  • Fossil Fuels:
    8.30%
  • Gambling:
    0.46%
  • GMOs:
    0.00%
  • Human Rights & Environmental Violations:
    1.87%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.23%
  • Weapons:
    0.75%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"This Fund provides exposure to the share markets of Europe Australasia Singapore Hong Kong Japan and Israel. The Fund will invest in underlying funds to provide this desired exposure. The Fund expects to deliver a negative return once in every 3-4 years"

Value $2.2M NZD
Period of data report Thu Dec. 31st 2020
Members 282
Fund started Wed Oct. 23rd 2019
Total annual fund fees 0.63%
Total performance based fees 0.0%
Manager's basic fee 0.47%
Administration charges 0.16%
Total other charges 30.0
Total other charges currency NZD

Key Personnel

Warren Couillaultâ Â

Currently: Chairman Investment Committee Member (1 years, 5 months)
Previously: CEO Hobson Wealth (Current) (3 years, 5 months)

Rupert Carlyon

Currently: Managing Director  Investment Committee Member (2 years, 1 months)
Previously: Director KPMG (2 years, 0 months)

David Mooreâ

Currently: Independent Director Investment Committee member (1 years, 5 months)
Previously: Executive Director UBS AGÂ (29 years, 6 months)

Anna Scottâ

Currently: Director (1 years, 5 months)
Previously: COO Hobson Wealth  (Current) (3 years, 3 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu Dec. 31st 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.