Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Eqt 0.10%
Nippon Yusen 0.07%
Weapons
Exor Nv 0.10%
Jfe Holdings Inc 0.07%
Human Rights & Environmental Violations
Bank Hapoalim Bm 0.11%
Bank Leumi Le Israel 0.12%
Israel Discount Bank Ltd 0.06%
Mizrahi Tefahot Bank Ltd 0.04%
Animal Testing
Akzo Nobel Nv 0.250%
Arkema SA 0.100%
Beiersdorf AG 0.140%
Burberry Group PLC 0.130%
Chr Hansen Holding 0.100%
Clariant AG 0.050%
Covestro AG 0.140%
Croda International PLC 0.140%
Danone SA 0.480%
Evonik Industries AG 0.080%
Fujifilm Holdings Corp 0.310%
Givaudan SA 0.410%
Henkel & Kgaa Pref AG 0.210%
Henkel AG 0.110%
Hermes International 0.480%
Jeronimo Martins SA 0.050%
Kansai Paint Ltd 0.040%
Kao Corp 0.260%
Kerry Group PLC 0.220%
Kikkoman Corp 0.090%
Koninkilijke Dsm Nv 0.330%
Lair Liquide Societe Anonyme Pour 0.830%
Lanxess AG 0.070%
Loreal SA 1.210%
Mitsubishi Gas Chemical Inc 0.030%
Mitsui Chemicals Inc 0.050%
Nippon Paint Holdings Ltd 0.100%
Orkla 0.080%
Puma 0.120%
Sainsbury(J) PLC 0.060%
Shin Etsu Chemical Ltd 0.630%
Shiseido Ltd 0.310%
Solvay SA 0.110%
Sumitomo Chemical Ltd 0.090%
Svenska Cellulosa B 0.100%
Symrise AG 0.180%
Tosoh Corp 0.050%
Umicore SA 0.130%
Unicharm Corp 0.170%
Yara International 0.100%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2021 | 35.08% | 25.44% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed June 30th 2021.
Showing the top 10 investments for this fund:
-
Ishares Esg Advanced Msci Eafe ETF
United States International Equities98.2% -
BNZ NZD Account
New Zealand Cash and Equivalents AA-1.77% -
BNZ USD Account
New Zealand Cash and Equivalents AA-0.03%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed June 30th 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 1.0% | 1.8% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 0.0% | 0.0% |
| International Equities | 99.0% | 98.2% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed June 30th 2021.
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.00%
-
Alcohol:0.00%
-
Animal Testing:8.50%
-
Fossil Fuels:0.17%
-
Gambling:0.00%
-
GMOs:0.00%
-
Human Rights & Environmental Violations:0.33%
-
Palm Oil:0.00%
-
Tobacco:0.00%
-
Weapons:0.17%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.
In their own words
"This Fund provides exposure to the share markets of Europe Australasia Singapore Hong Kong Japan and Israel. The Fund will invest in underlying funds to provide this desired exposure. The Fund expects to deliver a negative return once in every 3-4 years"
| Value | $3.4M NZD |
| Period of data report | Wed June 30th 2021 |
| Members | 434 |
| Fund started | Wed Oct. 23rd 2019 |
| Total annual fund fees | 0.63% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.51% |
| Other management and administration charges | 0.12% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Warren Couillault |
Currently: Chairman Investment Committee Member (1 years, 11 months) |
|
Rupert Carlyon |
Currently: Managing Director Investment Committee Member (2 years, 7 months) |
|
David Moore |
Currently: Investment Committee Member (1 years, 11 months) |
|
Nigel Scott |
Currently: Director Investment Committee Member (0 years, 4 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed June 30th 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.
