Funds

Kōura KiwiSaver Emerging Markets Equities Fund

Total Ethical Concerns: 3.15%

The average total concerns of all KiwiSaver aggressive funds is 10.67%.

Companies of Concern

  • Animal Cruelty 1.88%

    • Unilever PLC
      0.59%
      0.59%
    • Sabic
      0.42%
      0.42%
    • Asian Paints Ltd.
      0.29%
      0.29%
    • Colgate-Palmolive (India) Ltd.
      0.10%
      0.10%
    • Pi Industries Ltd.
      0.09%
      0.09%
    • Kimberly-Clark Corp.
      0.07%
      0.07%
    • Supreme Industries Ltd.
      0.07%
      0.07%
    • Amorepacific
      0.06%
      0.06%
    • Petronas Chemicals Group Bhd.
      0.06%
      0.06%
    • Hengan International Group Co., Ltd.
      0.05%
      0.05%
    • Lg H&H Co., Ltd.
      0.05%
      0.05%
    • SKC CO
      0.04%
      0.04%
  • Human Rights Violations 0.31%

    • Mtn Group Limited
      0.31%
      0.31%
  • Social Harm 0.03%

  • Fossil Fuels 0.31%

    • Hd Hyundai Co., Ltd.
      0.13%
      0.13%
    • Kghm Polska Miedz SA
      0.12%
      0.12%
    • Lg Corp.
      0.04%
      0.04%
    • Shanghai Electric Power Co., Ltd.
      0.02%
      0.02%
  • Environmental Harm 1.31%

    • Unilever PLC
      0.59%
      0.59%
    • Evergreen Marine Corp
      0.20%
      0.20%
    • 0.15%
    • Minerva
      0.15%
      0.15%
    • Pi Industries Ltd.
      0.09%
      0.09%
    • Kuala Lumpur Kepong Bhd.
      0.06%
      0.06%
    • Ppb Group Bhd.
      0.04%
      0.04%
    • Yunnan Baiyao Group Co Ltd
      0.03%
      0.03%

From the Fund Provider

  • About this fund

    About this Fund

    This Fund provides exposure to emerging markets including Eastern Europe, the Middle East, South America, Africa and Asia including China.

    Value $18.6M NZD
    Period of data report 31st March 2025
    Members 5,825
    Fund started 23rd Oct. 2019
    Total annual fund fees 0.63%
    Total performance based fees 0.0%
    Manager's basic fee 0.46%
    Other management and administration charges 0.17%
    Total other charges 30.0
    Total other charges currency NZD

    Warren Couillault

    Currently: Chairman, Investment Committee Member (5 years, 11 months)
    Previously: CEO, Hobson Wealth (6 years, 8 months)

    Rupert Carlyon

    Currently: Managing Director , Investment Committee Member (6 years, 7 months)
    Previously: Director, KPMG (2 years, 0 months)

    David Moore

    Currently: Investment Committee Member (5 years, 11 months)
    Previously: Executive Director, UBS AG (29 years, 6 months)

    Nigel Scott

    Currently: Director, Investment Committee Member (4 years, 4 months)
    Previously: Non Executive-Director, Hobson Wealth (3 years, 8 months)

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 4.37% 14.56%
    2024 16.75% 6.63%
    2023 -4.84% -4.52%
    2022 3.55% -5.65%
    2021 33.87% 33.4%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Ishares ESG Advanced Msci Em ETF

      United States International Equities

      98.87%
    • BNZ NZD Account

      New Zealand Cash and Equivalents AA-

      1.12%
    • BNZ USD Account

      New Zealand Cash and Equivalents AA-

      0.01%
    Type Target Actual
    Cash and Cash Equivalents 1.0% 1.13%
    New Zealand Fixed Interest 0.0% 0.0%
    International Fixed Interest 0.0% 0.0%
    Australasian Equities 0.0% 0.0%
    International Equities 99.0% 98.87%
    Listed Properties 0.0% 0.0%
    Unlisted Properties 0.0% 0.0%
    Other 0.0% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 1.88% Animal Cruelty
  • 0.31% Human Rights Violations
  • 0.03% Social Harm
  • 0.31% Fossil Fuels
  • 0.0% Weapons
  • 1.31% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • Unilever PLC
      0.59%
      0.59%
    • Sabic
      0.42%
      0.42%
    • Asian Paints Ltd.
      0.29%
      0.29%
    • Colgate-Palmolive (India) Ltd.
      0.10%
      0.10%
    • Pi Industries Ltd.
      0.09%
      0.09%
    • Kimberly-Clark Corp.
      0.07%
      0.07%
    • Supreme Industries Ltd.
      0.07%
      0.07%
    • Amorepacific
      0.06%
      0.06%
    • Petronas Chemicals Group Bhd.
      0.06%
      0.06%
    • Hengan International Group Co., Ltd.
      0.05%
      0.05%
    • Lg H&H Co., Ltd.
      0.05%
      0.05%
    • SKC CO
      0.04%
      0.04%
  • Human Rights Violations

    • Mtn Group Limited
      0.31%
      0.31%
  • Fossil Fuels

    • Hd Hyundai Co., Ltd.
      0.13%
      0.13%
    • Kghm Polska Miedz SA
      0.12%
      0.12%
    • Lg Corp.
      0.04%
      0.04%
    • Shanghai Electric Power Co., Ltd.
      0.02%
      0.02%
  • Environmental Harm

    • Unilever PLC
      0.59%
      0.59%
    • Evergreen Marine Corp
      0.20%
      0.20%
    • 0.15%
    • Minerva
      0.15%
      0.15%
    • Pi Industries Ltd.
      0.09%
      0.09%
    • Kuala Lumpur Kepong Bhd.
      0.06%
      0.06%
    • Ppb Group Bhd.
      0.04%
      0.04%
    • Yunnan Baiyao Group Co Ltd
      0.03%
      0.03%

About this Fund

This Fund provides exposure to emerging markets including Eastern Europe, the Middle East, South America, Africa and Asia including China.

Value $18.6M NZD
Period of data report 31st March 2025
Members 5,825
Fund started 23rd Oct. 2019
Total annual fund fees 0.63%
Total performance based fees 0.0%
Manager's basic fee 0.46%
Other management and administration charges 0.17%
Total other charges 30.0
Total other charges currency NZD

Warren Couillault

Currently: Chairman, Investment Committee Member (5 years, 11 months)
Previously: CEO, Hobson Wealth (6 years, 8 months)

Rupert Carlyon

Currently: Managing Director , Investment Committee Member (6 years, 7 months)
Previously: Director, KPMG (2 years, 0 months)

David Moore

Currently: Investment Committee Member (5 years, 11 months)
Previously: Executive Director, UBS AG (29 years, 6 months)

Nigel Scott

Currently: Director, Investment Committee Member (4 years, 4 months)
Previously: Non Executive-Director, Hobson Wealth (3 years, 8 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 4.37% 14.56%
2024 16.75% 6.63%
2023 -4.84% -4.52%
2022 3.55% -5.65%
2021 33.87% 33.4%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Ishares ESG Advanced Msci Em ETF

    United States International Equities

    98.87%
  • BNZ NZD Account

    New Zealand Cash and Equivalents AA-

    1.12%
  • BNZ USD Account

    New Zealand Cash and Equivalents AA-

    0.01%
Type Target Actual
Cash and Cash Equivalents 1.0% 1.13%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 0.0% 0.0%
Australasian Equities 0.0% 0.0%
International Equities 99.0% 98.87%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.