Higher Standards

Higher Standards of Corporate Conduct Through Better Investments

Many investors want their KiwiSaver fund to avoid companies that aren’t consistent with their values. But there is another approach. Investment managers can also analyse the performance of companies according to Environment, Social and Governance (ESG) criteria, and choose companies with higher ESG standards. 

Providers can influence positive change on ESG issues in companies that they invest in through identifying opportunities and, where  relevant, voting for change as a socially responsible investor. They can also engage with the Boards of Directors of companies and try to raise their standards. If the companies don't respond, the fund will then divest.

Many providers consider this approach to have more impact than simply excluding an overall sector.

    Most investment managers undertake some form of ESG analysis, but there is a lot of greenwash. There is only one credible certification scheme available internationally – from the Responsible Investment Association of Australasia (RIAA).

    This is one of the main criteria used by Mindful Money. The following companies are certified by RIAA as raising ESG standards in their KiwiSaver portfolios.

    Or you can use our Fund Finder to find the KiwiSaver fund that fits your criteria.

    Find a fund that fits your values »

    Note: Medical Assurance Society also uses an ESG investment approach and their funds are certified by RIAA.

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    You should be prudent about your investment.

    Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Markets Conduct Act 2013 and any associated regulations.

    Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.