Fund type: Defensive fund
Past Returns: No 3 year data yetWhere a company has multiple ethical concerns, the total concerns percentage counts this investment once.
The average total concerns of all funds of the same risk profile is weighted by the funds' investment values.
The average total concerns of all managed defensive funds is 1.99%.
Where companies, through their products or operations, are involved in environmental degradation e.g., pollution, chemical spills.
Fonterra ranks as the fifth largest source of greenhouse gas emissions among agri-food companies globally. This position is reflective of the heavy environmental footprint of the dairy industry, notably of methane (GHG) produced by dairy herds and other harm from intensive dairy farming practices such as through high nitrogen runoff into rivers, which flow into oceans.
Fund type: Defensive fund
Past Returns: No 3 year data yetThe CashPlus Managed Fund aims to provide a stable return over the very short term. It invests in an actively managed portfolio of made up entirely of income assets with a maturity of less than 1 year. Volatility is likely to be very low. Returns will vary and is likely to be very low, a negative return is unlikely but still possible.
Generate is an award-winning KiwiSaver and wealth provider with a track record of strong, long-term performance through responsible investment. Generate was awarded both Investor Choice and Adviser Choice Awards at the Research IP Funds Manager of the year awards 2022 and also received a Consumer NZ People’s Choice Award for KiwiSaver.
| Value | $247k NZD |
| Period of data report | 30th June 2025 |
| Fund started | 30th April 2025 |
| Total annual fund fees | 0.48% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.45% |
| Other management and administration charges | 0.03% |
| Total other charges | 0.0 |
| Total other charges currency | NZD |
|
Sam Goldwater |
Currently: Chief Investment Officer/Investment Committee Member/Executive Director (12 years, 3 months)
|
|
Daniel Frost |
Currently: Portfolio Manager - Property & Infrastructure, Australasian Equities (7 years, 5 months)
|
|
Andrew Bolland |
Currently: Portfolio Manager - Property & Infrastructure, Australasian Equities (6 years, 0 months)
|
|
Ayrton Oliver |
Currently: Portfolio Manager - Fixed Income (4 years, 3 months)
|
|
Nathan Field |
Currently: Portfolio Manager - Global Equities (2 years, 4 months)
|
This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
Westpac Feb 2026 Bonds
New Zealand Cash and Equivalents AA-
Auckland International Airport Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
Contact Energy Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
Meridian Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
ASB NZ Dollar Cash Account
New Zealand Cash and Equivalents A1
Rabobank 28 May 2026 Nzcp
New Zealand Cash and Equivalents
Transpower Sep 2025 Bonds
New Zealand Cash and Equivalents AA
Heartland Bank Sep 2025 Nzcp
New Zealand Cash and Equivalents
Summerset Sep 2025 Bonds
New Zealand Cash and Equivalents
Rabobank 6 May 2026 Nzcp
New Zealand Cash and Equivalents
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 100.0% | 100.0% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 0.0% | 0.0% |
| International Equities | 0.0% | 0.0% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
How the money in this fund is invested by asset type.
This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
This data is compiled by Mindful Money from the fund information and portfolios
that each
fund has
filed with the Disclose register to 30th June 2025 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
Where companies, through their products or operations, are involved in environmental degradation e.g., pollution, chemical spills.
Fonterra ranks as the fifth largest source of greenhouse gas emissions among agri-food companies globally. This position is reflective of the heavy environmental footprint of the dairy industry, notably of methane (GHG) produced by dairy herds and other harm from intensive dairy farming practices such as through high nitrogen runoff into rivers, which flow into oceans.
Fund type: Defensive fund
Past Returns: No 3 year data yetThe CashPlus Managed Fund aims to provide a stable return over the very short term. It invests in an actively managed portfolio of made up entirely of income assets with a maturity of less than 1 year. Volatility is likely to be very low. Returns will vary and is likely to be very low, a negative return is unlikely but still possible.
Generate is an award-winning KiwiSaver and wealth provider with a track record of strong, long-term performance through responsible investment. Generate was awarded both Investor Choice and Adviser Choice Awards at the Research IP Funds Manager of the year awards 2022 and also received a Consumer NZ People’s Choice Award for KiwiSaver.
| Value | $247k NZD |
| Period of data report | 30th June 2025 |
| Fund started | 30th April 2025 |
| Total annual fund fees | 0.48% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.45% |
| Other management and administration charges | 0.03% |
| Total other charges | 0.0 |
| Total other charges currency | NZD |
|
Sam Goldwater |
Currently: Chief Investment Officer/Investment Committee Member/Executive Director (12 years, 3 months)
|
|
Daniel Frost |
Currently: Portfolio Manager - Property & Infrastructure, Australasian Equities (7 years, 5 months)
|
|
Andrew Bolland |
Currently: Portfolio Manager - Property & Infrastructure, Australasian Equities (6 years, 0 months)
|
|
Ayrton Oliver |
Currently: Portfolio Manager - Fixed Income (4 years, 3 months)
|
|
Nathan Field |
Currently: Portfolio Manager - Global Equities (2 years, 4 months)
|
This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
Westpac Feb 2026 Bonds
New Zealand Cash and Equivalents AA-
Auckland International Airport Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
Contact Energy Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
Meridian Aug 2025 Nzcp
New Zealand Cash and Equivalents A-2
ASB NZ Dollar Cash Account
New Zealand Cash and Equivalents A1
Rabobank 28 May 2026 Nzcp
New Zealand Cash and Equivalents
Transpower Sep 2025 Bonds
New Zealand Cash and Equivalents AA
Heartland Bank Sep 2025 Nzcp
New Zealand Cash and Equivalents
Summerset Sep 2025 Bonds
New Zealand Cash and Equivalents
Rabobank 6 May 2026 Nzcp
New Zealand Cash and Equivalents
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 100.0% | 100.0% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 0.0% | 0.0% |
| International Equities | 0.0% | 0.0% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
How the money in this fund is invested by asset type.
This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2025.
This data is compiled by Mindful Money from the fund information and portfolios
that each
fund has
filed with the Disclose register to 30th June 2025 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
