Issues of concern

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Key:

  • Human Rights Violations
  • Environmental Harm
  • Animal Cruelty
  • Weapons
  • Fossil Fuels
  • Social Harm

Companies of concern

    • Meta Platforms Inc-Class A 0.55%
    • Johnson & Johnson 0.19%
    • Nestle SA-Reg 0.18%
    • Rio Tinto Ltd 0.13%
    • Thermo Fisher Scientific Inc 0.11%
    • Wells Fargo & Co 0.11%
    • Caterpillar Inc 0.09%
    • Ubs Group AG-Reg 0.08%
    • Uber Technologies Inc 0.07%
    • Raytheon Technologies Corp 0.06%
    • Rio Tinto PLC-Spon Adr 0.06%
    • Lockheed Martin Corp 0.05%
    • Glencore PLC 0.04%
    • Motorola Solutions Inc 0.04%
    • Palantir Technologies Inc-A 0.02%
    • BHP Group Ltd 0.66% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Shell PLC 0.19% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Duke Energy Corp 0.14%
    • Chevron Corp 0.12% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Pg&E Corp 0.07%
    • Glencore PLC 0.04%
    • Basf Se 0.03%
    • Archer-Daniels-Midland Co 0.02%
    • Corteva Inc 0.02%
    • Freeport-Mcmoran Inc 0.02%
    • Vale SA 0.02%
    • 3M Co 0.01%
    • Bayer AG-Reg 0.01%
    • Tokyo Electric Power Company 0.01%
    • Exxon Mobil Corporation 0.24% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Shell PLC 0.19% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Procter & Gamble Co/The 0.17%
    • LVMH Moet Hennessy Vuitt 0.14%
    • Chevron Corp 0.12% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Reliance Industries Ltd 0.08% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Shin-Etsu Chemical Co Ltd 0.08%
    • Unilever PLC 0.08%
    • Air Liquide SA 0.07%
    • Hermes International 0.07%
    • Philip Morris International 0.06%
    • L'Oreal 0.05%
    • LVMH Moet Hennessy Louis Vui 0.05%
    • Orica Ltd 0.05%
    • Altria Group Inc 0.03%
    • Basf Se 0.03%
    • British American Tobacco Holdings (The Netherlands) Bv 0.03%
    • Colgate-Palmolive Co 0.03%
    • L'Oreal SA 0.03%
    • Sherwin-Williams Co/The 0.03%
    • Corteva Inc 0.02%
    • Eni Spa 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Givaudan-Reg 0.02%
    • PPG Industries Inc 0.02%
    • 3M Co 0.01%
    • Bayer AG-Reg 0.01%
    • Church & Dwight Co Inc 0.01%
    • Dupont De Nemours Inc 0.01%
    • Ecolab Inc 0.01%
    • Entegris Inc 0.01%
    • Intl Flavors & Fragrances 0.01%
    • Kering 0.01%
    • Koninklijke Ahold Delhaize N 0.01%
    • Walmart Inc 0.13%
    • Airbus Se 0.07%
    • Honeywell International Inc 0.06%
    • Raytheon Technologies Corp 0.06%
    • Amphenol Corp 0.05%
    • Boeing Co/The 0.05%
    • Lockheed Martin Corp 0.05%
    • Safran SA 0.05%
    • Transdigm Group Inc 0.05%
    • Bae Systems PLC 0.03%
    • Daikin Industries Ltd 0.03%
    • General Dynamics Corp. 0.02%
    • L3Harris Technologies Inc 0.02%
    • Northrop Grumman Corp 0.02%
    • Rolls-Royce Holdings PLC 0.02%
    • Brookfield Corp 0.01%
    • Howmet Aerospace Inc 0.01%
    • Larsen & Toubro Ltd 0.01%
    • Rheinmetall AG 0.01%
    • Contact Energy Ltd 0.77% 1.5°C
      This company is on a 1.5°C pathway
    • BHP Group Ltd 0.66% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Nextera Energy Inc 0.26%
    • Exxon Mobil Corporation 0.24% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Genesis Energy Ltd 0.21%
    • Shell PLC 0.19% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Woodside Energy Group Ltd 0.17% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Duke Energy Corp 0.14%
    • Southern Co/The 0.14%
    • Rio Tinto Ltd 0.13%
    • Chevron Corp 0.12% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • National Grid PLC 0.11% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Enbridge Inc 0.10% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Mitsubishi Corp 0.09% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Totalenergies Se 0.09% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Oneok Inc 0.08%
    • Reliance Industries Ltd 0.08% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Williams Cos Inc 0.08% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • American Electric Power 0.07%
    • Ampol Ltd 0.07%
    • BP PLC 0.07% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Conocophillips 0.07% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Dominion Energy Inc 0.07%
    • Mitsui & Co Ltd 0.07% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Pg&E Corp 0.07%
    • Public Service Enterpris 0.07%
    • Sempra Energy 0.07% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Cheniere Energy Inc 0.06% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Consolidated Edison Inc 0.06%
    • Iberdrola SA 0.06% 1.5°C
      This company is on a 1.5°C pathway
    • Rio Tinto PLC-Spon Adr 0.06%
    • Santos Ltd 0.06% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Xcel Energy Inc 0.06%
    • Itochu Corp 0.05% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Orica Ltd 0.05%
    • Tc Energy Corp 0.05% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Washington H. Soul Pattinson 0.05%
    • Wec Energy Group Inc 0.05%
    • Channel Infrastructure NZ Lt 0.04%
    • Constellation Energy 0.04%
    • Enel Spa 0.04% 1.5°C
      This company is on a 1.5°C pathway
    • Entergy Corp 0.04%
    • Firstenergy Corp 0.04%
    • Glencore PLC 0.04%
    • Kinder Morgan Inc 0.04% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • South32 Ltd 0.04%
    • Targa Resources Corp 0.04%
    • Vopak 0.04% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Whitehaven Coal Ltd 0.04%
    • Agl Energy Ltd 0.03%
    • Ameren Corporation 0.03%
    • Atmos Energy Corp 0.03%
    • Centerpoint Energy Inc 0.03%
    • Cms Energy Corp 0.03%
    • Eog Resources Inc 0.03% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Fortis Inc 0.03% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Marathon Petroleum Corp 0.03%
    • Ppl Corp 0.03%
    • Total SA 0.03%
    • Alliant Energy Corp 0.02%
    • Apa Group 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Channel Infrastruct NZ 0.02%
    • Clp Holdings Ltd 0.02%
    • Diamondback Energy Inc 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • E.On Se 0.02%
    • Eni Spa 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Evergy Inc 0.02%
    • Hess Corp 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Kansai Electric Power Co Inc 0.02%
    • Marubeni Corp 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Nisource Inc 0.02%
    • Origin Energy Ltd 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Pembina Pipeline Corp 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Phillips 66 0.02%
    • Sumitomo Corp 0.02% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Vale SA 0.02%
    • Centrica PLC 0.01%
    • Chubu Electric Power Co Inc 0.01%
    • Dassault Systemes Se 0.01%
    • Delta Air Lines Inc 0.01%
    • Devon Energy Corp 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Emera Inc 0.01%
    • Equinor Asa-Spon Adr 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Halliburton Co 0.01%
    • Hong Kong & China Gas 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Oge Energy Corp. 0.01%
    • Osaka Gas Co Ltd 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Petrobras - Petroleo Bras 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Petrobras - Petroleo Bras-Pr 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Pinnacle West Capital Corp. 0.01%
    • Pioneer Natural Resources Co 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Posco Holdings Inc 0.01%
    • Power Assets Holdings Ltd 0.01%
    • Rwe AG 0.01%
    • Snam Spa 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Tokyo Gas Co Ltd 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
    • Valero Energy Corp 0.01%
    • Viva Energy Group Ltd 0.01% !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to 31st March 2024 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

About this fund

SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 30 investment will be allocated 20.8% to income assets and 79.2% to growth assets.

Value $98.8k NZD
Period of data report 30th June 2024
Fund started 28th Oct. 2016
Total annual fund fees 0.52%
Total performance based fees 0.0%
Manager's basic fee 0.5%
Other management and administration charges 0.02%
Total other charges 12.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (8 years, 7 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 2 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 1 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (0 years, 9 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (8 years, 7 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2024.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2024 12.57% 13.96%
2023 -4.05% -4.3%
2022 1.38% 3.57%
2021 27.68% 30.36%
2020 -4.45% -9.26%
2019 6.12% 7.32%
2018 8.66% 4.72%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2024.

Top 10 Investments

  • Vanguard Total World Stock ETF
    United States International Equities
    11.16%
  • Vanguard S&P 500 ETF
    United States International Equities
    8.66%
  • Vanguard FTSE Europe ETF
    United States International Equities
    6.0%
  • Ishares Core Global Aggregate Bond Ucits ETF
    Ireland Int Fixed Interest
    5.48%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    3.67%
  • Ishares Core FTSE Global Infrastructure (AUD Hedged) ETF
    Australia Other
    3.47%
  • Vanguard Mid-Cap ETF
    United States International Equities
    3.24%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    3.13%
  • Vanguard Growth ETF
    United States International Equities
    2.76%
  • Vanguard Small-Cap ETF
    United States International Equities
    2.76%
Type Target Actual
Cash and Cash Equivalents 4.8% 5.32%
New Zealand Fixed Interest 6.0% 5.99%
International Fixed Interest 10.0% 9.96%
Australasian Equities 20.0% 19.73%
International Equities 51.2% 51.54%
Listed Properties 4.0% 3.99%
Unlisted Properties 0.0% 0.0%
Other 4.0% 3.47%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested against the fund's targets.

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 30th June 2024.