Funds

SuperLife Conservative Fund

Total Ethical Concerns: 7.38%

The average total concerns of all managed conservative funds is 3.17%.

Companies of Concern

  • Animal Cruelty 0.62%

    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Air Liquide
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Hermès International Sca
      0.03%
      0.03%
    • L'Oréal SA
      0.03%
      0.03%
    • The Sherwin-Williams Co.
      0.03%
      0.03%
    • Ecolab, Inc.
      0.02%
      0.02%
    • Kimberly-Clark Corp.
      0.02%
      0.02%
    • Reliance Industries Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Shin-Etsu Chemical Co., Ltd.
      0.02%
      0.02%
    • Church & Dwight Co., Inc.
      0.01%
      0.01%
    • Dow, Inc.
      0.01%
      0.01%
    • Dupont De Nemours
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Givaudan SA
      0.01%
      0.01%
    • International Flavors & Fragrances, Inc.
      0.01%
      0.01%
    • Kao Corp.
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Koninklijke Ahold Delhaize Nv
      0.01%
      0.01%
    • Novozymes A/S
      0.01%
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
    • Otsuka Holdings Co., Ltd.
      0.01%
      0.01%
    • PPG Industries, Inc.
      0.01%
      0.01%
    • The Clorox Co.
      0.01%
      0.01%
    • Tyson Foods Inc
      0.01%
      0.01%
  • Human Rights Violations 1.14%

    • 0.41%
    • 0.13%
    • Wells Fargo
      0.12%
      0.12%
    • 0.06%
    • Caterpillar
      0.05%
      0.05%
    • Rio Tinto
      0.05%
      0.05%
    • Ubs
      0.04%
      0.04%
    • General Motors
      0.03%
      0.03%
    • Holcim
      0.02%
      0.02%
    • 0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Saudi Aramco
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Social Harm 0.26%

  • Fossil Fuels 3.66%

    • 0.83%
    • Contact Energy Ltd.
      0.77%
      1.5°C
      This company is on a 1.5°C pathway
      0.77%
    • Nextera Energy, Inc.
      0.12%
      0.12%
    • BHP
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Enbridge, Inc.
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Dominion Energy, Inc.
      0.05%
      0.05%
    • Duke Energy Corp
      0.05%
      0.05%
    • National Grid PLC
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Oneok, Inc.
      0.05%
      0.05%
    • Rio Tinto
      0.05%
      0.05%
    • The Southern Co.
      0.05%
      0.05%
    • The Williams Cos., Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Cheniere Energy, Inc.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Tc Energy Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Totalenergies Se
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • American Electric Power Co., Inc.
      0.03%
      0.03%
    • BP
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Consolidated Edison, Inc.
      0.03%
      0.03%
    • Entergy Corp.
      0.03%
      0.03%
    • Kinder Morgan, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Pg&E Corp
      0.03%
      0.03%
    • Sempra Energy
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Targa Resources Corp.
      0.03%
      0.03%
    • Ampol Ltd.
      0.02%
      0.02%
    • Atmos Energy Corp.
      0.02%
      0.02%
    • Cms Energy Corp.
      0.02%
      0.02%
    • Channel Infrastructure
      0.02%
      0.02%
    • Constellation Energy Corp.
      0.02%
      0.02%
    • Enel
      0.02%
      1.5°C
      This company is on a 1.5°C pathway
      0.02%
    • Fortis, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Itochu Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Marathon Petroleum Corp.
      0.02%
      0.02%
    • Mitsubishi Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Mitsui & Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nisource, Inc.
      0.02%
      0.02%
    • Pembina Pipeline Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Phillips 66
      0.02%
      0.02%
    • Reliance Industries Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Wec Energy Group, Inc.
      0.02%
      0.02%
    • Xcel Energy, Inc.
      0.02%
      0.02%
    • Agl Energy Ltd.
      0.01%
      0.01%
    • Ameren Corp.
      0.01%
      0.01%
    • Apa Group
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Centerpoint Energy, Inc.
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Dassault Systèmes Se
      0.01%
      0.01%
    • E.On Se
      0.01%
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Engie SA
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Equinor Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fairfax Financial Holdings Ltd.
      0.01%
      0.01%
    • Firstenergy Corp.
      0.01%
      0.01%
    • Halliburton Co.
      0.01%
      0.01%
    • Loews Corp.
      0.01%
      0.01%
    • Marubeni Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Nippon Steel Corp.
      0.01%
      0.01%
    • Nrg Energy, Inc.
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Ppl Corp.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Royal Vopak Nv
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Saudi Aramco
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • South32 Ltd.
      0.01%
      0.01%
    • Sumitomo Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teck Resources Limited
      0.01%
      0.01%
    • Viva Energy Group Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.01%
      0.01%
  • Weapons 0.34%

    • 0.12%
    • Amphenol Corp.
      0.03%
      0.03%
    • Rolls-Royce Holdings PLC
      0.03%
      0.03%
    • Transdigm Group, Inc.
      0.03%
      0.03%
    • Howmet Aerospace, Inc.
      0.02%
      0.02%
    • Rheinmetall AG
      0.02%
      0.02%
    • Daikin Industries Ltd.
      0.01%
      0.01%
    • Heico Corp.
      0.01%
      0.01%
    • Mtu Aero Engines AG
      0.01%
      0.01%
    • Saab Ab
      0.01%
      0.01%
    • Teledyne Technologies, Inc.
      0.01%
      0.01%
  • Environmental Harm 1.99%

    • Fonterra
      1.55%
      1.55%
    • BHP
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Duke Energy Corp
      0.05%
      0.05%
    • 3M
      0.03%
      0.03%
    • Pg&E Corp
      0.03%
      0.03%
    • 0.02%
    • Mitsubishi Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • 0.01%
    • Nutrien Ltd.
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    Invests mostly in income assets and is designed for investors that want a conservative investment option. Negative annual returns may occur once in every 7-10 years on average.

    Value $99.5M NZD
    Period of data report 31st March 2025
    Fund started 28th Oct. 2016
    Total annual fund fees 0.47%
    Total performance based fees 0.0%
    Manager's basic fee 0.44%
    Other management and administration charges 0.03%
    Total other charges 12.0
    Total other charges currency NZD

    Guy Roulston Elliffe

    Currently: Director (9 years, 4 months)
    Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

    Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

    Anna Lennie Scott

    Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
    Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

    Alister John Williams

    Currently: Director (9 years, 4 months)
    Previously: Investment Manager - Trust Management (5 years, 4 months)

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 3.79% 4.08%
    2024 5.86% 7.41%
    2023 -1.56% -3.37%
    2022 -0.50% 0.38%
    2021 8.70% 12.74%
    2020 -0.05% -2.55%
    2019 4.31% 5.73%
    2018 3.39% 3.35%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Ishares Core Global Aggregate Bond Ucits ETF

      Ireland Int Fixed Interest

      19.72%
    • Vanguard International Credit Securities Index Fund (Hedged)

      Australia Int Fixed Interest

      1.59%
    • Blackrock Inv Mngt Ishares Core FTSE Global In

      Australia Australasian Equities

      1.46%
    • Vanguard FTSE Emerging Markets ETF

      United States International Equities

      1.45%
    • New Zealand Government 3.50% 14/04/2033

      New Zealand NZ Fixed Interest AAA

      1.07%
    • Apple Inc

      United States International Equities

      1.06%
    • NZD Cash Account (ANZ Bank)

      New Zealand Cash and Equivalents AA-

      1.01%
    • New Zealand Government 4.50% 15/05/2030

      New Zealand NZ Fixed Interest AAA

      0.97%
    • New Zealand Government 0.25% 15/05/2028

      New Zealand NZ Fixed Interest AAA

      0.97%
    • New Zealand Government 3.00% 20/04/2029

      New Zealand NZ Fixed Interest AAA

      0.91%
    Type Target Actual
    Cash and Cash Equivalents 14.0% 13.24%
    New Zealand Fixed Interest 21.0% 21.37%
    International Fixed Interest 35.0% 35.88%
    Australasian Equities 5.0% 3.52%
    International Equities 22.0% 25.5%
    Listed Properties 1.5% 0.48%
    Unlisted Properties 0.0% 0.0%
    Other 1.5% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 0.62% Animal Cruelty
  • 1.14% Human Rights Violations
  • 0.26% Social Harm
  • 3.66% Fossil Fuels
  • 0.34% Weapons
  • 1.99% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Air Liquide
      0.04%
      0.04%
    • 3M
      0.03%
      0.03%
    • Hermès International Sca
      0.03%
      0.03%
    • L'Oréal SA
      0.03%
      0.03%
    • The Sherwin-Williams Co.
      0.03%
      0.03%
    • Ecolab, Inc.
      0.02%
      0.02%
    • Kimberly-Clark Corp.
      0.02%
      0.02%
    • Reliance Industries Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Shin-Etsu Chemical Co., Ltd.
      0.02%
      0.02%
    • Church & Dwight Co., Inc.
      0.01%
      0.01%
    • Dow, Inc.
      0.01%
      0.01%
    • Dupont De Nemours
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Givaudan SA
      0.01%
      0.01%
    • International Flavors & Fragrances, Inc.
      0.01%
      0.01%
    • Kao Corp.
      0.01%
      0.01%
    • Kering SA
      0.01%
      0.01%
    • Koninklijke Ahold Delhaize Nv
      0.01%
      0.01%
    • Novozymes A/S
      0.01%
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
    • Otsuka Holdings Co., Ltd.
      0.01%
      0.01%
    • PPG Industries, Inc.
      0.01%
      0.01%
    • The Clorox Co.
      0.01%
      0.01%
    • Tyson Foods Inc
      0.01%
      0.01%
  • Human Rights Violations

    • 0.41%
    • 0.13%
    • Wells Fargo
      0.12%
      0.12%
    • 0.06%
    • Caterpillar
      0.05%
      0.05%
    • Rio Tinto
      0.05%
      0.05%
    • Ubs
      0.04%
      0.04%
    • General Motors
      0.03%
      0.03%
    • Holcim
      0.02%
      0.02%
    • 0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Saudi Aramco
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teva Pharmaceuticals
      0.01%
      0.01%
  • Fossil Fuels

    • 0.83%
    • Contact Energy Ltd.
      0.77%
      1.5°C
      This company is on a 1.5°C pathway
      0.77%
    • Nextera Energy, Inc.
      0.12%
      0.12%
    • BHP
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Enbridge, Inc.
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Dominion Energy, Inc.
      0.05%
      0.05%
    • Duke Energy Corp
      0.05%
      0.05%
    • National Grid PLC
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Oneok, Inc.
      0.05%
      0.05%
    • Rio Tinto
      0.05%
      0.05%
    • The Southern Co.
      0.05%
      0.05%
    • The Williams Cos., Inc.
      0.05%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.05%
    • Cheniere Energy, Inc.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Tc Energy Corp.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Totalenergies Se
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • American Electric Power Co., Inc.
      0.03%
      0.03%
    • BP
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Consolidated Edison, Inc.
      0.03%
      0.03%
    • Entergy Corp.
      0.03%
      0.03%
    • Kinder Morgan, Inc.
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Pg&E Corp
      0.03%
      0.03%
    • Sempra Energy
      0.03%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.03%
    • Targa Resources Corp.
      0.03%
      0.03%
    • Ampol Ltd.
      0.02%
      0.02%
    • Atmos Energy Corp.
      0.02%
      0.02%
    • Cms Energy Corp.
      0.02%
      0.02%
    • Channel Infrastructure
      0.02%
      0.02%
    • Constellation Energy Corp.
      0.02%
      0.02%
    • Enel
      0.02%
      1.5°C
      This company is on a 1.5°C pathway
      0.02%
    • Fortis, Inc.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Itochu Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Marathon Petroleum Corp.
      0.02%
      0.02%
    • Mitsubishi Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Mitsui & Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Nisource, Inc.
      0.02%
      0.02%
    • Pembina Pipeline Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Phillips 66
      0.02%
      0.02%
    • Reliance Industries Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Wec Energy Group, Inc.
      0.02%
      0.02%
    • Xcel Energy, Inc.
      0.02%
      0.02%
    • Agl Energy Ltd.
      0.01%
      0.01%
    • Ameren Corp.
      0.01%
      0.01%
    • Apa Group
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Centerpoint Energy, Inc.
      0.01%
      0.01%
    • Ck Hutchison
      0.01%
      0.01%
    • Dassault Systèmes Se
      0.01%
      0.01%
    • E.On Se
      0.01%
      0.01%
    • Eneos Holdings, Inc.
      0.01%
      0.01%
    • Engie SA
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Equinor Asa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Fairfax Financial Holdings Ltd.
      0.01%
      0.01%
    • Firstenergy Corp.
      0.01%
      0.01%
    • Halliburton Co.
      0.01%
      0.01%
    • Loews Corp.
      0.01%
      0.01%
    • Marubeni Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Nippon Steel Corp.
      0.01%
      0.01%
    • Nrg Energy, Inc.
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Ppl Corp.
      0.01%
      0.01%
    • Repsol
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Royal Vopak Nv
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Saudi Aramco
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • South32 Ltd.
      0.01%
      0.01%
    • Sumitomo Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Teck Resources Limited
      0.01%
      0.01%
    • Viva Energy Group Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Washington H. Soul Pattinson & Co. Ltd.
      0.01%
      0.01%
  • Weapons

    • 0.12%
    • Amphenol Corp.
      0.03%
      0.03%
    • Rolls-Royce Holdings PLC
      0.03%
      0.03%
    • Transdigm Group, Inc.
      0.03%
      0.03%
    • Howmet Aerospace, Inc.
      0.02%
      0.02%
    • Rheinmetall AG
      0.02%
      0.02%
    • Daikin Industries Ltd.
      0.01%
      0.01%
    • Heico Corp.
      0.01%
      0.01%
    • Mtu Aero Engines AG
      0.01%
      0.01%
    • Saab Ab
      0.01%
      0.01%
    • Teledyne Technologies, Inc.
      0.01%
      0.01%
  • Environmental Harm

    • Fonterra
      1.55%
      1.55%
    • BHP
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Shell
      0.07%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.07%
    • Duke Energy Corp
      0.05%
      0.05%
    • 3M
      0.03%
      0.03%
    • Pg&E Corp
      0.03%
      0.03%
    • 0.02%
    • Mitsubishi Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Archer-Daniels Midland
      0.01%
      0.01%
    • 0.01%
    • Nutrien Ltd.
      0.01%
      0.01%

About this Fund

Invests mostly in income assets and is designed for investors that want a conservative investment option. Negative annual returns may occur once in every 7-10 years on average.

Value $99.5M NZD
Period of data report 31st March 2025
Fund started 28th Oct. 2016
Total annual fund fees 0.47%
Total performance based fees 0.0%
Manager's basic fee 0.44%
Other management and administration charges 0.03%
Total other charges 12.0
Total other charges currency NZD

Guy Roulston Elliffe

Currently: Director (9 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (9 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (5 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Anna Lennie Scott

Currently: Chief Executive Officer - Smartshares (1 years, 6 months)
Previously: Chief Operating Officer and Director - Hobson Wealth (5 years, 2 months)

Alister John Williams

Currently: Director (9 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 3.79% 4.08%
2024 5.86% 7.41%
2023 -1.56% -3.37%
2022 -0.50% 0.38%
2021 8.70% 12.74%
2020 -0.05% -2.55%
2019 4.31% 5.73%
2018 3.39% 3.35%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Ishares Core Global Aggregate Bond Ucits ETF

    Ireland Int Fixed Interest

    19.72%
  • Vanguard International Credit Securities Index Fund (Hedged)

    Australia Int Fixed Interest

    1.59%
  • Blackrock Inv Mngt Ishares Core FTSE Global In

    Australia Australasian Equities

    1.46%
  • Vanguard FTSE Emerging Markets ETF

    United States International Equities

    1.45%
  • New Zealand Government 3.50% 14/04/2033

    New Zealand NZ Fixed Interest AAA

    1.07%
  • Apple Inc

    United States International Equities

    1.06%
  • NZD Cash Account (ANZ Bank)

    New Zealand Cash and Equivalents AA-

    1.01%
  • New Zealand Government 4.50% 15/05/2030

    New Zealand NZ Fixed Interest AAA

    0.97%
  • New Zealand Government 0.25% 15/05/2028

    New Zealand NZ Fixed Interest AAA

    0.97%
  • New Zealand Government 3.00% 20/04/2029

    New Zealand NZ Fixed Interest AAA

    0.91%
Type Target Actual
Cash and Cash Equivalents 14.0% 13.24%
New Zealand Fixed Interest 21.0% 21.37%
International Fixed Interest 35.0% 35.88%
Australasian Equities 5.0% 3.52%
International Equities 22.0% 25.5%
Listed Properties 1.5% 0.48%
Unlisted Properties 0.0% 0.0%
Other 1.5% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each fund has filed with Disclose register to 31st March 2025.