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SuperLife Conservative

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Not Mindful
Type: Conservative fund
Past Returns: 2.18%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.47%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Agl Energy Ltd 0.02%
Anglo American Capital PLC 11/9/2027 0.01%
Apa Group 0.01%
Beach Energy Ltd 0.01%
BHP Group Ltd 0.20%
BHP Group PLC 0.01%
BP P.L.C. 0.02%
Caltex Australia Ltd 0.01%
Chevron Corporation 0.04%
Cnooc Finance (2012) Ltd. 2/5/2022 0.01%
Diamondback Energy Inc 011224 2.875 Cb 0.03%
Dominion Energy Gas Holdings Llc 150621 Frn 0.03%
Enbridge Inc 180222 Frn 0.05%
Energy Transfer Partner Lp 150424 4.50 Cb 0.01%
Eni Spa 23/1/2030 0.01%
Eqt Corp 011022 3.00 Cb 0.01%
Exxon Mobil Corp. 15/4/2051 0.01%
Exxon Mobil Corporation 0.04%
Gazprom PJSC 0.01%
Lyb International Finance Ii Bv 2/3/2027 0.01%
Nextera Energy Capital Holdings Inc 250222 2.399250 Cb 0.04%
Nextera Energy, Inc. 0.04%
Oil Company Lukoil PJSC 0.01%
Origin Energy Ltd 0.01%
Petrobras Global Finance 170122 6.125 Cb 0.01%
Petrobras Global Finance Bv 150130 5.093 Cb 0.06%
Petrobras Global Finance Bv 170344 7.25 Cb 0.02%
Reliance Industries Limited 0.02%
Royal Dutch Shell PLC Class A 0.02%
Royal Dutch Shell PLC Class B 0.02%
Santos Ltd 0.01%
Sinopec Capital (2013) Ltd. 24/4/2043 0.01%
South32 Ltd 0.02%
Total SA 0.03%
Washington H Soul Pattinson & Co Ltd 0.01%
Whitehaven Coal Ltd 0.01%
Woodside Petroleum Ltd 0.05%

Weapons

Airbus Se 0.01%
Honeywell International Inc. 0.02%
Lockheed Martin Corporation 0.01%
Northrop Grumman Corp. 1/5/2050 0.01%
Raytheon Technologies Corporation 0.02%
Textron Inc. 15/3/2026 0.03%

Tobacco

British American Tobacco P.L.C. 0.03%
Philip Morris International Inc. 0.02%
Philip Morris International Inc. 22/8/2022 0.01%

Gambling

Crown Resorts Ltd 0.01%
Las Vegas Sands Corp 250625 2.90 Cb 0.04%
Sands China Ltd 080828 5.4 Cb 0.03%
Skycity Entertainment Group Ltd 0.08%
Star Entertainment Grp Ltd 0.01%
Tabcorp Holdings Ltd 0.02%

Alcohol

Anheuser-Busch Cos. Llc / Anheuser-Busch 1/2/2046 0.01%
Anheuser-Busch Inbev Finance Inc. 17/1/2023 0.12%
Anheuser-Busch Inbev SA/Nv 0.01%
Anheuser-Busch Inbev Worldwide Inc. 15/7/2022 0.10%
Bacardi Ltd 150121 4.5 Cb 0.02%
Diageo PLC 0.03%
LVMH 0.01%
LVMH Moet Hennessy Louis Vuitton Se 0.03%
Pernod Ricard SA 0.01%

Palm Oil

GMOs

Basf Se 0.02%
Bayer AG 0.02%
Bayer Capital Corp. Bv 26/6/2026 0.01%
Novartis AG 0.06%
Syngenta Finance AG 240420 3.698 Cb 0.04%

Human Rights & Environmental Violations

BHP Group Ltd 0.20%
BHP Group PLC 0.01%
Chevron Corporation 0.04%
Johnson & Johnson 0.10%
Johnson & Johnson Medical Kk 15/8/2037 0.01%
Nestle S.A. 0.10%
Nestle SA 0.03%
Rio Tinto Ltd 0.09%
Rio Tinto PLC 0.02%
Royal Dutch Shell PLC Class A 0.02%
Royal Dutch Shell PLC Class B 0.02%

Animal Testing

Air Liquide SA Temp 0.010%
Basf Se 0.020%
Bayer AG 0.020%
Bayer Capital Corp. Bv 26/6/2026 0.010%
Bayer US Finance Ii Llc 15/8/2025 0.080%
Bayer US Finance Ii Llc 151228 4.375 Cb 0.030%
British American Tobacco P.L.C. 0.030%
Chevron Corporation 0.040%
Coca-Cola Company 0.040%
Danone SA 0.010%
Danone SA 021121 2.077 Cb 0.030%
General Mills Inc 160421 Frn 0.010%
Givaudan SA 0.010%
Glaxosmithkline PLC 0.030%
Hindustan Unilever Limited 0.010%
Honeywell International Inc. 0.020%
International Flavors and Fragrances Inc 250920 3.40 Cb 0.040%
Johnson & Johnson 0.100%
Johnson & Johnson Medical Kk 15/8/2037 0.010%
L'Oreal SA Temp 0.010%
LVMH 0.010%
LVMH Moet Hennessy Louis Vuitton Se 0.030%
Nestle S.A. 0.100%
Nestle SA 0.030%
Pepsico Inc. 19/3/2030 0.050%
Pepsico, Inc. 0.040%
Philip Morris International Inc. 0.020%
Philip Morris International Inc. 22/8/2022 0.010%
Procter & Gamble Company 0.060%
Reckitt Benckiser Group PLC 0.020%
Reckitt Benckiser Treasury Services PLC 240622 2.375 Cb 0.090%
Royal Dutch Shell PLC Class A 0.020%
Royal Dutch Shell PLC Class B 0.020%
Syngenta Finance AG 240420 3.698 Cb 0.040%
Unilever Nv 0.020%
Unilever PLC 0.020%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2020 -0.18% -2.55%
2019 4.54% 5.73%
2018 3.22% 3.35%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to Tue June 30th 2020.

Showing the top 10 investments for this fund:

  • Vanguard International Credit Securities Index Fund Hedged
    Australia Int Fixed Interest
    21.22%
  • Ishares Core Global Aggregate Bond Ucits ETF
    Ireland Int Fixed Interest
    5.63%
  • Vanguard International Property Securities Index Fund Hedged
    Australia Listed Property
    3.92%
  • Vanguard S&P 500 ETF
    United States International Equities
    3.03%
  • Vanguard FTSE Europe ETF
    United States International Equities
    2.77%
  • Westpac Current Account
    New Zealand Cash and Equivalents AA-
    2.28%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    1.88%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    1.88%
  • New Zealand Government 20/09/25 2.0% Ib
    New Zealand NZ Fixed Interest AA+
    1.85%
  • New Zealand Local Government Funding Agency 14/04/33 3.50% Gb
    New Zealand NZ Fixed Interest AA+
    1.63%

This information has been sourced from the quarterly data that each fund has filed with Disclose register Tue June 30th 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 3.37%
New Zealand Fixed Interest 24.0% 23.79%
International Fixed Interest 45.0% 42.77%
Australasian Equities 6.5% 7.87%
International Equities 16.0% 16.69%
Listed Properties 7.5% 5.51%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Tue June 30th 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    0.72%
  • Animal Testing:
    2.32%
  • Fossil Fuels:
    2.48%
  • Gambling:
    0.25%
  • GMOs:
    0.29%
  • Human Rights & Environmental Violations:
    1.05%
  • Palm Oil:
    0.04%
  • Tobacco:
    0.23%
  • Weapons:
    0.44%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"Invests mostly in income assets. Designed for investors that want a conservative investment option. Negative annual returns may occur once in every 7-10 years on average."

Value $72M NZD
Period of data report Tue June 30th 2020
Members 207
Fund started Fri Oct. 28th 2016
Total annual fund fees 0.47%
Total performance based fees 0.0%
Manager's basic fee 0.38%
Administration charges 0.09%
Total other charges 12.0
Total other charges currency NZD

Key Personnel

Guy Roulston Elliffe

Currently: Director (4 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (4 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (0 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Hugh Duncan Stevens

Currently: Chief Executive Officer - Smartshares (2 years, 1 months)
Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

Alister John Williams

Currently: Director (4 years, 4 months)
Previously: Investment Manager - Trust Management (5 years, 2 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Tue June 30th 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Latest news

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You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Advisers Act 2008 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.