SuperLife Europe Fund

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Not Mindful
Type: Aggressive fund
Past Returns: 6.37%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.49%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Aker Asa Class A 0.02%
Aker BP Asa 0.03%
Anglo American PLC 0.41%
Arcelormittal SA 0.17%
BHP Group PLC 0.51%
BP P.L.C. 0.67%
Bollore SA 0.04%
Centrica PLC 0.04%
Enagas SA 0.05%
Engie SA. 0.04%
Engie SA. Temp 0.16%
Eni S.P.A. 0.25%
Eqt Ab 0.06%
Equinor Asa 0.16%
Euronav Nv 0.02%
Evraz PLC 0.04%
Galp Energia Sgps SA Class B 0.05%
Glencore PLC 0.36%
Lundin Energy Ab 0.05%
Naturgy Energy Group, S.A. 0.06%
Neste Corporation 0.19%
OMV AG 0.06%
Polski Koncern Naftowy Orlen S.A. 0.04%
Polskie Gornictwo Naftowe I Gazownictwo SA 0.02%
Repsol SA 0.14%
Royal Dutch Shell PLC Class A 0.67%
Royal Dutch Shell PLC Class B 0.58%
Royal Vopak Nv 0.03%
Rubis Sca 0.04%
Snam S.P.A. 0.10%
Total Se 0.94%

Weapons

Airbus Se 0.53%
Bae Systems PLC 0.19%
Dassault Aviation SA 0.02%
Exor N.V. 0.07%
Leonardo Spa 0.03%
Meggitt PLC 0.04%
Qinetiq Group PLC 0.02%
Rheinmetall AG 0.04%
Rolls-Royce Holdings PLC 0.09%
Saab Ab Class B 0.02%
Safran S.A. 0.37%
Serco Group PLC 0.02%
Thales SA 0.08%
Ultra Electronics Holdings PLC 0.02%

Tobacco

British American Tobacco P.L.C. 0.69%
British American Tobacco PLC Sponsored Adr 0.03%
Dino Polska S.A. 0.03%
Dufry AG 0.03%
Imperial Brands PLC 0.16%
Swedish Match Ab 0.10%

Gambling

Evolution Gaming Group Ab 0.20%
Flutter Entertainment PLC 0.29%
Gamesys Group PLC 0.02%
La Francaise Des Jeux SA 0.03%
Playtech PLC 0.02%
William Hill PLC 0.03%

Adult Entertainment/Pornography

Alcohol

Anheuser-Busch Inbev SA/Nv 0.44%
Carlsberg A/S Class B 0.13%
Davide Campari-Milano N.V. 0.05%
Diageo PLC 0.79%
Dufry AG 0.03%
Heineken Holding N.V. 0.08%
Heineken Nv 0.21%
LVMH Moet Hennessy Louis Vuitton Se 1.40%
Pernod Ricard SA 0.33%
Remy Cointreau SA 0.04%
Royal Unibrew A/S 0.04%

Palm Oil

Aak Ab 0.03%

GMOs

Human Rights & Environmental Violations

BHP Group PLC 0.51%
Bayer AG 0.52%
G4S PLC 0.04%
Glencore PLC 0.36%
Nestle S.A. 2.59%
Rio Tinto PLC 0.69%
Royal Dutch Shell PLC Class A 0.67%
Royal Dutch Shell PLC Class B 0.58%

Animal Testing

Aak Ab 0.030%
Air Liquide SA 0.110%
Air Liquide SA Temp 0.520%
Akzo Nobel N.V. 0.180%
Arkema SA 0.070%
Associated British Foods PLC 0.100%
Basf Se 0.630%
Bayer AG 0.520%
Beiersdorf AG 0.090%
Borregaard Asa 0.020%
British American Tobacco P.L.C. 0.690%
British American Tobacco PLC Sponsored Adr 0.030%
Burberry Group PLC 0.090%
Chr. Hansen Holding A/S 0.080%
Clariant AG 0.030%
Corbion Nv 0.030%
Covestro AG 0.100%
Croda International PLC 0.100%
Danone SA 0.350%
Ems-Chemie Holding AG 0.050%
Etablissementen Franz Colruyt N.V. 0.030%
Evonik Industries AG 0.060%
Givaudan SA 0.300%
Glaxosmithkline PLC 0.720%
Henkel AG & Co. Kgaa 0.080%
Henkel AG & Co. Kgaa Pref 0.170%
Hermes International Sca 0.290%
Imperial Brands PLC 0.160%
J Sainsbury PLC 0.050%
Jeronimo Martins, Sgps S.A. 0.030%
Johnson Matthey PLC 0.070%
K+S AG 0.020%
Kerry Group PLC Class A 0.160%
Koninklijke Dsm N.V. 0.250%
L'Oreal SA 0.130%
L'Oreal SA Temp 0.630%
LVMH Moet Hennessy Louis Vuitton Se 1.400%
Lanxess AG 0.050%
Nestle S.A. 2.590%
Novozymes A/S Class B 0.110%
Oci Nv 0.020%
Orkla Asa 0.060%
Puma Se 0.080%
Reckitt Benckiser Group PLC 0.470%
Royal Dutch Shell PLC Class A 0.670%
Royal Dutch Shell PLC Class B 0.580%
Solvay SA 0.070%
Svenska Cellulosa Aktiebolaget Class B 0.090%
Symrise AG 0.130%
Synthomer PLC 0.020%
Tate & Lyle PLC 0.040%
Tesco PLC 0.200%
Umicore 0.090%
Unilever PLC 1.190%
Victrex PLC 0.020%
Wacker Chemie AG 0.020%
Yara International Asa 0.080%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2021 36.18% 25.55%
2020 -7.01% -6.48%
2019 9.82% 0.03%
2018 7.69% 9.89%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Showing the top 10 investments for this fund:

  • Vanguard FTSE Europe ETF
    United States International Equities
    99.2309%
  • ANZ NZD Current Account
    New Zealand Cash and Equivalents AA-
    0.9561%

This information has been sourced from the quarterly data that each fund has filed with Disclose register Wed March 31st 2021.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 0.0% 0.95%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 0.0% 0.0%
Australasian Equities 0.0% 0.0%
International Equities 100.0% 99.05%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.01%
  • Alcohol:
    3.58%
  • Animal Testing:
    15.02%
  • Fossil Fuels:
    6.02%
  • Gambling:
    0.61%
  • GMOs:
    0.01%
  • Human Rights & Environmental Violations:
    5.94%
  • Palm Oil:
    0.03%
  • Tobacco:
    1.10%
  • Weapons:
    1.58%

This data is compiled by Mindful Money from the fund information and portfolios that each fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.

Note that many funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"Invests in international shares and designed to track the return (before tax fees and other expenses) on the FTSE Developed Europe All Cap Index."

Value $7.8M NZD
Period of data report Wed March 31st 2021
Fund started Fri Oct. 28th 2016
Total annual fund fees 0.49%
Total performance based fees 0.0%
Manager's basic fee 0.48%
Other management and administration charges 0.01%
Total other charges 12.0
Total other charges currency NZD

Key Personnel

Guy Roulston Elliffe

Currently: Director (5 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (5 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (1 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Hugh Duncan Stevens

Currently: Chief Executive Officer - Smartshares (3 years, 1 months)
Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

Alister John Williams

Currently: Director (5 years, 4 months)
Previously: Investment Manager - Trust Management (6 years, 2 months)

This information has been sourced from the quarterly data that each fund has filed with Disclose register to Wed March 31st 2021.

Downloads

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.