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Christian KiwiSaver Growth Fund

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Mindful Fund
Type: Growth fund
Past Returns: 4.33%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 1.5%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Basf Se 0.19%
BHP Billiton Ltd (Australia) 0.68%
BHP Billiton Ltd Adr 0.25%
Cms Energy Corp 0.38%
Coca Cola 0.31%
Devon Energy Corp 0.02%
Dominion Energy Gas Holdings Llc 0.01%
Dte Energy Company 0.32%
Enbridge Inc 0.39%
Enel Finance International Nv 0.02%
Exxon Mobil Corporation 3.4520% Mat 04/15/2051 0.01%
Galp Energia 0.12%
Hess Corp 0.09%
Iberdrola SA 0.49%
Lundin Energy Ab 0.09%
Neste Oil 0.25%
Nextera Energy Capital Holdings, Inc. 0.02%
Noble Energy Inc 0.02%
Occidental Petroleum Corp 0.01%
Oil Search Ltd 0.03%
Origin Energy 0.21%
Petrobras Global Finance 6.75P 6.7500% Mat 12/03/2049 0.02%
Petroleos Mexicanos (144A) 7.6900% Mat 01/23/2050 0.02%
Phillips 66 0.02%
Rio Tinto 1.03%
Total Capital Intl SA 3.127Pct 3.1270% Mat 11/29/2049 0.01%
Total SA 0.19%
Woodside Petroleum 0.17%
Xcel Energy Inc 0.45%

Weapons

Alcohol

Anheuser-Busch Inbev Worldwide Inc. 4.5000% Mat 06/01/2050 0.02%
Delegats Group 0.75%
Foley Wines 0.09%
Metcash Limited 0.29%
Pernod Ricard SA 0.27%

Human Rights & Environmental Violations

BHP Billiton Ltd (Australia) 0.68%
BHP Billiton Ltd Adr 0.25%
Johnson & Johnson 0.43%
Nestle SA 0.57%
Rio Tinto 1.03%

Animal Testing

Basf Se 0.190%
Bayer AG 0.120%
Coca Cola 0.310%
Glaxosmithkline PLC Adr 0.250%
Johnson & Johnson 0.430%
L'Oreal 0.310%
Linde PLC EUR 0.580%
Nestle SA 0.570%
Pepsico 0.490%
Procter & Gamble 0.460%
Reckitt Benckiser Group 0.230%
Reckitt Benckiser Treasury Services PLC 0.010%
Tesco Corporate Treasury Services PLC 0.010%
Unilever Nv 0.230%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2020 -3.47% -0.93%
2019 6.87% 9.3%
2018 7.63% 4.61%
2017 8.87% 10.2%
2016 3.62% 4.05%
2015 13.73% 11.01%
2014 8.43% 7.15%
2013 12.00% 9.62%
2012 -1.50% -3.7%
2011 6.13% 6.48%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue March 31st 2020.

Showing the top 10 investments for this fund:

  • Pimco Global Bond Esg Fund
    Ireland Int Fixed Interest
    8.08%
  • Crown Global Opportunities Vi PLC Fund
    Ireland Other
    4.53%
  • Hapua Forest and Land
    New Zealand Other
    3.06%
  • Pimco Gis Global Bond Fund
    Ireland Int Fixed Interest
    2.35%
  • Legg Mason Brandywine Gofi
    Ireland Int Fixed Interest
    2.29%
  • Fisher & Paykel Healthcare
    New Zealand Australasian Equities
    1.61%
  • Apple Computer
    United States International Equities
    1.55%
  • Microsoft
    United States International Equities
    1.42%
  • CSL Ltd
    Australia Australasian Equities
    1.06%
  • Amazon.Com Inc
    United States International Equities
    1.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Tue March 31st 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 5.0% 12.65%
New Zealand Fixed Interest 10.0% 9.56%
International Fixed Interest 10.0% 12.73%
Australasian Equities 25.0% 19.62%
International Equities 40.0% 34.59%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 10.0% 10.85%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue March 31st 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    1.43%
  • Animal Testing:
    4.22%
  • Fossil Fuels:
    5.92%
  • Gambling:
    0.00%
  • GMOs:
    0.00%
  • Human Rights & Environmental Violations:
    2.97%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.03%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"The Growth Fund invests mainly in growth assets such as equities and alternative assets. It has a small exposure to fixed interest mortgages and cash. It is designed to have a medium to high risk profile and to appeal to members with a long term investment horizon."

Value $15M NZD
Period of data report Tue March 31st 2020
Members 758
Fund started Sat July 21st 2007
Total annual fund fees 1.5%
Total performance based fees 0.0%
Manager's basic fee 1.5%
Administration charges 0.0%
Total other charges 0.0
Total other charges currency NZD

Key Personnel

Simon Brodie

Currently: Licensed Independent Trustee (4 years, 1 months)
Previously: Independent Trustee (2 years, 6 months)

Brendan O'Donovan

Currently: Chair of Investment Committee (0 years, 10 months)
Previously: Member of Investment Committee (3 years, 3 months)

Manher Sukha

Currently: Investment Manager (5 years, 10 months)
Previously: (None years, None months)

Garry Gould

Currently: Investment Manager (8 years, 11 months)
Previously: Investment Consultant to The New Zealand Anglican Church Pension Board (21 years, None months)

Mark Wilcox

Currently: Chief Executive (6 years, 5 months)
Previously: Chief Financial Officer The Co-operative Bank (4 years, None months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue March 31st 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

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