Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including any membership and % management fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
American Electric Power Co. Inc. 0.02%
Ampol Ltd 0.01%
BHP Group Ltd 0.07%
BP Capital Markets PLC 144(A) 0.10%
Canadian National Railway Co. 0.04%
Canadian Pacific Railway Ltd. 0.02%
Coca-Cola Co. 0.03%
Coca-Cola Co/The 0.750000% 03/09/2023 0.03%
Dominion Energy Inc. 0.03%
E.On Se 0% 10/24/2022 0.05%
Electricite De France SA 2.250000% 04/27/2021 0.02%
Enbridge Inc. 0.03%
Enel Finance Intl Nv 2.875000% 05/25/2022 0.01%
Equinor Asa 0.875000% 02/17/2023 0.16%
Evergy Inc 4.850000% 06/01/2021 0.08%
Genesis Energy Limited 0.07%
Genesis Energy Limited 03/04/2025 5.00% 0.09%
Genesis Energy Limited 08/03/2023 5.81% 0.07%
Genesis Energy Limited 20/07/2022 1.32% 0.04%
Kinder Morgan Ener Part 4.150000% 03/01/2022 0.02%
Kinder Morgan Inc. 0.01%
Mplx Lp 4.500000% 07/15/2023 0.07%
Nextera Energy Inc. 0.07%
Norfolk Southern Corp. 0.03%
Ppl Corp. 0.01%
Reliance Industries Gdr Representi 144A 0.02%
Rio Tinto Ltd 0.01%
Southern Power Co 1.000000% 06/20/2022 0.06%
Tc Energy Corp. 0.02%
Total Capital Intl SA 2.125000% 11/19/2021 0.01%
Total Capital Intl SA 2.750000% 06/19/2021 0.02%
Total Capital Intl SA 4.250000% 11/26/2021 0.04%
Wec Energy Group Inc. 0.02%
Williams Companies Inc 3.350000% 08/15/2022 0.01%
Williams Cos. Inc. 0.01%
Xcel Energy Inc. 0.02%
Sky City Entertainment Group 0.09%
Human Rights & Environmental Violations
BHP Group Ltd 0.07%
Duke Energy Corp. 0.03%
Johnson & Johnson 0.06%
Nestle SA 0.11%
Rio Tinto Ltd 0.01%
Sempra Energy 0.02%
Sempra Energy 0.700380% 03/15/2021 0.01%
Air Products & Chemicals Inc. 0.010%
Coca-Cola Amatil Ltd 0.010%
Coca-Cola Co. 0.040%
Coca-Cola Co/The 0.750000% 03/09/2023 0.030%
Colgate-Palmolive Co. 0.010%
Eastman Chemical Co 1.500000% 05/26/2023 0.090%
Glaxosmithkline PLC 0.010%
Johnson & Johnson 0.060%
Kellogg Co 1.750000% 05/24/2021 0.060%
L'Oreal SA 0.010%
Linde PLC 0.020%
Mondelez International Inc. Class A 0.010%
Nestle SA 0.110%
Pepsico Inc. 0.040%
Procter & Gamble Co. 0.060%
Procter & Gamble Co/The 4.125000% 12/07/2020 0.010%
Reckitt Benckiser Group PLC 0.010%
Reliance Industries Gdr Representi 144A 0.020%
Sherwin-Williams Co. 0.010%
Unilever Nv 0.020%
Unilever PLC 0.010%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
|Year||Market Average||Fund Annual Return|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed Sept. 30th 2020.
Showing the top 10 investments for this fund:
Ishares Global Aggregate Bond Ucits ETF NZD Hedged
Ireland Int Fixed Interest27.96%
Harbour NZ Core Fixed Interest Fund
New Zealand NZ Fixed Interest18.66%
Dimensional Two-Year Diversified Fixed Interest Trust - NZD Class Units
Australia Int Fixed Interest13.36%
Ishares Wholesale Screened International Equity Index Fund (Class E2)
Australia International Equities6.94%
Vanguard Ethically Conscious International Shares Index Fund-NZD Hedged
Australia International Equities6.79%
Cash Deposit (ANZ Bank)
New Zealand Cash and Equivalents4.77%
Harbour NZ Equity Advanced Beta Fund
New Zealand Australasian Equities4.04%
Vanguard Ethically Conscious Global Aggregate Bond Index Fund (Hedged)-NZD Hedged
Australia Int Fixed Interest3.02%
Ishares Emerging Markets Imi Equity Index Fund
Australia International Equities2.05%
Southland Building Society Term Deposit Maturity 22/10/20
New Zealand Cash and Equivalents BBB1.36%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed Sept. 30th 2020.
How the money in this fund is invested against the fund's targets.
|Cash and Cash Equivalents||11.75%||13.03%|
|New Zealand Fixed Interest||18.75%||18.66%|
|International Fixed Interest||45.0%||44.34%|
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed Sept. 30th 2020.
Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
Issue of concernDoes this fund say it excludes this?Actual holdings
Human Rights & Environmental Violations:0.45%
Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.
In their own words
"This life cycle investment stage invests 25% in the Lifestages High Growth Fund and 75% in the Lifestages Income Fund which is regarded as providing appropriate levels of risk and return for a person aged 65+."
|Period of data report||Wed Sept. 30th 2020|
|Fund started||Wed Oct. 14th 2015|
|Total annual fund fees||0.95%|
|Total performance based fees||0.0%|
|Manager's basic fee||0.62%|
|Total other charges||24.0|
|Total other charges currency||NZD|
Currently: Investment Committee member (19 years, 0 months)
Currently: Independent Investment Committee member (5 years, 5 months)
Currently: Investment Strategist (5 years, 0 months)
Currently: Non-executive Director / Investment Committee chairperson (4 years, 4 months)
Currently: Investment Committee member (16 years, 3 months)
Download the fund's disclosure statement and portfolio holdings.