Funds

SBS Wealth KiwiSaver Cash Fund

Fund type: Defensive fund

Past Returns: No 3 year data yet
Returns are the average of the latest 3 years of data reported, after fees and taxes. This fund does not yet have 3 years of data.
Annual Fees: 0.45%
Annual fees, including management and administration fees, but not membership fee. Please note that lower fees don’t always mean higher net returns.

Companies of Concern

NON DISCLOSURE WARNING

The fund provider has not disclosed the full list of companies in this fund.

This fund has no investments in issues of concern.

From the Fund Provider

  • About this fund

    About this Fund

    Fund type: Defensive fund

    Past Returns: No 3 year data yet
    Returns are the average of the latest 3 years of data reported, after fees and taxes. This fund does not yet have 3 years of data.
    Annual Fees: 0.45%
    Annual fees, including management and administration fees, but not membership fee. Please note that lower fees don’t always mean higher net returns.

    In their own words

    The Fund aims to provide investors with a low-risk
    investment option that invests in cash and cash
    equivalents. Cash and cash equivalents may
    include cash bonds and short dated New Zealand
    fixed interest assets.

    Value $5.52M NZD
    Period of data report 31st Dec. 2025
    Members 892
    Fund started 28th April 2025
    Total annual fund fees 0.45%
    Total performance based fees 0.0%
    Manager's basic fee 0.15%
    Other management and administration charges 0.3%
    Total other charges 0.0
    Total other charges currency NZD

    Key Personnel

    Anthony Halls*

    Currently: Non-executive Director / Investment Committee chairperson (0 years, 2 months)
    Previously: Chief Investment Officer, Annuitas Ltd (1 years, 8 months)

    Phil Ellison

    Currently: Non-executive Director / Investment Committee member (3 years, 5 months)
    Previously: Founder and CEO, Finance Now Ltd (22 years, 1 months)

    Martin Pike

    Currently: Chief Investment Officer (10 years, 3 months)
    Previously: National Manager, Investment Product & Services, AMP Financial Services (2 years, 4 months)

    Morne Redgard

    Currently: Chief Executive Officer, SBS Wealth Limited (2 years, 7 months)
    Previously: Chief Customer Officer, Kiwi Wealth Ltd (1 years, 8 months)

    Derek Young

    Currently: Chief Operating Officer (2 years, 5 months)
    Previously: Executive Director, Funds Administration New Zealand Ltd (19 years, 1 months)

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

    • No attachments

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

  • Investments

    Top 10 Investments

    • BNZ Wholesale NZ Cash Fund PIE

      New Zealand Cash and Equivalents

      94.2818%

    • Cash Deposit (ANZ Bank)

      New Zealand Cash and Equivalents

      5.8134%
    Type Target Actual
    Cash and Cash Equivalents 100.0% 100.0%
    New Zealand Fixed Interest 0.0% 0.0%
    International Fixed Interest 0.0% 0.0%
    Australasian Equities 0.0% 0.0%
    International Equities 0.0% 0.0%
    Listed Properties 0.0% 0.0%
    Unlisted Properties 0.0% 0.0%
    Other 0.0% 0.0%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 30th Sept. 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 0.0% Environmental Harm
  • 0.0% Fossil Fuels
  • 0.0% Animal Cruelty
  • 0.0% Human Rights Violations
  • 0.0% Social Harm
  • 0.0% Weapons

Companies of Concern

NON DISCLOSURE WARNING

The fund provider has not disclosed the full list of companies in this fund.

This fund has no investments in issues of concern.

About this Fund

Fund type: Defensive fund

Past Returns: No 3 year data yet
Returns are the average of the latest 3 years of data reported, after fees and taxes. This fund does not yet have 3 years of data.
Annual Fees: 0.45%
Annual fees, including management and administration fees, but not membership fee. Please note that lower fees don’t always mean higher net returns.

In their own words

The Fund aims to provide investors with a low-risk
investment option that invests in cash and cash
equivalents. Cash and cash equivalents may
include cash bonds and short dated New Zealand
fixed interest assets.

Value $5.52M NZD
Period of data report 31st Dec. 2025
Members 892
Fund started 28th April 2025
Total annual fund fees 0.45%
Total performance based fees 0.0%
Manager's basic fee 0.15%
Other management and administration charges 0.3%
Total other charges 0.0
Total other charges currency NZD

Key Personnel

Anthony Halls*

Currently: Non-executive Director / Investment Committee chairperson (0 years, 2 months)
Previously: Chief Investment Officer, Annuitas Ltd (1 years, 8 months)

Phil Ellison

Currently: Non-executive Director / Investment Committee member (3 years, 5 months)
Previously: Founder and CEO, Finance Now Ltd (22 years, 1 months)

Martin Pike

Currently: Chief Investment Officer (10 years, 3 months)
Previously: National Manager, Investment Product & Services, AMP Financial Services (2 years, 4 months)

Morne Redgard

Currently: Chief Executive Officer, SBS Wealth Limited (2 years, 7 months)
Previously: Chief Customer Officer, Kiwi Wealth Ltd (1 years, 8 months)

Derek Young

Currently: Chief Operating Officer (2 years, 5 months)
Previously: Executive Director, Funds Administration New Zealand Ltd (19 years, 1 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

  • No attachments

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

Top 10 Investments

  • BNZ Wholesale NZ Cash Fund PIE

    New Zealand Cash and Equivalents

    94.2818%

  • Cash Deposit (ANZ Bank)

    New Zealand Cash and Equivalents

    5.8134%
Type Target Actual
Cash and Cash Equivalents 100.0% 100.0%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 0.0% 0.0%
Australasian Equities 0.0% 0.0%
International Equities 0.0% 0.0%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 30th Sept. 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.