Funds
Fisher Funds KiwiSaver Plan Cash
Issues of concern
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
This fund has no investments in issues of concern
Key:
- Human Rights Violations
- Environmental Harm
- Animal Cruelty
- Weapons
- Fossil Fuels
- Social Harm
Companies of concern
This data is compiled by Mindful Money from the fund information and portfolios
that each KiwiSaver fund has
filed with the Disclose register to 30th Sept. 2023 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
About this fund
In their own words
The Fund aims to provide stable returns and reduce the potential of capital loss over the short to medium term by investing in cash and New Zealand short term fixed interest assets.
| Value | $400M NZD |
| Period of data report | 31st Dec. 2023 |
| Members | 22,734 |
| Fund started | 12th Sept. 2012 |
| Total annual fund fees | 0.45% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.45% |
| Other management and administration charges | 0.0% |
| Total other charges | 0.0 |
| Total other charges currency | NZD |
Key Personnel
|
Ashley Gardyne |
Currently: Chief Investment Officer (2 years, 6 months) |
|
David Mcleish |
Currently: Senior Portfolio Manager, Fixed Interest (12 years, 9 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2023.
Past Returns
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2023 | -0.13% | 2.31% |
| 2022 | -1.68% | 0.59% |
| 2021 | 1.56% | 0.79% |
| 2020 | 1.64% | 1.43% |
| 2019 | 2.37% | 1.91% |
| 2018 | 2.05% | 1.97% |
| 2017 | 1.53% | 1.96% |
| 2016 | 2.72% | 2.42% |
| 2015 | 4.23% | 2.76% |
| 2014 | 2.00% | 2.59% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2023.
Top 10 Investments
-
Bank Of New Zealand Frn 23 Nov 26
New Zealand NZ Fixed Interest AA-4.75% -
Westpac New Zealand Ltd Frn 06 Jul 26
New Zealand NZ Fixed Interest AA-4.22% -
New Zealand Local Government Funding Agency Bond 2.75% 15 Apr 25
New Zealand NZ Fixed Interest AA+3.46% -
Auckland International Airport Ltd Frn 11 Oct 25
New Zealand NZ Fixed Interest A-3.18% -
Bank Of New Zealand Frn 18 Mar 24
New Zealand Cash and Equivalents AA-3.11% -
Transpower New Zealand Ltd 1.735% 04 Sep 25
New Zealand NZ Fixed Interest AA3.03% -
ANZ Bank New Zealand Ltd 3.03% 20 Mar 24
New Zealand Cash and Equivalents AA-2.49% -
New Zealand Local Government Funding Agency Bond 2.25% 15 Apr 24
New Zealand NZ Fixed Interest AAA2.43% -
Westpac NZD Account
New Zealand Cash and Equivalents AA-2.21% -
Cooperatieve Rabobank Ua/New Zealand Frn 16 Mar 26
New Zealand NZ Fixed Interest A+2.14%
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 100.0% | 36.52% |
| New Zealand Fixed Interest | 0.0% | 63.48% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 0.0% | 0.0% |
| International Equities | 0.0% | 0.0% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
Investment Mix
How the money in this fund is invested against the fund's targets.
Target
Actual
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2023.