Funds
Kōura KiwiSaver Conservative Strategy
Fund type: Conservative fund
Past Returns: *9.26%Annual Fees: 0.63%
Fund type: Conservative fund
Past Returns: *9.26%Where a company has multiple ethical concerns, the total concerns percentage counts this investment once.
The average total concerns of all funds of the same risk profile is weighted by the funds' investment values.
The average total concerns of all KiwiSaver conservative funds is 3.58%.
Where companies, through their products or operations, cause harm to animals e.g., animal entertainment (such as marine parks and rodeos), livestock exports, whale meat etc.
Where companies are involved in the production or retail of fur & speciality leather products (where animals are raised purely for skins).
Where companies are involved in testing products on animals for cosmetic, personal care, household product, chemical and other uses. We do not include companies which conduct animal testing for pharmaceutical products, medical devices, biotechnology, human food, or pet food.
Estee Lauder is a multinational cosmetics company, a manufacturer and marketer of makeup, skincare, fragrance, and hair care products. The company states that its products are sold in countries where animal testing of cosmetic products is required by law.
Where companies are involved in testing products on animals for cosmetic, personal care, household product, chemical and other uses. We do not include companies which conduct animal testing for pharmaceutical products, medical devices, biotechnology, human food, or pet food.
Diversified personal-care, homecare, and packaged food company. The company states that its products are sold in countries where animal testing of cosmetic products is required by law.
Where companies source their power generation from fossil fuels (oil, natural gas, coal) to generate electricity.
Contact Energy is one of Aotearoa New Zealand’s largest electric utilities companies. Contact operates three thermal power stations that employ gas and diesel. In FY2023, 7% of the energy Contact generated came from thermal generation. However, Contact has announced plans for further investment in renewable generation. This includes NZD 1.2 billion in geothermal power, by constructing a new station and expanding capacity at an existing station, along with early developments in wind and solar generation. Therefore, the company is considered to be on a climate change pathway aligned with 1.5°C of global temperature rise.
Where companies source their power generation from fossil fuels (oil, natural gas, coal) to generate electricity.
Genesis Energy is engaged in energy generation, trading and selling of electricity, and owns a portfolio of fossil fuel and renewable generation assets across New Zealand. Evidence shows that thermal generation from gas represents a significant portion of the company's total power generation (from the Huntly power station), and that oil and gas power revenues represent approximately 35% of the company's total revenue.
Fund type: Conservative fund
Past Returns: *9.26%The Conservative Strategy aims to replicate the equivalent of 25% growth and 75% income assets by investing in Koura Funds.Our Conservative Strategy primarily focuses on safeguarding your money while aiming for modest capital growth.
Value | $0 NZD |
Period of data report | 31st Dec. 2024 |
Members | Not provided |
Fund started | 15th April 2024 |
Total annual fund fees | 0.63% |
Total performance based fees | 0.0% |
Manager's basic fee | 0.59% |
Other management and administration charges | 0.04% |
Total other charges | 30.0 |
Total other charges currency | NZD |
Warren Couillault |
Currently: Chairman, Investment Committee Member (5 years, 8 months)
|
Rupert Carlyon |
Currently: Managing Director , Investment Committee Member (6 years, 4 months)
|
David Moore |
Currently: Investment Committee Member (5 years, 8 months)
|
Nigel Scott |
Currently: Director, Investment Committee Member (4 years, 1 months)
|
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
Year | Market Average | Fund Annual Return |
---|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.
BNZ NZD Account
New Zealand Cash and Equivalents AA-
Ishares ESG Advanced Msci Usa ETF
United States International Equities
Nzlgfa 2.25% 15/05/2031
New Zealand NZ Fixed Interest AAA
Ishares ESG Advanced Msci Eafe ETF
United States International Equities
Bzlnz 5.8720% 01/09/2028
New Zealand NZ Fixed Interest AA-
Kiwi 5.737% 19/10/2027
New Zealand NZ Fixed Interest A1
Kbn 1.25% 02/07/2030
New Zealand NZ Fixed Interest AAA
Ishares ESG Advanced Msci Em ETF
United States International Equities
Kiwi 6.254% 19/10/2028
New Zealand NZ Fixed Interest A1
Nzlgfa 4.5% 15/05/2030
New Zealand NZ Fixed Interest AAA
Type | Target | Actual |
---|---|---|
Cash and Cash Equivalents | 20.0% | 21.77% |
New Zealand Fixed Interest | 55.0% | 53.48% |
International Fixed Interest | 0.0% | 0.0% |
Australasian Equities | 5.0% | 4.94% |
International Equities | 20.0% | 19.8% |
Listed Properties | 0.0% | 0.0% |
Unlisted Properties | 0.0% | 0.0% |
Other | 0.0% | 0.0% |
Commodities | 0.0% | 0.0% |
How the money in this fund is invested by asset type.
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.
This data is compiled by Mindful Money from the fund information and portfolios
that each
KiwiSaver
fund has
filed with the Disclose register to 30th Sept. 2024 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
Where companies, through their products or operations, cause harm to animals e.g., animal entertainment (such as marine parks and rodeos), livestock exports, whale meat etc.
Where companies are involved in the production or retail of fur & speciality leather products (where animals are raised purely for skins).
Where companies are involved in testing products on animals for cosmetic, personal care, household product, chemical and other uses. We do not include companies which conduct animal testing for pharmaceutical products, medical devices, biotechnology, human food, or pet food.
Estee Lauder is a multinational cosmetics company, a manufacturer and marketer of makeup, skincare, fragrance, and hair care products. The company states that its products are sold in countries where animal testing of cosmetic products is required by law.
Where companies are involved in testing products on animals for cosmetic, personal care, household product, chemical and other uses. We do not include companies which conduct animal testing for pharmaceutical products, medical devices, biotechnology, human food, or pet food.
Diversified personal-care, homecare, and packaged food company. The company states that its products are sold in countries where animal testing of cosmetic products is required by law.
Where companies source their power generation from fossil fuels (oil, natural gas, coal) to generate electricity.
Contact Energy is one of Aotearoa New Zealand’s largest electric utilities companies. Contact operates three thermal power stations that employ gas and diesel. In FY2023, 7% of the energy Contact generated came from thermal generation. However, Contact has announced plans for further investment in renewable generation. This includes NZD 1.2 billion in geothermal power, by constructing a new station and expanding capacity at an existing station, along with early developments in wind and solar generation. Therefore, the company is considered to be on a climate change pathway aligned with 1.5°C of global temperature rise.
Where companies source their power generation from fossil fuels (oil, natural gas, coal) to generate electricity.
Genesis Energy is engaged in energy generation, trading and selling of electricity, and owns a portfolio of fossil fuel and renewable generation assets across New Zealand. Evidence shows that thermal generation from gas represents a significant portion of the company's total power generation (from the Huntly power station), and that oil and gas power revenues represent approximately 35% of the company's total revenue.
Fund type: Conservative fund
Past Returns: *9.26%The Conservative Strategy aims to replicate the equivalent of 25% growth and 75% income assets by investing in Koura Funds.Our Conservative Strategy primarily focuses on safeguarding your money while aiming for modest capital growth.
Value | $0 NZD |
Period of data report | 31st Dec. 2024 |
Members | Not provided |
Fund started | 15th April 2024 |
Total annual fund fees | 0.63% |
Total performance based fees | 0.0% |
Manager's basic fee | 0.59% |
Other management and administration charges | 0.04% |
Total other charges | 30.0 |
Total other charges currency | NZD |
Warren Couillault |
Currently: Chairman, Investment Committee Member (5 years, 8 months)
|
Rupert Carlyon |
Currently: Managing Director , Investment Committee Member (6 years, 4 months)
|
David Moore |
Currently: Investment Committee Member (5 years, 8 months)
|
Nigel Scott |
Currently: Director, Investment Committee Member (4 years, 1 months)
|
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
Year | Market Average | Fund Annual Return |
---|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.
BNZ NZD Account
New Zealand Cash and Equivalents AA-
Ishares ESG Advanced Msci Usa ETF
United States International Equities
Nzlgfa 2.25% 15/05/2031
New Zealand NZ Fixed Interest AAA
Ishares ESG Advanced Msci Eafe ETF
United States International Equities
Bzlnz 5.8720% 01/09/2028
New Zealand NZ Fixed Interest AA-
Kiwi 5.737% 19/10/2027
New Zealand NZ Fixed Interest A1
Kbn 1.25% 02/07/2030
New Zealand NZ Fixed Interest AAA
Ishares ESG Advanced Msci Em ETF
United States International Equities
Kiwi 6.254% 19/10/2028
New Zealand NZ Fixed Interest A1
Nzlgfa 4.5% 15/05/2030
New Zealand NZ Fixed Interest AAA
Type | Target | Actual |
---|---|---|
Cash and Cash Equivalents | 20.0% | 21.77% |
New Zealand Fixed Interest | 55.0% | 53.48% |
International Fixed Interest | 0.0% | 0.0% |
Australasian Equities | 5.0% | 4.94% |
International Equities | 20.0% | 19.8% |
Listed Properties | 0.0% | 0.0% |
Unlisted Properties | 0.0% | 0.0% |
Other | 0.0% | 0.0% |
Commodities | 0.0% | 0.0% |
How the money in this fund is invested by asset type.
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2024.