Issues of concern

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Key:

  • Human Rights Violations
  • Environmental Harm
  • Animal Cruelty
  • Weapons
  • Fossil Fuels
  • Social Harm

Companies of concern

    • Mtn Group Limited 0.01%
    • Air Liquide 0.15%
    • The Sherwin-Williams Co. 0.14%
    • Hermès International Sca 0.10%
    • Shin-Etsu Chemical Co., Ltd. 0.10%
    • Givaudan SA 0.07%
    • PPG Industries, Inc. 0.05%
    • Church & Dwight Co., Inc. 0.04%
    • International Flavors & Fragrances, Inc. 0.04%
    • Otsuka Holdings Co., Ltd. 0.04%
    • The Estée Lauder Companies, Inc. 0.04%
    • Unilever PLC 0.04%
    • Entegris, Inc. 0.03%
    • Henkel AG & Co. Kgaa 0.03%
    • Kao Corp. 0.03%
    • Novozymes A/S 0.03%
    • Sabic 0.03%
    • The Clorox Co. 0.03%
    • Akzo Nobel Nv 0.02%
    • Asian Paints Ltd. 0.02%
    • Beiersdorf AG 0.02%
    • Hormel Foods Corp 0.02%
    • Rentokil Initial 0.02%
    • Rpm International, Inc. 0.02%
    • Symrise AG 0.02%
    • Unicharm Corp. 0.02%
    • Covestro AG 0.01%
    • Croda International PLC 0.01%
    • Kikkoman Corp. 0.01%
    • Mitsubishi Gas Chemical Co., Inc. 0.01%
    • Mowi Asa 0.01%
    • Shiseido Co., Ltd. 0.01%
    • The Mosaic Co. 0.01%
    • The Swatch Group AG 0.01%
    • Amphenol Corp. 0.12%
    • Howmet Aerospace, Inc. 0.06%
    • Booz Allen Hamilton Holding Corp. 0.03%
    • Contact Energy Ltd. 0.86% 1.5°C
      This company is on a 1.5°C pathway
    • Genesis Energy Ltd. 0.07%
    • Dassault Systèmes Se 0.04%
    • Nippon Yusen Kk 0.02%
    • Acs Actividades De Construcción Y Servicios SA 0.01%
    • Intertek Group PLC 0.01%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 30th Sept. 2024 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

About this fund

The Balanced Strategy aims to replicate the equivalent of 60% growth and 40% income assets by investing in Koura Funds.The Balanced Strategy aims to provide steady long-term growth and is suitable for investors who can accept some variability in returns, balancing risk with potential gains.

Value $6.72k NZD
Period of data report 30th Sept. 2024
Members 1
Fund started 15th April 2024
Total annual fund fees 0.63%
Total performance based fees 0.0%
Manager's basic fee 0.58%
Other management and administration charges 0.05%
Total other charges 30.0
Total other charges currency NZD

Warren Couillault

Currently: Chairman, Investment Committee Member (5 years, 2 months)
Previously: CEO, Hobson Wealth (6 years, 8 months)

Rupert Carlyon

Currently: Managing Director , Investment Committee Member (5 years, 10 months)
Previously: Director, KPMG (2 years, 0 months)

David Moore

Currently: Investment Committee Member (5 years, 2 months)
Previously: Executive Director, UBS AG (29 years, 6 months)

Nigel Scott

Currently: Director, Investment Committee Member (3 years, 7 months)
Previously: Non Executive-Director, Hobson Wealth (3 years, 8 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30th Sept. 2024.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30th Sept. 2024.

Top 10 Investments

  • Ishares ESG Advanced Msci Usa ETF
    United States International Equities
    30.84%
  • Ishares ESG Advanced Msci Eafe ETF
    United States International Equities
    11.36%
  • BNZ NZD Account
    New Zealand Cash and Equivalents AA-
    8.83%
  • Ishares ESG Advanced Msci Em ETF
    United States International Equities
    5.25%
  • Nzlgfa 2.25% 15/05/2031
    New Zealand NZ Fixed Interest AAA
    3.42%
  • Bzlnz 5.8720% 01/09/2028
    New Zealand NZ Fixed Interest AA-
    1.96%
  • Kbn 1.25% 02/07/2030
    New Zealand NZ Fixed Interest AAA
    1.48%
  • Kiwi 6.254% 19/10/2028
    New Zealand NZ Fixed Interest A1
    1.22%
  • Fisher & Paykel Healthcare Ltd
    New Zealand Australasian Equities
    0.98%
  • Infratil Ltd
    New Zealand Australasian Equities
    0.96%
Type Target Actual
Cash and Cash Equivalents 10.0% 11.07%
New Zealand Fixed Interest 30.0% 29.64%
International Fixed Interest 0.0% 0.0%
Australasian Equities 12.0% 11.83%
International Equities 48.0% 47.46%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested against the fund's targets.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30th Sept. 2024.