Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including any membership and % management fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
BHP Group Ltd 0.04%
Cnac Hk Finbridge Co. Ltd. 0.01%
Coca-Cola Amatil Ltd 0.01%
Diamondback Energy Inc 011224 2.875% Cb 0.03%
Dominion Energy Gas Holdings Llc 150621 Frn 0.02%
Electricite De France SA 131020 2.35% Cb 0.01%
Enbridge Inc 180222 Frn 0.04%
Enbw Energie Baden-Wuerttemberg AG 0.02%
Enel Finance International Nv 170624 0.0% Cb 0.02%
Energy Transfer Partner Lp 150424 4.50% Cb 0.01%
Eni Spa 0.01%
Genesis Energy Ltd 0.03%
Genesis Energy Ltd 03/04/25 5.00% Cb 0.40%
Genesis Energy Ltd 08/03/23 5.81% Gb 0.19%
Genesis Energy Ltd 20/07/22 1.32% Gb 0.10%
Nextera Energy Capital Holdings Inc 250222 Frn 0.03%
Occidental Petroleum Corp 150822 Frn 0.02%
Petrobras Global Finance Bv 150130 5.093% Cb 0.05%
Petrobras Global Finance Bv 170344 7.25% Cb 0.01%
Petroleos Mexicanos 210947 6.75% Gb 0.01%
Rio Tinto Ltd 0.01%
Saudi Arabian Oil Co 160422 2.75% Cb 0.02%
Southern Power Co 201220 Frn 0.01%
Woodside Petroleum Ltd 0.01%
Weapons
Tobacco
Gambling
Las Vegas Sands Corp 250625 2.90% Cb 0.03%
Sands China Ltd 080828 5.4% Cb 0.02%
Skycity Entertainment Group Ltd 0.05%
Tabcorp Holdings Ltd 0.01%
Alcohol
Anheuser-Busch Cos. Llc / Anheuser-Busch Inbev Worldwide Inc. 0.01%
Bacardi Ltd 150121 4.5% Cb 0.01%
Coca-Cola Amatil Ltd 0.01%
LVMH Moet Hennessy Louis Vuitton Se 0.01%
Palm Oil
GMOs
Human Rights & Environmental Violations
BHP Group Ltd 0.04%
Johnson & Johnson 0.04%
Nestle S.A. 0.04%
Nestle SA 0.02%
Rio Tinto Ltd 0.01%
Animal Testing
Bayer Capital Corp. Bv 0.010%
Bayer US Finance Ii Llc 0.010%
Bayer US Finance Ii Llc 151228 4.375% Cb 0.020%
Cnac Hk Finbridge Co. Ltd. 0.010%
Coca-Cola Amatil Ltd 0.010%
General Mills Inc 160421 Frn 0.010%
Johnson & Johnson 0.030%
LVMH Moet Hennessy Louis Vuitton Se 0.010%
Nestle S.A. 0.030%
Nestle SA 0.010%
Procter & Gamble Company 0.030%
Reckitt Benckiser Treasury Services PLC 24/06/22 2.375% Cb 0.060%
Reliance Industries Limited 0.010%
Tesco Property Finance PLC 13/07/44 Sf 0.060%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
Year | Market Average | Fund Annual Return |
---|---|---|
2020 | 1.56% | 0.32% |
2019 | 2.36% | 3.43% |
2018 | 2.10% | 2.81% |
2017 | 1.65% | 3.43% |
2016 | 2.72% | 2.88% |
2015 | 4.23% | 6.17% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed Sept. 30th 2020.
Showing the top 10 investments for this fund:
-
Vanguard International Credit Securities Index Fund Hedged
Australia Int Fixed Interest18.39% -
Ishares Global Aggregate Bond Ucits ETF
Ireland Int Fixed Interest4.86% -
Westpac 32 Day Const
New Zealand Cash and Equivalents3.46% -
Westpac NZD Current Account
New Zealand Cash and Equivalents AA-2.16% -
Bank Of China Ltd 03/10/23 4.34% Td
New Zealand Cash and Equivalents A11.97% -
New Zealand Government 20/09/25 2.0% Ib
New Zealand NZ Fixed Interest AA+1.32% -
Vanguard S&P 500 ETF
United States International Equities1.07% -
Vanguard FTSE Europe ETF
United States International Equities0.97% -
New Zealand Local Government Funding Agency 14/04/33 3.50% Gb
New Zealand NZ Fixed Interest AA+0.8% -
Rabobank New Zealand 140121 Rcd
New Zealand Cash and Equivalents A10.77%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed Sept. 30th 2020.
How the money in this fund is invested against the fund's targets.
Target
Actual
Type | Target | Actual |
---|---|---|
Cash and Cash Equivalents | 31.0% | 33.96% |
New Zealand Fixed Interest | 20.0% | 18.57% |
International Fixed Interest | 38.0% | 37.63% |
Australasian Equities | 3.0% | 2.51% |
International Equities | 7.0% | 6.59% |
Listed Properties | 1.0% | 0.74% |
Unlisted Properties | 0.0% | 0.0% |
Other | 0.0% | 0.0% |
Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed Sept. 30th 2020.
Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.00%
-
Alcohol:0.29%
-
Animal Testing:1.57%
-
Fossil Fuels:3.01%
-
Gambling:0.15%
-
GMOs:0.01%
-
Human Rights & Environmental Violations:0.49%
-
Palm Oil:0.02%
-
Tobacco:0.15%
-
Weapons:0.26%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.
In their own words
"SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older the proportion of your investment in more volatile growth assets will be reduced lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65) and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 80 investment will be allocated 90% to income assets and 10% to growth assets."
Value | $3.8k NZD |
Period of data report | Wed Sept. 30th 2020 |
Members | 1 |
Fund started | Sun Sept. 15th 2013 |
Total annual fund fees | 0.56% |
Total performance based fees | 0.0% |
Manager's basic fee | 0.55% |
Administration charges | 0.01% |
Total other charges | 30.0 |
Total other charges currency | NZD |
Key Personnel
Guy Roulston Elliffe |
Currently: Director (4 years, 10 months) |
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (1 years, 4 months) |
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (2 years, 7 months) |
Alister John Williams |
Currently: Director (4 years, 10 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed Sept. 30th 2020.
Downloads
Download the fund's disclosure statement and portfolio holdings.