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SuperLife Age Steps - Age 70

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Not Mindful
Type: Balanced fund
Past Returns: 1.66%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.58%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

BHP Group Ltd 0.03%
Woodside Petroleum Ltd 0.08%
Petrobras Global Finance Bv 150130 5.093 Cb 0.03%
Enbridge Inc 180222 Frn 0.03%
Agl Energy Ltd 0.03%
South32 Ltd 0.03%
Nextera Energy Capital Holdings Inc 250222 2.399250 Cb 0.02%
Diamondback Energy Inc 011224 2.875 Cb 0.02%
Dominion Energy Gas Holdings Llc 150621 Frn 0.02%
Caltex Australia Ltd 0.02%
Petrobras Global Finance Bv 170344 7.25 Cb 0.01%
Energy Transfer Partner Lp 150424 4.50 Cb 0.01%
Eqt Corp 011022 3.00 Cb 0.01%
Apa Group 0.01%
Origin Energy Ltd 0.01%
Santos Ltd 0.01%
Washington H Soul Pattinson & Co Ltd 0.01%
Beach Energy Ltd 0.01%
Whitehaven Coal Ltd 0.01%
Exxon Mobil Corporation 0.04%
Chevron Corporation 0.03%
Nextera Energy, Inc. 0.02%
Dominion Energy Inc 0.01%
Total Sa 0.01%
Bp P.L.C. 0.04%
Royal Dutch Shell Plc Class B 0.03%
Royal Dutch Shell Plc Class A 0.03%
BHP Group Plc 0.02%
Anglo American Plc 0.01%
Eni S.P.A. 0.01%
Reliance Industries Limited 0.03%
Oil Company Lukoil Pjsc 0.02%
Gazprom Pjsc 0.02%
Cnooc Limited 0.01%
Wec Energy Group Inc 0.02%
Firstenergy Corp. 0.01%
Dte Energy Company 0.01%
Ameren Corporation 0.01%
Reliance Industries Ltd 0.01%
Bp Plc 0.01%

Weapons

Textron Inc. 15/3/2026 0.02%
Honeywell International Inc. 0.02%
Lockheed Martin Corporation 0.02%
Raytheon Technologies Corporation 0.02%
Boeing Company 0.02%
Northrop Grumman Corporation 0.01%
Airbus Se 0.02%
Safran S.A. 0.01%
Transdigm Group Incorporated 0.01%

Tobacco

Philip Morris International Inc. 0.02%
Altria Group Inc 0.02%
British American Tobacco P.L.C. 0.04%
Japan Tobacco Inc. 0.01%

Gambling

Skycity Entertainment Group Ltd 0.13%
Tabcorp Holdings Ltd 0.03%
Las Vegas Sands Corp 250625 2.90 Cb 0.02%
Sands China Ltd 080828 5.4 Cb 0.02%
Star Entertainment Grp Ltd 0.01%
Crown Resorts Ltd 0.01%

Alcohol

Bacardi Ltd 150121 4.5 Cb 0.01%
Anheuser-Busch Inbev Finance Inc. 17/1/2023 0.07%
Anheuser-Busch Inbev Worldwide Inc. 15/7/2022 0.06%
Altria Group Inc 0.02%
Lvmh Moet Hennessy Louis Vuitton Se 0.05%
Diageo Plc 0.04%
Anheuser-Busch Inbev Sa/Nv 0.02%
Pernod Ricard Sa 0.02%
Heineken Nv 0.01%
Lvmh 0.01%

Palm Oil

GMOs

Syngenta Finance Ag 240420 3.698 Cb 0.02%
Novartis Ag 0.09%
Bayer Ag 0.03%
Basf Se 0.02%

Human Rights & Environmental Violations

BHP Group Ltd 0.03%
Rio Tinto Ltd 0.14%
Johnson & Johnson 0.02%
Chevron Corporation 0.03%
Duke Energy Corporation 0.01%
Nestle S.A. 0.15%
Rio Tinto Plc 0.03%
Royal Dutch Shell Plc Class B 0.03%
Royal Dutch Shell Plc Class A 0.03%
BHP Group Plc 0.02%
Vale S.A. 0.01%
Rio Tinto Limited 0.01%
Nestle Sa 0.05%

Animal Testing

Reckitt Benckiser Treasury Services Plc 240622 2.375 Cb 0.050%
Tesco Property Finance Plc 130744 Sf 0.050%
Syngenta Finance Ag 240420 3.698 Cb 0.020%
International Flavors and Fragrances Inc 250920 3.40 Cb 0.020%
Bayer US Finance Ii Llc 151228 4.375 Cb 0.020%
Danone Sa 021121 2.077 Cb 0.020%
General Mills Inc 160421 Frn 0.010%
Bayer US Finance Ii Llc 15/8/2025 0.050%
Pepsico Inc. 19/3/2030 0.030%
Johnson & Johnson 0.020%
Procter & Gamble Company 0.060%
Pepsico, Inc. 0.040%
Coca-Cola Company 0.030%
Chevron Corporation 0.030%
Philip Morris International Inc. 0.020%
Honeywell International Inc. 0.020%
Altria Group Inc 0.010%
Colgate-Palmolive Company 0.010%
Nestle S.A. 0.150%
Lvmh Moet Hennessy Louis Vuitton Se 0.050%
Glaxosmithkline Plc 0.010%
British American Tobacco P.L.C. 0.040%
Unilever Nv 0.010%
Bayer Ag 0.030%
Unilever Plc 0.030%
Royal Dutch Shell Plc Class B 0.030%
Reckitt Benckiser Group Plc 0.030%
Royal Dutch Shell Plc Class A 0.030%
Basf Se 0.020%
L'Oreal Sa Temp 0.020%
Air Liquide Sa Temp 0.020%
Danone Sa 0.020%
Givaudan Sa 0.020%
Tesco Plc 0.010%
L'Oreal Sa 0.010%
Koninklijke Dsm N.V. 0.010%
Hindustan Unilever Limited 0.020%
Shiseido Company,Limited 0.010%
Clorox Company 0.020%
Church & Dwight Co., Inc. 0.010%
Air Products and Chemicals, Inc. 0.010%
Procter & Gamble 0.010%
Nestle Sa 0.050%
Lvmh 0.020%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue June 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

A summary of this fund and its details.

Number FND2657
Name SuperLife Age Steps - Age 70
Risk profile Balanced fund
Description SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 70 investment will be allocated 60.4% to income assets and 39.6% to growth assets.
Value $1.7M NZD
Members 46
Market index description weighted average annual return of the market indices used to measure the performance of the assets that the stage invests in
Period of data report Tue June 30th 2020
Fund started Sun Sept. 15th 2013
Three-year average return 1.66%
Market index past year return 3.14%
Past year return net of charges and tax 0.3%
Past year return net of charges gross of tax 1.17%
Market index return since fund started 6.68%
Return since fund started net 4.71%
Total annual fund fees 0.58%
Total performance based fees 0.0%
Manager's basic fee 0.47%
Administration charges 0.11%
Total other charges 30.0
Total other charges currency NZD

Key Personnel

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Alister John Williams

    Currently: Director (4 years, 7 months)
    Previously: Investment Manager - Trust Management (5 years, 5 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Guy Roulston Elliffe

    Currently: Director (4 years, 7 months)
    Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (2 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

  • Stuart Kenneth Reginald Millar

    Currently: Chief Investment Officer - Smartshares (1 years, 1 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2020 -1.89% -3.7%
2019 5.68% 5.08%
2018 5.63% 3.59%
2017 6.10% 6.41%
2016 4.01% 3.81%
2015 11.09% 8.5%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Showing the top 10 investments for this fund:

  • Vanguard International Credit Securities Index Fund Hedged
    Australia Int Fixed Interest
    12.9%
  • Vanguard S&P 500 ETF
    United States International Equities
    4.264%
  • Vanguard FTSE Europe ETF
    United States International Equities
    3.904%
  • Ishares Global Aggregate Bond Ucits ETF
    Ireland Int Fixed Interest
    3.228%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    3.092%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    2.552%
  • Westpac Current Account
    New Zealand Cash and Equivalents A-1+
    2.232%
  • Westpac Constant Maturity Deposit
    New Zealand Cash and Equivalents
    2.188%
  • Vanguard Mid-Cap ETF
    United States International Equities
    2.188%
  • Vanguard Value ETF
    United States International Equities
    2.136%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register 30 June 2020 .

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 21.0% 23.21%
New Zealand Fixed Interest 14.0% 11.95%
International Fixed Interest 26.0% 25.8%
Australasian Equities 10.0% 10.8%
International Equities 26.0% 25.8%
Listed Properties 3.0% 2.44%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2020 .

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    0.62%
  • Animal Testing:
    2.56%
  • Fossil Fuels:
    2.58%
  • Gambling:
    0.31%
  • GMOs:
    0.29%
  • Human Rights & Environmental Violations:
    1.38%
  • Palm Oil:
    0.05%
  • Tobacco:
    0.23%
  • Weapons:
    0.49%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue June 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words: "SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 70 investment will be allocated 60.4% to income assets and 39.6% to growth assets."

Download the fund's disclosure statement and portfolio holdings.

Latest news

Behind the ball on the Environmental Social and Governance (ESG) front

If you want a future, vote climate.

Online Seminar Series

You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Advisers Act 2008 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.