Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Anglo American PLC 0.01%
Apa Group 0.01%
BHP Group Ltd 0.18%
BHP Group PLC 0.02%
BP Capital Markets America Inc. 0.01%
BP P.L.C. 0.02%
Beach Energy Ltd 0.01%
Chevron Corporation 0.04%
Coca-Cola Amatil Ltd 0.03%
Coca-Cola Company 0.06%
Diamondback Energy Inc 011224 2.875 Cb 0.02%
Enbridge Inc 180222 Frn 0.02%
Energy Transfer Partner Lp 150424 4.50 Cb 0.01%
Exxon Mobil Corp 0.01%
Exxon Mobil Corporation 0.06%
Gazprom PJSC 0.01%
Genesis Energy Ltd 0.12%
Genesis Energy Ltd 03/04/25 5.00% Cb 0.24%
Genesis Energy Ltd 08/03/23 5.81% Gb 0.13%
Genesis Energy Ltd 20/07/22 1.32% Gb 0.06%
Glencore PLC 0.01%
Itochu Corporation 0.01%
Occidental Petroleum Corp 150822 Frn 0.01%
Oil Company Lukoil PJSC 0.01%
Oil Search Ltd 0.03%
Petrobras Global Finance Bv 150130 5.093 Cb 0.01%
Pioneer Natural Resources Company 0.01%
Reliance Industries Limited 0.03%
Royal Dutch Shell PLC Class A 0.02%
Royal Dutch Shell PLC Class B 0.02%
Saudi Arabian Oil Co 160422 2.75 Cb 0.01%
Total 0.01%
Total Se 0.03%
Vale S.A. 0.02%
Washington H Soul Pattinson & Co Ltd 0.02%
Woodside Petroleum Ltd 0.02%
Weapons
Airbus Se 0.02%
Amphenol Corporation Class A 0.01%
Boeing Company 0.02%
Honeywell International Inc. 0.04%
Lockheed Martin Corporation 0.01%
Raytheon Technologies Corporation 0.02%
Safran S.A. 0.01%
Transdigm Group Incorporated 0.01%
Tobacco
Altria Group Inc 0.02%
British American Tobacco P.L.C. 0.03%
Philip Morris International Inc. 0.04%
Seven & I Holdings Co., Ltd. 0.01%
Gambling
Aristocrat Leisure Ltd 0.02%
Crown Resorts Ltd 0.02%
Las Vegas Sands Corp 250625 2.90 Cb 0.02%
Sands China Ltd 080828 5.4 Cb 0.01%
Skycity Entertainment Group Ltd 0.18%
Star Entertainment Grp Ltd 0.01%
Tabcorp Holdings Ltd 0.05%
Adult Entertainment/Pornography
Alcohol
Anheuser-Busch Inbev SA/Nv 0.02%
Coca-Cola Amatil Ltd 0.03%
Diageo PLC 0.04%
Kweichow Moutai Co., Ltd. Class A 0.01%
LVMH 0.03%
LVMH Moet Hennessy Louis Vuitton Se 0.05%
Pernod Ricard SA 0.01%
Palm Oil
GMOs
Corteva Inc 0.01%
Human Rights & Environmental Violations
BHP Group Ltd 0.18%
BHP Group PLC 0.02%
Bayer AG 0.02%
Chevron Corporation 0.05%
Glencore PLC 0.01%
Johnson & Johnson 0.14%
Nestle S.A. 0.10%
Nestle SA 0.04%
Rio Tinto Ltd 0.04%
Rio Tinto PLC 0.04%
Royal Dutch Shell PLC Class A 0.02%
Royal Dutch Shell PLC Class B 0.02%
Vale S.A. 0.02%
Animal Testing
Air Liquide SA Temp 0.020%
Altria Group Inc 0.020%
Basf Se 0.020%
Bayer AG 0.020%
Bayer US Finance Ii Llc 151228 4.375 Cb 0.010%
British American Tobacco P.L.C. 0.030%
Chevron Corporation 0.050%
Coca-Cola Amatil Ltd 0.030%
Coca-Cola Company 0.050%
Corteva Inc 0.010%
Danone SA 0.010%
Givaudan SA 0.010%
Glaxosmithkline PLC 0.040%
Hermes International Sca 0.010%
Hindustan Unilever Limited 0.010%
Honeywell International Inc. 0.040%
International Flavors & Fragrances Inc. 0.010%
Johnson & Johnson 0.140%
L'Oreal SA Temp 0.020%
LVMH 0.030%
LVMH Moet Hennessy Louis Vuitton Se 0.050%
Linde PLC 0.020%
Loreal SA 0.010%
Mondelez International, Inc. Class A 0.020%
Nestle S.A. 0.100%
Nestle SA 0.040%
Pepsico, Inc. 0.050%
Philip Morris International Inc. 0.040%
Procter & Gamble 0.010%
Procter & Gamble Company 0.080%
Reckitt Benckiser Group PLC 0.020%
Reckitt Benckiser Treasury Services PLC 240622 2.375 Cb 0.040%
Reliance Industries Limited 0.040%
Royal Dutch Shell PLC Class A 0.020%
Royal Dutch Shell PLC Class B 0.020%
Shin Etsu Chemical Ltd 0.010%
Shin-Etsu Chemical Co Ltd 0.020%
Tesco Property Finance PLC 130744 Sf 0.040%
Unilever PLC 0.060%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2021 | 16.64% | 15.68% |
| 2020 | -1.20% | -3.7% |
| 2019 | 5.69% | 5.08% |
| 2018 | 5.19% | 3.59% |
| 2017 | 5.86% | 6.41% |
| 2016 | 4.01% | 3.81% |
| 2015 | 11.09% | 8.5% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Showing the top 10 investments for this fund:
-
Vanguard International Credit Securities Index Fund Hedged
Australia Int Fixed Interest13.152% -
Vanguard S&P 500 ETF
United States International Equities4.0775% -
Vanguard FTSE Europe ETF
United States International Equities3.6669% -
Ishares Global Aggregate Bond Ucits ETF
Ireland Int Fixed Interest3.2569% -
Vanguard FTSE Emerging Markets ETF
United States International Equities3.147% -
Vanguard FTSE Pacific ETF
United States International Equities2.4107% -
Vanguard Total World Stock ETF
United States International Equities2.1348% -
Vanguard Value ETF
United States International Equities2.0853% -
Vanguard Mid-Cap ETF
United States International Equities2.0779% -
Vanguard Small-Cap ETF
United States International Equities1.7582%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed March 31st 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 21.0% | 22.29% |
| New Zealand Fixed Interest | 14.0% | 12.34% |
| International Fixed Interest | 26.0% | 25.94% |
| Australasian Equities | 10.0% | 10.46% |
| International Equities | 26.0% | 26.45% |
| Listed Properties | 3.0% | 2.52% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.02%
-
Alcohol:0.48%
-
Animal Testing:2.68%
-
Fossil Fuels:2.89%
-
Gambling:0.45%
-
GMOs:0.02%
-
Human Rights & Environmental Violations:1.14%
-
Palm Oil:0.04%
-
Tobacco:0.21%
-
Weapons:0.51%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.
In their own words
"SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older the proportion of your investment in more volatile growth assets will be reduced lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65) and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 70 investment will be allocated 60.4% to income assets and 39.6% to growth assets."
| Value | $3.4M NZD |
| Period of data report | Wed March 31st 2021 |
| Members | 68 |
| Fund started | Sun Sept. 15th 2013 |
| Total annual fund fees | 0.58% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.57% |
| Other management and administration charges | 0.01% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Guy Roulston Elliffe |
Currently: Director (5 years, 4 months) |
|
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (1 years, 10 months) |
|
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (3 years, 1 months) |
|
Alister John Williams |
Currently: Director (5 years, 4 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.
