Not Mindful
Fund type: Aggressive fund
Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Ampol Ltd 0.05%
Anglo American PLC 0.03%
Apa Group 0.01%
Apa Group Units 0.01%
Arcelormittal SA 0.01%
BHP Group Ltd 0.34%
BHP Group Ltd. 0.05%
BHP Group PLC 0.04%
Cheniere Energy Inc. 0.02%
Chevron Corp 0.02%
China Petroleum & Chemical Corp. 0.01%
Ck Hutchison Holdings Ltd. 0.01%
Coca-Cola 0.02%
Coca-Cola Co. 0.10%
Conocophillips 0.04%
Diamondback Energy Inc. 0.01%
Dominion Energy Inc. 0.02%
Engie SA 0.01%
Eni Spa 0.02%
Eog Resources Inc. 0.01%
Equinor Asa 0.02%
Exxon Mobil Corp 0.02%
Exxon Mobil Corp. 0.14%
Gazprom 0.02%
Gazprom PJSC 0.04%
Genesis Energy Ltd 0.22%
Genesis Energy Ltd 03/04/25 5.00% Cb 0.01%
Glencore PLC 0.05%
Hess Corp. 0.02%
Itochu Corp 0.02%
Itochu Corp. 0.02%
Lukoil PJSC 0.03%
Marathon Petroleum Corp. 0.02%
Mitsubishi Corp 0.02%
Mitsubishi Corp. 0.02%
Mitsui & Co. Ltd. 0.02%
Mitsui Ltd 0.02%
Neste Oyj 0.02%
Novatek PJSC 0.02%
Occidental Petroleum Corp. 0.02%
Oil Search Ltd 0.06%
Oneok Inc. 0.02%
Origin Energy Ltd 0.01%
Phillips 66 0.01%
Pioneer Natural Resources Co. 0.03%
Posco 0.01%
Ptt Pcl 0.01%
Reliance Industries Ltd 0.03%
Reliance Industries Ltd. 0.09%
Repsol SA 0.01%
Royal Dutch Shell PLC 0.12%
Santos Ltd 0.02%
Saudi Arabian Oil Co. 0.02%
South32 Ltd 0.03%
Vale SA 0.04%
Washington H Soul Pattinson & Co Ltd 0.03%
Woodside Petroleum Ltd 0.07%
Weapons
Airbus Se 0.05%
Amphenol Corp. 0.04%
Bae Systems PLC 0.02%
Boeing Co. 0.06%
General Dynamics Corp. 0.01%
Honeywell International Inc. 0.08%
Jacobs Engineering Group Inc. 0.01%
L3Harris Technologies Inc. 0.01%
Larsen & Toubro Ltd. 0.01%
Lockheed Martin Corp. 0.03%
Northrop Grumman Corp. 0.01%
Raytheon Technologies Corp. 0.06%
Rolls-Royce Holdings PLC 0.01%
Safran SA 0.03%
Teledyne Technologies Inc. 0.01%
Textron Inc. 0.01%
Transdigm Group Inc. 0.02%
Tobacco
Altria Group Inc. 0.03%
British American Tobacco PLC 0.05%
Imperial Brands PLC 0.01%
Japan Tobacco Inc. 0.01%
Philip Morris International Inc. 0.09%
Seven & I Holdings Co. Ltd. 0.02%
Gambling
Aristocrat Leisure Ltd 0.08%
Aristocrat Leisure Ltd. 0.01%
Caesars Entertainment Inc. 0.02%
Crown Resorts Ltd 0.02%
Flutter Entertainment PLC 0.02%
Mgm Resorts International 0.01%
Skycity Entertainment Group Ltd 0.32%
Star Entertainment Grp Ltd 0.02%
Tabcorp Holdings Ltd 0.01%
Vici Properties Inc. 0.01%
Adult Entertainment/Pornography
Caesars Entertainment Inc. 0.02%
Mgm Resorts International 0.01%
Alcohol
Ambev SA 0.01%
Anheuser Busch Inbev SA 0.01%
Anheuser-Busch Inbev SA/Nv 0.03%
Asahi Group Holdings Ltd 0.01%
Asahi Group Holdings Ltd. 0.01%
Carlsberg As 0.01%
Diageo PLC 0.12%
Endeavour Group Ltd 0.01%
Heineken Nv 0.02%
Kweichow Moutai Co. Ltd. 0.01%
LVMH 0.06%
LVMH Moet Hennessy Louis Vuitton Se 0.14%
Metcash Ltd 0.03%
Pernod Ricard SA 0.04%
Treasury Wine Estates Ltd 0.01%
Palm Oil
GMOs
Corteva Inc. 0.02%
Human Rights & Environmental Violations
BHP Group Ltd 0.33%
BHP Group Ltd. 0.05%
BHP Group PLC 0.04%
Bayer AG 0.04%
Chevron Corp 0.02%
China Petroleum & Chemical Corp. 0.01%
Duke Energy Corp. 0.03%
Formosa Plastics Corp. 0.02%
Freeport-Mcmoran Inc. 0.01%
Glencore PLC 0.05%
Grupo Mexico Sab De Cv 0.01%
Johnson & Johnson 0.26%
Motorola Solutions Inc. 0.04%
Mtn Group Ltd. 0.01%
Nestle SA 0.37%
Petroleo Brasileiro SA 0.04%
Pg&E Corp. 0.01%
Posco 0.01%
Rio Tinto Ltd 0.12%
Rio Tinto Ltd. 0.02%
Rio Tinto PLC 0.07%
Royal Dutch Shell PLC 0.11%
Vale SA 0.04%
Animal Testing
Air Liquide SA 0.06%
Akzo Nobel Nv 0.01%
Albemarle Corp. 0.02%
Altria Group Inc. 0.03%
Archer-Daniels-Midland Co. 0.01%
Asahi Group Holdings Ltd. 0.01%
Basf N 0.02%
Basf Se 0.05%
Bayer AG 0.04%
British American Tobacco PLC 0.05%
Celanese Corp. 0.01%
Chevron Corp 0.02%
Church & Dwight Co. Inc. 0.01%
Clorox Co. 0.01%
Coca-Cola 0.02%
Coca-Cola Co. 0.10%
Corteva Inc. 0.02%
Croda International PLC 0.01%
Danone SA 0.04%
Dow Inc. 0.01%
Eastman Chemical Co. 0.01%
Ecolab Inc. 0.01%
Entegris Inc. 0.01%
Estee Lauder Cos. Inc. 0.02%
Formosa Plastics Corp. 0.02%
Fujifilm Holdings Corp 0.01%
Fujifilm Holdings Corp. 0.02%
Givaudan SA 0.04%
Glaxosmithkline PLC 0.09%
Henkel AG & Co. Kgaa 0.01%
Hermes International 0.04%
Hindustan Unilever Ltd. 0.03%
Honeywell International Inc. 0.08%
Imperial Brands PLC 0.01%
Ingersoll Rand Inc. 0.01%
International Flavors & Fragrances Inc. 0.02%
Johnson & Johnson 0.26%
Kao Corp 0.01%
Kao Corp. 0.02%
Kellogg Co. 0.01%
Kerry Group PLC 0.01%
Kimberly-Clark Corp. 0.01%
Koninkilijke Dsm Nv 0.01%
Koninklijke Dsm Nv 0.02%
L'Oreal SA 0.07%
LVMH 0.06%
LVMH Moet Hennessy Louis Vuitton Se 0.14%
Lair Liquide Societe Anonyme Pour 0.02%
Linde PLC 0.09%
Loreal SA 0.03%
Mondelez International Inc. 0.03%
Nan Ya Plastics Corp. 0.02%
Nestle SA 0.37%
Pepsico Inc 0.02%
Pepsico Inc. 0.10%
Philip Morris International Inc. 0.08%
Procter & Gamble 0.03%
Procter & Gamble Co. 0.18%
Reckitt Benckiser Group PLC 0.05%
Reliance Industries Ltd 0.03%
Reliance Industries Ltd. 0.09%
Royal Dutch Shell PLC 0.11%
Seven & I Holdings Co. Ltd. 0.02%
Sherwin-Williams Co. 0.02%
Shin Etsu Chemical Ltd 0.03%
Shin-Etsu Chemical Co. Ltd. 0.04%
Shiseido Co. Ltd. 0.02%
Shiseido Ltd 0.01%
Symrise AG 0.01%
Tesco PLC 0.02%
Unicharm Corp. 0.01%
Unilever PLC 0.14%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2021 | 35.08% | 36.58% |
| 2020 | -6.18% | -11.5% |
| 2019 | 9.46% | 7.96% |
| 2018 | 6.55% | 4.95% |
| 2017 | 10.40% | 11.98% |
| 2016 | 4.51% | 5.29% |
| 2015 | 15.30% | 12.96% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Showing the top 10 investments for this fund:
-
Vanguard Total World Stock ETF
United States International Equities10.19% -
Vanguard S&P 500 ETF
United States International Equities8.6373% -
Vanguard FTSE Europe ETF
United States International Equities7.7411% -
Vanguard FTSE Emerging Markets ETF
United States International Equities6.4043% -
Vanguard Global Infrastructure Index ETF
Australia International Equities5.3441% -
Vanguard FTSE Pacific ETF
United States International Equities4.9454% -
Vanguard Mid-Cap ETF
United States International Equities4.3256% -
Vanguard Small-Cap ETF
United States International Equities3.6042% -
Ishares Core S&P/ASX 200 ETF
Australia Australasian Equities3.0767% -
Ishares Msci Usa ESG Screened Ucits ETF
Ireland International Equities2.8567%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Fri Dec. 31st 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 2.2% | 2.78% |
| New Zealand Fixed Interest | 1.1% | 1.05% |
| International Fixed Interest | 1.7% | 1.66% |
| Australasian Equities | 23.7% | 24.49% |
| International Equities | 61.7% | 63.52% |
| Listed Properties | 4.8% | 6.5% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 4.8% | 0.0% |
| Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.05%
-
Alcohol:0.76%
-
Animal Testing:4.53%
-
Fossil Fuels:3.45%
-
Gambling:0.71%
-
GMOs:0.04%
-
Human Rights & Environmental Violations:2.00%
-
Palm Oil:0.05%
-
Tobacco:0.28%
-
Weapons:0.86%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.
In their own words
"SuperLife Age Steps automatically sets the proportion of your investment in income and growth assets based on your age. As you get older the proportion of your investment in more volatile growth assets will be reduced lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65) and assumes you will continue to invest your savings and spend them over your retirement period.Your SuperLife Age Steps - Age 20 investment will be allocated 5% to income assets and 95% to growth assets."
| Value | $1.3M NZD |
| Period of data report | Fri Dec. 31st 2021 |
| Members | 334 |
| Fund started | Sun Sept. 15th 2013 |
| Total annual fund fees | 0.63% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.62% |
| Other management and administration charges | 0.01% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Guy Roulston Elliffe |
Currently: Director (6 years, 1 months) |
|
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (2 years, 7 months) |
|
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (3 years, 10 months) |
|
Alister John Williams |
Currently: Director (6 years, 1 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.
