Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Aes Corporation 0.01%
Agl Energy Ltd 0.01%
Alliant Energy Corp 0.02%
Ameren Corporation 0.02%
American Electric Power Company, Inc. 0.04%
Anglo American PLC 0.03%
BHP Group Ltd 0.45%
BHP Group PLC 0.04%
BP P.L.C. 0.05%
BP PLC 0.03%
Basf N 0.02%
Basf Se 0.05%
Beach Energy Ltd 0.03%
Cheniere Energy, Inc. 0.01%
Chevron Corp 0.02%
Chevron Corporation 0.11%
China Petroleum & Chemical Corporation Class H 0.01%
Ck Hutchison Holdings Ltd 0.01%
Clp Holdings Limited 0.01%
Cms Energy Corporation 0.02%
Cnooc Limited 0.02%
Coca-Cola 0.02%
Coca-Cola Amatil Ltd 0.06%
Coca-Cola Company 0.15%
Conocophillips 0.02%
Dominion Energy Inc 0.06%
Dte Energy Company 0.04%
Edp-Energias De Portugal SA 0.01%
Enel 0.03%
Enel Spa 0.06%
Engie SA 0.01%
Engie SA. Temp 0.01%
Eni S.P.A. 0.02%
Equinor Asa 0.01%
Evergy, Inc. 0.01%
Exxon Mobil Corp 0.02%
Exxon Mobil Corporation 0.11%
Firstenergy Corp. 0.02%
Gazprom PJSC 0.02%
Genesis Energy Ltd 0.31%
Glencore PLC 0.03%
Hess Corporation 0.01%
Hong Kong & China Gas Co. Ltd. 0.01%
Iberdrola SA 0.10%
Itochu Corp 0.02%
Itochu Corporation 0.03%
Kinder Morgan Inc Class P 0.01%
Marathon Petroleum Corporation 0.01%
Mitsubishi Corp 0.02%
Mitsubishi Corporation 0.02%
Mitsui & Co.,Ltd 0.02%
Mitsui Ltd 0.02%
Neste 0.01%
Neste Corporation 0.02%
Nextera Energy Inc 0.02%
Nextera Energy, Inc. 0.12%
Oil Company Lukoil PJSC 0.02%
Oneok, Inc. 0.01%
Origin Energy Ltd 0.01%
Orix Corp 0.01%
Orix Corporation 0.01%
Orsted 0.04%
Phillips 66 0.01%
Pioneer Natural Resources Company 0.01%
Posco 0.01%
Ppl Corporation 0.01%
Ptt Public Co., Ltd.(Alien Mkt) 0.02%
Reliance Industries Limited 0.10%
Reliance Industries Ltd 0.02%
Rio Tinto Limited 0.02%
Rio Tinto Ltd 0.14%
Rio Tinto PLC 0.09%
Royal Dutch Shell PLC Class A 0.04%
Royal Dutch Shell PLC Class B 0.05%
Rwe AG 0.02%
Saudi Arabian Oil Company (Saudi Aramco) 0.03%
Snam S.P.A. 0.01%
Sse PLC 0.02%
Sumitomo Corporation 0.01%
Tenaga Nasional Bhd 0.01%
Total 0.04%
Total Se 0.08%
Upm-Kymmene Oyj 0.02%
Washington H Soul Pattinson & Co Ltd 0.04%
Wec Energy Group Inc 0.06%
Williams Companies, Inc. 0.02%
Woodside Petroleum Ltd 0.06%
Xcel Energy Inc. 0.03%
Weapons
Airbus Se 0.04%
Amphenol Corporation Class A 0.05%
Bae Systems PLC 0.02%
Boeing Company 0.03%
General Dynamics Corporation 0.02%
Honeywell International Inc. 0.10%
Jacobs Engineering Group Inc. 0.01%
L3Harris Technologies Inc 0.01%
Lockheed Martin Corporation 0.03%
Northrop Grumman Corporation 0.04%
Raytheon Technologies Corporation 0.07%
Safran S.A. 0.03%
Transdigm Group Incorporated 0.04%
Tobacco
Altria Group Inc 0.06%
British American Tobacco P.L.C. 0.07%
Imperial Brands PLC 0.02%
Japan Tobacco Inc. 0.02%
Philip Morris International Inc. 0.09%
Seven & I Holdings Co., Ltd. 0.02%
Swedish Match Ab 0.01%
Gambling
Aristocrat Leisure Limited 0.01%
Aristocrat Leisure Ltd 0.05%
Crown Resorts Ltd 0.04%
Draftkings Inc Class A 0.01%
Flutter Entertainment PLC 0.03%
Galaxy Entertainment Group Limited 0.01%
Mgm Resorts International 0.01%
Skycity Entertainment Group Ltd 0.47%
Star Entertainment Grp Ltd 0.03%
Tabcorp Holdings Ltd 0.09%
Adult Entertainment/Pornography
Alcohol
Ambev SA 0.01%
Anheuser Busch Inbev Nv 0.02%
Anheuser-Busch Inbev SA/Nv 0.04%
Asahi Group Holdings Ltd 0.01%
Asahi Group Holdings,Ltd. 0.01%
Carlsberg A/S Class B 0.01%
China Resources Beer (Holdings) Co. Ltd. 0.01%
Coca-Cola Amatil Ltd 0.06%
Constellation Brands, Inc. Class A 0.02%
Diageo PLC 0.11%
Heineken Nv 0.02%
Kirin Holdings Company, Limited 0.01%
Kweichow Moutai Co., Ltd. Class A 0.03%
LVMH 0.06%
LVMH Moet Hennessy Louis Vuitton Se 0.12%
Pernod Ricard SA 0.04%
Palm Oil
Posco 0.01%
GMOs
Corteva Inc 0.04%
Human Rights & Environmental Violations
Archer-Daniels-Midland Company 0.02%
BHP Group Ltd 0.44%
BHP Group PLC 0.04%
Chevron Corp 0.02%
Chevron Corporation 0.11%
Duke Energy Corporation 0.06%
Freeport-Mcmoran, Inc. 0.04%
Glencore PLC 0.03%
Grupo Mexico S.A.B. De C.V. Class B 0.01%
Johnson & Johnson 0.36%
Nestle S.A. 0.33%
Nestle SA 0.12%
Petroleo Brasileiro SA 0.02%
Petroleo Brasileiro SA Pfd 0.01%
Posco 0.01%
Rio Tinto Limited 0.02%
Rio Tinto Ltd 0.14%
Rio Tinto PLC 0.09%
Royal Dutch Shell PLC Class A 0.04%
Royal Dutch Shell PLC Class B 0.05%
Sempra Energy 0.03%
Vale S.A. 0.03%
Animal Testing
Air Liquide SA 0.010%
Air Liquide SA Temp 0.060%
Air Products and Chemicals, Inc. 0.050%
Akzo Nobel N.V. 0.020%
Albemarle Corporation 0.010%
Altria Group Inc 0.060%
Archer-Daniels-Midland Company 0.020%
Asahi Group Holdings Ltd 0.010%
Asahi Group Holdings,Ltd. 0.010%
Basf N 0.020%
Basf Se 0.050%
Bayer AG 0.050%
Beiersdorf AG 0.010%
British American Tobacco P.L.C. 0.070%
Celanese Corporation 0.010%
Chevron Corp 0.020%
Chevron Corporation 0.110%
Chr. Hansen Holding A/S 0.010%
Church & Dwight Co., Inc. 0.020%
Clorox Company 0.040%
Coca-Cola 0.020%
Coca-Cola Amatil Ltd 0.060%
Coca-Cola Company 0.150%
Colgate-Palmolive Company 0.030%
Corteva Inc 0.040%
Danone SA 0.040%
Dow, Inc. 0.020%
Dupont De Nemours, Inc. 0.040%
Eastman Chemical Company 0.010%
Ecolab Inc. 0.020%
Estee Lauder Companies Inc. Class A 0.020%
Fmc Corporation 0.010%
Formosa Plastics Corporation 0.020%
Fujifilm Holdings Corp 0.030%
General Mills, Inc. 0.030%
Givaudan SA 0.050%
Glaxosmithkline PLC 0.120%
Henkel AG & Co. Kgaa Pref 0.020%
Hermes International 0.010%
Hermes International Sca 0.030%
Hindustan Unilever Limited 0.030%
Honeywell International Inc. 0.100%
Hp Inc. 0.010%
Imperial Brands PLC 0.020%
Ingersoll Rand Inc. 0.010%
International Flavors & Fragrances Inc. 0.010%
Johnson & Johnson 0.360%
Kao Corp 0.020%
Kao Corp. 0.030%
Kellogg Company 0.020%
Kerry Group PLC Class A 0.020%
Kimberly-Clark Corporation 0.040%
Kirin Holdings Company, Limited 0.010%
Kirin Holdings Ltd 0.010%
Koninkilijke Dsm Nv 0.010%
Koninklijke Dsm N.V. 0.030%
L'Oreal SA 0.030%
L'Oreal SA Temp 0.050%
LVMH 0.060%
LVMH Moet Hennessy Louis Vuitton Se 0.120%
Lair Liquide Societe Anonyme Pour 0.030%
Lg Household & Health Care Ltd 0.010%
Linde PLC 0.070%
Loreal SA 0.030%
Mondelez International, Inc. Class A 0.060%
Nan Ya Plastics Corporation 0.010%
Nestle S.A. 0.340%
Nestle SA 0.130%
Nippon Paint Holdings Co.Ltd. 0.010%
Nippon Paint Holdings Ltd 0.010%
Novozymes A/S Class B 0.010%
PPG Industries, Inc. 0.020%
Pepsico Inc 0.020%
Pepsico, Inc. 0.150%
Philip Morris International Inc. 0.090%
Procter & Gamble 0.040%
Procter & Gamble Company 0.290%
Reckitt Benckiser Group PLC 0.080%
Reliance Industries Limited 0.100%
Reliance Industries Ltd 0.030%
Royal Dutch Shell PLC Class A 0.040%
Royal Dutch Shell PLC Class B 0.050%
Seven & I Holdings Co., Ltd. 0.020%
Sherwin-Williams Company 0.020%
Shin Etsu Chemical Ltd 0.030%
Shin-Etsu Chemical Co Ltd 0.050%
Shiseido Company,Limited 0.020%
Shiseido Ltd 0.020%
Symrise AG 0.020%
Tesco PLC 0.030%
Unicharm Corp 0.010%
Unicharm Corporation 0.020%
Unilever Nv 0.110%
Unilever PLC 0.090%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2021 | 35.08% | 38.14% |
| 2020 | -6.18% | -12.07% |
| 2019 | 9.46% | 8.12% |
| 2018 | 6.55% | 5.03% |
| 2017 | 10.40% | 12.36% |
| 2016 | 4.51% | 5.39% |
| 2015 | 15.30% | 13.23% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Showing the top 10 investments for this fund:
-
Vanguard S&P 500 ETF
United States International Equities10.1937% -
Vanguard FTSE Europe ETF
United States International Equities9.1671% -
Vanguard FTSE Emerging Markets ETF
United States International Equities7.8674% -
Vanguard FTSE Pacific ETF
United States International Equities6.0267% -
Vanguard Total World Stock ETF
United States International Equities5.337% -
Vanguard Value ETF
United States International Equities5.2133% -
Vanguard Mid-Cap ETF
United States International Equities5.1948% -
Vanguard Small-Cap ETF
United States International Equities4.3956% -
Vanguard International Property Securities Index Fund Hedged
Australia Listed Property3.86% -
Ishares Msci Usa Esg Screened Ucits ETF
Ireland International Equities3.3343%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed March 31st 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 1.0% | 1.48% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 25.5% | 26.13% |
| International Equities | 66.0% | 66.1% |
| Listed Properties | 7.5% | 6.29% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.02%
-
Alcohol:0.80%
-
Animal Testing:5.64%
-
Fossil Fuels:5.04%
-
Gambling:0.90%
-
GMOs:0.05%
-
Human Rights & Environmental Violations:2.26%
-
Palm Oil:0.09%
-
Tobacco:0.35%
-
Weapons:0.78%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.
In their own words
"Invests in growth assets and designed for investors that want an aggressive investment option that invests in shares and property. Negative annual returns may occur once in every 2-4 years on average."
| Value | $460M NZD |
| Period of data report | Wed March 31st 2021 |
| Members | 19,478 |
| Fund started | Sun Sept. 15th 2013 |
| Total annual fund fees | 0.63% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.62% |
| Administration charges | 0.01% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Guy Roulston Elliffe |
Currently: Director (5 years, 4 months) |
|
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (1 years, 10 months) |
|
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (3 years, 1 months) |
|
Alister John Williams |
Currently: Director (5 years, 4 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.
