SuperLife Growth Fund

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Fund type: Growth fund

Past Returns: 8.12%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.61%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Contact Energy Ltd 0.71%
BHP Group Ltd 0.49%
Nextera Energy Inc. 0.38%
Exxon Mobil Corp. 0.22%
Shell PLC 0.20%
Duke Energy Corp. 0.18%
Southern Co. 0.18%
Genesis Energy Ltd 0.18%
Enbridge Inc. 0.15%
Chevron Corp. 0.15%
Woodside Energy Group Ltd 0.15%
Dominion Energy Inc. 0.13%
BP PLC 0.11%
Cheniere Energy Inc. 0.11%
Reliance Industries Ltd. 0.11%
Sempra Energy 0.10%
BHP Group Ltd. 0.09%
National Grid PLC 0.09%
Totalenergies Se 0.09%
American Electric Power Co. Inc. 0.09%
Genesis Energy Ltd 5.00% 3/04/2025 0.09%
Consolidated Edison Inc. 0.08%
Contact Energy 07/11/22 Promissory Note 0.08%
Tc Energy Corp. 0.08%
Williams Cos. Inc. 0.08%
Conocophillips 0.07%
Wec Energy Group Inc. 0.07%
Xcel Energy Inc. 0.07%
Iberdrola SA 0.06%
Kinder Morgan Inc. 0.06%
Oneok Inc. 0.06%
Pg&E Corp. 0.06%
Santos Ltd 0.06%
Whitehaven Coal Ltd 0.06%
Ameren Corp. 0.05%
Ampol Ltd 0.05%
Entergy Corp. 0.05%
Genesis Energy Ltd 251122 Pnote 0.05%
Glencore PLC 0.05%
Petroleo Brasileiro SA 0.05%
Ppl Corp. 0.05%
Public Service Enterprise Group Inc. 0.05%
Vale SA 0.05%
Washington H Soul Pattinson & Co Ltd 0.05%
Atmos Energy Corp. 0.04%
Cms Energy Corp. 0.04%
Eog Resources Inc. 0.04%
Agl Energy Ltd 0.03%
Alliant Energy Corp. 0.03%
Anglo American PLC 0.03%
Apa Group 0.03%
Contact Energy Ltd 5.82% 11/04/2028 0.03%
Devon Energy Corp. 0.03%
Fortis Inc./Canada 0.03%
Pembina Pipeline Corp. 0.03%
Saudi Arabian Oil Co. 0.03%
South32 Ltd 0.03%
Targa Resources Corp. 0.03%
Totalenergies 0.03%
Clp Holdings Ltd. 0.02%
Constellation Energy Corp. 0.02%
Contact Energy Ltd 3.55% 15/08/2024 0.02%
Emera Inc. 0.02%
Enel Spa 0.02%
Eni Spa 0.02%
Equinor Asa 0.02%
Evergy Inc. 0.02%
Hess Corp. 0.02%
Hong Kong & China Gas Co. Ltd. 0.02%
Itochu Corp. 0.02%
Mitsubishi Corp 0.02%
Mitsubishi Corp. 0.02%
Mitsui & Co. Ltd. 0.02%
Nisource Inc. 0.02%
Reliance Industries Ltd 0.02%
Rwe AG 0.02%
Snam Spa 0.02%
Valero Energy Corp. 0.02%
Woodside Energy Group Ltd. 0.02%
Adani Enterprises Ltd. 0.01%
Adani Transmission Ltd. 0.01%
China Petroleum & Chemical Corp. 0.01%
China Shenhua Energy Co. Ltd. 0.01%
Coterra Energy Inc. 0.01%
Delta Air Lines Inc. 0.01%
Diamondback Energy Inc. 0.01%
Dte Energy Co. 0.01%
Genesis Energy Ltd 5.81% 8/03/2023 0.01%
Itochu Corp 0.01%
Kansai Electric Power Co. Inc. 0.01%
Lyondellbasell Industries Nv 0.01%
Marathon Petroleum Corp. 0.01%
Mitsui Ltd 0.01%
Neste Oyj 0.01%
New Hope Corp Ltd 0.01%
Nextera Energy Inc 0.01%
Occidental Petroleum Corp. 0.01%
Oge Energy Corp. 0.01%
Origin Energy Ltd 0.01%
Osaka Gas Co. Ltd. 0.01%
Phillips 66 0.01%
Pinnacle West Capital Corp. 0.01%
Pioneer Natural Resources Co. 0.01%
Power Assets Holdings Ltd. 0.01%
Tokyo Gas Co. Ltd. 0.01%

Weapons

Walmart Inc. 0.11%
Honeywell International Inc. 0.07%
Raytheon Technologies Corp. 0.07%
Lockheed Martin Corp. 0.06%
Northrop Grumman Corp. 0.04%
Airbus Se 0.03%
Amphenol Corp. 0.03%
Boeing Co. 0.03%
Bae Systems PLC 0.02%
Larsen & Toubro Ltd. 0.02%
Safran SA 0.02%
Transdigm Group Inc. 0.02%
Wal-Mart De Mexico Sab De Cv 0.02%
Walmart Inc 0.02%
General Dynamics Corp. 0.01%
Teledyne Technologies Inc. 0.01%

Tobacco

Philip Morris International Inc. 0.07%
British American Tobacco PLC 0.06%
Altria Group Inc. 0.04%
Imperial Brands PLC 0.01%
Itc Ltd. 0.01%
Japan Tobacco Inc. 0.01%
Swedish Match Ab 0.01%

Gambling

Skycity Entertainment Group Ltd 0.26%
Aristocrat Leisure Ltd 0.05%
Star Entertainment Grp Ltd/The 0.02%
Vici Properties Inc. 0.02%
Flutter Entertainment PLC 0.01%
Lottery Corp Ltd/The 0.01%

Adult Entertainment/Pornography

Alcohol

Diageo PLC 0.10%
Anheuser-Busch Inbev SA/Nv 0.03%
Metcash Ltd 0.03%
Pernod Ricard SA 0.03%
Ambev SA 0.01%
China Resources Beer Holdings Co. Ltd. 0.01%
Endeavour Group Ltd/Australia 0.01%
Heineken Nv 0.01%
Kweichow Moutai Co. Ltd. 0.01%
Treasury Wine Estates Ltd 0.01%

Palm Oil

GMOs

Corteva Inc. 0.03%

Human Rights & Environmental Violations

BHP Group Ltd 0.49%
Nestle SA 0.32%
Johnson & Johnson 0.29%
Shell PLC 0.20%
Meta Platforms Inc. 0.18%
Duke Energy Corp. 0.17%
Chevron Corp. 0.15%
Thermo Fisher Scientific Inc. 0.11%
Rio Tinto Ltd 0.10%
BHP Group Ltd. 0.09%
Wells Fargo & Co. 0.09%
Raytheon Technologies Corp. 0.07%
Rio Tinto PLC 0.07%
Lockheed Martin Corp. 0.06%
Pg&E Corp. 0.06%
Caterpillar Inc. 0.05%
Glencore PLC 0.05%
Petroleo Brasileiro SA 0.05%
Vale SA 0.05%
Bayer AG 0.04%
Corteva Inc. 0.03%
Activision Blizzard Inc. 0.02%
Archer-Daniels-Midland Co. 0.02%
Basf Se 0.02%
Li Ning Co. Ltd. 0.02%
Meta Platforms Inc Class A 0.02%
Motorola Solutions Inc. 0.02%
Adani Enterprises Ltd. 0.01%
China Petroleum & Chemical Corp. 0.01%
Credit Suisse Group AG 4.207% 12/06/2024 0.01%
Credit Suisse Group AG 4.55% 17/04/2026 0.01%
Credit Suisse Group AG 6.537% 12/08/2033 0.01%
Credit Suisse New York 3.70% 21/02/2025 0.01%
Rio Tinto Ltd. 0.01%
Thermo Fisher Scientific Inc 0.01%
Wells Fargo 0.01%

Animal Testing

Nestle SA 0.31%
Exxon Mobil Corp. 0.22%
Shell PLC 0.20%
Procter & Gamble Co. 0.17%
Chevron Corp. 0.15%
LVMH Moet Hennessy Louis Vuitton Se 0.13%
Pepsico Inc. 0.13%
Coca-Cola Co. 0.12%
Unilever PLC 0.12%
Reliance Industries Ltd. 0.10%
Honeywell International Inc. 0.07%
Philip Morris International Inc. 0.07%
British American Tobacco PLC 0.06%
L'Oreal SA 0.05%
Altria Group Inc. 0.04%
Bayer AG 0.04%
LVMH 0.04%
Mondelez International Inc. 0.04%
Orica Ltd 0.04%
3M Co. 0.03%
Air Liquide SA 0.03%
Cie Financiere Richemont SA 0.03%
Corteva Inc. 0.03%
Hermes International 0.03%
Hindustan Unilever Ltd. 0.03%
Ping An Insurance Group Co. Of China Ltd. 0.03%
Reliance Industries Ltd 0.03%
Albemarle Corp. 0.02%
Archer-Daniels-Midland Co. 0.02%
Asian Paints Ltd. 0.02%
Basf Se 0.02%
Coca-Cola 0.02%
Colgate-Palmolive Co. 0.02%
Daikin Industries Ltd 0.02%
Daikin Industries Ltd. 0.02%
Danone SA 0.02%
Eni Spa 0.02%
Givaudan SA 0.02%
Kering SA 0.02%
Koninklijke Ahold Delhaize Nv 0.02%
Lair Liquide Societe Anonyme Pour 0.02%
Loreal SA 0.02%
Mitsubishi Corp 0.02%
Mitsubishi Corp. 0.02%
Pepsico Inc 0.02%
Procter & Gamble 0.02%
Canon Inc. 0.01%
China Petroleum & Chemical Corp. 0.01%
Church & Dwight Co. Inc. 0.01%
Clorox Co. 0.01%
Denso Corp. 0.01%
Estee Lauder Cos. Inc. 0.01%
General Mills Inc. 0.01%
Grupo Mexico Sab De Cv 0.01%
Imperial Brands PLC 0.01%
International Flavors & Fragrances Inc. 0.01%
Itc Ltd. 0.01%
Kao Corp. 0.01%
Kellogg Co. 0.01%
Koninklijke Dsm Nv 0.01%
Lyondellbasell Industries Nv 0.01%
Mosaic Co. 0.01%
Nan Ya Plastics Corp. 0.01%
Sherwin-Williams Co. 0.01%
Tesco PLC 0.01%
Tyson Foods Inc. 0.01%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Fri Sept. 30th 2022 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2022 1.87% 3.78%
2021 27.41% 29.86%
2020 -3.40% -9.27%
2019 6.95% 7.41%
2018 7.80% 4.76%
2017 9.24% 10.88%
2016 3.62% 5.57%
2015 13.73% 12.08%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Sept. 30th 2022.

Showing the top 10 investments for this fund:

  • Vanguard Total World Stock ETF
    United States International Equities
    10.57%
  • Vanguard S&P 500 ETF
    United States International Equities
    7.54%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    6.26%
  • Ishares Core Global Aggregate Bond Ucits ETF
    Ireland Int Fixed Interest
    5.94%
  • Vanguard FTSE Europe ETF
    United States International Equities
    5.69%
  • Vanguard Global Infrastructure Index ETF
    Australia International Equities
    4.01%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    3.86%
  • Vanguard Mid-Cap ETF
    United States International Equities
    3.61%
  • Vanguard Small-Cap ETF
    United States International Equities
    2.94%
  • Ishares Msci Usa ESG Screened Ucits ETF
    Ireland International Equities
    2.36%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Fri Sept. 30th 2022.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 6.0% 3.841%
New Zealand Fixed Interest 5.0% 7.3704%
International Fixed Interest 9.0% 8.9542%
Australasian Equities 19.0% 19.4182%
International Equities 51.0% 52.2465%
Listed Properties 5.0% 4.1619%
Unlisted Properties 0.0% 0.0%
Other 5.0% 4.0079%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Sept. 30th 2022.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or the fund’s exclusion policy and thresholds may be different from the definitions applied by Mindful Money.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.02%
  • Alcohol:
    0.49%
  • Animal Testing:
    4.60%
  • Fossil Fuels:
    8.49%
  • Gambling:
    0.53%
  • GMOs:
    0.05%
  • Human Rights & Environmental Violations:
    3.42%
  • Palm Oil:
    0.04%
  • Tobacco:
    0.28%
  • Weapons:
    0.95%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Fri Sept. 30th 2022 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"Invests mostly in growth assets and is designed for investors that want a growth investment option. Negative annual returns may occur once in every 3-5 years on average."

Value $43M NZD
Period of data report Fri Sept. 30th 2022
Members 1,325
Fund started Mon Sept. 16th 2013
Total annual fund fees 0.61%
Total performance based fees 0.0%
Manager's basic fee 0.61%
Other management and administration charges 0.0%
Total other charges 30.0
Total other charges currency NZD

Key Personnel

Guy Roulston Elliffe

Currently: Director (6 years, 10 months)
Previously: Corporate Governance Manager - ACC (current position) (7 years, 5 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (3 years, 4 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Hugh Duncan Stevens

Currently: Chief Executive Officer - Smartshares (4 years, 7 months)
Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

Alister John Williams

Currently: Director (6 years, 10 months)
Previously: Investment Manager - Trust Management (5 years, 4 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Sept. 30th 2022.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Latest news

You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Markets Conduct Act 2013 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.