SuperLife Overseas Shares Fund

Not Mindful

Type: Aggressive fund

Past Returns: 4.53%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.58%

Annual fees, including any membership and % management fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

Fossil Fuel

Aes Corporation 0.02%
Agl Energy Limited 0.02%
Alliant Energy Corp 0.05%
Ameren Corporation 0.08%
American Electric Power Company, Inc. 0.09%
Anglo American PLC 0.07%
Apa Group 0.02%
Apache Corporation 0.01%
BHP Group Ltd 0.17%
BHP Group PLC 0.11%
BP P.L.C. 0.20%
Cabot Oil & Gas Corporation 0.01%
Cheniere Energy, Inc. 0.03%
Chevron Corporation 0.33%
Clp Holdings Limited 0.04%
Cms Energy Corporation 0.07%
Concho Resources Inc. 0.04%
Conocophillips 0.09%
Devon Energy Corporation 0.01%
Diamondback Energy, Inc. 0.02%
Dominion Energy Inc 0.13%
Dte Energy Company 0.09%
Enagas SA 0.01%
Engie SA 0.05%
Eni S.P.A. 0.06%
Eog Resources, Inc. 0.03%
Equinor Asa 0.04%
Evergy, Inc. 0.06%
Exxon Mobil Corporation 0.38%
Firstenergy Corp. 0.10%
Galp Energia Sgps SA Class B 0.02%
Glencore PLC 0.05%
Hess Corporation 0.04%
Hollyfrontier Corporation 0.01%
Idacorp, Inc. 0.01%
Idemitsu Kosan Co., Ltd. 0.01%
Inpex Corporation 0.02%
Jxtg Holdings. Inc. 0.03%
Kinder Morgan Inc Class P 0.06%
Korea Electric Power Corporation 0.01%
Lyondellbasell Industries Nv 0.03%
Marathon Oil Corporation 0.01%
Marathon Petroleum Corporation 0.04%
Marubeni Corporation 0.02%
Neste Corporation 0.04%
Nextera Energy, Inc. 0.24%
Noble Energy, Inc. 0.01%
Nrg Energy, Inc. 0.03%
Occidental Petroleum Corporation 0.02%
OMV AG 0.01%
Oneok, Inc. 0.06%
Origin Energy Limited 0.02%
Phillips 66 0.07%
Pioneer Natural Resources Company 0.02%
Polski Koncern Naftowy Orlen S.A. 0.01%
Repsol SA 0.03%
Royal Dutch Shell PLC Class A 0.17%
Royal Dutch Shell PLC Class B 0.15%
Rubis Sca 0.01%
Rwe AG 0.05%
Santos Limited 0.02%
Sk Innovation Co., Ltd 0.01%
Snam S.P.A. 0.03%
South32 Ltd. 0.02%
Suez SA 0.01%
Targa Resources Corp. 0.01%
Total SA 0.24%
Valero Energy Corporation 0.05%
Wec Energy Group Inc 0.13%
Williams Companies, Inc. 0.05%
Woodside Petroleum Ltd 0.04%
Xcel Energy Inc. 0.06%

Weapons

Aecom 0.01%
Airbus Se 0.09%
Axon Enterprise Inc 0.01%
Bae Systems PLC 0.05%
Boeing Company 0.09%
Booz Allen Hamilton Holding Corporation Class A 0.03%
Bwx Technologies, Inc. 0.01%
Caci International Inc Class A 0.01%
Curtiss-Wright Corporation 0.01%
General Dynamics Corporation 0.07%
Heico Corporation Class A 0.02%
Honeywell International Inc. 0.20%
Huntington Ingalls Industries, Inc. 0.02%
Jacobs Engineering Group Inc. 0.04%
L3Harris Technologies Inc 0.04%
Leidos Holdings, Inc. 0.05%
Lockheed Martin Corporation 0.11%
Mercury Systems, Inc. 0.01%
Mitsubishi Heavy Industries, Ltd. 0.02%
Northrop Grumman Corporation 0.10%
Oshkosh Corp 0.01%
Raytheon Technologies Corporation 0.18%
Rolls-Royce Holdings PLC 0.02%
Safran S.A. 0.08%
Science Applications International Corp. 0.01%
Teledyne Technologies Incorporated 0.03%
Textron Inc. 0.02%
Thales SA 0.02%
Transdigm Group Incorporated 0.07%

Tobacco

Altria Group Inc 0.14%
British American Tobacco P.L.C. 0.23%
Imperial Brands PLC 0.04%
Japan Tobacco Inc. 0.06%
Philip Morris International Inc. 0.22%
Swedish Match Ab 0.03%

Gambling

Aristocrat Leisure Limited 0.03%
Caesars Entertainment Corporation 0.01%
Churchill Downs Incorporated 0.01%
Evolution Gaming Group Ab 0.02%
Galaxy Entertainment Group Limited 0.04%
Gvc Holdings PLC 0.01%
Las Vegas Sands Corp. 0.03%
Mgm Resorts International 0.02%
Sands China Ltd. 0.02%
Wynn Resorts, Limited 0.02%

Alcohol

Altria Group Inc 0.15%
Anheuser-Busch Inbev SA/Nv 0.09%
Asahi Group Holdings,Ltd. 0.03%
Boston Beer Company, Inc. Class A 0.01%
Brown-Forman Corporation Class B 0.01%
Carlsberg A/S Class B 0.04%
Constellation Brands, Inc. Class A 0.04%
Davide Campari-Milano S.P.A. 0.01%
Diageo PLC 0.21%
Heineken Holding N.V. 0.02%
Heineken Nv 0.06%
Kirin Holdings Company, Limited 0.04%
LVMH Moet Hennessy Louis Vuitton Se 0.27%
Pernod Ricard SA 0.09%
Treasury Wine Estates Limited 0.01%

Palm Oil

Posco 0.02%
Wilmar International Limited 0.01%

GMOs

Basf Se 0.13%
Bayer AG 0.18%
Dupont De Nemours, Inc. 0.07%
Japan Tobacco Inc. 0.05%
Novartis AG 0.48%
Novozymes A/S Class B 0.03%
Scotts Miracle-Gro Company Class A 0.02%
Stora Enso Oyj Class R 0.02%

Human Rights & Environmental Violations

Archer-Daniels-Midland Company 0.04%
BHP Group Ltd 0.17%
BHP Group PLC 0.11%
Bunge Limited 0.01%
Chevron Corporation 0.33%
Duke Energy Corporation 0.12%
Freeport-Mcmoran, Inc. 0.05%
Glencore PLC 0.05%
Johnson & Johnson 0.77%
Nestle S.A. 0.83%
Posco 0.02%
Rio Tinto Limited 0.06%
Rio Tinto PLC 0.16%
Royal Dutch Shell PLC Class A 0.17%
Royal Dutch Shell PLC Class B 0.15%
Sempra Energy 0.07%
Tokyo Electric Power Company Holdings, Incorporated 0.01%
Wilmar International Limited 0.01%

Animal Testing

Air Liquide SA 0.020%
Air Liquide SA Temp 0.150%
Air Products and Chemicals, Inc. 0.110%
Akzo Nobel N.V. 0.040%
Albemarle Corporation 0.020%
Altria Group Inc 0.140%
Archer-Daniels-Midland Company 0.040%
Arkema SA 0.020%
Associated British Foods PLC 0.020%
Basf Se 0.130%
Bayer AG 0.170%
Beiersdorf AG 0.030%
British American Tobacco P.L.C. 0.230%
Burberry Group PLC 0.020%
Cabot Oil & Gas Corporation 0.010%
Chevron Corporation 0.330%
Chr. Hansen Holding A/S 0.030%
Church & Dwight Co., Inc. 0.070%
Clorox Company 0.100%
Coca-Cola Company 0.350%
Coca-Cola Hbc AG 0.010%
Colgate-Palmolive Company 0.070%
Croda International PLC 0.020%
Danone SA 0.110%
Ecolab Inc. 0.060%
Estee Lauder Companies Inc. Class A 0.050%
Evonik Industries AG 0.010%
Fmc Corporation 0.040%
General Mills, Inc. 0.070%
Givaudan SA 0.090%
Glaxosmithkline PLC 0.260%
Henkel AG & Co. Kgaa 0.020%
Henkel AG & Co. Kgaa Pref 0.040%
Honeywell International Inc. 0.200%
Imperial Brands PLC 0.040%
International Flavors & Fragrances Inc. 0.040%
Jeronimo Martins Sgps SA 0.010%
Johnson & Johnson 0.770%
Johnson Matthey PLC 0.010%
Kikkoman Corporation 0.020%
Kimberly-Clark Corporation 0.090%
Koninklijke Dsm N.V. 0.060%
Kraft Heinz Company 0.040%
L'Oreal SA 0.060%
L'Oreal SA Temp 0.120%
Lanxess AG 0.010%
LVMH Moet Hennessy Louis Vuitton Se 0.270%
Nestle S.A. 0.840%
Novozymes A/S Class B 0.030%
Orica Limited 0.010%
Pepsico, Inc. 0.350%
Philip Morris International Inc. 0.220%
PPG Industries, Inc. 0.040%
Procter & Gamble Company 0.570%
Reckitt Benckiser Group PLC 0.150%
Royal Dutch Shell PLC Class A 0.170%
Royal Dutch Shell PLC Class B 0.150%
Shiseido Company,Limited 0.060%
Solvay SA 0.010%
Sumitomo Chemical Co., Ltd. 0.010%
Svenska Cellulosa Aktiebolaget Class B 0.020%
Symrise AG 0.040%
Tesco PLC 0.070%
Unilever Nv 0.180%
Unilever PLC 0.150%
Walgreens Boots Alliance Inc 0.060%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year	Market Average	Fund Annual Return
2020	-7.41%	-2.23%
2019	10.11%	7.78%
2018	6.68%	8.03%
2017	11.18%	10.12%
2016	4.51%	5.39%
2015	15.30%	21.72%
2014	10.31%	13.22%
2013	13.23%	6.78%
2012	-5.15%	-7.39%
2011	7.61%	4.79%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Showing the top 10 investments for this fund:

Vanguard S&P 500 ETF
United States International Equities

25.85%
Vanguard FTSE Europe ETF
United States International Equities

23.81%
Vanguard FTSE Pacific ETF
United States International Equities

15.48%
Vanguard Mid-Cap ETF
United States International Equities

10.09%
Vanguard Value ETF
United States International Equities

9.6%
Vanguard Small-Cap ETF
United States International Equities

8.48%
Vanguard Total World Stock ETF
United States International Equities

2.89%
Vanguard Growth ETF
United States International Equities

2.1%
Westpac Current Account
New Zealand Cash and Equivalents A-1+

1.89%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Tue June 30th 2020.

How the money in this fund is invested against the fund's targets.

Target

Actual

Type	Target	Actual
Cash and Cash Equivalents	0.0%	1.89%
New Zealand Fixed Interest	0.0%	0.0%
International Fixed Interest	0.0%	0.0%
Australasian Equities	0.0%	0.0%
International Equities	100.0%	98.11%
Listed Properties	0.0%	0.0%
Unlisted Properties	0.0%	0.0%
Other	0.0%	0.0%
Commodities	0.0%	0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

Issue of concern

Does this fund say it excludes this?

Actual holdings
Adult Entertainment/Pornography:

0.00%
Alcohol:

1.17%
Animal Testing:

8.13%
Fossil Fuels:

4.88%
Gambling:

0.36%
GMOs:

1.01%
Human Rights & Environmental Violations:

3.22%
Palm Oil:

0.06%
Tobacco:

0.76%
Weapons:

1.71%

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"Invests in international shares and designed to reflect the return (before tax, fees and other expenses) on the international share markets of developed economies."

Value	$21M NZD
Period of data report	Tue June 30th 2020
Members	2,313
Fund started	Wed Oct. 24th 2007
Total annual fund fees	0.58%
Total performance based fees	0.0%
Manager's basic fee	0.47%
Administration charges	0.11%
Total other charges	30.0
Total other charges currency	NZD

Key Personnel

Guy Roulston Elliffe	Currently: Director (4 years, 7 months) Previously: Corporate Governance Manager - ACC (current position) (5 years, 2 months)
Stuart Kenneth Reginald Millar	Currently: Chief Investment Officer - Smartshares (1 years, 1 months) Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)
Hugh Duncan Stevens	Currently: Chief Executive Officer - Smartshares (2 years, 4 months) Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)
Alister John Williams	Currently: Director (4 years, 7 months) Previously: Investment Manager - Trust Management (5 years, 5 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Portfolio holdings v