Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Aes Corporation 0.05%
Agl Energy Limited 0.01%
Alliant Energy Corp 0.05%
Ameren Corporation 0.08%
American Electric Power Company, Inc. 0.08%
Anglo American PLC 0.07%
Apa Group 0.02%
Arcelormittal SA 0.02%
Atmos Energy Corporation 0.01%
BHP Group Ltd 0.16%
BHP Group PLC 0.10%
BP P.L.C. 0.13%
Basf Se 0.13%
Cheniere Energy, Inc. 0.02%
Chevron Corporation 0.25%
Chubu Electric Power Company,Incorporated 0.02%
Ck Hutchison Holdings Ltd 0.04%
Clp Holdings Limited 0.03%
Cms Energy Corporation 0.07%
Coca-Cola Company 0.34%
Concho Resources Inc. 0.02%
Conocophillips 0.05%
Dominion Energy Inc 0.11%
Dte Energy Company 0.09%
Edp-Energias De Portugal SA 0.03%
Electricite De France SA Temp 0.01%
Enagas SA 0.01%
Enel Spa 0.15%
Eneos Holdings, Inc. 0.02%
Engie SA. Temp 0.03%
Eni S.P.A. 0.04%
Eog Resources, Inc. 0.02%
Equinor Asa 0.03%
Evergy, Inc. 0.04%
Exxon Mobil Corporation 0.25%
Firstenergy Corp. 0.06%
Fortum Oyj 0.02%
Glencore PLC 0.05%
Hess Corporation 0.03%
Hong Kong & China Gas Co. Ltd. 0.03%
Iberdrola SA 0.17%
Idemitsu Kosan Co., Ltd. 0.01%
Itochu Corporation 0.07%
Kinder Morgan Inc Class P 0.04%
Lg Corp 0.01%
Loews Corporation 0.02%
Lyondellbasell Industries Nv 0.05%
Marathon Petroleum Corporation 0.06%
Marubeni Corporation 0.02%
Mitsubishi Corporation 0.06%
Mitsui & Co.,Ltd 0.06%
Naturgy Energy Group, S.A. 0.01%
Neste Corporation 0.05%
New World Development Co. Ltd. 0.02%
Nextera Energy, Inc. 0.26%
Nippon Steel Corp. 0.02%
Occidental Petroleum Corporation 0.02%
Oneok, Inc. 0.04%
Origin Energy Limited 0.01%
Orix Corporation 0.03%
Orsted 0.07%
Osaka Gas Co., Ltd. 0.02%
Phillips 66 0.06%
Pioneer Natural Resources Company 0.04%
Posco 0.03%
Power Assets Holdings Limited 0.02%
Ppl Corporation 0.06%
Repsol SA 0.02%
Rio Tinto Limited 0.05%
Rio Tinto PLC 0.15%
Royal Dutch Shell PLC Class A 0.13%
Royal Dutch Shell PLC Class B 0.11%
Rwe AG 0.06%
Samsung C&T Corp 0.02%
Santos Limited 0.01%
Sk Innovation Co., Ltd 0.01%
Snam S.P.A. 0.03%
South32 Ltd. 0.02%
Sse PLC 0.04%
Sumitomo Chemical Co., Ltd. 0.01%
Sumitomo Corporation 0.03%
Total Se 0.18%
Upm-Kymmene Oyj 0.04%
Valero Energy Corporation 0.05%
Vistra Corp. 0.02%
Wec Energy Group Inc 0.13%
Williams Companies, Inc. 0.06%
Woodside Petroleum Ltd 0.03%
Xcel Energy Inc. 0.07%
Weapons
Airbus Se 0.10%
Amphenol Corporation Class A 0.10%
Bae Systems PLC 0.04%
Boeing Company 0.07%
Exor N.V. 0.01%
General Dynamics Corporation 0.06%
Heico Corporation Class A 0.01%
Honeywell International Inc. 0.20%
Jacobs Engineering Group Inc. 0.04%
L3Harris Technologies Inc 0.03%
Leidos Holdings, Inc. 0.02%
Lockheed Martin Corporation 0.08%
Mitsubishi Heavy Industries, Ltd. 0.01%
Northrop Grumman Corporation 0.07%
Raytheon Technologies Corporation 0.15%
Safran S.A. 0.08%
Teledyne Technologies Incorporated 0.01%
Textron Inc. 0.02%
Thales SA 0.02%
Transdigm Group Incorporated 0.08%
Tobacco
Altria Group Inc 0.11%
British American Tobacco P.L.C. 0.17%
Imperial Brands PLC 0.04%
Japan Tobacco Inc. 0.05%
Philip Morris International Inc. 0.20%
Seven & I Holdings Co., Ltd. 0.05%
Swedish Match Ab 0.03%
Gambling
Aristocrat Leisure Limited 0.03%
Draftkings Inc Class A 0.02%
Evolution Gaming Group Ab 0.03%
Flutter Entertainment PLC 0.04%
Galaxy Entertainment Group Limited 0.03%
Gvc Holdings PLC 0.02%
Las Vegas Sands Corp. 0.03%
Mgm Resorts International 0.02%
Sands China Ltd. 0.02%
Stars Group Inc 0.01%
Tabcorp Holdings Limited 0.01%
Wynn Resorts, Limited 0.01%
Adult Entertainment/Pornography
Mgm Resorts International 0.02%
Alcohol
Anheuser-Busch Inbev SA/Nv 0.11%
Asahi Group Holdings,Ltd. 0.03%
Brown-Forman Corporation Class B 0.01%
Budweiser Brewing Co. Apac Ltd. 0.01%
Carlsberg A/S Class B 0.03%
Constellation Brands, Inc. Class A 0.05%
Davide Campari-Milano N.V. 0.01%
Diageo PLC 0.19%
Heineken Holding N.V. 0.02%
Heineken Nv 0.05%
Kirin Holdings Company, Limited 0.03%
LVMH Moet Hennessy Louis Vuitton Se 0.29%
Pernod Ricard SA 0.08%
Royal Unibrew A/S 0.01%
Treasury Wine Estates Limited 0.01%
Palm Oil
Posco 0.03%
Wilmar International Limited 0.01%
GMOs
Corteva Inc 0.09%
Human Rights & Environmental Violations
Archer-Daniels-Midland Company 0.07%
BHP Group Ltd 0.16%
BHP Group PLC 0.10%
Chevron Corporation 0.25%
Duke Energy Corporation 0.11%
Freeport-Mcmoran, Inc. 0.09%
Glencore PLC 0.05%
Johnson & Johnson 0.66%
Nestle S.A. 0.81%
Posco 0.03%
Rio Tinto Limited 0.05%
Rio Tinto PLC 0.15%
Royal Dutch Shell PLC Class A 0.13%
Royal Dutch Shell PLC Class B 0.11%
Sempra Energy 0.06%
Wilmar International Limited 0.01%
Animal Testing
Air Liquide SA 0.030%
Air Liquide SA Temp 0.150%
Air Products and Chemicals, Inc. 0.110%
Akzo Nobel N.V. 0.050%
Albemarle Corporation 0.030%
Altria Group Inc 0.110%
Amorepacific Corp. 0.010%
Archer-Daniels-Midland Company 0.070%
Arkema SA 0.020%
Asahi Group Holdings,Ltd. 0.030%
Associated British Foods PLC 0.020%
Basf Se 0.130%
Bayer AG 0.120%
Beiersdorf AG 0.030%
British American Tobacco P.L.C. 0.170%
Burberry Group PLC 0.020%
Celanese Corporation 0.050%
Chevron Corporation 0.250%
Chr. Hansen Holding A/S 0.030%
Church & Dwight Co., Inc. 0.070%
Clorox Company 0.090%
Coca-Cola Company 0.340%
Colgate-Palmolive Company 0.060%
Corteva Inc 0.090%
Covestro AG 0.020%
Croda International PLC 0.020%
Danone SA 0.080%
Dow, Inc. 0.060%
Dupont De Nemours, Inc. 0.070%
Eastman Chemical Company 0.030%
Ecolab Inc. 0.040%
Ems-Chemie Holding AG 0.020%
Estee Lauder Companies Inc. Class A 0.050%
Evonik Industries AG 0.010%
Fmc Corporation 0.040%
Fujifilm Holdings Corp 0.040%
General Mills, Inc. 0.060%
Givaudan SA 0.090%
Glaxosmithkline PLC 0.200%
Henkel AG & Co. Kgaa 0.020%
Henkel AG & Co. Kgaa Pref 0.040%
Hermes International Sca 0.070%
Honeywell International Inc. 0.200%
Hp Inc. 0.040%
Idemitsu Kosan Co., Ltd. 0.010%
Imperial Brands PLC 0.040%
Ingersoll Rand Inc. 0.050%
International Flavors & Fragrances Inc. 0.020%
J Sainsbury PLC 0.010%
Johnson & Johnson 0.660%
Johnson Matthey PLC 0.010%
Kansai Paint Co., Ltd. 0.010%
Kao Corp. 0.070%
Kellogg Company 0.060%
Kerry Group PLC Class A 0.050%
Kikkoman Corporation 0.020%
Kimberly-Clark Corporation 0.080%
Kirin Holdings Company, Limited 0.030%
Koninklijke Dsm N.V. 0.070%
Kraft Heinz Company 0.040%
L'Oreal SA 0.070%
L'Oreal SA Temp 0.130%
LVMH Moet Hennessy Louis Vuitton Se 0.300%
Lanxess AG 0.010%
Lg Household & Health Care Ltd 0.030%
Linde PLC 0.120%
Lyondellbasell Industries Nv 0.050%
Marubeni Corporation 0.020%
Mondelez International, Inc. Class A 0.130%
Nestle S.A. 0.810%
Nippon Paint Holdings Co.Ltd. 0.030%
Nissan Chemical Corporation 0.020%
Novozymes A/S Class B 0.030%
Orkla Asa 0.020%
PPG Industries, Inc. 0.050%
Pepsico, Inc. 0.340%
Philip Morris International Inc. 0.190%
Procter & Gamble Company 0.620%
Puma Se 0.020%
Reckitt Benckiser Group PLC 0.140%
Royal Dutch Shell PLC Class A 0.130%
Royal Dutch Shell PLC Class B 0.110%
Seven & I Holdings Co., Ltd. 0.050%
Sherwin-Williams Company 0.050%
Shin-Etsu Chemical Co Ltd 0.120%
Shiseido Company,Limited 0.050%
Sk Innovation Co., Ltd 0.010%
Solvay SA 0.010%
Sumitomo Chemical Co., Ltd. 0.010%
Svenska Cellulosa Aktiebolaget Class B 0.020%
Symrise AG 0.040%
Tesco PLC 0.060%
Tosoh Corporation 0.010%
Umicore 0.020%
Unicharm Corporation 0.040%
Unilever Nv 0.200%
Unilever PLC 0.160%
Yara International Asa 0.010%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2021 | 35.08% | 30.42% |
| 2020 | -6.18% | -2.23% |
| 2019 | 9.46% | 7.78% |
| 2018 | 6.55% | 8.03% |
| 2017 | 10.40% | 10.12% |
| 2016 | 4.51% | 5.39% |
| 2015 | 15.30% | 21.72% |
| 2014 | 10.31% | 13.22% |
| 2013 | 13.23% | 6.78% |
| 2012 | -5.15% | -7.39% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Showing the top 10 investments for this fund:
-
Vanguard S&P 500 ETF
United States International Equities24.0814% -
Vanguard FTSE Europe ETF
United States International Equities21.6297% -
Vanguard FTSE Pacific ETF
United States International Equities14.2286% -
Vanguard Total World Stock ETF
United States International Equities10.2691% -
Vanguard Mid-Cap ETF
United States International Equities9.1708% -
Vanguard Value ETF
United States International Equities9.1606% -
Vanguard Small-Cap ETF
United States International Equities7.8422% -
Vanguard Growth ETF
United States International Equities2.3058% -
ANZ NZD Current Account
New Zealand Cash and Equivalents AA-0.6462%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed March 31st 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 0.0% | 0.65% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 0.0% | 0.0% |
| International Equities | 100.0% | 99.35% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
-
Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.03%
-
Alcohol:1.04%
-
Animal Testing:9.40%
-
Fossil Fuels:6.06%
-
Gambling:0.40%
-
GMOs:0.10%
-
Human Rights & Environmental Violations:2.93%
-
Palm Oil:0.08%
-
Tobacco:0.73%
-
Weapons:1.51%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed Sept. 30th 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.
In their own words
"Invests in international shares and designed to reflect the return (before tax fees and other expenses) on the international share markets of developed economies."
| Value | $24M NZD |
| Period of data report | Wed March 31st 2021 |
| Members | 2,174 |
| Fund started | Wed Oct. 24th 2007 |
| Total annual fund fees | 0.58% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.57% |
| Administration charges | 0.01% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Guy Roulston Elliffe |
Currently: Director (5 years, 4 months) |
|
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (1 years, 10 months) |
|
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (3 years, 1 months) |
|
Alister John Williams |
Currently: Director (5 years, 4 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.
