Funds
SuperLife Europe Fund
Issues of concern
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Key:
- Adult Entertainment/Pornography
- Alcohol
- Animal Cruelty
- Fossil Fuels
- Gambling
- GMOs
- Human Rights & Environmental Violations
- Palm Oil
- Tobacco
- Weapons
Companies of concern
Fossil Fuel
- Shell PLC 2.08%
- Totalenergies Se 1.27%
- BP PLC 1.01%
- Glencore PLC 0.79%
- Iberdrola SA 0.64%
- National Grid PLC 0.43%
- Anglo American PLC 0.42%
- Enel Spa 0.37%
- Equinor Asa 0.36%
- Eni Spa 0.30%
- Rwe AG 0.27%
- Engie SA 0.21%
- Neste Oyj 0.21%
- Repsol SA 0.17%
- Edp - Energias De Portugal SA 0.14%
- Arcelormittal SA 0.12%
- Aker BP Asa 0.10%
- Snam Spa 0.10%
- Fortum Oyj 0.07%
- Eqt Ab 0.06%
- Galp Energia Sgps SA 0.06%
- OMV AG 0.06%
- Bollore Se 0.05%
- Centrica PLC 0.05%
- Endesa SA 0.05%
- Polski Koncern Naftowy Orlen SA 0.05%
- Enagas SA 0.04%
- Harbour Energy PLC 0.04%
- Naturgy Energy Group SA 0.04%
- Oci Nv 0.04%
- A2A Spa 0.02%
- Aker Asa 0.02%
- Energean PLC 0.02%
- Erg Spa 0.02%
- Euronav Nv 0.02%
- Frontline Ltd./Bermuda 0.02%
- Hera Spa 0.02%
- Polskie Gornictwo Naftowe I Gazownictwo SA 0.02%
- Rubis Sca 0.02%
- Var Energi Asa 0.02%
Weapons
- Airbus Se 0.55%
- Safran SA 0.36%
- Bae Systems PLC 0.32%
- Thales SA 0.13%
- Mtu Aero Engines AG 0.09%
- Rheinmetall AG 0.08%
- Rolls-Royce Holdings PLC 0.07%
- Melrose Industries PLC 0.05%
- Dassault Aviation SA 0.03%
- Kongsberg Gruppen Asa 0.03%
- Leonardo Spa 0.03%
- Saab Ab 0.03%
- Qinetiq Group PLC 0.02%
- Serco Group PLC 0.02%
Tobacco
- British American Tobacco PLC 0.92%
- Imperial Brands PLC 0.22%
- Swedish Match Ab 0.17%
- Dufry AG 0.02%
Gambling
- Flutter Entertainment PLC 0.22%
- Evolution Ab 0.15%
- Entain PLC 0.08%
- La Francaise Des Jeux Saem 0.03%
- Playtech PLC 0.02%
Alcohol
- Diageo PLC 1.09%
- Anheuser-Busch Inbev SA/Nv 0.45%
- Pernod Ricard SA 0.43%
- Heineken Nv 0.24%
- Carlsberg As 0.13%
- Heineken Holding Nv 0.08%
- Davide Campari-Milano Nv 0.05%
- Remy Cointreau SA 0.05%
- Royal Unibrew A/S 0.04%
- Dufry AG 0.02%
Palm Oil
- Aak Ab 0.03%
Human Rights & Environmental Violations
- Nestle SA 3.34%
- Shell PLC 2.08%
- Glencore PLC 0.79%
- Rio Tinto PLC 0.68%
- Bayer AG 0.52%
- Basf Se 0.40%
- Credit Suisse Group AG 0.12%
- Indivior PLC 0.02%
Animal Cruelty
- Nestle SA 3.34%
- Shell PLC 2.08%
- LVMH Moet Hennessy Louis Vuitton Se 1.68%
- Unilever PLC 1.28%
- British American Tobacco PLC 0.92%
- L'Oreal SA 0.91%
- Air Liquide SA 0.67%
- Cie Financiere Richemont SA 0.56%
- Bayer AG 0.52%
- Hermes International 0.42%
- Basf Se 0.40%
- Kering SA 0.37%
- Danone SA 0.33%
- Givaudan SA 0.32%
- Eni Spa 0.30%
- Koninklijke Ahold Delhaize Nv 0.30%
- Koninklijke Dsm Nv 0.23%
- Imperial Brands PLC 0.22%
- Tesco PLC 0.20%
- Henkel AG & Co. Kgaa 0.19%
- Kerry Group PLC 0.16%
- Sgs SA 0.15%
- Symrise AG 0.15%
- Essity Ab 0.14%
- Akzo Nobel Nv 0.12%
- Beiersdorf AG 0.11%
- Croda International PLC 0.11%
- Novozymes A/S 0.11%
- Rentokil Initial PLC 0.11%
- Aker BP Asa 0.10%
- Moncler Spa 0.10%
- Swatch Group AG 0.10%
- Burberry Group PLC 0.09%
- Barry Callebaut AG 0.08%
- Groupe Bruxelles Lambert Nv 0.08%
- Intertek Group PLC 0.08%
- Umicore SA 0.07%
- Yara International Asa 0.07%
- Associated British Foods PLC 0.06%
- Chr Hansen Holding A/S 0.06%
- Covestro AG 0.06%
- Dcc PLC 0.06%
- Mowi Asa 0.06%
- Orkla Asa 0.06%
- Solvay SA 0.06%
- Arkema SA 0.05%
- Ems-Chemie Holding AG 0.05%
- Clariant AG 0.04%
- Evonik Industries AG 0.04%
- Johnson Matthey PLC 0.04%
- Aak Ab 0.03%
- Dksh Holding AG 0.03%
- Lanxess AG 0.03%
- Tate & Lyle PLC 0.03%
- Aker Asa 0.02%
- Corbion Nv 0.02%
- Societe Bic SA 0.02%
- Victrex PLC 0.02%
- Wacker Chemie AG 0.02%
- Wendel Se 0.02%
This data is compiled by Mindful Money from the fund information and portfolios
that each KiwiSaver fund has
filed with the Disclose register to 30th Sept. 2022 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
About this fund
In their own words
Invests in international shares and is designed to track the return (before tax, fees and other expenses) of the FTSE Developed Europe All Cap Index.
| Value | $4.0M NZD |
| Period of data report | 31st Dec. 2022 |
| Members | 543 |
| Fund started | 21st Sept. 2015 |
| Total annual fund fees | 0.59% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 0.59% |
| Other management and administration charges | 0.0% |
| Total other charges | 30.0 |
| Total other charges currency | NZD |
Key Personnel
|
Guy Roulston Elliffe |
Currently: Director (7 years, 1 months) |
|
Stuart Kenneth Reginald Millar |
Currently: Chief Investment Officer - Smartshares (3 years, 7 months) |
|
Hugh Duncan Stevens |
Currently: Chief Executive Officer - Smartshares (4 years, 10 months) |
|
Alister John Williams |
Currently: Director (7 years, 1 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.
Investment Exclusions
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or the fund’s exclusion policy and thresholds may be different from the definitions applied by Mindful Money.
| Issue of concern | Does this fund say it excludes this? | Actual holdings |
|---|---|---|
| Adult Entertainment /Pornography | 0.00% | |
| Alcohol | 2.57% | |
| Animal Cruelty | 18.07% | |
| Fossil Fuels | 9.81% | |
| Gambling | 0.50% | |
| GMOs | 0.00% | |
| Human Rights & Environmental Violations | 7.93% | |
| Palm Oil | 0.03% | |
| Tobacco | 1.35% | |
| Weapons | 1.83% |
This data is compiled by Mindful Money from the fund information and portfolios
that each KiwiSaver fund has
filed with the Disclose register to 30th Sept. 2022 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that many KiwiSaver
funds exclude controversial weapons. However, the category of Weapons used in
this analysis is broader in scope, covering all munitions, firearms and
military weapons. Similarly Mindful Money uses a broader scope for fossil fuels
than the government’s rules for default KiwiSaver funds. The full definitions
used in the Mindful Money analysis are here.
Past Returns
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|---|---|
| 2022 | 3.94% | 1.28% |
| 2021 | 36.11% | 25.64% |
| 2020 | -6.34% | -6.57% |
| 2019 | 9.78% | 0.01% |
| 2018 | 6.95% | 9.71% |
| 2017 | 10.40% | 5.01% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.
Top 10 Investments
-
Vanguard FTSE Europe ETF
United States International Equities99.15% -
ANZ NZD Current Account
New Zealand Cash and Equivalents AA-0.92%
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 0.0% | 0.678476% |
| New Zealand Fixed Interest | 0.0% | 0.0% |
| International Fixed Interest | 0.0% | 0.0% |
| Australasian Equities | 100.0% | 0.0% |
| International Equities | 0.0% | 99.321524% |
| Listed Properties | 0.0% | 0.0% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.0% |
| Commodities | 0.0% | 0.0% |
Investment Mix
How the money in this fund is invested against the fund's targets.
Target
Actual
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.