SuperLife Ethica

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Showing the top 10 investments for this fund:

• Dimensional Global Sustainability Trust NZD Hedged
  Australia International Equities
  29.89%
• Dimensional Global Bond Sustainability Trust NZD
  Australia Int Fixed Interest
  26.07%
• Dimensional Global Sustainability Trust Unhedged
  Australia International Equities
  7.97%
• Dimensional Australian Sustainability Trust
  Australia Australasian Equities
  4.01%
• Vanguard International Property Securities Index Fund Hedged
  Australia Listed Property
  3.65%
• Westpac Current Account
  New Zealand Cash and Equivalents A-1+
  1.64%
• New Zealand Government 20/09/25 2.0% Ib
  New Zealand NZ Fixed Interest AA+
  0.88%
• New Zealand Local Government Funding Agency 14/04/33 3.50% Gb
  New Zealand NZ Fixed Interest AA+
  0.6%
• Fisher & Paykel Healthcare Corp Ltd
  New Zealand Australasian Equities
  0.59%
• Auckland International Airport Ltd
  New Zealand Australasian Equities
  0.55%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Tue June 30th 2020.

How the money in this fund is invested against the fund's targets.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

• Issue of concern
  Does this fund say it excludes this?
  Actual holdings
• Adult Entertainment/Pornography:
  0.00%
• Alcohol:
  0.13%
• Animal Testing:
  3.14%
• Fossil Fuels:
  0.31%
• Gambling:
  0.00%
• GMOs:
  0.27%
• Human Rights & Environmental Violations:
  0.48%
• Palm Oil:
  0.00%
• Tobacco:
  0.00%
• Weapons:
  0.15%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Tue March 31st 2020 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

In their own words

"Invests in a mix of income and growth assets and designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5?-?7 years on average. SuperLife provides KiwiSaver, investment, superannuation and insurance solutions to over 50,000 members. For over 15 years we have focused on what matters most to our members: a passive investment philosophy, low fees, flexibility, transparency and exceptional customer service. SuperLife is managed by Smartshares Limited, which is a wholly-owned subsidiary of NZX Limited."

Key Personnel

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Tue June 30th 2020.

Downloads

Download the fund's disclosure statement and portfolio holdings.

• Product Disclosure Statement (PDS) v
• Portfolio holdings v
• Statement of Investment Policy & Objectives (SIPO) v