Aurora Retirementplus Age 75

Find a Mindful Ethical fund »

Not Mindful

Fund type: Balanced fund

Past Returns: No three year data yet

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 1.29%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Cheniere Energy Inc 0.02%
Engie SA Mtn Regs 0.02%
Franco Nevada Corp 0.02%
Lyondellbasell Industries Nv Class 0.02%
Neste 0.01%
Oneok Inc 0.02%
Pembina Pipeline Corp 0.01%
Phillips 66 0.03%
Valero Energy Corp 0.03%

Weapons

Olin Corp 0.05%
Teledyne Technologies Inc 0.01%

Alcohol

Diageo PLC 1.24%
LVMH Moet Hennessy Louis Vui 1.13%

Human Rights & Environmental Violations

Centrais Eletricas Brasileiras Ele 0.01%
Evergreen Marine Corp (Taiwan) Ltd 0.01%
Mtn Group Ltd 0.02%
Nestle SA-Reg 0.82%

Animal Testing

Clorox 0.01%
Coca-Cola 0.16%
Danone SA 0.02%
Ecolab Inc 0.02%
Estee Lauder Cos Inc/The 1.07%
Fujifilm Holdings Corp 0.01%
General Mills Inc 0.03%
Givaudan SA 0.02%
Hanwha Solutions Corp 0.01%
Hindustan Unilever Ltd 0.02%
International Flavors & Fragrances 0.02%
Kao Corp 0.01%
Kellogg 0.01%
Kimberly Clark Corp 0.03%
Koninkilijke Dsm Nv 0.02%
L'Oreal SA 0.97%
LVMH Moet Hennessy Louis Vui 1.12%
Loreal SA 0.05%
Lyondellbasell Industries Nv Class 0.02%
Nestle SA-Reg 0.82%
Nutrien Ltd 0.52%
Olin Corp 0.05%
PPG Industries Inc 0.51%
Pepsico Inc 0.14%
Sociedad Quimica Y Minera De Chile 0.01%
Svenska Cellulosa B 0.09%
Unilever PLC 0.79%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu March 31st 2022 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu March 31st 2022.

Showing the top 10 investments for this fund:

  • Mint Diversified Growth Fund
    New Zealand Fund
    83.15%
  • Mint Diversified Income Fund
    New Zealand Fund
    9.86%
  • Cash At Bank (BNZ)
    New Zealand Cash and Equivalents AA-
    2.11%
  • Ishares Msci World SRI-USD-D
    United States International Equities
    2.04%
  • Ishares USD Tips Ucits ETF (Acc)
    United States Int Fixed Interest
    0.83%
  • Ishares Global Green Bond ETF
    United States Int Fixed Interest
    0.65%
  • Ishares Global Clean Energy
    United States International Equities
    0.34%
  • Ishares Sust Msci Em SRI
    United States International Equities
    0.34%
  • Ishares Global Timber & Forestry ETF
    United States International Equities
    0.34%
  • Ishares Global Water Ucits ETF USD (Dist)
    United States International Equities
    0.34%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Thu March 31st 2022.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 4.63% 6.38%
New Zealand Fixed Interest 56.37% 50.93%
International Fixed Interest 2.25% 5.58%
Australasian Equities 5.38% 9.82%
International Equities 18.25% 18.33%
Listed Properties 13.12% 8.99%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.03%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu March 31st 2022.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    2.37%
  • Animal Testing:
    6.72%
  • Fossil Fuels:
    0.24%
  • Gambling:
    0.00%
  • GMOs:
    0.00%
  • Human Rights & Environmental Violations:
    0.88%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.06%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu March 31st 2022 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"RetirementPlus Age 75 is a representation of the RetirementPlus life cycle. This investment option invests 7.5% in the Aurora Growth Fund, 7.5% in the Aurora Future Focused Fund and 85% in the Aurora Conservative Fund."

Value $0 NZD
Period of data report Thu March 31st 2022
Members Not provided
Fund started Sat Jan. 9th 2021
Total annual fund fees 1.29%
Total performance based fees 0.0%
Manager's basic fee 1.29%
Other management and administration charges 0.0%
Total other charges 36.0
Total other charges currency NZD

Key Personnel

Simon Rolland

Currently: CEO & Director, Aurora Capital (0 years, 11 months)
Previously: CEO & Director, Aurora Financial (6 years, 0 months)

Sean Henaghan

Currently: CIO & Director, Aurora Capital (0 years, 11 months)
Previously: CIO & Director, Multi-Asset Group, AMP Capital (5 years, 0 months)

Thomas Mcrobie

Currently: Investment Analyst, Aurora Capital (0 years, 11 months)
Previously: Financial adviser, Aurora Financial (2 years, 0 months)

Ian Coates

Currently: General Manager, Aurora Capital (0 years, 1 months)
Previously: Head of KiwiSaver, Aurora Financial (2 years, 1 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Thu March 31st 2022.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Latest news

You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Markets Conduct Act 2013 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.