Funds
Aurora Retirementplus Age 50
Fund type: Growth fund
Past Returns: *-16.22%Annual Fees: 1.5%
Issues of concern
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Key:
- Adult Entertainment/Pornography
- Alcohol
- Animal Cruelty
- Fossil Fuels
- Gambling
- GMOs
- Human Rights & Environmental Violations
- Palm Oil
- Tobacco
- Weapons
Companies of concern
Fossil Fuel
- Contact Energy Ltd 0.49%
- Consolidated Edison Inc 0.19%
- Iberdrola SA 0.19%
- Phillips 66 0.09%
- Valero Energy Corp 0.09%
- Edp Energias De Portugal SA 0.08%
- Cheniere Energy Inc 0.06%
- Kinder Morgan Inc 0.06%
- Oneok Inc 0.05%
- Northland Power Inc 0.04%
- Atmos Energy Corp 0.03%
- Edp Finance Bv Mtn Regs 0.03%
- Enel Finance International Nv Mtn Regs 0.03%
- Engie SA Mtn Regs 0.03%
- Iberdrola International Bv Mtn Regs 0.03%
- Neste 0.03%
- Pembina Pipeline Corp 0.03%
- Atlantica Sustainable Infrastructu 0.02%
- Clearway Energy Inc Class C 0.02%
- Enbw Energie Baden Wuerttemberg AG Regs 0.02%
- Esb Finance Dac Mtn Regs 0.02%
- Iberdrola International Bv Regs 0.02%
- Lg Corp 0.02%
- Sk Innovation Ltd 0.02%
- Snam 0.02%
- Cosan Industria E Comercio SA 0.01%
- Enel Americas SA 0.01%
- Engie SA Regs 0.01%
- Erg 0.01%
- Iberdrola Finanzas Sau Mtn Regs 0.01%
- Rwe AG Regs 0.01%
Weapons
- Canadian Tire Ltd Class A 0.01%
Alcohol
- Diageo PLC 0.89%
Human Rights & Environmental Violations
- Thermo Fisher Scientific Inc 1.01%
- Nutrien Ltd 0.52%
- Caterpillar Inc 0.21%
- Bank Leumi Le Israel 0.02%
- Evergreen Marine Corp (Taiwan) Ltd 0.01%
Animal Cruelty
- LVMH Moet Hennessy Louis Vui 0.98%
- Estee Lauder Cos Inc/The 0.85%
- L'Oreal SA 0.67%
- Nutrien Ltd 0.52%
- PPG Industries Inc 0.48%
- Coca-Cola 0.43%
- 3M Co 0.42%
- Pepsico Inc 0.42%
- Unilever PLC 0.41%
- Ecolab Inc 0.18%
- Loreal SA 0.15%
- General Mills Inc 0.08%
- Daikin Industries Ltd 0.07%
- Hindustan Unilever Ltd 0.07%
- Kimberly Clark Corp 0.07%
- Danone SA 0.06%
- Nippon Paper Industries Ltd 0.06%
- Givaudan SA 0.05%
- Keurig Dr Pepper Inc 0.05%
- Koninklijke Ahold Delhaize Nv 0.05%
- Asian Paints Ltd 0.04%
- International Flavors & Fragrances 0.04%
- Koninkilijke Dsm Nv 0.04%
- Ajinomoto Inc 0.03%
- Clorox 0.03%
- Essity Class B 0.03%
- Hanwha Solutions Corp 0.03%
- Kao Corp 0.03%
- Kellogg 0.03%
- Kerry Group PLC 0.03%
- Sgs SA 0.03%
- Akzo Nobel Nv 0.02%
- Beiersdorf AG 0.02%
- Burberry Group PLC 0.02%
- Croda International PLC 0.02%
- George Weston Ltd 0.02%
- Henkel & Kgaa Pref AG 0.02%
- Hormel Foods Corp 0.02%
- Nestle India Ltd 0.02%
- Novozymes B 0.02%
- Sk Innovation Ltd 0.02%
- Associated British Foods PLC 0.01%
- Henkel AG 0.01%
- Intertek Group PLC 0.01%
- Kikkoman Corp 0.01%
- Lg H & H Ltd 0.01%
- Mitsubishi Chemical Group Corp 0.01%
- Mowi 0.01%
- Umicore SA 0.01%
This data is compiled by Mindful Money from the fund information and portfolios
that each KiwiSaver fund has
filed with the Disclose register to 30th Sept. 2022 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of
concern.
The listing of companies of concern is based on definitions used in Mindful Money's
methodology. These definitions may
be different from the exclusions policy and definitions applied by the fund provider.
Mindful Money uses the term Mindful Funds as our standard
for ethical investment and responsible investment. This does not imply that
other funds are unethical or that the fund providers that do not meet these
standards are unethical providers.
About this fund
In their own words
RetirementPlus Age 50 is a representation of the RetirementPlus life cycle. This investment option invests 50% in the Aurora Growth Fund and 50% in the Aurora Future Focused Fund.
| Value | $34M NZD |
| Period of data report | 31st Dec. 2022 |
| Members | 1,198 |
| Fund started | 1st Sept. 2021 |
| Total annual fund fees | 1.5% |
| Total performance based fees | 0.0% |
| Manager's basic fee | 1.5% |
| Other management and administration charges | 0.0% |
| Total other charges | 36.0 |
| Total other charges currency | NZD |
Key Personnel
|
Simon Rolland |
Currently: CEO & Director, Aurora Capital (1 years, 8 months) |
|
Sean Henaghan |
Currently: CIO & Director, Aurora Capital (1 years, 8 months) |
|
Ian Coates |
Currently: General Manager, Aurora Capital (0 years, 10 months) |
|
Thomas Mcrobie |
Currently: Investment Analyst, Aurora Capital (1 years, 8 months) |
|
George Steele |
Currently: Operations Lead (0 years, 9 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.
Investment Exclusions
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or the fund’s exclusion policy and thresholds may be different from the definitions applied by Mindful Money.
| Issue of concern | Does this fund say it excludes this? | Actual holdings |
|---|---|---|
| Adult Entertainment /Pornography | 0.00% | |
| Alcohol | 0.89% | |
| Animal Cruelty | 6.84% | |
| Fossil Fuels | 2.16% | |
| Gambling | 0.00% | |
| GMOs | 0.00% | |
| Human Rights & Environmental Violations | 1.83% | |
| Palm Oil | 0.01% | |
| Tobacco | 0.00% | |
| Weapons | 0.03% |
This data is compiled by Mindful Money from the fund information and portfolios
that each KiwiSaver fund has
filed with the Disclose register to 30th Sept. 2022 and Mindful Money
analysis of funds within those portfolios. The list of companies of concern has
been drawn from ratings agencies and public sources, including the Norwegian
Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that many KiwiSaver
funds exclude controversial weapons. However, the category of Weapons used in
this analysis is broader in scope, covering all munitions, firearms and
military weapons. Similarly Mindful Money uses a broader scope for fossil fuels
than the government’s rules for default KiwiSaver funds. The full definitions
used in the Mindful Money analysis are here.
Past Returns
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
| Year | Market Average | Fund Annual Return |
|---|
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.
Top 10 Investments
-
Mint Diversified Growth Fund
New Zealand Fund49.73% -
Ishares Msci World SRI-USD-D
United States International Equities19.75% -
Ishares USD Tips Ucits ETF (Acc)
United States Int Fixed Interest7.5% -
Ishares Global Green Bond ETF
United States Int Fixed Interest5.73% -
Ishares Global Water Ucits ETF USD (Dist)
United States International Equities3.34% -
Ishares Global Clean Energy
United States International Equities3.32% -
Ishares Sust Msci Em SRI
United States International Equities3.31% -
Ishares Global Timber & Forestry ETF
United States International Equities3.31% -
Ishares Global Govt Bond Ucits ETF
United States International Equities2.21% -
Cash At Bank (BNZ)
New Zealand Cash and Equivalents AA-1.06%
| Type | Target | Actual |
|---|---|---|
| Cash and Cash Equivalents | 2.5% | 5.37% |
| New Zealand Fixed Interest | 7.5% | 5.82% |
| International Fixed Interest | 15.0% | 13.35% |
| Australasian Equities | 7.5% | 7.32% |
| International Equities | 65.0% | 65.52% |
| Listed Properties | 2.5% | 2.39% |
| Unlisted Properties | 0.0% | 0.0% |
| Other | 0.0% | 0.23% |
| Commodities | 0.0% | 0.0% |
Investment Mix
How the money in this fund is invested against the fund's targets.
Target
Actual
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st Dec. 2022.