OneAnswer International Fixed Interest Fund

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Fund type: Defensive fund

Past Returns: 2.72%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.78%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Aker BP Asa Callable Notes Fixed 4% 15 Jan 2031 USD 1000 0.07%
Atmos Energy Corp Callable Notes Fixed 3% 15 Jun 2027 USD 1000 0.03%
BP Capital Markets PLC Callable Bond Variable Gbp 1000 Perp 0.01%
BP Capital Markets PLC Callable Notes Fixed 3.279% 19 Sep 2027 USD 1000 0.01%
BP Capital Markets PLC Callable Notes Variable USD 1000 Perp 0.11%
Berkshire Hathaway Energy Co Callable Bond Fixed 5.95% 15 May 2037 USD 1000 0.01%
Berkshire Hathaway Energy Co Callable Bond Fixed 6.125% 01 Apr 2036 USD 1000 0.06%
Berkshire Hathaway Energy Co Callable Notes Fixed 1.65% 15 May 2031 USD 1000 0.05%
Berkshire Hathaway Energy Co Callable Notes Fixed 3.25% 15 Apr 2028 USD 1000 0.03%
Berkshire Hathaway Energy Co Callable Notes Fixed 3.7% 15 Jul 2030 USD 1000 0.06%
Berkshire Hathaway Energy Co Callable Notes Fixed 4.05% 15 Apr 2025 USD 1000 0.07%
Berkshire Hathaway Energy Co Callable Notes Fixed 4.25% 15 Oct 2050 USD 1000 0.01%
Centrica PLC Medium Term Note Fixed 4.375% 13 Mar 2029 Gbp 1000 0.01%
Centrica PLC Medium Term Note Fixed 7% 19 Sep 2033 Gbp 1000 0.06%
Coca-Cola Co The Callable Notes Fixed 0.125% 09 Mar 2029 EUR 1000 0.06%
Coca-Cola Co The Callable Notes Fixed 0.125% 15 Mar 2029 EUR 1000 0.01%
Coca-Cola Co The Callable Notes Fixed 0.375% 15 Mar 2033 EUR 1000 0.06%
Coca-Cola Co The Callable Notes Fixed 0.4% 06 May 2030 EUR 1000 0.04%
Coca-Cola Co The Callable Notes Fixed 1.125% 09 Mar 2027 EUR 1000 0.07%
Coca-Cola Co The Callable Notes Fixed 1.375% 15 Mar 2031 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 1.625% 09 Mar 2035 EUR 1000 0.04%
Coca-Cola Co The Callable Notes Fixed 1.65% 01 Jun 2030 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 2.25% 05 Jan 2032 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 2.875% 05 May 2041 USD 1000 0.08%
Dominion Energy Inc Callable Notes Variable 01 Oct 2054 USD 1000 0.03%
Enagas Financiaciones SA Callable Medium Term Note Fixed 0.375% 05 Nov 2032 EUR 0.02%
Enbridge Energy Partners Lp Callable Notes Fixed 7.375% 15 Oct 2045 USD 1000 0.01%
Enbridge Inc Callable Medium Term Note Fixed 5.75% 02 Sep 2039 Cad 1000 0.03%
Enbridge Inc Callable Notes Fixed 3.7% 15 Jul 2027 USD 1000 0.01%
Enbridge Inc Callable Notes Variable 01 Mar 2078 USD 1000 0.04%
Enbridge Inc Callable Notes Variable 15 Jan 2077 USD 1000 0.02%
Enbridge Inc Callable Notes Variable 15 Jul 2077 USD 1000 0.03%
Enbridge Inc Callable Notes Variable 15 Jul 2080 USD 1000 0.04%
Enbridge Inc Callable Notes Variable 27 Sep 2077 Cad 1000 0.05%
Eni Spa Callable Notes Variable EUR 1000 Perp 0.06%
Infraestructura Energetica Nova Sab De Cv Callable Notes Fixed 4.75% 15 Jan 2051 0.02%
Lukoil International Finance Bv Callable Notes Fixed 4.563% 24 Apr 2023 USD 1000 0.01%
Lukoil Securities Bv Callable Notes Fixed 3.875% 06 May 2030 USD 1000 0.03%
Lyb International Finance Ii Bv Callable Notes Fixed 0.875% 17 Sep 2026 EUR 1000 0.02%
National Grid North America Inc Medium Term Note Fixed 1% 12 Jul 2024 EUR 100000 0.01%
Naturgy Finance Bv Callable Medium Term Note Fixed 0.75% 28 Nov 2029 EUR 100000 0.06%
Naturgy Finance Bv Callable Medium Term Note Fixed 1.25% 15 Jan 2026 EUR 100000 0.02%
Naturgy Finance Bv Callable Medium Term Note Fixed 1.375% 19 Jan 2027 EUR 100000 0.02%
Naturgy Finance Bv Callable Medium Term Note Fixed 1.5% 29 Jan 2028 EUR 100000 0.03%
OMV AG Callable Bond Variable EUR 1000 Perp 0.05%
OMV AG Callable Bond Variable EUR 100000 Perp 0.02%
OMV AG Callable Notes Variable EUR 100000 Perp 0.08%
OMV AG Medium Term Note Fixed 0% 16 Jun 2023 EUR 1000 0.04%
OMV AG Medium Term Note Fixed 2.375% 09 Apr 2032 EUR 1000 0.02%
Oneok Partners Lp Callable Notes Fixed 6.125% 01 Feb 2041 USD 1000 0.04%
Oneok Partners Lp Callable Notes Fixed 6.85% 15 Oct 2037 USD 1000 15Oct37 0.01%
Public Service Enterprise Group Inc Callable Notes Fixed 2.875% 15 Jun 2024 USD 0.06%
Santos Finance Ltd Callable Medium Term Note Fixed 5.25% 13 Mar 2029 USD 1000 0.04%
Snam Spa Callable Medium Term Note Fixed 0% 07 Dec 2028 EUR 1000 0.04%
Snam Spa Callable Medium Term Note Fixed 0.75% 17 Jun 2030 EUR 1000 0.03%
Snam Spa Medium Term Note Fixed 0.875% 25 Oct 2026 EUR 1000 0.08%

Weapons

Amphenol Corp Callable Notes Fixed 2.8% 15 Feb 2030 USD 1000 0.07%
Canadian Tire Corp Ltd Callable Medium Term Note Fixed 3.167% 06 Jul 2023 Cad 10 0.01%

Gambling

Alcohol

Anheuser-Busch Cos Llc Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 0.06%
Anheuser-Busch Inbev SA Nv Callable Medium Term Note Fixed 2% 17 Mar 2028 EUR 10 0.03%
Anheuser-Busch Inbev SA Nv Callable Medium Term Note Fixed 2.125% 02 Dec 2027 EUR 0.01%
Anheuser-Busch Inbev Worldwide Inc Callable Notes Fixed 5.45% 23 Jan 2039 USD 10 0.02%
Carlsberg Breweries As Callable Medium Term Note Fixed 0.625% 09 Mar 2030 EUR 10 0.04%
Diageo Finance PLC Callable Medium Term Note Fixed 1.25% 28 Mar 2033 Gbp 1000 0.04%
Diageo Finance PLC Callable Medium Term Note Fixed 2.5% 27 Mar 2032 EUR 1000 0.05%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0% 11 Feb 2026 0.05%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.375% 26 May 2022 0.02%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.75% 07 Apr 2025 0.06%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 1.125% 11 Feb 2027 0.04%
LVMH Moet Hennessy Louis Vuitton Se Callable Notes Fixed 0.125% 11 Feb 2028 EUR 0.01%
LVMH Moet Hennessy Louis Vuitton Se Callable Notes Fixed 0.375% 11 Feb 2031 EUR 0.06%

Human Rights & Environmental Violations

Johnson & Johnson Callable Notes Fixed 0.95% 01 Sep 2027 USD 1000 0.06%
Johnson & Johnson Callable Notes Fixed 1.3% 01 Sep 2030 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.625% 15 Jan 2025 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.9% 15 Jan 2028 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 3.375% 05 Dec 2023 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.4% 15 Jan 2038 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.625% 03 Mar 2037 USD 1000 0.04%
Johnson & Johnson Callable Notes Fixed 3.7% 01 Mar 2046 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 5.85% 15 Jul 2038 USD 1000 0.09%
Johnson & Johnson Callable Notes Fixed 5.95% 15 Aug 2037 USD 1000 0.03%
Motorola Solutions Inc Callable Notes Fixed 2.3% 15 Nov 2030 USD 1000 0.06%
Motorola Solutions Inc Callable Notes Fixed 4% 01 Sep 2024 USD 1000 0.01%
Motorola Solutions Inc Callable Notes Fixed 4.6% 23 May 2029 USD 1000 0.04%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 03 Mar 2033 0.01%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 14 Jun 2026 0.05%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.125% 01 Apr 2026 0.01%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.5% 01 Apr 2030 0.08%
Nestle Finance International Ltd Callable Notes Fixed 0.375% 12 May 2032 EUR 100 0.04%
Nestle Holdings Inc Callable Medium Term Note Fixed 0.625% 18 Dec 2025 Gbp 1000 0.01%
Nestle Holdings Inc Callable Medium Term Note Fixed 1.375% 23 Jun 2033 Gbp 1000 0.01%
Nestle Holdings Inc Callable Notes Fixed 0.625% 15 Jan 2026 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 1% 15 Sep 2027 USD 1000 0.06%
Nestle Holdings Inc Callable Notes Fixed 3.35% 24 Sep 2023 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 3.625% 24 Sep 2028 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 3.9% 24 Sep 2038 USD 1000 0.03%
Rio Tinto Finance PLC Medium Term Note Fixed 4% 11 Dec 2029 Gbp 1000 0.02%
Rio Tinto Finance Usa Ltd Callable Notes Fixed 3.75% 15 Jun 2025 USD 1000 0.05%
Rio Tinto Finance Usa Ltd Callable Notes Fixed 5.2% 02 Nov 2040 USD 1000 0.01%
Rio Tinto Finance Usa Ltd Callable Notes Fixed 7.125% 15 Jul 2028 USD 1000 0.01%
Rio Tinto Finance Usa PLC Callable Notes Fixed 4.125% 21 Aug 2042 USD 1000 0.04%

Animal Testing

Akzo Nobel Nv Callable Medium Term Note Fixed 1.625% 14 Apr 2030 EUR 1000 0.05%
Arkema SA Callable Notes Variable EUR 100000 Perp 0.04%
Basf Se Callable Medium Term Note Fixed 1.625% 15 Nov 2037 EUR 1000 0.01%
Coca-Cola Co The Callable Notes Fixed 0.125% 09 Mar 2029 EUR 1000 0.06%
Coca-Cola Co The Callable Notes Fixed 0.125% 15 Mar 2029 EUR 1000 0.01%
Coca-Cola Co The Callable Notes Fixed 0.375% 15 Mar 2033 EUR 1000 0.06%
Coca-Cola Co The Callable Notes Fixed 0.4% 06 May 2030 EUR 1000 0.04%
Coca-Cola Co The Callable Notes Fixed 1.125% 09 Mar 2027 EUR 1000 0.07%
Coca-Cola Co The Callable Notes Fixed 1.375% 15 Mar 2031 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 1.625% 09 Mar 2035 EUR 1000 0.04%
Coca-Cola Co The Callable Notes Fixed 1.65% 01 Jun 2030 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 2.25% 05 Jan 2032 USD 1000 0.02%
Coca-Cola Co The Callable Notes Fixed 2.875% 05 May 2041 USD 1000 0.08%
Covestro AG Callable Medium Term Note Fixed 1.375% 12 Jun 2030 EUR 1000 0.04%
Danone SA Callable Medium Term Note Fixed 0.571% 17 Mar 2027 EUR 100000 0.04%
Danone SA Callable Medium Term Note Fixed 0.709% 03 Nov 2024 EUR 100000 0.01%
Dow Chemical Co The Callable Notes Fixed 9.4% 15 May 2039 USD 1000 0.02%
Ecolab Inc Callable Bond Fixed 1% 15 Jan 2024 EUR 1000 0.05%
Ecolab Inc Callable Notes Fixed 2.75% 18 Aug 2055 USD 1000 0.02%
Ecolab Inc Callable Notes Fixed 3.25% 01 Dec 2027 USD 1000 0.02%
Estee Lauder Cos Inc The Callable Notes Fixed 2.6% 15 Apr 2030 USD 1000 0.05%
General Mills Inc Callable Notes Fixed 2.875% 15 Apr 2030 USD 1000 0.02%
General Mills Inc Callable Notes Fixed 3.7% 17 Oct 2023 USD 1000 0.02%
General Mills Inc Callable Notes Fixed 4.55% 17 Apr 2038 USD 1000 0.01%
Givaudan Finance Europe Bv Callable Notes Fixed 1% 22 Apr 2027 EUR 1000 0.01%
Glaxosmithkline Capital Inc Callable Bond Fixed 6.375% 15 May 2038 USD 1000 0.10%
Glaxosmithkline Capital PLC Callable Medium Term Note Fixed 1.25% 12 Oct 2028 Gbp 0.05%
Glaxosmithkline Capital PLC Medium Term Note Fixed 5.25% 19 Dec 2033 Gbp 1000 0.01%
Glaxosmithkline Capital PLC Medium Term Note Fixed 6.375% 09 Mar 2039 Gbp 1000 0.04%
Henkel AG & Co Kgaa Callable Notes Fixed 1.25% 30 Sep 2026 Gbp 100000 0.04%
Hp Inc Callable Notes Fixed 2.2% 17 Jun 2025 USD 1000 0.05%
Hp Inc Callable Notes Fixed 2.65% 17 Jun 2031 USD 1000 0.02%
Hp Inc Callable Notes Fixed 3.4% 17 Jun 2030 USD 1000 0.05%
Hp Inc Callable Notes Fixed 6% 15 Sep 2041 USD 1000 0.05%
International Flavors & Fragrances Inc Callable Notes Fixed 2.3% 01 Nov 2030 USD 0.06%
Johnson & Johnson Callable Notes Fixed 0.95% 01 Sep 2027 USD 1000 0.06%
Johnson & Johnson Callable Notes Fixed 1.3% 01 Sep 2030 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.625% 15 Jan 2025 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 2.9% 15 Jan 2028 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 3.375% 05 Dec 2023 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.4% 15 Jan 2038 USD 1000 0.02%
Johnson & Johnson Callable Notes Fixed 3.625% 03 Mar 2037 USD 1000 0.04%
Johnson & Johnson Callable Notes Fixed 3.7% 01 Mar 2046 USD 1000 0.01%
Johnson & Johnson Callable Notes Fixed 5.85% 15 Jul 2038 USD 1000 0.09%
Johnson & Johnson Callable Notes Fixed 5.95% 15 Aug 2037 USD 1000 0.03%
Kellogg Co Callable Bond Fixed 1% 17 May 2024 EUR 1000 0.01%
Kellogg Co Callable Notes Fixed 3.25% 01 Apr 2026 USD 1000 0.01%
Kerry Group Financial Services Unltd Co Callable Notes Fixed 0.625% 20 Sep 2029 0.02%
Kimberly-Clark Corp Callable Notes Fixed 1.05% 15 Sep 2027 USD 1000 0.06%
Kimberly-Clark Corp Callable Notes Fixed 3.1% 26 Mar 2030 USD 1000 0.04%
Koninklijke Dsm Nv Callable Notes Fixed 0.25% 23 Jun 2028 EUR 1000 0.04%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0% 11 Feb 2026 0.05%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.375% 26 May 2022 0.02%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 0.75% 07 Apr 2025 0.06%
LVMH Moet Hennessy Louis Vuitton Se Callable Medium Term Note Fixed 1.125% 11 Feb 2027 0.04%
LVMH Moet Hennessy Louis Vuitton Se Callable Notes Fixed 0.125% 11 Feb 2028 EUR 0.01%
LVMH Moet Hennessy Louis Vuitton Se Callable Notes Fixed 0.375% 11 Feb 2031 EUR 0.06%
Linde Finance Bv Callable Medium Term Note Fixed 0.55% 19 May 2032 EUR 100000 0.01%
Linde Inc Ct Callable Notes Fixed 2.65% 05 Feb 2025 USD 1000 0.06%
Lyb International Finance Ii Bv Callable Notes Fixed 0.875% 17 Sep 2026 EUR 1000 0.02%
Mondelez International Holdings Netherlands Bv Callable Notes Fixed 0.375% 22 Sep 2029 0.02%
Mondelez International Inc Callable Bond Fixed 1.625% 08 Mar 2027 EUR 1000 0.03%
Mondelez International Inc Callable Bond Fixed 3.25% 07 Mar 2025 Cad 1000 0.01%
Mondelez International Inc Callable Notes Fixed 2.75% 13 Apr 2030 USD 1000 0.02%
Mondelez International Inc Callable Notes Fixed 4.125% 07 May 2028 USD 1000 0.06%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 03 Mar 2033 0.01%
Nestle Finance International Ltd Callable Medium Term Note Fixed 0% 14 Jun 2026 0.05%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.125% 01 Apr 2026 0.01%
Nestle Finance International Ltd Callable Medium Term Note Fixed 1.5% 01 Apr 2030 0.08%
Nestle Finance International Ltd Callable Notes Fixed 0.375% 12 May 2032 EUR 100 0.04%
Nestle Holdings Inc Callable Medium Term Note Fixed 0.625% 18 Dec 2025 Gbp 1000 0.01%
Nestle Holdings Inc Callable Medium Term Note Fixed 1.375% 23 Jun 2033 Gbp 1000 0.01%
Nestle Holdings Inc Callable Notes Fixed 0.625% 15 Jan 2026 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 1% 15 Sep 2027 USD 1000 0.06%
Nestle Holdings Inc Callable Notes Fixed 3.35% 24 Sep 2023 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 3.625% 24 Sep 2028 USD 1000 0.03%
Nestle Holdings Inc Callable Notes Fixed 3.9% 24 Sep 2038 USD 1000 0.03%
PPG Industries Inc Callable Notes Fixed 1.2% 15 Mar 2026 USD 1000 0.07%
PPG Industries Inc Callable Notes Fixed 2.55% 15 Jun 2030 USD 1000 0.03%
PPG Industries Inc Callable Notes Fixed 2.8% 15 Aug 2029 USD 1000 0.03%
Pepsico Inc Callable Medium Term Note Fixed 0.5% 06 May 2028 EUR 1000 0.04%
Pepsico Inc Callable Notes Fixed 0.4% 07 Oct 2023 USD 1000 0.10%
Pepsico Inc Callable Notes Fixed 0.4% 09 Oct 2032 EUR 1000 0.02%
Pepsico Inc Callable Notes Fixed 0.875% 18 Jul 2028 EUR 1000 0.04%
Pepsico Inc Callable Notes Fixed 2.75% 19 Mar 2030 USD 1000 0.01%
Pepsico Inc Callable Notes Fixed 2.75% 30 Apr 2025 USD 1000 0.01%
Pepsico Inc Callable Notes Fixed 3% 15 Oct 2027 USD 1000 0.02%
Pepsico Inc Callable Notes Fixed 3.45% 06 Oct 2046 USD 1000 0.02%
Pepsico Inc Callable Notes Fixed 3.5% 19 Mar 2040 USD 1000 0.03%
Pepsico Inc Callable Notes Fixed 4% 05 Mar 2042 USD 1000 0.01%
Pepsico Inc Callable Notes Fixed 4.45% 14 Apr 2046 USD 1000 0.14%
Pepsico Inc Callable Notes Fixed 5.5% 15 Jan 2040 USD 1000 0.01%
Procter & Gamble Co The Callable Notes Fixed 0.5% 25 Oct 2024 EUR 1000 0.05%
Procter & Gamble Co The Callable Notes Fixed 1.2% 29 Oct 2030 USD 1000 0.06%
Procter & Gamble Co The Callable Notes Fixed 1.2% 30 Oct 2028 EUR 1000 0.02%
Procter & Gamble Co The Callable Notes Fixed 2.45% 03 Nov 2026 USD 1000 0.01%
Procter & Gamble Co The Callable Notes Fixed 2.8% 25 Mar 2027 USD 1000 0.07%
Procter & Gamble Co The Callable Notes Fixed 3% 25 Mar 2030 USD 1000 0.06%
Procter & Gamble Co The Callable Notes Fixed 5.55% 05 Mar 2037 USD 1000 0.02%
Procter & Gamble Co The Notes Fixed 4.875% 11 May 2027 EUR 1000 0.05%
Reckitt Benckiser Treasury Services Nederland Bv Callable Notes Fixed 0.375% 19 May 2026 0.04%
Reckitt Benckiser Treasury Services PLC Callable Notes Fixed 1.75% 19 May 2032 G 0.04%
Reckitt Benckiser Treasury Services PLC Callable Notes Fixed 3% 26 Jun 2027 USD 0.01%
Sherwin-Williams Co The Callable Notes Fixed 2.3% 15 May 2030 USD 1000 0.04%
Sherwin-Williams Co The Callable Notes Fixed 2.95% 15 Aug 2029 USD 1000 0.03%
Sherwin-Williams Co The Callable Notes Fixed 3.45% 01 Jun 2027 USD 1000 0.02%
Unilever Capital Corp Callable Notes Fixed 2.125% 06 Sep 2029 USD 1000 0.05%
Unilever Capital Corp Callable Notes Fixed 3.5% 22 Mar 2028 USD 1000 0.01%
Unilever Capital Corp Callable Notes Fixed 5.9% 15 Nov 2032 USD 1000 0.01%
Unilever Finance Netherlands Bv Bond Fixed 0.5% 06 Jan 2025 EUR 1000 0.01%
Unilever Finance Netherlands Bv Bond Fixed 1.375% 04 Sep 2030 EUR 1000 0.04%
Unilever Finance Netherlands Bv Callable Medium Term Note Fixed 1.25% 25 Mar 2025 0.03%
Unilever Finance Netherlands Bv Callable Notes Fixed 1.75% 25 Mar 2030 EUR 1000 0.01%
Unilever Finance Netherlands Bv Medium Term Note Fixed 0.375% 14 Feb 2023 EUR 10 0.01%
Unilever Finance Netherlands Bv Medium Term Note Fixed 1.625% 12 Feb 2033 EUR 10 0.01%
Unilever PLC Notes Fixed 1.5% 22 Jul 2026 Gbp 1000 0.02%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2021 1.50% -0.46%
2020 1.63% 5.67%
2019 2.29% 2.95%
2018 2.05% 1.25%
2017 1.53% 0.44%
2016 2.72% 3.01%
2015 4.23% 7.75%
2014 2.00% 1.0%
2013 3.15% 4.7%
2012 3.62% 5.95%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Showing the top 10 investments for this fund:

  • USD Current Account
    United States Cash and Equivalents A-1
    1.24%
  • Denmark Government Bond 4.50% 15 Nov 2039
    Denmark Int Fixed Interest AAA
    0.42%
  • Hong Kong Government Bond 1.1% 17 Jan 2023
    Hong Kong Int Fixed Interest AA+
    0.34%
  • Cash Deposit (J.P. Morgan EUR)
    Germany Cash and Equivalents A-1
    0.26%
  • United States Treasury 2.875% 15 Aug 2028
    United States Int Fixed Interest AA+
    0.25%
  • Hong Kong Government Bond 1.68% 21 Jan 2026
    Hong Kong Int Fixed Interest AA+
    0.25%
  • Sweden Government Bond 1.5% 13 Nov 2023
    Sweden Int Fixed Interest AAA
    0.24%
  • Norway Government Bond 2% 24 May 2023
    Norway Int Fixed Interest AAA
    0.23%
  • United States Treasury 0.875% 15 Nov 2030
    United States Int Fixed Interest AA+
    0.23%
  • United States Treasury 1.25% 15 Aug 2031
    United States Int Fixed Interest AA+
    0.22%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Fri Dec. 31st 2021.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 0.0% 0.03%
New Zealand Fixed Interest 0.0% 0.0%
International Fixed Interest 100.0% 99.97%
Australasian Equities 0.0% 0.0%
International Equities 0.0% 0.0%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    0.50%
  • Animal Testing:
    4.16%
  • Fossil Fuels:
    2.22%
  • Gambling:
    0.01%
  • GMOs:
    0.00%
  • Human Rights & Environmental Violations:
    1.00%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.09%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"The fund aims to achieve a positive yearly return (after the fund charge and before tax) that over the long-term is broadly in line with the relevant market index."

Value $2.5M NZD
Period of data report Fri Dec. 31st 2021
Members 203
Fund started Mon Oct. 1st 2007
Total annual fund fees 0.78%
Total performance based fees 0.0%
Manager's basic fee 0.75%
Other management and administration charges 0.03%
Total other charges 18.0
Total other charges currency NZD

Key Personnel

Paul Huxford

Currently: Chief Investment Officer New Zealand (3 years, 6 months)
Previously: Acting Chief Investment Officer ANZ Bank New Zealand Limited (0 years, 3 months)

Alan Clarke

Currently: Co-Head of Diversified Portfolio Management (2 years, 10 months)
Previously: Senior Mandate Research Manager ANZ Bank New Zealand Limited (3 years, 7 months)

Maaike Van Tol

Currently: Co-Head of Diversified Portfolio Management (2 years, 10 months)
Previously: Senior Asset Allocation Manager ANZ Bank New Zealand Limited (1 years, 8 months)

Ben Wedd

Currently: Investment Analyst (2 years, 7 months)
Previously: Investment Compliance AnalystANZ Bank New Zealand Limited (2 years, 7 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Downloads

Download the fund's disclosure statement and portfolio holdings.

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You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Markets Conduct Act 2013 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.