Funds

InvestNow KiwiSaver Castle Point 5 Oceans Fund

Total Ethical Concerns: 8.48%

The average total concerns of all KiwiSaver balanced funds is 5.99%.

Companies of Concern

  • Animal Cruelty 2.0%

    • Unilever PLC
      0.33%
      0.33%
    • Henkel AG & Co. Kgaa
      0.24%
      0.24%
    • Koninklijke Ahold Delhaize Nv
      0.21%
      0.21%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • 0.18%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Colgate-Palmolive Co.
      0.11%
      0.11%
    • Exxon Mobil Corp.
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Braskem SA
      0.09%
      0.09%
    • Tosoh Corp.
      0.08%
      0.08%
    • 3M
      0.05%
      0.05%
    • Ralph Lauren Corp.
      0.05%
      0.05%
    • Shin-Etsu Chemical Co., Ltd.
      0.05%
      0.05%
    • Tapestry, Inc.
      0.05%
      0.05%
    • Cabot Corp.
      0.04%
      0.04%
    • Kering SA
      0.04%
      0.04%
    • Eastman Chemical Co.
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
  • Human Rights Violations 1.7%

    • Ck Hutchison
      0.29%
      0.29%
    • 0.26%
    • 0.22%
    • UBS
      0.21%
      0.21%
    • Rio Tinto
      0.18%
      0.18%
    • Nestlé
      0.17%
      0.17%
    • General Motors
      0.13%
      0.13%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Wells Fargo
      0.05%
      0.05%
    • Caterpillar
      0.04%
      0.04%
    • Holcim
      0.01%
      0.01%
    • Kbr, Inc.
      0.01%
      0.01%
    • Mattel, Inc.
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
  • Social Harm 0.22%

  • Fossil Fuels 4.92%

    • Contact Energy Ltd.
      0.70%
      1.5°C
      This company is on a 1.5°C pathway
      0.70%
    • National Grid PLC
      0.43%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.43%
    • Ck Hutchison
      0.29%
      0.29%
    • Samsung C&T Corp.
      0.26%
      0.26%
    • Totalenergies Se
      0.25%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.25%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • Endesa SA
      0.20%
      1.5°C
      This company is on a 1.5°C pathway
      0.20%
    • Rio Tinto
      0.18%
      0.18%
    • Engie SA
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • Consolidated Edison, Inc.
      0.15%
      0.15%
    • BHP
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Centrica PLC
      0.13%
      0.13%
    • Enel
      0.13%
      1.5°C
      This company is on a 1.5°C pathway
      0.13%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • The Kansai Electric Power Co., Inc.
      0.12%
      0.12%
    • Exxon Mobil Corp.
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • 0.10%
    • Lg Corp.
      0.10%
      0.10%
    • Osaka Gas
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Duke Energy Corp
      0.07%
      0.07%
    • American Electric Power Co., Inc.
      0.06%
      0.06%
    • Constellation Energy Corp.
      0.06%
      0.06%
    • Ovintiv, Inc.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Qatarenergy
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • The Southern Co.
      0.06%
      0.06%
    • Air Water, Inc.
      0.05%
      0.05%
    • Intertek Group PLC
      0.05%
      0.05%
    • Equinor Asa
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Fairfax Financial Holdings Ltd.
      0.04%
      0.04%
    • National Fuel Gas Co.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Nrg Energy, Inc.
      0.04%
      0.04%
    • A2A SpA
      0.02%
      0.02%
    • Conocophillips
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Hess Midstream Lp
      0.02%
      0.02%
    • Inpex Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • OMV AG
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Repsol
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Tokyo Gas Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Arc Resources Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Chesapeake Energy Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Diamondback Energy, Inc.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Dte Energy Co.
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Eog Resources, Inc.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Hd Hyundai Co., Ltd.
      0.01%
      0.01%
    • Hera Spa
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Japan Petroleum Exploration Co., Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Naturgy Energy Group SA
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Rubis Sca
      0.01%
      0.01%
    • Sembcorp Industries Ltd.
      0.01%
      0.01%
    • Tourmaline Oil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
  • Weapons 0.2%

    • 0.14%
    • Indra Sistemas SA
      0.04%
      0.04%
    • Kbr, Inc.
      0.01%
      0.01%
    • Mueller Industries, Inc.
      0.01%
      0.01%
  • Environmental Harm 1.45%

    • Unilever PLC
      0.33%
      0.33%
    • Wh Group
      0.22%
      0.22%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • 0.16%
    • BHP
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Duke Energy Corp
      0.07%
      0.07%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • PepsiCo
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • 0.02%
    • Nutrien Ltd.
      0.01%
      0.01%

From the Fund Provider

  • About this fund

    About this Fund

    Provides exposure to a diversified fund that invests in a range of growth and defensive assets both globally and locally. The underlying fund can invest both in direct securities and selected managed funds. Aims to generate a positive return above cash with a focus on protecting investors' capital

    Value $330k NZD
    Period of data report 31st March 2025
    Members 43
    Fund started 5th Oct. 2020
    Total annual fund fees 1.09%
    Total performance based fees 0.0%
    Manager's basic fee 1.07%
    Other management and administration charges 0.02%
    Total other charges 0.0
    Total other charges currency NZD

    Mike Heath

    Currently: Investment Committee Member (5 years, 0 months)
    Previously: General Manager, InvestNow (7 years, 0 months)

    Anthony Edmonds

    Currently: Investment Committee Member (5 years, 0 months)
    Previously: Business Development Director, Apex New Zealand (0 years, 8 months)

    Anthony Sowerby

    Currently: Investment Committee Member (5 years, 0 months)
    Previously: Head of Investment Management Oversight, FundRock NZ (3 years, 6 months)

    Jason Choy

    Currently: Investment Committee Member (2 years, 8 months)
    Previously: Senior Portfolio Manager, FundRock NZ and InvestNow (2 years, 10 months)

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Past Returns

    Past Returns

    Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

    Year Market Average Fund Annual Return
    2025 4.34% 4.32%
    2024 10.86% 4.69%
    2023 -2.79% -2.25%
    2022 1.34% 3.71%

    The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

  • Investments

    Top 10 Investments

    • Castle Point 5 Oceans Fund

      New Zealand Other

      100.0%
    Type Target Actual
    Cash and Cash Equivalents 10.0% 7.27%
    New Zealand Fixed Interest 5.0% 4.55%
    International Fixed Interest 30.0% 34.5%
    Australasian Equities 19.5% 12.31%
    International Equities 29.0% 36.06%
    Listed Properties 0.0% 0.0%
    Unlisted Properties 0.0% 0.0%
    Other 6.5% 5.31%
    Commodities 0.0% 0.0%

    Investment Mix

    How the money in this fund is invested by asset type.

    This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 31st March 2025 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

The listing of companies of concern is based on definitions used in Mindful Money's methodology. These definitions may be different from the exclusions policy and definitions applied by the fund provider.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Issues of Concern

  • 2.0% Animal Cruelty
  • 1.7% Human Rights Violations
  • 0.22% Social Harm
  • 4.92% Fossil Fuels
  • 0.2% Weapons
  • 1.45% Environmental Harm

Companies of Concern

  • Animal Cruelty

    • Unilever PLC
      0.33%
      0.33%
    • Henkel AG & Co. Kgaa
      0.24%
      0.24%
    • Koninklijke Ahold Delhaize Nv
      0.21%
      0.21%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • 0.18%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Colgate-Palmolive Co.
      0.11%
      0.11%
    • Exxon Mobil Corp.
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • Braskem SA
      0.09%
      0.09%
    • Tosoh Corp.
      0.08%
      0.08%
    • 3M
      0.05%
      0.05%
    • Ralph Lauren Corp.
      0.05%
      0.05%
    • Shin-Etsu Chemical Co., Ltd.
      0.05%
      0.05%
    • Tapestry, Inc.
      0.05%
      0.05%
    • Cabot Corp.
      0.04%
      0.04%
    • Kering SA
      0.04%
      0.04%
    • Eastman Chemical Co.
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Nutrien Ltd.
      0.01%
      0.01%
  • Human Rights Violations

    • Ck Hutchison
      0.29%
      0.29%
    • 0.26%
    • 0.22%
    • UBS
      0.21%
      0.21%
    • Rio Tinto
      0.18%
      0.18%
    • Nestlé
      0.17%
      0.17%
    • General Motors
      0.13%
      0.13%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Wells Fargo
      0.05%
      0.05%
    • Caterpillar
      0.04%
      0.04%
    • Holcim
      0.01%
      0.01%
    • Kbr, Inc.
      0.01%
      0.01%
    • Mattel, Inc.
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
  • Fossil Fuels

    • Contact Energy Ltd.
      0.70%
      1.5°C
      This company is on a 1.5°C pathway
      0.70%
    • National Grid PLC
      0.43%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.43%
    • Ck Hutchison
      0.29%
      0.29%
    • Samsung C&T Corp.
      0.26%
      0.26%
    • Totalenergies Se
      0.25%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.25%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • Endesa SA
      0.20%
      1.5°C
      This company is on a 1.5°C pathway
      0.20%
    • Rio Tinto
      0.18%
      0.18%
    • Engie SA
      0.17%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.17%
    • Consolidated Edison, Inc.
      0.15%
      0.15%
    • BHP
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Centrica PLC
      0.13%
      0.13%
    • Enel
      0.13%
      1.5°C
      This company is on a 1.5°C pathway
      0.13%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • The Kansai Electric Power Co., Inc.
      0.12%
      0.12%
    • Exxon Mobil Corp.
      0.11%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.11%
    • 0.10%
    • Lg Corp.
      0.10%
      0.10%
    • Osaka Gas
      0.08%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.08%
    • Duke Energy Corp
      0.07%
      0.07%
    • American Electric Power Co., Inc.
      0.06%
      0.06%
    • Constellation Energy Corp.
      0.06%
      0.06%
    • Ovintiv, Inc.
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • Qatarenergy
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • The Southern Co.
      0.06%
      0.06%
    • Air Water, Inc.
      0.05%
      0.05%
    • Intertek Group PLC
      0.05%
      0.05%
    • Equinor Asa
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Fairfax Financial Holdings Ltd.
      0.04%
      0.04%
    • National Fuel Gas Co.
      0.04%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.04%
    • Nrg Energy, Inc.
      0.04%
      0.04%
    • A2A SpA
      0.02%
      0.02%
    • Conocophillips
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Hess Midstream Lp
      0.02%
      0.02%
    • Inpex Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • OMV AG
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Repsol
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Sumitomo Corp.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Tokyo Gas Co., Ltd.
      0.02%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.02%
    • Arc Resources Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Chesapeake Energy Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Diamondback Energy, Inc.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Dte Energy Co.
      0.01%
      0.01%
    • Eni Spa
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Eog Resources, Inc.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Hd Hyundai Co., Ltd.
      0.01%
      0.01%
    • Hera Spa
      0.01%
      0.01%
    • Imperial Oil Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Japan Petroleum Exploration Co., Ltd.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Naturgy Energy Group SA
      0.01%
      0.01%
    • Nippon Yusen Kk
      0.01%
      0.01%
    • Petrobras
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
    • Rubis Sca
      0.01%
      0.01%
    • Sembcorp Industries Ltd.
      0.01%
      0.01%
    • Tourmaline Oil Corp.
      0.01%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.01%
  • Weapons

    • 0.14%
    • Indra Sistemas SA
      0.04%
      0.04%
    • Kbr, Inc.
      0.01%
      0.01%
    • Mueller Industries, Inc.
      0.01%
      0.01%
  • Environmental Harm

    • Unilever PLC
      0.33%
      0.33%
    • Wh Group
      0.22%
      0.22%
    • Shell
      0.21%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.21%
    • 0.16%
    • BHP
      0.14%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.14%
    • Chevron Corp.
      0.12%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.12%
    • Duke Energy Corp
      0.07%
      0.07%
    • Pemex
      0.06%
      !!
      This company is expanding their fossil fuel production and
      is off track with the UN target to limit global temperature
      rise to 1.5°C
      0.06%
    • PepsiCo
      0.06%
      0.06%
    • 3M
      0.05%
      0.05%
    • 0.02%
    • Nutrien Ltd.
      0.01%
      0.01%

About this Fund

Provides exposure to a diversified fund that invests in a range of growth and defensive assets both globally and locally. The underlying fund can invest both in direct securities and selected managed funds. Aims to generate a positive return above cash with a focus on protecting investors' capital

Value $330k NZD
Period of data report 31st March 2025
Members 43
Fund started 5th Oct. 2020
Total annual fund fees 1.09%
Total performance based fees 0.0%
Manager's basic fee 1.07%
Other management and administration charges 0.02%
Total other charges 0.0
Total other charges currency NZD

Mike Heath

Currently: Investment Committee Member (5 years, 0 months)
Previously: General Manager, InvestNow (7 years, 0 months)

Anthony Edmonds

Currently: Investment Committee Member (5 years, 0 months)
Previously: Business Development Director, Apex New Zealand (0 years, 8 months)

Anthony Sowerby

Currently: Investment Committee Member (5 years, 0 months)
Previously: Head of Investment Management Oversight, FundRock NZ (3 years, 6 months)

Jason Choy

Currently: Investment Committee Member (2 years, 8 months)
Previously: Senior Portfolio Manager, FundRock NZ and InvestNow (2 years, 10 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Past Returns

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2025 4.34% 4.32%
2024 10.86% 4.69%
2023 -2.79% -2.25%
2022 1.34% 3.71%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.

Top 10 Investments

  • Castle Point 5 Oceans Fund

    New Zealand Other

    100.0%
Type Target Actual
Cash and Cash Equivalents 10.0% 7.27%
New Zealand Fixed Interest 5.0% 4.55%
International Fixed Interest 30.0% 34.5%
Australasian Equities 19.5% 12.31%
International Equities 29.0% 36.06%
Listed Properties 0.0% 0.0%
Unlisted Properties 0.0% 0.0%
Other 6.5% 5.31%
Commodities 0.0% 0.0%

Investment Mix

How the money in this fund is invested by asset type.

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 31st March 2025.