Not Mindful
Fund type: Balanced fund
Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.
Annual fees, including management and administration fees, but not membership fee.
The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.
Fossil Fuel
Ampol Ltd 0.02%
Anglo American PLC 0.01%
BHP Billiton Adr 0.12%
BHP Group Limited 0.33%
BHP Group PLC 0.02%
Canadian Natural Resources Ltd. 0.01%
Chevron Corporation 0.06%
Coca-Cola Co. 0.07%
Conocophillips 0.04%
Dominion Energy Inc. 0.02%
Enbridge Inc. 0.03%
Eni Spa 0.01%
Eog Resources Inc. 0.02%
Equinor Asa 0.11%
Exxon Mobil Corp. 0.08%
Exxon Mobil Corporation 0.07%
Gazprom PJSC 0.02%
Genesis Energy Limited 0.16%
Glencore PLC 0.02%
Itochu Corp. 0.01%
Kinder Morgan Inc. 0.01%
Lukoil PJSC 0.02%
Marathon Petroleum Corp. 0.01%
Marathon Petroleum Corporation 0.01%
Mitsubishi Corp. 0.01%
Mitsui & Co. Ltd. 0.01%
Novatek PJSC Gdr 0.01%
Oil Search Ltd 0.02%
Origin Energy Limited 0.02%
Pioneer Natural Resources Co. 0.01%
Pioneer Natural Resources Company 0.01%
Public Service Enterprise Group Inc. 0.01%
Reliance Industries Ltd. 0.05%
Royal Dutch Shell PLC Class A 0.03%
Royal Dutch Shell PLC Class B 0.03%
Saudi Arabian Oil Co. 0.01%
Tc Energy Corp. 0.01%
Vale SA 0.03%
Washington H Soul Pattinson & Co Ltd 0.01%
Whitehaven Coal Ltd 0.01%
Williams Companies Inc. 0.01%
Williams Cos. Inc. 0.01%
Woodside Petroleum Limited 0.09%
Weapons
Amphenol Corp. Class A 0.02%
L3Harris Technologies Inc. 0.02%
Larsen & Toubro Ltd. 0.01%
Safran SA 0.02%
Transdigm Group Inc. 0.01%
Tobacco
Gambling
Aristocrat Leisure Limited 0.10%
Crown Resorts Ltd 0.01%
Gaming and Leisure Properties Inc. 0.01%
Pointsbet Holdings Ltd 0.01%
Sky City Entertainment Group Ltd 0.34%
Star Entertainment Group 0.04%
Vici Properties Inc. 0.02%
Adult Entertainment/Pornography
Alcohol
Anheuser-Busch Inbev SA/Nv 0.02%
Booster Wine Group Limited Partnership 0.71%
Booster Wine Group Loan Facility 0.46%
Constellation Brands Inc. Class A 0.01%
Diageo PLC 0.04%
Kweichow Moutai Co. Ltd. Class A 0.01%
LVMH 0.01%
LVMH Moet Hennessy Louis Vuitton SA 0.19%
LVMH Moet Hennessy Louis Vuitton Se 0.07%
Metcash Ltd 0.01%
Non-Taxable Accrual - Booster Wine Group Lp 0.08%
Pernod Ricard SA 0.02%
Palm Oil
GMOs
Corteva Inc. 0.01%
Human Rights & Environmental Violations
BHP Billiton Adr 0.12%
BHP Group Limited 0.33%
BHP Group PLC 0.02%
Barrick Gold Corp. 0.01%
Bayer AG 0.02%
Chevron Corporation 0.06%
Duke Energy Corp. 0.03%
Freeport-Mcmoran Inc. 0.02%
Glencore PLC 0.02%
Johnson & Johnson 0.15%
Motorola Solutions Inc. 0.01%
Nestle SA 0.14%
Petroleo Brasileiro SA Preference Shares 0.01%
Posco 0.01%
Rio Tinto Limited 0.09%
Rio Tinto PLC 0.02%
Royal Dutch Shell PLC Class A 0.03%
Royal Dutch Shell PLC Class B 0.03%
Vale SA 0.03%
Animal Testing
Air Liquide SA 0.02%
Archer-Daniels-Midland Co. 0.01%
Basf Se 0.02%
Bayer AG 0.02%
Chevron Corporation 0.06%
Coca-Cola Co. 0.07%
Corteva Inc. 0.01%
Danone SA 0.01%
Dow Inc. 0.01%
Dupont De Nemours Inc. 0.01%
Ecolab Inc. 0.02%
Estee Lauder Cos. Inc. Class A 0.02%
Fujifilm Holdings Corp. 0.01%
General Mills Inc. 0.01%
Givaudan SA 0.01%
Glaxosmithkline PLC 0.03%
Hermes International 0.01%
Hindustan Unilever Ltd. 0.01%
Hp Inc. 0.01%
International Flavors & Fragrances Inc. 0.01%
Johnson & Johnson 0.14%
Kimberly-Clark Corp. 0.01%
Koninklijke Dsm Nv 0.01%
L'Oreal SA 0.15%
LVMH 0.01%
LVMH Moet Hennessy Louis Vuitton SA 0.19%
LVMH Moet Hennessy Louis Vuitton Se 0.07%
Linde PLC 0.19%
Mondelez International Inc. Class A 0.03%
Nestle SA 0.14%
Nutrien Ltd. 0.01%
PPG Industries Inc. 0.01%
Pepsico Inc. 0.07%
Procter & Gamble Co. 0.12%
Reckitt Benckiser Group PLC 0.02%
Reliance Industries Ltd. 0.05%
Royal Dutch Shell PLC Class A 0.03%
Royal Dutch Shell PLC Class B 0.03%
Seven & I Holdings Co. Ltd. 0.01%
Sherwin-Williams Co. 0.02%
Shin-Etsu Chemical Co. Ltd. 0.02%
Unilever PLC 0.05%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Please note that companies may breach more than one of these areas of concern.
Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.
Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.
Year | Market Average | Fund Annual Return |
---|---|---|
2021 | 16.60% | 18.97% |
2020 | -1.09% | -0.92% |
2019 | 5.56% | 6.4% |
2018 | 5.28% | 5.42% |
2017 | 5.86% | 7.18% |
2016 | 4.01% | 2.18% |
2015 | 11.09% | 10.94% |
2014 | 7.28% | 4.24% |
2013 | 10.75% | 7.47% |
2012 | 1.75% | -0.94% |
The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Showing the top 10 investments for this fund:
-
Vanguard Int'L Shares Select Exclusions Fund - NZD Hgd
Australia Fund19.89% -
Vanguard Ethically Conscious Gbl Agg Bond Index Fund NZD Hgd
Australia Fund10.98% -
Vanguard Emerging Markets Share Index Fund
Australia Fund3.71% -
Vanguard Int'L Prop Sec. Index Fund (AUD Hgd)
Australia Fund1.83% -
Metrics Secured Private Debt Fund Ii
Australia Fund1.64% -
NZ Cash (BNZ Bank Trust Account)
New Zealand Cash and Equivalents A-1+1.55% -
Fisher & Paykel Healthcare Corporation Ltd
New Zealand Australasian Equities1.37% -
Vanguard ESG US Stock ETF
United States Fund1.35% -
Ishares S&P/ASX Small Ordinaries ETF
Australia Fund1.08% -
Secured Loan To Booster KiwiSaver Geared Growth Fund
New Zealand NZ Fixed Interest0.91%
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Fri Dec. 31st 2021.
How the money in this fund is invested against the fund's targets.
Target
Actual
Type | Target | Actual |
---|---|---|
Cash and Cash Equivalents | 5.0% | 14.76% |
New Zealand Fixed Interest | 16.0% | 12.25% |
International Fixed Interest | 19.0% | 12.62% |
Australasian Equities | 21.0% | 18.5% |
International Equities | 30.0% | 37.12% |
Listed Properties | 5.0% | 3.5% |
Unlisted Properties | 4.0% | 1.25% |
Other | 0.0% | 0.0% |
Commodities | 0.0% | 0.0% |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).
The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.
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Issue of concernDoes this fund say it excludes this?Actual holdings
-
Adult Entertainment/Pornography:0.01%
-
Alcohol:1.71%
-
Animal Testing:2.34%
-
Fossil Fuels:2.26%
-
Gambling:0.61%
-
GMOs:0.01%
-
Human Rights & Environmental Violations:1.28%
-
Palm Oil:0.02%
-
Tobacco:0.04%
-
Weapons:0.12%
This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.
Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.
Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.
In their own words
"The Balanced Fund invests in a balanced mix of income assets and growth assets. It is suited to investors looking for a medium level of risk and are willing to accept a medium level of returns."
Value | $710M NZD |
Period of data report | Fri Dec. 31st 2021 |
Members | 35,382 |
Fund started | Mon Oct. 1st 2007 |
Total annual fund fees | 1.19% |
Total performance based fees | 0.0% |
Manager's basic fee | 1.16% |
Other management and administration charges | 0.03% |
Total other charges | 36.0 |
Total other charges currency | NZD |
Key Personnel
Nic Craven |
Currently: Chief Investment Officer Booster Financial Services Limited (0 years, 5 months) |
David Beattie |
Currently: Principal Booster Financial Services Limited (3 years, 7 months) |
Allan Yeo |
Currently: Managing Director Booster Financial Services Limited (23 years, 7 months) |
Aaron Usher |
Currently: Portfolio Strategy Manager Booster Financial Services Limited (0 years, 5 months) |
Rowan Calvert |
Currently: Portfolio Manager - Global Equities Booster Financial Services Limited (4 years, 2 months) |
This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.
Downloads
Download the fund's disclosure statement and portfolio holdings.