SuperLife Growth

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Type: Growth fund
Past Returns: 9.33%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 0.61%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Anglo American PLC 0.03%
Apa Group 0.01%
Arcelormittal SA 0.01%
BHP Group Ltd 0.40%
BHP Group PLC 0.04%
BP P.L.C. 0.05%
Beach Energy Ltd 0.02%
Cheniere Energy, Inc. 0.01%
Chevron Corp 0.02%
Chevron Corporation 0.11%
China Petroleum & Chemical Corporation Class H 0.01%
Ck Hutchison Holdings Ltd 0.01%
Coca-Cola 0.02%
Coca-Cola Amatil Ltd 0.06%
Coca-Cola Company 0.11%
Conocophillips 0.04%
Diamondback Energy Inc 011224 2.875 Cb 0.01%
Dominion Energy Inc 0.03%
Enbridge Inc 180222 Frn 0.01%
Engie SA. Temp 0.01%
Eni S.P.A. 0.02%
Eog Resources, Inc. 0.02%
Equinor Asa 0.01%
Exxon Mobil Corp 0.02%
Exxon Mobil Corporation 0.13%
Gazprom 0.01%
Gazprom PJSC 0.02%
Genesis Energy Ltd 0.23%
Genesis Energy Ltd 03/04/25 5.00% Cb 0.11%
Genesis Energy Ltd 08/03/23 5.81% Gb 0.06%
Genesis Energy Ltd 20/07/22 1.32% Gb 0.03%
Glencore PLC 0.04%
Hess Corporation 0.01%
Itochu Corp 0.02%
Itochu Corporation 0.02%
Marathon Petroleum Corporation 0.01%
Mitsubishi Corp 0.01%
Mitsubishi Corporation 0.02%
Mitsui & Co.,Ltd 0.02%
Mitsui Ltd 0.01%
Neste Corporation 0.01%
Novatek Jsc 0.01%
Occidental Petroleum Corp 150822 Frn 0.01%
Occidental Petroleum Corporation 0.02%
Oil Company Lukoil PJSC 0.02%
Oil Search Ltd 0.07%
Oneok, Inc. 0.01%
Petrobras Global Finance Bv 150130 5.093 Cb 0.01%
Phillips 66 0.01%
Pioneer Natural Resources Company 0.02%
Posco 0.01%
Ptt Public Co., Ltd.(Alien Mkt) 0.01%
Reliance Industries Limited 0.07%
Reliance Industries Ltd 0.02%
Repsol SA 0.01%
Royal Dutch Shell PLC Class A 0.04%
Royal Dutch Shell PLC Class B 0.04%
Santos Ltd 0.01%
Saudi Arabian Oil Co 160422 2.75 Cb 0.01%
Saudi Arabian Oil Company (Saudi Aramco) 0.02%
Total 0.03%
Total Se 0.07%
Vale S.A. 0.04%
Valero Energy Corporation 0.02%
Washington H Soul Pattinson & Co Ltd 0.04%
Woodside Petroleum Ltd 0.05%

Weapons

Airbus Se 0.04%
Amphenol Corporation Class A 0.03%
Bae Systems PLC 0.01%
Boeing Company 0.03%
General Dynamics Corporation 0.01%
Honeywell International Inc. 0.08%
Jacobs Engineering Group Inc. 0.01%
Lockheed Martin Corporation 0.03%
Northrop Grumman Corporation 0.02%
Raytheon Technologies Corporation 0.06%
Safran S.A. 0.03%
Teledyne Technologies Inc.(Tdy) 0.01%
Transdigm Group Incorporated 0.02%

Tobacco

Altria Group Inc 0.04%
British American Tobacco P.L.C. 0.05%
Imperial Brands PLC 0.01%
Japan Tobacco Inc. 0.01%
Philip Morris International Inc. 0.08%
Seven & I Holdings Co., Ltd. 0.02%

Gambling

Aristocrat Leisure Ltd 0.04%
Crown Resorts Ltd 0.04%
Draftkings Inc Class A 0.01%
Evolution Gaming Group Ab 0.01%
Flutter Entertainment PLC 0.02%
Galaxy Entertainment Group Limited 0.01%
Las Vegas Sands Corp 250625 2.90 Cb 0.01%
Sands China Ltd 080828 5.4 Cb 0.01%
Skycity Entertainment Group Ltd 0.35%
Star Entertainment Grp Ltd 0.03%
Tabcorp Holdings Ltd 0.09%

Adult Entertainment/Pornography

Mgm Resorts International 0.01%

Alcohol

Anheuser Busch Inbev SA 0.01%
Anheuser-Busch Inbev SA/Nv 0.03%
Asahi Group Holdings,Ltd. 0.01%
Coca-Cola Amatil Ltd 0.06%
Diageo PLC 0.09%
Heineken Nv 0.02%
Kweichow Moutai Co., Ltd. Class A 0.02%
LVMH 0.05%
LVMH Moet Hennessy Louis Vuitton Se 0.11%
Pernod Ricard SA 0.03%

Palm Oil

GMOs

Corteva Inc 0.02%

Human Rights & Environmental Violations

Archer-Daniels-Midland Company 0.01%
BHP Group Ltd 0.41%
BHP Group PLC 0.04%
Bayer AG 0.04%
Chevron Corp 0.02%
Chevron Corporation 0.11%
Duke Energy Corporation 0.04%
Formosa Plastics Corporation 0.01%
Freeport-Mcmoran, Inc. 0.04%
Glencore PLC 0.04%
Grupo Mexico S.A.B. De C.V. Class B 0.01%
Johnson & Johnson 0.27%
Motorola Solutions, Inc. 0.02%
Nestle S.A. 0.21%
Nestle SA 0.09%
Petroleo Brasileiro SA 0.02%
Petroleo Brasileiro SA Pfd 0.01%
Posco 0.01%
Rio Tinto Limited 0.02%
Rio Tinto Ltd 0.11%
Rio Tinto PLC 0.07%
Royal Dutch Shell PLC Class A 0.04%
Royal Dutch Shell PLC Class B 0.04%
Sempra Energy 0.01%
Vale S.A. 0.04%

Animal Testing

Air Liquide SA Temp 0.040%
Akzo Nobel N.V. 0.010%
Albemarle Corporation 0.010%
Altria Group Inc 0.040%
Archer-Daniels-Midland Company 0.010%
Basf N 0.020%
Basf Se 0.050%
Bayer AG 0.040%
Bayer US Finance Ii Llc 151228 4.375 Cb 0.010%
British American Tobacco P.L.C. 0.050%
Celanese Corporation 0.010%
Chevron Corp 0.020%
Chevron Corporation 0.110%
Church & Dwight Co., Inc. 0.010%
Clorox Company 0.020%
Coca-Cola 0.020%
Coca-Cola Amatil Ltd 0.060%
Coca-Cola Company 0.110%
Corteva Inc 0.020%
Danone SA 0.040%
Dow, Inc. 0.020%
Dupont De Nemours, Inc. 0.010%
Ecolab Inc. 0.010%
Estee Lauder Companies Inc. Class A 0.020%
Formosa Plastics Corporation 0.010%
Fujifilm Holdings Corp 0.010%
Givaudan SA 0.020%
Glaxosmithkline PLC 0.070%
Henkel AG & Co. Kgaa Pref 0.010%
Hermes International Sca 0.020%
Hindustan Unilever Limited 0.020%
Honeywell International Inc. 0.080%
Hp Inc. 0.010%
Imperial Brands PLC 0.010%
Ingersoll Rand Inc. 0.010%
International Flavors & Fragrances Inc. 0.020%
Johnson & Johnson 0.270%
Kao Corp 0.010%
Kao Corp. 0.020%
Kellogg Company 0.010%
Kerry Group PLC Class A 0.010%
Kimberly-Clark Corporation 0.020%
Koninklijke Dsm N.V. 0.020%
L'Oreal SA Temp 0.050%
LVMH 0.050%
LVMH Moet Hennessy Louis Vuitton Se 0.110%
Lair Liquide Societe Anonyme Pour 0.020%
Linde PLC 0.040%
Loreal SA 0.030%
Mondelez International, Inc. Class A 0.040%
Nan Ya Plastics Corporation 0.010%
Nestle S.A. 0.210%
Nestle SA 0.080%
Pepsico Inc 0.020%
Pepsico, Inc. 0.110%
Philip Morris International Inc. 0.070%
Procter & Gamble 0.030%
Procter & Gamble Company 0.190%
Reckitt Benckiser Group PLC 0.050%
Reckitt Benckiser Treasury Services PLC 240622 2.375 Cb 0.020%
Reliance Industries Limited 0.070%
Reliance Industries Ltd 0.020%
Royal Dutch Shell PLC Class A 0.040%
Royal Dutch Shell PLC Class B 0.040%
Seven & I Holdings Co., Ltd. 0.020%
Sherwin-Williams Company 0.010%
Shin Etsu Chemical Ltd 0.020%
Shin-Etsu Chemical Co Ltd 0.040%
Shiseido Company,Limited 0.010%
Shiseido Ltd 0.010%
Tesco PLC 0.010%
Tesco Property Finance PLC 130744 Sf 0.020%
Unilever PLC 0.130%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2021 28.03% 29.86%
2020 -3.79% -9.27%
2019 7.09% 7.41%
2018 8.01% 4.76%
2017 9.24% 10.88%
2016 3.62% 5.57%
2015 13.73% 12.08%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.

Showing the top 10 investments for this fund:

  • Vanguard S&P 500 ETF
    United States International Equities
    8.0571%
  • Vanguard FTSE Europe ETF
    United States International Equities
    7.2598%
  • Vanguard FTSE Emerging Markets ETF
    United States International Equities
    6.3299%
  • Vanguard International Credit Securities Index Fund Hedged
    Australia Int Fixed Interest
    6.2%
  • Vanguard FTSE Pacific ETF
    United States International Equities
    4.7695%
  • Vanguard Total World Stock ETF
    United States International Equities
    4.2318%
  • Vanguard Value ETF
    United States International Equities
    4.1268%
  • Vanguard Mid-Cap ETF
    United States International Equities
    4.1159%
  • Vanguard International Property Securities Index Fund Hedged
    Australia Listed Property
    3.81%
  • Vanguard Small-Cap ETF
    United States International Equities
    3.5465%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Wed March 31st 2021.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 2.33%
New Zealand Fixed Interest 6.5% 5.78%
International Fixed Interest 12.5% 12.22%
Australasian Equities 20.0% 20.94%
International Equities 52.5% 52.6%
Listed Properties 7.5% 6.13%
Unlisted Properties 0.0% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.04%
  • Alcohol:
    0.74%
  • Animal Testing:
    4.45%
  • Fossil Fuels:
    3.95%
  • Gambling:
    0.84%
  • GMOs:
    0.05%
  • Human Rights & Environmental Violations:
    2.08%
  • Palm Oil:
    0.08%
  • Tobacco:
    0.31%
  • Weapons:
    0.81%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Wed March 31st 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"Invests mostly in growth assets and designed for investors that want a growth investment option. Negative annual returns may occur once in every 3-5 years on average."

Value $33M NZD
Period of data report Wed March 31st 2021
Members 977
Fund started Mon Sept. 16th 2013
Total annual fund fees 0.61%
Total performance based fees 0.0%
Manager's basic fee 0.6%
Other management and administration charges 0.01%
Total other charges 30.0
Total other charges currency NZD

Key Personnel

Guy Roulston Elliffe

Currently: Director (5 years, 4 months)
Previously: Corporate Governance Manager - ACC (current position) (5 years, 11 months)

Stuart Kenneth Reginald Millar

Currently: Chief Investment Officer - Smartshares (1 years, 10 months)
Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

Hugh Duncan Stevens

Currently: Chief Executive Officer - Smartshares (3 years, 1 months)
Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

Alister John Williams

Currently: Director (5 years, 4 months)
Previously: Investment Manager - Trust Management (6 years, 2 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Wed March 31st 2021.

Downloads

Download the fund's disclosure statement and portfolio holdings.

Latest news

You should be prudent about your investment.

Investing involves risk. The value of investments can go down, as well as going up. You might lose some of your capital invested. The information provided on this website is not a recommendation to buy, sell or hold any financial products. Nothing on this page is financial advice for the purposes of the Financial Advisers Act 2008 and any associated regulations.

Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.