AON ANZ Balanced Fund

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Fund type: Growth fund

Past Returns: 8.10%

Average annual returns over the past 3 years, after fees and taxes. * indicates less than 3 years of data.

Annual Fees: 1.03%

Annual fees, including management and administration fees, but not membership fee.

The graph below shows the percentage of the fund invested in each of the worst issues of concern to New Zealanders. Below the graph are listed all the companies this fund invests in, by issue of concern.


Fossil Fuel

Atlantia Spa 0.05%
Atmos Energy Crop 0.02%
BHP Billiton Ltd 0.34%
BP Capital Markets PLC Callable Notes Variable USD 1000 Perp 0.01%
Cheniere Energy Inc 0.08%
China Petroleum 0.02%
Cia Paranaense 0.02%
Ck Hutchinson Holdng 0.01%
Coca Cola Co 0.18%
Dominion Energy Inc 0.09%
Enbridge Inc 0.09%
Genesis Energy Ltd 0.14%
Itochu Corp 0.02%
Karoon Energy Ltd 0.04%
Koninklijke Vopak Nv 0.09%
Lukoil PJSC-Spon Adr 0.02%
Lyondellbasell Ind A 0.02%
OMV AG 0.02%
Oil Search Limited 0.17%
Royal Dutch Shell 0.02%
Valero Energy Corp 0.02%
Viva Energy Group 0.09%
Williams Cos Inc 0.07%
Woodside Petroleum Ltd 0.06%

Weapons

Amphenol Corp - Class A 0.10%

Gambling

Aristocrat Leisure 0.15%
Crown Resorts Ltd 0.05%
Flutter Entertainmnt 0.17%
Sky City Entertainment Group 0.14%
Tabcorp Holdings Ltd 0.04%

Alcohol

Carlsberg As - B Shs 0.09%
Diageo PLC 0.40%
Heineken Nv 0.38%
LVMH Moet Hennessy 0.47%
Metcash Ltd 0.02%
Molson Coors Beverag 0.02%
Pernod-Ricard SA 0.27%
Treasury Wine Estate 0.07%

Human Rights & Environmental Violations

BHP Billiton Ltd 0.34%
Bayer AG 0.16%
China Petroleum 0.01%
Duke Energy Corp 0.13%
Johnson & Johnson Callable Notes Fixed 5.85% 15 Jul 2038 USD 1000 0.01%
Nestle SA 0.65%
Royal Dutch Shell 0.01%

Animal Testing

Air Liquide 0.23%
Akzo Nobel N.V 0.16%
Bayer AG 0.16%
Burberry Group PLC 0.10%
Celanese Corp 0.04%
Coca Cola Co 0.18%
Danone 0.29%
Eastman Chemical Co 0.02%
Essity Aktiebolag-B 0.27%
General Mills Inc 0.02%
Glaxosmithkline Capital Inc Callable Bond Fixed 6.375% 15 May 2038 USD 1000 0.01%
Glaxosmithkline PLC 0.06%
Hermes International 0.06%
Hp Inc 0.04%
International Flavors & Fragrances 0.09%
Johnson & Johnson Callable Notes Fixed 5.85% 15 Jul 2038 USD 1000 0.01%
Koninklijke Dsm Nv 0.28%
Kraft Heinz Co 0.03%
LVMH Moet Hennessy 0.47%
Linde PLC 0.31%
Linde PLC US 0.09%
Lyondellbasell Ind A 0.02%
Nestle SA 0.65%
Nufarm Limited 0.04%
PPG Industries Inc 0.17%
Pepsico Inc Callable Notes Fixed 0.4% 07 Oct 2023 USD 1000 0.01%
Pepsico Inc Callable Notes Fixed 4.45% 14 Apr 2046 USD 1000 0.01%
Reckitt Benckiser 0.23%
Royal Dutch Shell 0.02%
Sherwin-Williams Co 0.06%
Solvay SA 0.01%
Unilever PLC 0.02%
Yara International 0.02%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Please note that companies may breach more than one of these areas of concern.

Mindful Money uses the term Mindful Funds as our standard for ethical investment and responsible investment. This does not imply that other funds are unethical or that the fund providers that do not meet these standards are unethical providers.

Past annual returns for this fund are after fees and taxes. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2021 27.41% 21.9%
2020 -3.40% -2.87%
2019 6.95% 5.28%
2018 7.80% 5.33%
2017 9.24% 5.79%
2016 3.62% 3.31%
2015 13.73% 12.5%
2014 8.43% 6.78%
2013 12.00% 13.45%
2012 -1.50% 3.11%

The market average is the average return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Showing the top 10 investments for this fund:

  • ANZ Wholesale Diversified Balanced Fund
    New Zealand Fund
    66.64%
  • ANZ Wholesale Diversified Growth Fund
    New Zealand Fund
    33.36%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register Fri Dec. 31st 2021.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 8.0% 12.69%
New Zealand Fixed Interest 8.3% 7.79%
International Fixed Interest 23.7% 15.36%
Australasian Equities 11.3% 11.21%
International Equities 39.4% 42.31%
Listed Properties 7.0% 7.91%
Unlisted Properties 0.0% 0.0%
Other 2.3% 2.73%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Does this fund exclude companies that cause deep concern to New Zealanders? The first column shows if the fund has a credible policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Does this fund say it excludes this?
    Actual holdings
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    1.79%
  • Animal Testing:
    4.76%
  • Fossil Fuels:
    2.08%
  • Gambling:
    0.55%
  • GMOs:
    0.00%
  • Human Rights & Environmental Violations:
    1.47%
  • Palm Oil:
    0.00%
  • Tobacco:
    0.00%
  • Weapons:
    0.11%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to Thu Sept. 30th 2021 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund, Sustainalytics and research organisations.

Note that the fund’s exclusions policy may not be consistent with its portfolio holdings because the fund might be still implementing its policy change or their policy may be less stringent than the definitions applied by Mindful Money.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons. Similarly Mindful Money uses a broader scope for fossil fuels than the government’s rules for default KiwiSaver funds. The full definitions used in the Mindful Money analysis are here.

In their own words

"To produce returns in excess of inflation by investing with a higher allocation to growth assets than income assets."

Value $41M NZD
Period of data report Fri Dec. 31st 2021
Members 1,024
Fund started Sun Sept. 30th 2007
Total annual fund fees 1.03%
Total performance based fees 0.0%
Manager's basic fee 0.89%
Other management and administration charges 0.14%
Total other charges 39.96
Total other charges currency NZD

Key Personnel

Helen Mckenzie

Currently: Director Aon Saver Limited (2 years, 8 months)
Previously: Director Superannuation Management Nominees Limited (current position) (5 years, 2 months)

Dennis Church

Currently: Director Aon Saver Limited (2 years, 8 months)
Previously: General Manager Public Trust Corporate Trustee Services (9 years, 6 months)

Bruce Mclachlan

Currently: Director Aon Saver Limited (0 years, 1 months)
Previously: Chief Executive Officer Fisher Funds Management Limited (4 years, 8 months)

Jody Kaye

Currently: Director Aon Saver Limited (0 years, 1 months)
Previously: Chief Financial Officer Fisher Funds Management Limited (4 years, 3 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to Fri Dec. 31st 2021.

Downloads

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.