SuperLife KiwiSaver Scheme
SuperLife Ethica

In their own words: "Invests in a mix of income and growth assets. Designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5-7 years on average."

At a glance:

Mindful Fund
Type: Balanced fund
Past Returns: 4.65%

Average annual returns over the past 3 years, after fees and taxes. *indicates less than three years of data.

Annual Fees: 0.7%

Annual fees, including membership and % management fee.

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More information:

A summary of this fund and it's details.

Number FND2458
Name SuperLife Ethica
Risk profile Balanced fund
Description Invests in a mix of income and growth assets. Designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5-7 years on average.
Value $31M NZD
Members 1,321
Market index description weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in
Disclosure Statement Period Sun June 30th 2019
Fund started Mon March 31st 2008
Three-year average return 4.65%
Market index past year return 8.82%
Past year return net charges and tax 7.13
Past year return net of charges gross of tax 8.61
Market index return since fund started 9.86%
Return since fund started net 6.98%
Total annual fund fees 0.7
Total performance based fees 0.0
Manager's basic fee 0.37
Administration charges 0.33
Total other charges 30.0
Total other charges currency NZD

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2019.

The past annual returns for this fund. Please note that higher past returns do not always mean higher future returns.

Year Market Index Fund Annual Return
2019 5.68% 6.46%
2018 5.63% 2.57%
2017 6.10% 4.92%
2016 4.01% 11.24%
2015 11.09% 12.93%
2014 7.28% 3.72%
2013 10.75% 11.17%
2012 1.75% -0.04%
2011 5.30% 4.28%
2010 16.19% 12.51%

The market index is the average NZ KiwiSaver return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2019.

Showing the top 10 investments for this fund:

  • Dimensional Global Sustainability Trust NZD Hedged
    Australia International Equities
    29.37%
  • Dimensional Global Bond Sustainability Trust NZD
    Australia Int Fixed Interest
    25.39%
  • Dimensional Global Sustainability Trust Unhedged
    Australia International Equities
    9.21%
  • Dimensional Australian Sustainability Trust
    Australia Australasian Equities
    4.14%
  • Vanguard International Property Securities Index Fund Hedged
    Australia Listed Property
    3.53%
  • Westpac Current Account
    New Zealand Cash and Equivalents A-1+
    2.77%
  • New Zealand Government 20/09/25 2.0% Ib
    New Zealand NZ Fixed Interest AA+
    0.75%
  • Kiwi Property Group Ltd
    New Zealand Listed Property N/A
    0.6%
  • Precinct Properties New Zealand Ltd
    New Zealand Listed Property
    0.58%
  • Contact Energy Ltd
    New Zealand Australasian Equities N/A
    0.57%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2019.

How the money in this fund is invested.

Type Target Actual
Cash and Cash Equivalents 1.0% 2.74%
New Zealand Fixed Interest 13.0% 12.2%
International Fixed Interest 26.0% 25.09%
Australasian Equities 14.5% 13.49%
International Equities 38.0% 38.14%
Listed Properties 7.5% 8.34%
Unlisted Properties 0.0% 0.0%
Unknown None% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2019.

Key Personnel

  • Alister John Williams

    Currently: Director (3 years, 7 months)
    Previously: Investment Manager - Trust Management (4 years, 5 months)

  • Guy Roulston Elliffe

    Currently: Director (3 years, 7 months)
    Previously: Corporate Governance Manager - ACC (4 years, 2 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (1 years, 4 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Lindsay Megan Wright

    Currently: Director (1 years, 0 months)
    Previously: Director - NZX (1 years, 4 months)

  • Mark John Peterson

    Currently: Director (1 years, 8 months)
    Previously: Chief Executive Officer - NZX (2 years, 5 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 June 2019.

The known proportion of this fund invested in the areas of concern that we track. The Fund may have investments that are not consistent with their exclusions policy because of timing issues or because there are companies of concern in indirect investments.

  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    0.04%
  • Animal Testing:
    1.82%
  • Fossil Fuels:
    0.46%
  • Gambling:
    0.70%
  • GMOs:
    0.15%
  • Human Rights & Environmental Violations:
    0.42%
  • Palm Oil:
    0.01%
  • Tobacco:
    0.00%
  • Weapons:
    0.03%

This data has been compiled by Mindful Money from the portfolios that each KiwiSaver fund has filed with the Disclose register to 31 March 2019 and Mindful Money analysis of funds within those portfolio. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Does this fund have a policy to exclude any industries from its investments?

  • Adult Entertainment/Pornography:
  • Alcohol:
  • Animal Testing:
  • Fossil Fuels:
  • Gambling:
  • GMOs:
  • Human Rights & Environmental Violations:
  • Palm Oil:
  • Tobacco:
  • Weapons:

This data is compiled from Mindful Money analysis of Fund websites. Note that the Fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the Fund.

Many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons.

Download the fund's disclosure statement and portfolio holdings.

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Before investing, consider your investment aims, your values and your risk preferences. You should read the Product Disclosure Statement for the investment fund carefully. It contains the fund’s investment objectives, risks, fees and other information which you should know before investing. This website has a list of the advisers that are registered with the Responsible Investment Association of Australasia. You should contact an investment adviser before investing if you have questions or if you are unclear about the implications of your investment decision.