SuperLife Ethica

In their own words: "Invests in a mix of income and growth assets. Designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5-7 years on average."

At a glance:

Mindful Fund
Type: Balanced fund
Past Returns: *4.51%

Average annual returns over the past 3 years, after fees and taxes. *indicates less than three years of data.

Annual Fees: 0.7%

Annual fees, including membership and % management fee.

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More information:

A summary of this fund and it's details.

Number FND2458
Name SuperLife Ethica
Risk profile Balanced fund
Description Invests in a mix of income and growth assets. Designed for investors that want a balanced investment option. A socially responsible fund which excludes assets that do not meet the fund's defined ethical investment standards. Negative annual returns may occur once in every 5-7 years on average.
Value $35M NZD
Members 1,356
Market index description weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in
Disclosure Statement Period Mon Sept. 30th 2019
Fund started Mon March 31st 2008
Three-year average return *4.51%
Market index past year return 8.78%
Past year return net charges and tax 7.39%
Past year return net of charges gross of tax 9.06%
Market index return since fund started 9.05%
Return since fund started net 6.58%
Total annual fund fees 0.7%
Total performance based fees 0.0%
Manager's basic fee 0.37%
Administration charges 0.33%
Total other charges 30.0
Total other charges currency NZD

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 September 2019.

The past annual returns for this fund. Please note that higher past returns do not always mean higher future returns.

Year Market Average Fund Annual Return
2019 5.68% 6.46%
2018 5.63% 2.57%
2017 6.10% 4.92%
2016 4.01% 11.24%
2015 11.09% 12.93%
2014 7.28% 3.72%
2013 10.75% 11.17%
2012 1.75% -0.04%
2011 5.30% 4.28%
2010 16.19% 12.51%

The market index is the average NZ KiwiSaver return for funds of the same risk category, sourced from the Commission for Financial Capability's Sorted website. The fund information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 September 2019.

Showing the top 10 investments for this fund:

  • Dimensional Global Sustainability Trust NZD Hedged Class
    Australia International Equities
    29.48%
  • Dimensional Global Bond Sustainability Trust NZD Class
    Australia Int Fixed Interest
    26.28%
  • Dimensional Global Sustainability Trust Unhedged Class
    Australia International Equities
    8.06%
  • Dimensional Australian Sustainability Trust
    Australia Australasian Equities
    3.97%
  • Vanguard International Property Securities Index Fund Hedged
    Australia Listed Property
    3.76%
  • Westpac Current Account
    New Zealand Cash and Equivalents A-1+
    1.71%
  • New Zealand Government 20/09/25 2.0% Ib
    New Zealand NZ Fixed Interest AA+
    0.82%
  • New Zealand Local Government Funding Agency 14/04/33 3.50% Gb
    New Zealand NZ Fixed Interest AA+
    0.69%
  • Goodman Property Trust
    New Zealand Listed Property N/A
    0.56%
  • Precinct Properties New Zealand Ltd
    New Zealand Listed Property
    0.54%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 September 2019.

How the money in this fund is invested against the fund's targets.

Target

Actual


Type Target Actual
Cash and Cash Equivalents 1.0% 1.71%
New Zealand Fixed Interest 13.0% 12.62%
International Fixed Interest 26.0% 26.33%
Australasian Equities 14.5% 13.04%
International Equities 38.0% 37.61%
Listed Properties 7.5% 8.69%
Unlisted Properties 0.0% 0.0%
Unknown None% 0.0%
Other 0.0% 0.0%
Commodities 0.0% 0.0%

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 September 2019.

Key Personnel

  • Alister John Williams

    Currently: Director (3 years, 10 months)
    Previously: Investment Manager - Trust Management (4 years, 8 months)

  • Guy Roulston Elliffe

    Currently: Director (3 years, 10 months)
    Previously: Corporate Governance Manager - ACC (4 years, 5 months)

  • Hugh Duncan Stevens

    Currently: Chief Executive Officer - Smartshares (1 years, 7 months)
    Previously: Chief Operating Officer - Implemented Investment Solutions Ltd (2 years, 6 months)

  • Stuart Kenneth Reginald Millar (New)

    Currently: Chief Investment Office - Smartshares (0 years, 4 months)
    Previously: Head of Portfolio Management - ANZ Investments (6 years, 4 months)

This information has been sourced from the quarterly data that each KiwiSaver fund has filed with Disclose register to 30 September 2019.

Does this fund have a policy to exclude any industries from its investments? The first column shows if the fund has a policy to exclude the issue. The second column shows if there are any current investments (source: Mindful Money research).

The Fund may have investments that are not consistent with their exclusions policy because they are still in the process of implementing their policy.

  • Issue of concern
    Is it excluded?
    Portfolio analysis
  • Adult Entertainment/Pornography:
    0.00%
  • Alcohol:
    0.14%
  • Animal Testing:
    3.22%
  • Fossil Fuels:
    0.55%
  • Gambling:
    0.00%
  • GMOs:
    0.28%
  • Human Rights & Environmental Violations:
    0.40%
  • Palm Oil:
    0.03%
  • Tobacco:
    0.00%
  • Weapons:
    0.12%

This data is compiled by Mindful Money from the fund information and portfolios that each KiwiSaver fund has filed with the Disclose register to 30 September 2019 and Mindful Money analysis of funds within those portfolios. The list of companies of concern has been drawn from ratings agencies and public sources, including the Norwegian Sovereign Fund, NZ Super Fund and research organisations.

Note that the fund’s intended exclusions may not be consistent with the analysis of the portfolio because of timing issues or because there are companies of concern in indirect investments by the fund.

Note that many KiwiSaver funds exclude controversial weapons. However, the category of Weapons used in this analysis is broader in scope, covering all munitions, firearms and military weapons

Specific companies invested in:

Fossil Fuel

Phillips 66 0.02%
Valero Energy Corp 0.02%
Oneok Inc 0.01%
Marathon Petroleum Corp 0.03%
Enbridge Inc 0.02%
Enagas Sa 0.02%
Parkland Fuel Corp 0.02%
Hollyfrontier Corp 0.02%
Targa Resources Corp 0.01%
Pembina Pipeline Corp 0.01%
Caltex Australia Ltd 0.05%
Apa Group 0.03%

Weapons

Teledyne Technologies Inc 0.02%
Mitsubishi Heavy Industries 0.01%
Transdigm Group Inc 0.01%

Alcohol

Lvmh Moet Hennessy Louis Vui 0.03%

Palm Oil

Brown & Brown Inc 0.02%

GMOs

Novartis Ag-Reg 0.03%
Stora Enso Oyj-R Shs 0.02%
Novozymes A/S-B Shares 0.02%
Dupont De Nemours Inc 0.01%
Novartis Finance Sa 1.375000% 08/14/2030 0.04%
Novartis Capital Corp 3.100000% 05/17/2027 0.02%

Human Rights & Environmental Violations

Johnson & Johnson 0.07%
Barrick Gold Corp 0.01%
Johnson & Johnson 2.450000% 03/01/2026 0.08%

Animal Testing

Johnson & Johnson 0.067%
Procter & Gamble Co/The 0.052%
Lvmh Moet Hennessy Louis Vui 0.030%
Unilever N V -Ny Shares 0.020%
Ppg Industries Inc 0.019%
Pepsico Inc 0.017%
L'Oreal 0.016%
General Mills Inc 0.015%
Givaudan-Reg 0.014%
Ecolab Inc 0.014%
Coca-Cola Co/The 0.014%
Danone 0.013%
Glaxosmithkline Plc 0.012%
Unilever Plc 0.011%
Shiseido Co Ltd 0.010%
Walgreens Boots Alliance Inc 0.035%
Estee Lauder Companies-Cl A 0.035%
Reckitt Benckiser Group Plc 0.032%
Koninklijke Dsm Nv 0.032%
Tesco Plc 0.032%
Coca-Cola European Partners 0.027%
Colgate-Palmolive Co 0.024%
Burberry Group Plc 0.024%
Arkema 0.024%
Unilever Plc-Sponsored Adr 0.021%
Church & Dwight Co Inc 0.021%
Intl Flavors & Fragrances 0.021%
Symrise Ag 0.021%
Fmc Corp 0.021%
Sumitomo Chemical Co Ltd 0.021%
Akzo Nobel N.V. 0.018%
Chr Hansen Holding A/S 0.018%
Novozymes A/S-B Shares 0.018%
Johnson Matthey Plc 0.015%
Beiersdorf Ag 0.015%
Croda International Plc 0.015%
Kraft Heinz Co/The 0.012%
Clorox Company 0.012%
Coty Inc-Cl A 0.012%
Mitsui Chemicals Inc 0.012%
Kose Corp 0.012%
Henkel Ag & Co Kgaa Vorzug 0.012%
Glaxosmithkline Capital 5.250000% 12/19/2033 0.105%
Procter & Gamble Co/The 1.125000% 11/02/2023 0.102%
Unilever Nv 1.625000% 02/12/2033 0.081%
Johnson & Johnson 2.450000% 03/01/2026 0.076%
Kraft Heinz Foods Co 2.250000% 05/25/2028 0.068%
Procter & Gamble Co/The 2.000000% 08/16/2022 0.052%
Walgreens Boots Alliance 3.450000% 06/01/2026 0.050%
Coca-Cola Co/The 1.125000% 03/09/2027 0.042%
Glaxosmithkline Capital 1.250000% 05/21/2026 0.042%
Kraft Heinz Foods Co 4.125000% 07/01/2027 0.039%
Clorox Company 3.900000% 05/15/2028 0.039%
Procter & Gamble Co/The 1.800000% 05/03/2029 0.039%
Coca-Cola Co/The 1.875000% 09/22/2026 0.037%
General Mills Inc 4.200000% 04/17/2028 0.034%
Ppg Industries Inc 3.750000% 03/15/2028 0.024%
Kraft Heinz Foods Co 3.950000% 07/15/2025 0.021%
Glaxosmithkline Cap Inc 2.800000% 03/18/2023 0.021%
Newell Brands Inc 4.000000% 06/15/2022 0.018%

Download the fund's disclosure statement and portfolio holdings.

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